Search found 21 matches

by jaydub71
Fri Dec 13, 2019 7:01 am
Forum: Personal Consumer Issues
Topic: Need high speed scanner for diverse documents
Replies: 53
Views: 2711

Re: Need high speed scanner for diverse documents

mw1739 wrote: Fri Dec 13, 2019 6:50 am You want the Fujitsu ScanSnap. I use it regularly at work to scan documents of various sizes and lengths. The only thing I don’t think it would handle is the file folders. The ScanSnap comes with its own software.
+1 Love my ScanSnap.
by jaydub71
Wed Nov 13, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Apple TV vs Competitors
Replies: 34
Views: 3621

Re: Apple TV vs Competitors

I've had them all at some point and time. I like the Roku because you can search for something (TV show, Movie) and it searches across all the apps (Netflix, Prime, etc.) rather than having to go app by app to find something.
by jaydub71
Sun Nov 10, 2019 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Seller's agent not letting us use a buyer's agent
Replies: 122
Views: 11678

Re: Seller's agent not letting us use a buyer's agent

I think everyone is missing the point here. This whole situation stinks and is more common than you think. However, if I am the homeowner and I find out about this, I am ticked off in a major way. The goal of the seller's agent is to produce offers for the seller to consider. It is not trying to get...
by jaydub71
Tue Oct 15, 2019 6:55 pm
Forum: Personal Consumer Issues
Topic: Invited to join HOA board. Pros/cons?
Replies: 58
Views: 5330

Re: Invited to join HOA board. Pros/cons?

Those that serve on HOA boards fit several profiles. The first profile is the lawyer/wannabe lawyer that wants to make legal pronouncements on every matter brought before the board. Good chance this lawyer/wannabe lawyer hasn't even read the documents governing the community. Another type is the ag...
by jaydub71
Sun Aug 11, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Florida Panhandle recommendations
Replies: 17
Views: 2302

Re: Florida Panhandle recommendations

The snowbirds are primarily from the Midwest and Canada. As a native NYer, that's music to my ears. (joking people, native to upstate New York lol) No comment...but I will say while the volume of tourists in the spring and summer cause traffic issues, the snowbirds cause totally different traffic h...
by jaydub71
Sun Aug 11, 2019 7:48 am
Forum: Personal Consumer Issues
Topic: Florida Panhandle recommendations
Replies: 17
Views: 2302

Re: Florida Panhandle recommendations

The off season (November - February) is very quiet. Mainly Snowbirds and Locals. Spring Breakers do not show up en masse until March/April depending on the timing of the various school spring breaks and Easter. You can generally tell when that is by looking at rental rates and when they increase. Th...
by jaydub71
Thu Aug 08, 2019 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Real Estate Negotiation Came to a Halt
Replies: 67
Views: 5805

Re: Real Estate Negotiation Came to a Halt

Your agent failed to manage expectations of everyone involved. Your agent should have said the offer will come in the low 800s, rather than 800s. While the difference is only semantics, I think it would have avoided wasting everyone's time as the seller would have said to not even bother making an o...
by jaydub71
Tue Jul 30, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: Products for DIY car detailing
Replies: 19
Views: 1917

Re: Products for DIY car detailing

I know this isn't necessarily Bogle-friendly as they are a little pricey but I have had excellent success with Adam's Polishes products. They have great how-to videos as well on their website and youtube.

https://adamspolishes.com/
by jaydub71
Sun Jul 28, 2019 8:49 am
Forum: Personal Consumer Issues
Topic: Long commute: how to manage?
Replies: 110
Views: 8021

Re: Long commute: how to manage?

I had a similar commute where a large stretch was highway. Here is what I did to pass the time: 1) Podcasts 2) Audiobooks 3) Catch up on phone calls (with Bluetooth) The phone calls made the time pass-by the fastest. I could make/return work phone calls that didn't require a computer/desk for the ca...
by jaydub71
Thu Jul 18, 2019 6:43 am
Forum: Personal Consumer Issues
Topic: Your pick for a lawn edger
Replies: 30
Views: 2694

Re: Your pick for a lawn edger

Love the Ego edger (and all Ego lawn tools). Sold by Home Depot. We have a relatively small yard and have the Ego edger, mower, blower, and weed eater. Love all of them. The edger was the last one purchased and I bought it without the battery since I had the other three. Saved about $100. No more g...
by jaydub71
Tue Jul 16, 2019 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Take the cash or the free dinner?
Replies: 117
Views: 13192

Re: Take the cash or the free dinner?

I would definitely get a beginning time and an ending time. A dinner has a fairly clear beginning and end. I can't imagine sitting through one of those talks wondering how much longer is it going to last.
by jaydub71
Wed Mar 06, 2019 9:14 pm
Forum: Personal Investments
Topic: When does the power of compounding interest really kick in?
Replies: 67
Views: 11031

Re: When does the power of compounding interest really kick in?

I disagree with using the term compounding interest when discussing the investment in stocks. Investments in stocks do not have compound interest. They do not pay interest like a savings account and it is very dangerous to think otherwise. I completely agree. The only "compounding" that c...
by jaydub71
Sun Mar 03, 2019 9:47 pm
Forum: Personal Investments
Topic: When does the power of compounding interest really kick in?
Replies: 67
Views: 11031

Re: When does the power of compounding interest really kick in?

I disagree with using the term compounding interest when discussing the investment in stocks. Investments in stocks do not have compound interest. They do not pay interest like a savings account and it is very dangerous to think otherwise. I completely agree. The only "compounding" that c...
by jaydub71
Thu Feb 28, 2019 5:51 pm
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 342
Views: 24140

Re: How do YOU make coffee?

Keurig unit, using a reusable basket so there is no plastic/garbage/waste issues, filled with the ground beans of choice. The choice varies and we'll buy better grades of coffee often. +1 and daughter works at Starbucks so she (we) gets a free pound of coffee every week. A pound lasts a little more...
by jaydub71
Tue Feb 26, 2019 9:31 pm
Forum: Personal Consumer Issues
Topic: HOA wants to install speed bumps that my car won't clear
Replies: 50
Views: 6040

Re: HOA wants to install speed bumps that my car won't clear

Someone mentioned it earlier but fire departments are generally against speed bumps. Sometimes they are okay with them if there is a gap between them that is the same width as the fire truck. In other words, two gaps so the fired truck go through them without slowing down. I'd push the life safety a...
by jaydub71
Sun Feb 24, 2019 9:45 am
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 139
Views: 16326

Re: Is Hyundai the value sweet spot?

If you're buying new and keeping the vehicle for 10 years/ 100k miles, the Hyunda/Kia powertrain warranty covers you. If you're buying used, no. It drops to 5 years/60k miles. Exceptions: Hyundai and Kia Although Hyundai and Kia are well known for offering the best powertrain warranties in the indu...
by jaydub71
Tue Feb 12, 2019 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: House Sale Question: Financing Contingency
Replies: 12
Views: 972

Re: House Sale Question: Financing Contingency

The contract has a financing contingency, but does not have an appraisal contingency (so it says "Purchaser may apply for financing in connection with this sale and Purchaser's obligation to purchase under this Contract is contingent upon issuance of a Loan Commitment Letter by the Loan Commit...
by jaydub71
Sat Feb 09, 2019 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Buying house with son [and his girlfriend]
Replies: 169
Views: 12636

Re: Buying house with son [and his girlfriend]

There are just two much better options. 1) gift them the money 2) buy the house, let them “rent to own” You don’t want to do 1) because you want control. You don’t want to do 2) because they aren’t beholden to you (no “skin in the game”) So you’ve developed an incredibly subprime way of accomplishi...
by jaydub71
Sat Feb 09, 2019 9:50 am
Forum: Personal Finance (Not Investing)
Topic: Buying house with son [and his girlfriend]
Replies: 169
Views: 12636

Re: Buying house with son [and his girlfriend]

I think it is a wonderful gesture on your part even though there are a bunch of risks. Obviously a lot going on here but if you are going to do it, here are some thoughts/suggestions. 1) Write in the agreement that you have the option (not the obligation) to buy out the son and gf for the amount of ...
by jaydub71
Thu Jan 24, 2019 7:49 am
Forum: Personal Finance (Not Investing)
Topic: MBA vs real estate license vs both?
Replies: 20
Views: 1827

Re: MBA vs real estate license vs both?

My general rule of thumb is that if you are going to stay in the same industry, it does not really matter what MBA school you attend. If you are going to change careers, you need to go to a highly respected school. FWIW, I attended a top 10 MBA school because I was changing careers. Essentially you ...