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caaaad

I went church today and heard everything I needed to hear. I believe I’m headed in the right direction. Still am ignorant and somewhat anxious about the stock market and then I read this. A very good day. Peace be with you. Thank you

caaaad

I appreciate the helpful responses. I will probably buy towards the end of month.

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Hi, I am trying to find any information on timing as far as when to purchase I bonds. Is this a good time? I know there is only a 2.76 interest rate. I appreciate any quick thoughts

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Not to complain but it seems kind of funny that after several posts this is the only one gets a serious response

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I'm very sorry thanks for correcting my ignorance. I apologize

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The federal tax fund pays no interest. Very difficult to transfer between the two. The prime pays something like.065. They say the tax fund is mandated to protect the one dollar value of mmf. Big benefit for vanguard.

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Thanks for the suggestion. Vwiux is vanguard tax exempt and vmlux is vanguard limited term tax exempt. Here is the question again. Hi, I have been using vwiux and vmlux in taxable and vtabx in sep Ira. Didn't know if you would advise. I have been in these funds for several years and most recently ha...

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Hi, I have been using vwiux and vmlux in taxable and vtabx in sep Ira. Didn't know if you would advise. I have been in these funds for several years and most recently have watched a 63k paper gain completely disappear with the crash. I had been concerned and was thinking about selling before the cor...

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Hi, I have been using vwiux and vmlux in taxable and vtabx in sep Ira. Didn't know if you would advise. I have been in these funds for several years and most recently have watched a 63k paper gain completely disappear with the crash. I had been concerned and was thinking about selling before the cor...

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I was in Schwab for years and gradually was buying Vanguard. I'm all in Vanguard now to avoid the confusion. I own vwiux for about 2 years and have a sizable capital gain. Very pleased with that move. The planner at Vanguard recommended and has been very helpful. I had a meeting last week scheduled ...

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Thanks for the comments. I'm holding 200 shares and they are up nicely. I was reading on Seeking Alpha that they should still do ok when rates start to go up. The articles are written by contributors so i don't use them for any real guidance. I am reading Tony Robbins Money: Master the game. I think...

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You should offer an opinion to him. It is your business and shows you care. Your post is poorly written and doesn't clearly reflect your concerns. if you just sit back and he jumps off a bridge you would feel worse. At least you tried.

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It was recommended I shift from total bond to vwiux intermediate muni fund. I am up 38k plus monthy dividends over a year or so. Vtabx in a Ira has 20k plus dividends. Other options doing well too. Couldn't be more pleased

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I bought,read and watched everything he put out. Probably not fair to look down on him. He has an amazing working knowledge of psychology. A super communicator. I like and respect him. He always gets me fired up with his positive approach to everything that shows up in his life.

caaaad

Thanks. I'm 19% stocks and 70% bonds. I'm old and work and save. Tried to lose everything in 2000 and with bogle heads I moved from from schwab to vanguard for A version of Taylor's 3 fund portfolio. I think I still feel fear a bit but not too damaged.Politics are very reassuring either. Not to open...

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Good question. I consider it like insurance on a small level. Just a different version of holding bonds I was thinking. I'm all in with vanguard index funds. Tot intermediate muni bond fund, tot international, tot stk market,70/30 based on age. Looking for something that goes the opposite way of the...

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I read a bit about a strategy using TLT to hedge so I thought I would put a toe in with 16,000 dollars and its up maybe 6%. Does this make sense? I wonder if the market corrects a bit which way TLT should go. Thank you for your thoughts

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I did it by mistake and they wrote me and threatened to boot me unless I reversed the transaction. They were very serious

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Makes sense. Thanks

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I was reading about this as a hedge against rising rate environment. Does vanguard have a version and has this been discussed?

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Im thinking about having Vanguard as the trustee of my estate. In simple terms I want to protect my finances for when I leave this life. Any thoughts on this would be appreciated or any experience using Vanguard. I want family to have access but not unlimited access. I edited this based on members c...

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Thank you so far as I plan to study the responses tonight. Thanks again

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Is it possible to set up a trust account with Vanguard as the trustee or Co-trustee to manage my funds and their distrubution to heirs. Would this be advisable? I want to leave everything to my daughters but in a controlled way so I can be assured the bulk of it goes to them. I would like something ...

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I had a few shares of Vonage by buying IPO. I cashed them in and they left me enough for a starbucks. Its all about them

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Trying to get to 10 % and i'm thinking that's hard to do when i'm off the table. Took me 10 years to learn that as i tend to be a fearful greedy investor. Had to learn to reframe my thinking and I get no support here for fearful greedy thinking. Forever grateful as I don't know what i'm up and could...

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Its been several years since I made the 180 degree turn around from dumb money to vanguard. The financial people sure miss the retail or dumb money they so affectionately called main street. No 50 percent swings and I actually was smart enough to hang on to a few bucks.

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The same week they were collasping a agent named Joe Savage from MF Global called me to invest with the firm. He said he was a trader and didn't normally make these calls but special circumstances motivated him to offer a great opportunity. I never bit, but he started sending me daily information fo...

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I put some money for my children many years ago into vwinx. I put money for myself recently in vwelx.

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I did the same thing and they called and were very forceful in telling me to reverse the mistake. They stated they will cancel the account if the mistake is not reversed quickly.

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I did what your doing. I found myself at Schwab with some Vanguard funds. Then I was spending more time on this site with reading feedback that seemed to endorse Vanguard indexing passive investing. I talked with a Vanguard planner and worked with him several times at no charge, although that amount...

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I transferred mine in kind and opened a brokerage account at the same time

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Can't you transfer them in kind?

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83% bonds. I'm a risky guy.

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The low will be 2018 and we will start a new secular bull market. Hang in there

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Thank you. It addresses the psychological responses to the market in a thoughtful and caring way.

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This is where the smart money steps in. Sounds like plenty of buyers. A plunging market doesn't excite me. An uptrend is more my cup of tea. Have respect for your hard earned money or Pm me and I will give address to forward to me. Thank you in advance

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I appreciate the discussion. I'm thinking its a little more complicated than just buying foreign bond funds to diversify outside the U.S.

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I have been researching Pimco. I find funds that are hedged and unhedged to the us dollar. I'm not sure what that means. I feel a need to diversify outside the United States and this seems a good way to go. I thank you for your information.The fund PFUIX is rated 5 stars from Morningstar rating syst...

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I am feeling a need to diversify somewhat from the Vanguard Total Bond and Tips fund. I was doing a little research and I wondered if there was a thread or feedback on using Pimco to get Foreign exposure. I think the U.S. is living on past performance and I believe we are headed in the wrong directi...

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I used to resent paying taxes and then I decided to put everything back into the business to avoid paying taxes. I bought a building, raised pays, bought myself better auto's and trucks. Bottom line. I ended with a bigger pie, which was a revelation for me. Instead of being cheap and self serving I ...

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I have several I bonds bought in 2000 earning 8.28 they have almost doubled. I have bought some more through the years but not enough. Never enough is there

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Thank for everything

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Sorry about that. I have two daughters and 4 Grandkids. I was looking to use the ssn's to buy beyond my limit. If nothing catastropic happens I intend to use the money to fund their education. They are from 4 to 8 years old. I also use my wife's ssn and was thinking about my daughters. For simplicit...

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I like the minor account also. I may do that.

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Thanks for the responses. That's the piece I was missing. I can buy paper bonds as a co owner and keep posession of the bond. If I do it on TD than I will need to open an account for them. I'm not quite that generous yet, although I will use them towards their future educational needs. I think I got...

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Thank you for all information. I will digest it and respond

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I bought my limit of bonds and I want to purchase more in other family members ssn. I understand from Mel that I can use the registry on TD and set up my name and their name, example bob or joan, using their ssn. Can I also buy them somehow with my TD account or do I need to also put it into their a...

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I do appreciate the replys so far and I am thinking about shifting the money into tot intl. fund vanguard as has been suggested. I have been looking for opinions and thank you. The two funds in question are European index fund from vanguard and vanguard total international fund. Thanks again

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I am in VEUSX and VTIAX I am thinking there is overlap here and thinking I should sell off the veusx especially since it has the highest volitility rating on the vanguard site. The planner never brought that up. Plus its had a great run and a correction has to be coming. But my biggest concern is th...

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I have at least 5 different numbers and people fall all over themselves answering my questions. Never had to wait for a call back as it was dealt with on the spot. I have the flag or whatever service but not a huge account by any standard. This doesn't make sense to me. I love their service. Always ...

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