Search found 970 matches

by fsrph
Fri Oct 12, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

Momus wrote:
Fri Oct 12, 2018 4:02 pm

Just buy a roku $50 if you want a smart TV later.
Exactly. I bought a Samsung plasma non smart TV for myself. Added a Sony Blu-ray player and it streams great. I wish plasmas were still made.

Francis
by fsrph
Fri Oct 12, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

I didn't give a price range because if my father plans to watch in SD does the TV matter? I think perhaps it's best to upgrade to Verizon HD so the TVs resolution can be enjoyed. I saw TCL TVs in stores and liked their specs but I wasn't familiar with the brand. Francis at some point, price always ...
by fsrph
Fri Oct 12, 2018 10:51 am
Forum: Personal Consumer Issues
Topic: Key West Hotels
Replies: 27
Views: 1782

Re: Key West Hotels

The Casa Marina is beautiful and near Old Town. Expensive but so is most everything near Duval Street.


http://www.casamarinaresort.com

Francis
by fsrph
Fri Oct 12, 2018 10:09 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

One other thing I ran into is some new TVs don't come with a tuner. If you want to watch with an antenna I suppose you have to buy a tuner too. Francis Technically, you can't market something as a tv if it doesn't have a tv tuner, but Vizio and others have items called 'displays' or 'tuner free dis...
by fsrph
Fri Oct 12, 2018 10:01 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

One other thing I ran into is some new TVs don't come with a tuner. If you want to watch with an antenna I suppose you have to buy a tuner too.

I also want to make a correction. I was mistaken, my father's cable is with Comcast not Verizon.

Francis
by fsrph
Fri Oct 12, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

You did not give a price range. if you just want a very good "budget" pick, would suggest the TCL 6-series on sale at amazon and best buy. it will run ~$650 for a 55" screen. yes, it may have more smart TV stuff built in than he needs (has Roku's operating system) but the picture quality to price r...
by fsrph
Fri Oct 12, 2018 9:45 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

I applaud your efforts. I suspect the simpler the set up & remote the better. I extensively researched newer tv's about 3-5 yrs back. A 120/refresh rate was selected & optimum then, I'd suspect you want to research the best available today, 240, maybe? Samsung/Vizio were two of the top selections. ...
by fsrph
Fri Oct 12, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

I'd try and get him HDTV, its a huge improvement. TVs I can't help with, I still love my plasma tvs. I think this might be the answer. If he will be watching SD TV on a new HDTV and the black bars are present he won't like it. I have a Samsung plasma. It was reasonably priced and the picture is ter...
by fsrph
Fri Oct 12, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

Re: TV recommendation for my father

I am just a bit curious why he doesn't want to use the HDMI output from the FIOS box. Just asking. There is no cost involved and FIOS automatically tunes to the HD version of each channel. It's actually difficult I found to find the SD versions of any channel that carries HD. You say he is not inte...
by fsrph
Thu Oct 11, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1671

TV recommendation for my father

Looking for TV recommdations. This TV would be for my father. He is elderly and enjoys watching sports and TV shows. Criteria: He has no interest in using the TV to connect to the internet. He would watch thru Verizon standard definition. I would see if he would try a high def feed from Verizon but ...
by fsrph
Fri Oct 05, 2018 7:37 pm
Forum: Investing - Theory, News & General
Topic: Senate FCU 60 month CD - 3.63%
Replies: 17
Views: 2178

Re: Senate FCU 60 month CD - 3.63%

I decided to go for the 7 month 2.5% CD at Northwest. Figure there's a very reasonable chance rates will be higher then. Francis Thanks for bringing this CD to my attention. Like you, my 3 year 3% cd is maturing and I was wondering what to do with the proceeds. This CD doesn't show up on depositacc...
by fsrph
Thu Oct 04, 2018 3:36 pm
Forum: Investing - Theory, News & General
Topic: Senate FCU 60 month CD - 3.63%
Replies: 17
Views: 2178

Re: Senate FCU 60 month CD - 3.63%

I decided to go for the 7 month 2.5% CD at Northwest. Figure there's a very reasonable chance rates will be higher then.

Francis
by fsrph
Wed Oct 03, 2018 8:54 pm
Forum: Investing - Theory, News & General
Topic: Senate FCU 60 month CD - 3.63%
Replies: 17
Views: 2178

Re: Senate FCU 60 month CD - 3.63%

Thanks for your well thought out reply Kevin. And also thanks for all your other posts on CDs. I've learned a lot from them. I had a CD just come due at Northwest and was considering the Senate deal. I was hoping the NASA 3.25% deal was still there but it isn't. I think I might just leave it at Nort...
by fsrph
Wed Oct 03, 2018 6:37 pm
Forum: Investing - Theory, News & General
Topic: Senate FCU 60 month CD - 3.63%
Replies: 17
Views: 2178

Senate FCU 60 month CD - 3.63%

Found this CD today. Anyone considering it? Is the rate enough of a premium to commit money for 60 months?

https://www.depositaccounts.com/banks/u ... cu/offers/

Francis
by fsrph
Tue Sep 25, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 5956

Re: Oil change interval for low-mileage vehicles

TxAg wrote:
Tue Sep 25, 2018 2:04 am
I've asked mechanics the same question and was told once per year. It has worked well for me.
I have two cars and drive each one about 4500 miles a year. My independent repair shop also recommends once a year oil changes.

Francis
by fsrph
Fri Sep 21, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: Thinking of selling my car
Replies: 36
Views: 1679

Re: Thinking of selling my car

The car is due for a major routine $500-ish service in November (service is every 6 months) so everything including the battery will be checked, I'll definitely keep that point in mind. $500 for routine the routine service for a three year old car sounds very excessive. If you are just taking it to...
by fsrph
Fri Sep 07, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Certified Pre-Owned Cars (CPO): Is this normal?
Replies: 30
Views: 2522

Re: Certified Pre-Owned Cars (CPO): Is this normal?

Very shady in my opinion. Car advertising was deceptive. Should never have been advertised as certified if what they meant was it can be certified for an additional fee. Would not patronize this dealer again.

Francis
by fsrph
Sun Sep 02, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: first round ticket to US Open Tennis 2019
Replies: 17
Views: 1576

Re: first round ticket to US Open Tennis 2019

I have made it my goal to go see Serena Williams play in the first round of the US Open Tennis 2019. How do I know which match she will be playing and buy the ticket for that? What would be the price to tickets? I have never been to a professional sporting event! This is a year from now. If she is ...
by fsrph
Mon Aug 27, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 47
Views: 4269

Re: Shingrix [Vaccine availability]

60 years old is the age when it is recommended and likely to be covered by insurance. That is when Kaiser covered my shot. Actually the CDC and the Shingrix package insert recommend vaccination at age 50 and above. However, with so many insurance plans out there you have to check with your plan as ...
by fsrph
Sun Aug 26, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 47
Views: 4269

Re: Shingrix [Vaccine availability]

Is there any positive effect in restarting with the first if you can't get the second shot, assuming they are different? Any harm in taking an infinite number of the first shot? The first and second shots are identical. The second shot should be given between two and six months after the first one....
by fsrph
Wed Aug 15, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Re: Sidewalk repair - price in line?

Our town comes around and marks sidewalk sections that need replacing. They are roughly 3" by 5". Everything I've read/heard around town is that finding a contractor to come replace one sidewalk rectangle is nearly impossible. Such a small job isn't worth their time. Supposedly the best way to hand...
by fsrph
Wed Aug 15, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Re: Sidewalk repair - price in line?

Get 3 quotes. There's another thread about taxes in FL being low. I guess cities don't maintain sidewalks in Florida. Apparently OP has already tried to do this. Please suggest ways of getting 3 quotes when contractors don't bother to bid. You are correct. Only one contractor submitted a bid. Well,...
by fsrph
Tue Aug 14, 2018 8:18 pm
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Re: Sidewalk repair - price in line?

City gave us a code violation for cracks in three sidewalks. The property in in S. Florida. I requested a few estimates and only one contractor responded. He wants to obtain a city permit, remove the old walks and replace them. The three sidewalks to be replaced are 8 x 4 feet each. I realize there...
by fsrph
Tue Aug 14, 2018 8:13 pm
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Re: Sidewalk repair - price in line?

City gave us a code violation for cracks in three sidewalks. The property in in S. Florida. I requested a few estimates and only one contractor responded. He wants to obtain a city permit, remove the old walks and replace them. The three sidewalks to be replaced are 8 x 4 feet each. I realize there...
by fsrph
Tue Aug 14, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Sidewalk repair - price in line?

City gave us a code violation for cracks in three sidewalks. The property in in S. Florida. I requested a few estimates and only one contractor responded. He wants to obtain a city permit, remove the old walks and replace them. The three sidewalks to be replaced are 8 x 4 feet. I realize there's reg...
by fsrph
Sat Aug 11, 2018 7:37 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6793

Re: "Dollar Tree Store" favorites

The toothpaste and deodorant and buy from their is the same product and cheaper per ounce then Target. Good luck. No, dollar store toothpaste is not the same product that you can buy at Target: https://www.snopes.com/fact-check/dollar-store-toothpaste/ Again, I don't recommend buying anything at a ...
by fsrph
Sat Aug 11, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6793

Re: "Dollar Tree Store" favorites

Oatmeal trailbars, greetings cards, reading glasses, Beer nuts, generic Zrytec (14 tabs for$1), cooking pans, oven cleaner, writing tablets, cleaning supplies, Chex mix.

Francis
by fsrph
Sat Aug 11, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: Planning a Florida Gulf Coast trip next February/March
Replies: 5
Views: 586

Re: Planning a Florida Gulf Coast trip next February/March

If you'd consider Marco Island there are a lot of rentals on the opposite side of the street with the beach front condos. That would be Collier Boulevard. Things to consider is you're going in prime season, it's going to be expensive. Also beach access is limited but some rentals include a beach pas...
by fsrph
Thu Aug 02, 2018 9:16 pm
Forum: Investing - Help with Personal Investments
Topic: Unexpected early retirement - requesting advice
Replies: 56
Views: 6927

Re: Unexpected early retirement - requesting advice

Financially the medical and pension are very valuable. Work with your doctor to see what can be done to help you. Do nothing in haste. Thank you - I needed to hear that, it's probably not what I was wishing to hear but something I needed to hear First, best wishes in dealing with your health issue....
by fsrph
Thu Aug 02, 2018 8:47 pm
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4908

Re: Which diet soda pop do you enjoy?

Drank Diet Coke for years but now prefer Diet Pepsi.
Orange Crush
Fresca
A&W Root Beer
Dr Pepper
Used to drink Diet Rite Raspberry but can't seem to find it anymore.

Francis
by fsrph
Sun Jul 22, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: High voltage powerlines near house
Replies: 72
Views: 5387

Re: High voltage powelines near house

Once looked at a house right next to power lines. Once I heard the power lines sizzling the house was a no go.

Francis
by fsrph
Thu Jul 19, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 56879

Re: Flaunt Your High-Mileage Car

OldTimer wrote:
Thu Jul 19, 2018 7:33 am
Good morning Bogleheads:

I drive a 2003 Lexus GX 470, 345,000 miles.

Love the car

OldTimer,

This is a vehicle I am looking at to buy used. How were the repair costs over the years? Did you notice a spike in repair and maintenance costs when your vehicle got over 150k miles? Thanks.

Francis
by fsrph
Fri Jul 13, 2018 11:43 am
Forum: Investing - Help with Personal Investments
Topic: Old Drip Accounts - Worth Moving to Consolidate?
Replies: 9
Views: 679

Re: Old Drip Accounts - Worth Moving to Consolidate?

Years ago, I moved shares I had in a DRIP to Vanguard. Wanted to consolidate my investments. Unless there is a significant fee to transfer I'd move them.

Francis
by fsrph
Sun Jul 01, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Recommend a vehicle for $24,000 or less
Replies: 47
Views: 4174

Re: Recommend a vehicle for $24,000 or less

New base model Subaru Forester.

Francis
by fsrph
Thu Jun 21, 2018 7:34 am
Forum: Personal Consumer Issues
Topic: Buy new truck before retiring?
Replies: 53
Views: 3266

Re: Buy new truck before retiring?

Is the mpg for the new truck a real world number or what the original sticker states? If it's not a real world number you may be disappointed in your mpg gain.

Francis
by fsrph
Sun Jun 17, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: Cosmetic Question about teeth
Replies: 9
Views: 1374

Re: Cosmetic Question about teeth

Crest Whitestrips Professional Effects. Excellent results. Get compliments from the hygienist and dentist at my visits. Can sometimes find these Whitestrips on sale on Amazon for about $35.

Francis
by fsrph
Sat May 19, 2018 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: What’s your phone/internet bill?
Replies: 92
Views: 6803

Re: What’s your phone/internet bill?

Verizon - internet and landline $71 / month.

Francis
by fsrph
Wed May 16, 2018 10:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 11413

Re: Yes, I'm 89 all right! [Jack Bogle]

Very Happy Birthday wishes to you Mr Bogle. I am so thankful that you set up Vanguard with low expense ratios to give the small investor a decent chance at accumulating wealth. Just want you to know there are countless people you helped by doing this. Wish I could see you at the Bogleheads annual ga...
by fsrph
Wed May 16, 2018 9:21 am
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 48
Views: 6596

Re: Neighbor wants to use our land temporarily - let them or not?

I wouldn't worry about liability. I don't see that you have any more or less liability for a vacant lot than you do all of the other months you own the land as an absentee owner. I'm not familiar with vacant lots being manicured and needing mowed. Is this common in FL? In my experience, vacant lots...
by fsrph
Tue May 15, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 48
Views: 6596

Re: Neighbor wants to use our land temporarily - let them or not?

Assuming you trust them to fix any damage done I wouldn't give it a second thought. I've never met the neighbor. They are only there six years. This is getting more complicated. It seems the neighbor has been using the land without asking. The grass cutting service couldn't cut a portion of the lot...
by fsrph
Tue May 15, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 48
Views: 6596

Neighbor wants to use our land temporarily - let them or not?

We own a residential lot in a resort area of Florida affected by Hurricane Irma.. We do not live in Florida. Received a call from a neighbor for permission to use our land to store materials and forklifts for their new tile roof. Hurricane destroyed it. Would you give permission? Liability concerns?...
by fsrph
Tue May 15, 2018 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 467
Views: 43942

Re: Lucrative careers?

...Also, how are you able to circumvent the laws requiring a pharmacist to review your prescription before dispensing? With a stroke of a pen. The requirement you cite could be actual law, or more likely, a regulation promulgated by the state board or pharmacy. Either can be readily changed. Or it ...
by fsrph
Sun May 06, 2018 10:14 am
Forum: Personal Consumer Issues
Topic: AMC Movie Theaters -- typical OR not?
Replies: 61
Views: 4985

Re: AMC Movie Theaters -- typical OR not?

Local Cinemark converted to all the things you mentioned a few years ago - recliners, small theater size, tiered seating. Price is under $10 if you go before 6pm unless you choose an XD show.

Francis
by fsrph
Tue May 01, 2018 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Healthcare Sharing?
Replies: 51
Views: 4677

Re: Thoughts on Healthcare Sharing?

Healthcare sharing plans got my attention as an alternative to health insurance. Upon investigating them I concluded I wasn't interested in them. As I work in a hospital I asked several case managers, who deal with health insurance daily, how many patients had healthcare sharing plans and the answer...
by fsrph
Sun Apr 29, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: What Android browser do you use?
Replies: 44
Views: 3094

Re: What Android browser do you use?

I use both Chrome and Firefox. Firefox seems to work better for me.

Francis
by fsrph
Wed Apr 25, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 10647

How did you tell the boss you're leaving/retiring?

I've known for quite a while that it's time to retire but I don't know how my boss is going to react. Boss is very unpredictable and may make me feel uncomfortable with my decision. I'm obsessing on how this conversation will go and I am frozen in inaction. How did you handle this conversation? How ...
by fsrph
Sat Apr 21, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: Medical alert "button"
Replies: 34
Views: 2345

Re: Medical alert "button"

One of my relatives uses a Five Star Great Call Splash which she purchased at Wal-Mart. Advantages is it uses the Verizon wireless network so it works outside the home. Also, this device has one of the lowest cost monthly plans at $19.99. https://www.walmart.com/ip/GreatCall-Splash-the-most-affordab...
by fsrph
Fri Apr 20, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: Factor in evaluating Physicians
Replies: 86
Views: 5701

Re: Factor in evaluating Physicians

Everything you'll find on there is peanuts compared to if they get a royalty on the device or drug they are giving. That would generally be if they invented some portion of the device and have a patent. I'm pretty sure royalty payments aren't included in this. I looked up a few high volume doctors ...
by fsrph
Tue Apr 10, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Need vacuum recomendations
Replies: 21
Views: 1862

Re: Need vacuum recomendations

My relative has several cats. She tried many brands of vaccum cleaners both cheap and expensive. The best one turned out to be a Shark from Walmart. Exceptional suction, simple design and light to move around. I think this is the model she bought. https://www.walmart.com/ip/Shark-Navigator-Lift-Away...