Search found 199 matches

by caaaad
Sun Feb 11, 2018 3:40 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 443
Views: 429765

Re: A time to EVALUATE your jitters

I went church today and heard everything I needed to hear. I believe I’m headed in the right direction. Still am ignorant and somewhat anxious about the stock market and then I read this. A very good day. Peace be with you. Thank you
by caaaad
Thu Mar 02, 2017 11:31 am
Forum: Personal Investments
Topic: Ibonds
Replies: 12
Views: 2407

Re: Ibonds

I appreciate the helpful responses. I will probably buy towards the end of month.
by caaaad
Wed Mar 01, 2017 5:01 pm
Forum: Personal Investments
Topic: Ibonds
Replies: 12
Views: 2407

Ibonds

Hi, I am trying to find any information on timing as far as when to purchase I bonds. Is this a good time? I know there is only a 2.76 interest rate. I appreciate any quick thoughts
by caaaad
Wed Dec 21, 2016 9:49 am
Forum: Personal Investments
Topic: VMMXX-Vanguard Prime Money Market Fund
Replies: 20
Views: 5083

Re: VMMXX-Vanguard Prime Money Market Fund

Not to complain but it seems kind of funny that after several posts this is the only one gets a serious response
by caaaad
Wed Dec 21, 2016 9:47 am
Forum: Personal Investments
Topic: VMMXX-Vanguard Prime Money Market Fund
Replies: 20
Views: 5083

Re: VMMXX-Vanguard Prime Money Market Fund

I'm very sorry thanks for correcting my ignorance. I apologize
by caaaad
Wed Dec 21, 2016 7:37 am
Forum: Personal Investments
Topic: VMMXX-Vanguard Prime Money Market Fund
Replies: 20
Views: 5083

Re: VMMXX-Vanguard Prime Money Market Fund

The federal tax fund pays no interest. Very difficult to transfer between the two. The prime pays something like.065. They say the tax fund is mandated to protect the one dollar value of mmf. Big benefit for vanguard.
by caaaad
Sat Nov 26, 2016 7:53 pm
Forum: Personal Investments
Topic: Bond fund question
Replies: 4
Views: 1036

Re: Bond fund question

Thanks for the suggestion. Vwiux is vanguard tax exempt and vmlux is vanguard limited term tax exempt. Here is the question again. Hi, I have been using vwiux and vmlux in taxable and vtabx in sep Ira. Didn't know if you would advise. I have been in these funds for several years and most recently ha...
by caaaad
Sat Nov 26, 2016 7:34 pm
Forum: Personal Investments
Topic: Bond fund question
Replies: 4
Views: 1036

Bond fund question

Hi, I have been using vwiux and vmlux in taxable and vtabx in sep Ira. Didn't know if you would advise. I have been in these funds for several years and most recently have watched a 63k paper gain completely disappear with the crash. I had been concerned and was thinking about selling before the cor...
by caaaad
Thu Nov 24, 2016 8:45 pm
Forum: Personal Investments
Topic: Bond Market Strategy Now
Replies: 24
Views: 5941

Re: Bond Market Strategy Now

Hi, I have been using vwiux and vmlux in taxable and vtabx in sep Ira. Didn't know if you would advise. I have been in these funds for several years and most recently have watched a 63k paper gain completely disappear with the crash. I had been concerned and was thinking about selling before the cor...
by caaaad
Thu Feb 26, 2015 3:29 pm
Forum: Investing - Theory, News & General
Topic: No VWIUX at Fidelity
Replies: 17
Views: 2621

Re: No VWIUX at Fidelity

I was in Schwab for years and gradually was buying Vanguard. I'm all in Vanguard now to avoid the confusion. I own vwiux for about 2 years and have a sizable capital gain. Very pleased with that move. The planner at Vanguard recommended and has been very helpful. I had a meeting last week scheduled ...
by caaaad
Fri Jan 23, 2015 5:39 pm
Forum: Personal Investments
Topic: Using TLT to hedge
Replies: 13
Views: 3374

Re: Using TLT to hedge

Thanks for the comments. I'm holding 200 shares and they are up nicely. I was reading on Seeking Alpha that they should still do ok when rates start to go up. The articles are written by contributors so i don't use them for any real guidance. I am reading Tony Robbins Money: Master the game. I think...
by caaaad
Mon Jan 12, 2015 9:02 pm
Forum: Personal Investments
Topic: Need help informing my father he is making a mistake
Replies: 58
Views: 6667

Re: Need help informing my father he is making a mistake

You should offer an opinion to him. It is your business and shows you care. Your post is poorly written and doesn't clearly reflect your concerns. if you just sit back and he jumps off a bridge you would feel worse. At least you tried.
by caaaad
Sat Jan 03, 2015 6:43 pm
Forum: Personal Investments
Topic: Vanguard's Personal Advisor Recommendations
Replies: 22
Views: 6957

Re: Vanguard's Personal Advisor Recommendations

It was recommended I shift from total bond to vwiux intermediate muni fund. I am up 38k plus monthy dividends over a year or so. Vtabx in a Ira has 20k plus dividends. Other options doing well too. Couldn't be more pleased
by caaaad
Tue Nov 18, 2014 6:18 pm
Forum: Investing - Theory, News & General
Topic: New Tony Robbins Book on Financial Freedom
Replies: 92
Views: 33478

Re: New Tony Robbins Book on Financial Freedom

I bought,read and watched everything he put out. Probably not fair to look down on him. He has an amazing working knowledge of psychology. A super communicator. I like and respect him. He always gets me fired up with his positive approach to everything that shows up in his life.
by caaaad
Sun Nov 09, 2014 3:39 pm
Forum: Personal Investments
Topic: Using TLT to hedge
Replies: 13
Views: 3374

Re: Using TLT to hedge

Thanks. I'm 19% stocks and 70% bonds. I'm old and work and save. Tried to lose everything in 2000 and with bogle heads I moved from from schwab to vanguard for A version of Taylor's 3 fund portfolio. I think I still feel fear a bit but not too damaged.Politics are very reassuring either. Not to open...
by caaaad
Sun Nov 09, 2014 2:33 pm
Forum: Personal Investments
Topic: Using TLT to hedge
Replies: 13
Views: 3374

Re: Using TLT to hedge

Good question. I consider it like insurance on a small level. Just a different version of holding bonds I was thinking. I'm all in with vanguard index funds. Tot intermediate muni bond fund, tot international, tot stk market,70/30 based on age. Looking for something that goes the opposite way of the...
by caaaad
Sun Nov 09, 2014 11:59 am
Forum: Personal Investments
Topic: Using TLT to hedge
Replies: 13
Views: 3374

Using TLT to hedge

I read a bit about a strategy using TLT to hedge so I thought I would put a toe in with 16,000 dollars and its up maybe 6%. Does this make sense? I wonder if the market corrects a bit which way TLT should go. Thank you for your thoughts
by caaaad
Sun Dec 01, 2013 9:21 am
Forum: Personal Investments
Topic: I-Bond Purchase Over the Limit was Allowed ?
Replies: 47
Views: 6330

Re: I-Bond Purchase Over the Limit was Allowed ?

I did it by mistake and they wrote me and threatened to boot me unless I reversed the transaction. They were very serious
by caaaad
Sun Mar 17, 2013 10:34 am
Forum: Personal Investments
Topic: ffrhx floating rates fund
Replies: 3
Views: 596

Re: ffrhx floating rates fund

Makes sense. Thanks
by caaaad
Sun Mar 17, 2013 10:22 am
Forum: Personal Investments
Topic: ffrhx floating rates fund
Replies: 3
Views: 596

ffrhx floating rates fund

I was reading about this as a hedge against rising rate environment. Does vanguard have a version and has this been discussed?
by caaaad
Tue Aug 21, 2012 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard as trustee of my estate
Replies: 5
Views: 1354

Vanguard as trustee of my estate

Im thinking about having Vanguard as the trustee of my estate. In simple terms I want to protect my finances for when I leave this life. Any thoughts on this would be appreciated or any experience using Vanguard. I want family to have access but not unlimited access. I edited this based on members c...
by caaaad
Sun May 06, 2012 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: Trust account
Replies: 3
Views: 613

Re: Trust account

Thank you so far as I plan to study the responses tonight. Thanks again
by caaaad
Sun May 06, 2012 7:09 am
Forum: Personal Finance (Not Investing)
Topic: Trust account
Replies: 3
Views: 613

Trust account

Is it possible to set up a trust account with Vanguard as the trustee or Co-trustee to manage my funds and their distrubution to heirs. Would this be advisable? I want to leave everything to my daughters but in a controlled way so I can be assured the bulk of it goes to them. I would like something ...
by caaaad
Sun Apr 22, 2012 4:24 pm
Forum: Personal Investments
Topic: Has anyone here had a good experience with Smith Barney?
Replies: 39
Views: 3772

Re: Has anyone here had a good experience with Smith Barney?

I had a few shares of Vonage by buying IPO. I cashed them in and they left me enough for a starbucks. Its all about them
by caaaad
Fri Feb 03, 2012 11:36 am
Forum: Personal Investments
Topic: Took a Tad Off the Table
Replies: 24
Views: 4436

Re: Took a Tad Off the Table

Trying to get to 10 % and i'm thinking that's hard to do when i'm off the table. Took me 10 years to learn that as i tend to be a fearful greedy investor. Had to learn to reframe my thinking and I get no support here for fearful greedy thinking. Forever grateful as I don't know what i'm up and could...
by caaaad
Sun Dec 11, 2011 12:05 pm
Forum: Investing - Theory, News & General
Topic: How Small Investors Can Get Stomped
Replies: 43
Views: 3687

Re: How Small Investors Can Get Stomped

Its been several years since I made the 180 degree turn around from dumb money to vanguard. The financial people sure miss the retail or dumb money they so affectionately called main street. No 50 percent swings and I actually was smart enough to hang on to a few bucks.
by caaaad
Sun Dec 11, 2011 12:00 pm
Forum: Investing - Theory, News & General
Topic: How can they not know where the MF Global money went?
Replies: 48
Views: 4927

Re: How can they not know where the MF Global money went?

The same week they were collasping a agent named Joe Savage from MF Global called me to invest with the firm. He said he was a trader and didn't normally make these calls but special circumstances motivated him to offer a great opportunity. I never bit, but he started sending me daily information fo...
by caaaad
Sun Dec 11, 2011 11:46 am
Forum: Personal Investments
Topic: Which one is better VWINX or VWELX
Replies: 9
Views: 7458

Re: Which one is better VWINX or VWELX

I put some money for my children many years ago into vwinx. I put money for myself recently in vwelx.
by caaaad
Sat Nov 19, 2011 6:22 pm
Forum: Investing - Theory, News & General
Topic: Bought 7,000 of I Saving Bonds by mistake online
Replies: 6
Views: 1812

Re: Bought 7,000 of I Saving Bonds by mistake online

I did the same thing and they called and were very forceful in telling me to reverse the mistake. They stated they will cancel the account if the mistake is not reversed quickly.
by caaaad
Wed Nov 16, 2011 9:07 pm
Forum: Personal Investments
Topic: Vanguard investment advisor/what to expect?
Replies: 11
Views: 1816

Re: Vanguard investment advisor/what to expect?

I did what your doing. I found myself at Schwab with some Vanguard funds. Then I was spending more time on this site with reading feedback that seemed to endorse Vanguard indexing passive investing. I talked with a Vanguard planner and worked with him several times at no charge, although that amount...
by caaaad
Tue Oct 04, 2011 6:40 pm
Forum: Personal Investments
Topic: Moving Assets to Vanguard
Replies: 21
Views: 3573

I transferred mine in kind and opened a brokerage account at the same time
by caaaad
Tue Oct 04, 2011 6:35 pm
Forum: Personal Investments
Topic: Moving Assets to Vanguard
Replies: 21
Views: 3573

Can't you transfer them in kind?
by caaaad
Wed Aug 10, 2011 7:17 pm
Forum: Personal Investments
Topic: What will be the low for S&P 500?
Replies: 24
Views: 3288

83% bonds. I'm a risky guy.
by caaaad
Wed Aug 10, 2011 7:10 pm
Forum: Personal Investments
Topic: What will be the low for S&P 500?
Replies: 24
Views: 3288

The low will be 2018 and we will start a new secular bull market. Hang in there
by caaaad
Sun Aug 07, 2011 7:30 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 443
Views: 429765

Sleepytime

Thank you. It addresses the psychological responses to the market in a thoughtful and caring way.
by caaaad
Tue Aug 02, 2011 4:37 pm
Forum: Personal Investments
Topic: I'm buying!
Replies: 140
Views: 22531

Smart Money

This is where the smart money steps in. Sounds like plenty of buyers. A plunging market doesn't excite me. An uptrend is more my cup of tea. Have respect for your hard earned money or Pm me and I will give address to forward to me. Thank you in advance
by caaaad
Sun Jul 31, 2011 5:01 pm
Forum: Personal Investments
Topic: Foreign Bond Fund
Replies: 27
Views: 2986

Nice Replys

I appreciate the discussion. I'm thinking its a little more complicated than just buying foreign bond funds to diversify outside the U.S.
by caaaad
Sun Jul 31, 2011 6:37 am
Forum: Personal Investments
Topic: Foreign Bond Fund
Replies: 27
Views: 2986

Pimco

I have been researching Pimco. I find funds that are hedged and unhedged to the us dollar. I'm not sure what that means. I feel a need to diversify outside the United States and this seems a good way to go. I thank you for your information.The fund PFUIX is rated 5 stars from Morningstar rating syst...
by caaaad
Sat Jul 30, 2011 1:41 pm
Forum: Personal Investments
Topic: Foreign Bond Fund
Replies: 27
Views: 2986

Foreign Bond Fund

I am feeling a need to diversify somewhat from the Vanguard Total Bond and Tips fund. I was doing a little research and I wondered if there was a thread or feedback on using Pimco to get Foreign exposure. I think the U.S. is living on past performance and I believe we are headed in the wrong directi...
by caaaad
Sun Jul 03, 2011 7:24 pm
Forum: Personal Investments
Topic: are you: a workaholic, cheap, neither or both?
Replies: 47
Views: 4413

Both can work

I used to resent paying taxes and then I decided to put everything back into the business to avoid paying taxes. I bought a building, raised pays, bought myself better auto's and trucks. Bottom line. I ended with a bigger pie, which was a revelation for me. Instead of being cheap and self serving I ...
by caaaad
Thu Jun 09, 2011 7:26 pm
Forum: Personal Investments
Topic: I-Bonds Not worth it for me?
Replies: 49
Views: 7823

I have several I bonds bought in 2000 earning 8.28 they have almost doubled. I have bought some more through the years but not enough. Never enough is there
by caaaad
Thu Jun 09, 2011 12:49 pm
Forum: Personal Investments
Topic: Ibond purchase using others ssn's
Replies: 10
Views: 1236

Thank for everything
by caaaad
Thu Jun 09, 2011 12:33 pm
Forum: Personal Investments
Topic: Ibond purchase using others ssn's
Replies: 10
Views: 1236

Sorry about that. I have two daughters and 4 Grandkids. I was looking to use the ssn's to buy beyond my limit. If nothing catastropic happens I intend to use the money to fund their education. They are from 4 to 8 years old. I also use my wife's ssn and was thinking about my daughters. For simplicit...
by caaaad
Thu Jun 09, 2011 11:42 am
Forum: Personal Investments
Topic: Ibond purchase using others ssn's
Replies: 10
Views: 1236

I like the minor account also. I may do that.
by caaaad
Thu Jun 09, 2011 11:41 am
Forum: Personal Investments
Topic: Ibond purchase using others ssn's
Replies: 10
Views: 1236

Thanks for the responses. That's the piece I was missing. I can buy paper bonds as a co owner and keep posession of the bond. If I do it on TD than I will need to open an account for them. I'm not quite that generous yet, although I will use them towards their future educational needs. I think I got...
by caaaad
Thu Jun 09, 2011 9:00 am
Forum: Personal Investments
Topic: Ibond purchase using others ssn's
Replies: 10
Views: 1236

Thank you for all information. I will digest it and respond
by caaaad
Thu Jun 09, 2011 5:19 am
Forum: Personal Investments
Topic: Ibond purchase using others ssn's
Replies: 10
Views: 1236

Ibond purchase using others ssn's

I bought my limit of bonds and I want to purchase more in other family members ssn. I understand from Mel that I can use the registry on TD and set up my name and their name, example bob or joan, using their ssn. Can I also buy them somehow with my TD account or do I need to also put it into their a...
by caaaad
Mon May 30, 2011 4:37 am
Forum: Personal Investments
Topic: VEUSX
Replies: 5
Views: 1412

I do appreciate the replys so far and I am thinking about shifting the money into tot intl. fund vanguard as has been suggested. I have been looking for opinions and thank you. The two funds in question are European index fund from vanguard and vanguard total international fund. Thanks again
by caaaad
Sun May 29, 2011 6:10 pm
Forum: Personal Investments
Topic: VEUSX
Replies: 5
Views: 1412

VEUSX

I am in VEUSX and VTIAX I am thinking there is overlap here and thinking I should sell off the veusx especially since it has the highest volitility rating on the vanguard site. The planner never brought that up. Plus its had a great run and a correction has to be coming. But my biggest concern is th...
by caaaad
Wed May 18, 2011 6:13 pm
Forum: Personal Investments
Topic: Difficulty with Vanguard Customer Service
Replies: 37
Views: 5763

I'm surprised

I have at least 5 different numbers and people fall all over themselves answering my questions. Never had to wait for a call back as it was dealt with on the spot. I have the flag or whatever service but not a huge account by any standard. This doesn't make sense to me. I love their service. Always ...