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The 6th was taken...

At Risk | $13K
Allocation |55% UPRO / 45% TMF
Start Date | 2019-09-26
Rebalancing | Quarterly

I heard Naval on Joe Rogans podcast last week and I was wondering where I heard of him and of course it was the Bogleheads forum. I immensely enjoyed the podcast. Bogleheads would be pleased to hear that when he spoke of retirement he mentioned living below your means and having a high savings rate....

50% U.S and 50% International

+1 on paying off student loans

I've reached $50K in retirement savings earlier in Feb. I started saving 2 years and 2 months ago thanks to Bogleheads.. DW and I have a passive online business that is 2 years old. It turned $20k in profit for 2018. Our first year we broke even. We are not ruled by greed and are loving our small wi...

TRS for New York City?

50% Small Cap
50% International

*disclaimer: I will have a NYC Pension (w/COLA) upon retirement which will cover our living expenses

I will have to make the next one.

I also work for the City. I max the 457 first due to the fact you can take withdrawals upon severance from the City. I then max out the 401k.

To answer your question, the fees are reasonable.

Both sides have made excellent arguments, so I decided to split it down the middle and go 50/50.

For the past 3 years I was 80/20 US vs. International; today I re balanced to 50/50.

Total International is the way to go in my opinion; buy the haystack.