Search found 10 matches

by BlindPursuit
Wed Oct 09, 2019 6:38 pm
Forum: Personal Consumer Issues
Topic: lastpass noob question
Replies: 40
Views: 3193

Re: lastpass noob question

Thank you everyone for all your help. As I said, my concern was not that lastpass would be hacked; it was that anyone with access to my computer can now log in to any website I visit. So if someone steals my laptop, or say my deadbeat brother-in-law tries to get into my bank account while I'm in the...
by BlindPursuit
Wed Oct 09, 2019 10:03 am
Forum: Personal Consumer Issues
Topic: lastpass noob question
Replies: 40
Views: 3193

Re: lastpass noob question

From Lastpass.com: ''Local-only encryption. Your data is encrypted and decrypted at the device level. Data stored in your vault is kept secret, even from LastPass. Your master password, and the keys used to encrypt and decrypt data, are never sent to LastPass’ servers, and are never accessible by L...
by BlindPursuit
Wed Oct 09, 2019 9:50 am
Forum: Personal Consumer Issues
Topic: lastpass noob question
Replies: 40
Views: 3193

lastpass noob question

I finally signed up for a password manager (lastpass). I made my bogleheads login my first test case just so I could get used to how lastpass works. Well, first thing, I go to login at bogleheads. I click login and see my username and password are filled in (password is ***starred out***). How is th...
by BlindPursuit
Wed Sep 25, 2019 9:23 am
Forum: Personal Finance (Not Investing)
Topic: transfer between capital one 360 and fidelity
Replies: 10
Views: 936

Re: transfer between capital one 360 and fidelity

Update one day later . . . as soon as I successfully set the Fidelity account to push-to/pull-from Capital One, two "micro deposit test amounts" from Capital One appeared in the Fidelity account (Capital One uses these test deposits to confirm the linked account). Previously these transactions never...
by BlindPursuit
Tue Sep 24, 2019 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: transfer between capital one 360 and fidelity
Replies: 10
Views: 936

Re: transfer between capital one 360 and fidelity

It turns out my problem was trying to set up the transfer on the Capital One side (i.e., push money from Capital One to Fidelity or pull money from Fidelity to Capital One). That never worked. What did work was setting up the transfer from the Fidelity side . Using my Capital One 360 routing & accou...
by BlindPursuit
Mon Sep 23, 2019 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: transfer between capital one 360 and fidelity
Replies: 10
Views: 936

Re: transfer between capital one 360 and fidelity

Yes, your Fidelity brokerage account can act as a "checking account" for inbound and outbound transfers. Login to Fidelity, click your preferred account, and click Routing Number at the top of the screen. You will get a pop up showing a routing and account number (make sure you use the entire long ...
by BlindPursuit
Mon Sep 23, 2019 11:27 am
Forum: Personal Finance (Not Investing)
Topic: transfer between capital one 360 and fidelity
Replies: 10
Views: 936

transfer between capital one 360 and fidelity

I'm sorry if this has been asked and answered 1000 times already (seems likely but I can't find) Is it possible to transfer money from a Capital One 360 account to my Fidelity brokerage account (and/or vice versa) without having a bank checking account as intermediary? It seems that Cap1 specificall...
by BlindPursuit
Fri Mar 29, 2019 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Not understanding how TurboTax handles 1099-OID
Replies: 0
Views: 235

Not understanding how TurboTax handles 1099-OID

I have a bunch of 1099-OIDs (for various individual state muni bonds). Some show tax-exempt OID reported to the IRS in box 11, some show tax-exempt interest NOT reported to the IRS (who knows why), and some have an acquisition premium shown in box 6. If the tax-exempt OID in box 11 is greater than t...
by BlindPursuit
Wed Jan 23, 2019 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Roth "Transfer on Death" - Taxable Distribution?
Replies: 6
Views: 754

Re: Roth "Transfer on Death" - Taxable Distribution?

My non-expert understanding is that your father is the surviving spouse and beneficiary of your mother's Roth IRA. He selected the option to retitle the account into his name at your mother's passing. Since the 5 year rule was satisfied by your mother, any withdrawals from the Roth account should b...
by BlindPursuit
Tue Jan 22, 2019 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Roth "Transfer on Death" - Taxable Distribution?
Replies: 6
Views: 754

Roth "Transfer on Death" - Taxable Distribution?

My mother had a Roth IRA at Fidelity listing my father as beneficiary. When Mom passed away at the end of 2017, Fidelity had my father open a new Roth in his name and transferred the funds from Mom's old Roth into this new Roth with a "Transfer on Death" designation. At the beginning of 2018, Dad wi...