Search found 18 matches

by DosCommas
Wed Oct 09, 2019 9:27 am
Forum: Personal Investments
Topic: Excellent Adventure in Taxable?
Replies: 27
Views: 3265

Re: Excellent Adventure in Taxable?

Hi, For a small part of my portfolio I want to be in HEDGEFUNDIE's Excellent Adventure. (I understand that it's risky and the money I'm allocating shouldn't impact my finances if doesn't work out). I have a Vanguard taxable account (with VTSAX) that I am transferring to M1 Finance. I'm requesting s...
by DosCommas
Tue Oct 08, 2019 11:44 pm
Forum: Personal Investments
Topic: Excellent Adventure in Taxable?
Replies: 27
Views: 3265

Re: Excellent Adventure in Taxable?

Hi, For a small part of my portfolio I want to be in HEDGEFUNDIE's Excellent Adventure. (I understand that it's risky and the money I'm allocating shouldn't impact my finances if doesn't work out). I have a Vanguard taxable account (with VTSAX) that I am transferring to M1 Finance. I'm requesting s...
by DosCommas
Fri Sep 13, 2019 12:12 am
Forum: Personal Investments
Topic: Low fee Private Equity / Alternative Investing Approach
Replies: 13
Views: 1468

Re: Low fee Private Equity / Alternative Investing Approach

I would consider the possibility that historical PE outperformance has led to performance chasing and with larger deals required to put so much capital to work returns may be headed lower for awhile. Not saying it isn’t a worthwhile asset class for your portfolio, just get yourself ready in case pas...
by DosCommas
Wed Sep 04, 2019 10:38 pm
Forum: Personal Consumer Issues
Topic: First-hand experiences with United Basic Economy for families?
Replies: 180
Views: 7300

Re: First-hand experiences with United Basic Economy for families?

Done it before. They will allow a backpack per person but no rollerboards unless you pay to check them. They WILL let you pay a small fee to select regular seats which I recommend. When I booked last the seat selection fee was $17/seat to choose for a cross country flight. You can do it while bookin...
by DosCommas
Thu Aug 29, 2019 2:46 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 1267
Views: 78503

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Or you may be able to share sells at a loss and not incur capital gains. No. The thirty day before and after rule sinks that idea. It's probably easier come tax time to sell lots with ltcg or zero stcg. It is possible to use SPXL as a TLH pair for UPRO to avoid wash sales. Since the start of the ad...
by DosCommas
Sun Mar 17, 2019 4:53 pm
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 246
Views: 45893

Re: What's your U.S. : International ratio?

The main reason for US outperformance over the past 10-15 years has been the rise of tech giants like Amazon and Facebook. There's no such thing as this in Europe, Japan or other countries. The most valuable company in Europe today is Nestle. Consumer staples like this are not known for explosive g...
by DosCommas
Sun Mar 03, 2019 3:26 pm
Forum: Personal Investments
Topic: Opportunity zone fund investing - opinions?
Replies: 9
Views: 1163

Re: Opportunity zone fund investing - opinions?

I have looked at a couple of these... Two that I found from firms with at least some track records are a) Fundrise - structured as REIT and b) Caliber Companies - structured as a partnership. Both are only available to qualified investors. The issues I have seen so far with these: 1) These are real ...
by DosCommas
Sun Feb 24, 2019 6:00 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth IRA conversion - Charging Tax in Turbotax
Replies: 17
Views: 1137

Re: Backdoor Roth IRA conversion - Charging Tax in Turbotax

I was verifying again and 8606 says below in the end. My wife does not work. It says my wife can deduct on 1880 of her contribution of 5500 contribution to a traditional IRA because Husband is covered by a retirement plan at work and your MAGI is between 189-199. The difference of 3620 is considere...
by DosCommas
Sun Feb 24, 2019 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth IRA conversion - Charging Tax in Turbotax
Replies: 17
Views: 1137

Re: Backdoor Roth IRA conversion - Charging Tax in Turbotax

I did it recently and it worked correctly. You have to submit both non-deductible contributions (1 for you and 1 for your wife) and the 1099-Rs for the conversion, and also specify the basis correctly. If nothing was in any traditional IRAs before you specify the basis of $0. If there was $1882 in y...
by DosCommas
Sun Feb 24, 2019 1:49 pm
Forum: Investing - Theory, News & General
Topic: When do you notice the compounding at work?
Replies: 137
Views: 28511

Re: When do you notice the compounding at work?

once your returns are far in excess of your contributions Succinctly stated. :happy A consideration is that one also notices compounding when returns are losses large compared to contributions and/or withdrawals. 100%. Having put almost 7 figures into the market about a year ago and then steadily e...
by DosCommas
Sun Feb 24, 2019 10:27 am
Forum: Personal Investments
Topic: I'm essentially market timing, but can't bring myself to stop.
Replies: 71
Views: 7072

Re: I'm essentially market timing, but can't bring myself to stop.

It doesn’t sound to me like you’re a “market timer”. You’re not selling out of your existing 80/20 portfolio to wait for the drop... you’re just having a hard time pulling the trigger to dump everything else in. You’ve stated your end goal is to get the rest of the cash and old stock positions alloc...
by DosCommas
Mon Feb 11, 2019 10:20 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 285838

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

For my taxable account (play money) I've narrowed my portfolio down to: 20% UPRO ProShares UltraPro S&P500 (TLH pair SPXL) 30% SSO ProShares Ultra S&P500 (TLH pair SPUU) 30% TMF Direxion Daily 20+ Yr Trsy Bull 3X ETF 20% UBT ProShares Ultra 20+ Year Treasury In theory this portfolio will allow for m...
by DosCommas
Sun Feb 10, 2019 11:29 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 285838

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

It looks to me like holding this in taxable could present some fabulous tax loss harvesting opportunities due to the volatility. UPRO and SPXL have no overlapping holdings so could be pair funds. Any suggestions for TMF? TYD perhaps, but that tracks 7-10 year treasuries instead... I’m very hesitant...
by DosCommas
Sun Feb 10, 2019 10:48 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 285838

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

It looks to me like holding this in taxable could present some fabulous tax loss harvesting opportunities due to the volatility. UPRO and SPXL have no overlapping holdings so could be pair funds. Any suggestions for TMF? TYD perhaps, but that tracks 7-10 year treasuries instead... I’m very hesitant ...
by DosCommas
Fri Feb 08, 2019 1:40 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 285838

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Just how inefficient would this strategy be in a taxable account? What would one have to do to calculate if it would be worth doing based on a backtest? I am considering this might be an interesting use for play money but holding these funds in taxable and rebalancing them might offset the theoretic...
by DosCommas
Tue Jan 29, 2019 4:14 pm
Forum: Personal Investments
Topic: Portfolio feedback requested - mid-30s, 80/20, DFA factor tilt
Replies: 6
Views: 638

Re: Portfolio feedback requested - mid-30s, 80/20, DFA factor tilt

In other words, every bit of OP’s 401k tax deferred contributions should be invested in bond fund (VBITX). His stocks investing should take place in Roth and/or taxable. Thanks for the feedback. I currently have my REIT allocation in "her 401k" and am using Roth space to add emerging markets to rea...
by DosCommas
Mon Jan 28, 2019 2:27 am
Forum: Personal Investments
Topic: Portfolio feedback requested - mid-30s, 80/20, DFA factor tilt
Replies: 6
Views: 638

Portfolio feedback requested - mid-30s, 80/20, DFA factor tilt

Hi all - longtime lurker finally posting my portfolio for feedback. We recently had a windfall (sold RSUs) so our portfolio has recently changed from being mostly pre-tax to majority taxable. With the recent drop we tax loss harvested and now have gains in the pair funds. Goal of the allocation is 8...