Search found 89 matches

by Thecallofduty
Thu Feb 21, 2019 8:33 am
Forum: Personal Investments
Topic: Lump-sum capital - how to handle?
Replies: 7
Views: 700

Re: Lump-sum capital - how to handle?

https://www.bogleheads.org/wiki/Managing_a_windfall


Take your time. Read the wiki. Read some books. Then figure out how you would like to invest the large sum.
by Thecallofduty
Wed Feb 20, 2019 11:12 am
Forum: Personal Investments
Topic: Eliminate my emergency fund?
Replies: 90
Views: 10402

Re: Eliminate my emergency fund?

This thread about having EFs or not and the threads regarding 529 or not always have very interesting points.

Personally I keep my EF in a money market account. I do not want to touch my taxable total stock market fund in next 15 years unless I am purposefully going to tax loss harvest.

Carry on :sharebeer
by Thecallofduty
Wed Feb 20, 2019 8:49 am
Forum: US Chapters
Topic: Do you discuss BH philosophy with others?
Replies: 66
Views: 7393

Re: Do you discuss BH philosophy with others?

Quick answer is yes. I never discuss my personal finances but am willing to discuss basics about tax deferred plans, index funds, benefits of hsa, etc.
by Thecallofduty
Tue Feb 19, 2019 7:57 pm
Forum: Personal Investments
Topic: Hourly fee-based advisor?
Replies: 32
Views: 3905

Re: Hourly fee-based advisor?

Assuming you are looking for a certified financial advisor who is a fudiciary, maybe start here:

https://www.napfa.org/find-an-advisor


Also if you have specific questions feel free to ask here with all details. You will likely receive great advice.
by Thecallofduty
Mon Feb 18, 2019 9:09 pm
Forum: Personal Investments
Topic: Help choosing 401k funds
Replies: 14
Views: 1498

Re: Help choosing 401k funds

In regards to your second question. For example you dont want to put 80% stocks 20% bonds in each seperate account. The cmulative total of all accounts should add up to 80% stocks and 20% bonds. Hope that helps
by Thecallofduty
Mon Feb 18, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: High earners: thoughts on college and aid
Replies: 91
Views: 9349

Re: High earners: thoughts on college and aid

I am planning kids future with assumption they will recieve 0 aid.
by Thecallofduty
Sun Feb 17, 2019 11:32 pm
Forum: Personal Consumer Issues
Topic: Working remotely + lot of vacations
Replies: 25
Views: 3413

Re: Working remotely + lot of vacations

I would just plan ahead and rent a house you both like or want to try out during the summer vacation or other times you want to leave the bay area. Im sure there is good deals for
Monthly rentals.
Sounds like you have a good gig and lots of potential to have new experiences with the family. Renting places will keep lots of flexibility.
by Thecallofduty
Sun Feb 17, 2019 11:20 pm
Forum: Personal Finance (Not Investing)
Topic: Continue with home project or not?
Replies: 37
Views: 3955

Re: Continue with home project or not?

Tim1999 made some good comments.

You have 5 children and want to be walking distance to schools in a good area. Why are you letting your neighbor dictate how you run things. Go through the proper channels, ensure this can all be legally done, and enjoy your life. You cant make everyone happy.

P.s Many people do not even speak to neighbors other than hi/bye so I would not be too worried bout a relationship strain in this day and age.
by Thecallofduty
Sun Feb 17, 2019 9:32 pm
Forum: Personal Investments
Topic: Life Advice... Employer 401K
Replies: 13
Views: 1319

Re: Life Advice... Employer 401K

_Rocco_ wrote: Sun Feb 17, 2019 9:10 pm
Thank you for this. It does make sense as to why I would choose a Roth.


To lakpr, I think I can manage 10%. I was planning to contribute more than the default of 3%. You make a good argument to contribute to the Roth 401K. Which fund/s would you allocate?

Can anyone else chime in on the allocation of funds in the Roth 401k? Target fund or equities?

:happy
A target date fund with expense ratio of 0.07 is really good. If your happy with the allocation I would set it and forget it.
by Thecallofduty
Sun Feb 17, 2019 8:47 am
Forum: Personal Finance (Not Investing)
Topic: I want a new Audi A6 2018 (50k) - Can I afford it? Or is this just a really dumb decision...
Replies: 136
Views: 11143

Re: I want a new Audi A6 2018 (50k) - Can I afford it? Or is this just a really dumb decision...

OP,

I just want to say you are on the right track at your age with placing money away for retirement; 401k,ira,hsa, and taxable. Many do not learn this so young.

I will not tell you what to do as it is a personal decision and you do have the finanicial Means but I think whatever you decide you will be fine.

Good luck. :D
by Thecallofduty
Sat Feb 16, 2019 3:16 pm
Forum: Personal Investments
Topic: Portfolio too diversified?
Replies: 15
Views: 1074

Re: Portfolio too diversified?

ExitStageLeft wrote: Sat Feb 16, 2019 2:14 pm Your MIL has many options, but the two I recommend are to either call Vanguard PAS for a consultation, or post all the details on this forum for an in-depth portfolio review. There's a lot of information needed in order to do it right, but she and you will gain significant insight by digging into the specifics. The format for a portfolio review is given in viewtopic.php?f=1&t=6212
Agree with above.
by Thecallofduty
Sat Feb 16, 2019 9:42 am
Forum: Personal Investments
Topic: Am I trying to time the market?
Replies: 20
Views: 1419

Re: Am I trying to time the market?

Hi everyone, I'm a novice that has recently been reading my Bogelhead book and obsessing on this site. I started an emergency fund with 50k. Also I started dollar-cost indexing biweekly on my pay period into Vanguard VTSAX. I have a company sponsored 401k which I contribute to get my employer match, and this year I will max out my pretax contribution (thanks to this forum). Last year I received a modest inheritance of 225k which I put into a Marcus savings account. Last week I paid off my school loans of 75k (again thanks to the Bogelhead book). Now I have 150k that I was going to put into VTSAX. The more I read, watch CNBC etc. the more I hear that we are headed for a recession or that the market is due for a correction. I was going to wa...
by Thecallofduty
Sat Feb 16, 2019 9:19 am
Forum: Personal Investments
Topic: Portfolio too diversified?
Replies: 15
Views: 1074

Re: Portfolio too diversified?

Hi.

Any chance you can let us know what type of accounts these are in specifically as there may or may not be tax implications with selling off/rebalancing the portfolio. Also can you list the expense ratio for the funds.
Lastly, is she managing these herself and does she want your specific advice on optimizing her portfolio?
by Thecallofduty
Sat Feb 16, 2019 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Best way to Transfer property
Replies: 16
Views: 1432

Re: Best way to Transfer property

masonstone wrote: Sat Feb 16, 2019 8:24 am What is the best way to transfer a property from my father to myself and avoid paying taxes. The property is worth about 800K and is located in California.
Quitclaim deed?
by Thecallofduty
Fri Feb 15, 2019 10:10 am
Forum: Personal Finance (Not Investing)
Topic: Invest or 529 PLan
Replies: 63
Views: 2726

Re: Invest or 529 PLan

bg5 wrote: Fri Feb 15, 2019 9:55 am Thanks for the info so far.

Yes, I will qualify for full benefits in SS along with getting my pension. The pension does have COLA and survivor benefits as well.

In our state you can deduct up to $5000 for state income tax.

Our jobs are very stable and we do have a solid emergency fund. We also are already 100% vested for our pension and our pension fund is very stable as well.

If you are certain your kids are going to college its hard to argue against a 529. Sounds like you have a solid retirement plan in place. The decision is a very personal one and in your scenario I think it makes sense to put money in the 529.
by Thecallofduty
Thu Feb 14, 2019 6:55 pm
Forum: Personal Investments
Topic: Straying from "investment plan" for the purpose of tax efficiency?
Replies: 7
Views: 819

Re: Straying from "investment plan" for the purpose of tax efficiency?

Hi

In general there are ways to usually accomadate your asset allocation with no major issues.

Example- if you place all your bonds in 401k and you still need to add more to portfolio as per your asset allocation then you start placing in ira. If thats full then taxable is next and you just choose whats most tax efficient.

In regards to “excess” taxable funds I hope that will never be an issue seeing as how I prefer total stock market or international fund as only two stock mutual funds I need.

Not sure if Im answering what you are asking but if you had a more specific question maybe I or someone else can address it.
by Thecallofduty
Thu Feb 14, 2019 2:10 pm
Forum: Personal Investments
Topic: Please help with 403b
Replies: 4
Views: 430

Re: Please help with 403b

bloom2708 wrote: Thu Feb 14, 2019 1:54 pm I would do:

Pre-tax max of $19k:

80% Transamerica Stock Index R4

20% Pioneer Bond Y

Put International in Roth IRA. You should be doing a back door Roth IRA each year. $5,500 for 2018. $6,000 for 2019. It sounds like you are doing this with your non-deductible Traditional IRA to Roth comments.

Bonds in 403b, balance in stocks. Stock index funds in Roth (International for now) and US + International index funds in Taxable if/when you start one.

+1
by Thecallofduty
Thu Feb 14, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: Switching insurance, timing cancelation of old
Replies: 14
Views: 1184

Re: Switching insurance, timing cancelation of old

As everyone stated above make sure new policy is in effect THEN cancel old policy.
by Thecallofduty
Wed Feb 13, 2019 12:15 am
Forum: Personal Consumer Issues
Topic: One week family vacation in Miami/Fort Lauderdale Area
Replies: 38
Views: 2969

Re: One week family vacation in Miami/Fort Lauderdale Area

Hi,

Ive been to that area several times. I really like Fort Lauderdale area over Miami. I would prefer a car rental. We usually go out often so makes sense for us to drive wherever/whenever. You can get good deals especially out of fort lauderdale airport. The rental cars have an option to put something for toll roads and then it just gets charged on your card.

Airbnb is my preference for lodging. Usually there is more room, privacy, full kitchen for similar and sometimes cheaper price than hotels in same area.
by Thecallofduty
Tue Feb 12, 2019 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: Where to put money aside for car fund?
Replies: 16
Views: 2314

Re: Where to put money aside for car fund?

Personally i would choose Vanguard money market or high yield savings.
by Thecallofduty
Tue Feb 12, 2019 12:10 am
Forum: Personal Finance (Not Investing)
Topic: Bad Idea or Good Idea? - Investing in 529 College Savings Plan
Replies: 70
Views: 6410

Re: Bad Idea or Good Idea? - Investing in 529 College Savings Plan

Short answer is it depends. We need to know more about your financials.
by Thecallofduty
Mon Feb 11, 2019 9:56 pm
Forum: Personal Investments
Topic: 401K Election Options
Replies: 6
Views: 582

Re: 401K Election Options

You wanna think long term with the 401k and go with low expense options.

These would be my choices:

Fid us bond inx ER .03
Fid tot mkt ER.02
Fid intl indx .05
by Thecallofduty
Mon Feb 11, 2019 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: fire buyer's real estate agent
Replies: 34
Views: 3302

Re: fire buyer's real estate agent

Let them know you no longer require his/her service.
by Thecallofduty
Mon Feb 11, 2019 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: fire buyer's real estate agent
Replies: 34
Views: 3302

Re: fire buyer's real estate agent

Simply call them, thank them for their time and effort and let them know you will be parting ways.

If they ask why then feel free to explain your reasoning.
by Thecallofduty
Mon Feb 11, 2019 3:59 pm
Forum: Personal Investments
Topic: still contribute to IRA even if it is not pretax?
Replies: 16
Views: 1879

Re: still contribute to IRA even if it is not pretax?

Correct. Look up the pro rata rule for more details. If possible roll over ira to 401k then you can start contrubuting and making backdoor roth conversions.
by Thecallofduty
Mon Feb 11, 2019 1:58 am
Forum: Personal Investments
Topic: Vanguard Roth IRA advice
Replies: 17
Views: 2644

Re: Vanguard Roth IRA advice

You are 22 years old and have quite a long time frame from retiring. I personally would NOT be at 20% bonds. I would be at 10% max. This is assumig you plan on retiring in 25/30 years.

But that is a trivial matter as the amount of money you save at your age is what matters most.

I personally do about 25% international.

My account would have a 100% total stock in roth ira and the 401k split amongst total stock/international/bonds as per my asset allocation.
by Thecallofduty
Sun Feb 10, 2019 9:08 pm
Forum: Personal Finance (Not Investing)
Topic: How do I keep from becoming irrelevant
Replies: 57
Views: 9349

Re: How do I keep from becoming irrelevant

Increase the amount you save. This will allow you to become financially independent sooner.
by Thecallofduty
Sun Feb 10, 2019 8:55 pm
Forum: Personal Investments
Topic: FIRE? Need second pair of Bogle-eyes for retirement plan
Replies: 22
Views: 3162

Re: FIRE? Need second pair of Bogle-eyes for retirement plan

Assuming all things stay the same and no downturn: if you were to retire and simply use ur current investments( minus the house) and withdraw 4% that would be a withdrawl rate of 145k roughly. Add the pension and your at 163k yearly.

A little shy of 175k until you are taking social security unless I am missing something.
by Thecallofduty
Sat Feb 09, 2019 4:37 am
Forum: Personal Finance (Not Investing)
Topic: Sanity Check on Job Offer with a Big Move
Replies: 13
Views: 2046

Re: Sanity Check on Job Offer with a Big Move

Sounds like you are investing in yourself with this move. You state you will have better long term career advancement opportunities by taking this offer. With only 1 preschooler should not be too difficult to make the move hopefully

I see no major red flags. I assume you plan to rent? You can live within your means (for now assume no secondary income since nothing is lined up for DW).

Work hard and hopefully things pay off for you and the fam.

Nice new city btw. :D
by Thecallofduty
Fri Feb 08, 2019 9:34 pm
Forum: Personal Consumer Issues
Topic: Money saving move you regret the most?
Replies: 120
Views: 13964

Re: Money saving move you regret the most?

- Used third part booking sites a while back. I Never use em anymore. You are on your own when theres an issue.

-someone mentioned flying spirit. Oh man I really dislike this airline as well and have tried to avoid at all costs BUT sometimes its so hard to justify spending 300 dollars per ticket more on a another domestic flight when your flying 3 hours away.

- I usually stick with rib eye, porterhouse, or tenderloin when I need a steak fix. Sale or no sale. No more messing around with other cuts of meat.
by Thecallofduty
Fri Feb 08, 2019 5:07 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 5202

Re: Is General Practitioner [billing Medicare correctly?]

OP , Have you spoken your concern directly with the doctor. I feel that a good physician will listen to your concern and try to make things right or at least give you a through justification on the charges. I doubt that doctor was going out of their way to find an extra way to add fees when you were already there for a specific reason (wellness exam). Does the doctor own the business? What makes you think the doctor has anything to do with this, or that he has the authority to make financial decisions? Most doctors are employees just like the front desk lady answering the phone. If the OP is upset over a charge they should able to ask the physician why it was charged during the wellness visit. To my understanding during these wellness exam...
by Thecallofduty
Fri Feb 08, 2019 3:04 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 5202

Re: Is General Practitioner [billing Medicare correctly?]

OP ,

Have you spoken your concern directly with the doctor. I feel that a good physician will listen to your concern and try to make things right or at least give you a through justification on the charges.

I doubt that doctor was going out of their way to find an extra way to add fees when you were already there for a specific reason (wellness exam).
by Thecallofduty
Thu Feb 07, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: How many hours do you work and what do you outsource
Replies: 88
Views: 9319

Re: How many hours do you work and what do you outsource

Step 1: do you have financial priorities in order, i.e saving adequately for retirement, emergency fund, auto investing, no carry over credit card balances, etc.

If yes then I see no reason not to make your extra spending money work for you.

Some ideas:

Deliver your groceries. It is well worth the money for those that are busy. Yes it is much cheaper to shop at walmart and you will save money long term but spending an extra 1-2 hours at home with children vs going out can be well worth it.

Deliver food 2-3 times during the week.

Laundry. Good luck! We have a few kids and its non stop. You can try the suggestion of house cleaning service and Maybe they can help do couple loads.
by Thecallofduty
Wed Feb 06, 2019 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Move $ from brokerage to 529?
Replies: 3
Views: 541

Re: Move $ from brokerage to 529?

Well, I think it depends. Probably need some numbers from OP to say.

Example.
10000 investment grew to 11k. 15% tax is 150 dollars

Put the money for 17 years in 529 is probably a good idea.


Really depends on the investment amount and capital gains amount. Obviously if orginal nvestmemt was 10k and grew to 25k, then tax is 2250 and likely not worth selling Now at least

Ill let smarter people chime in.
by Thecallofduty
Wed Feb 06, 2019 5:50 pm
Forum: Personal Finance (Not Investing)
Topic: Employer wants to borrow $50k
Replies: 51
Views: 3872

Re: Employer wants to borrow $50k

Most people are worried about NOT getting a pay raise at their job. And your husband is worried about not giving his EMPLOYER Money?

Im just as shocked as everyone else here he is considering it.

I hope he reads all the replies.

Good luck!
by Thecallofduty
Tue Feb 05, 2019 3:58 pm
Forum: Personal Consumer Issues
Topic: Is General Practitioner [billing Medicare correctly?]
Replies: 88
Views: 5202

Re: Is General Practitioner Scamming Medicare

Hi

I think the advanced care planning is a requirement To be asked during wellness visit. Did not know it was a seperate charge though.

In regards to the gerd was it a problem addressed during the visit?
by Thecallofduty
Tue Feb 05, 2019 1:00 am
Forum: Personal Investments
Topic: Please critique portfolio for a young investor
Replies: 3
Views: 552

Re: Please critique portfolio for a young investor

Just my thoughts:

If you expect to have that same ratio of taxable to roth moving forward you could just put:

30k Roth: 100% total stock market
70k Taxable: 50% total stock, 50% international

Is your 20k cash for bills/checking or part of total portfolio for investments? Consider putting in high yield savings if u want it fdic insured or money market account.

If your young and dont want bonds thats fine, especially if you are not taking out for 20-30 years. If you add bonds in future put in tax deffered acount and not taxable.

Good luck :dollar
by Thecallofduty
Mon Feb 04, 2019 11:26 pm
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 12262

Re: Chase credit card dispute - denied

Genuinely curious. Dont you have to show ID when you rent a car? Do they have a copy of ID of whoever rented the vehicle?
by Thecallofduty
Mon Feb 04, 2019 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 12262

Re: Chase credit card dispute - denied

You informed chase you had fradulent charge and they still put the charge back on? That sounds unusual. Did you not have your card cancelled immediately after your first call with the bank?
Something does not sound right.
by Thecallofduty
Mon Feb 04, 2019 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: Which debt to payoff?
Replies: 22
Views: 1751

Re: Which debt to payoff?

If it were me:

Pay off debt 2. I see no reason to keep this debt when you are able to pay it off completely.
by Thecallofduty
Mon Feb 04, 2019 8:52 pm
Forum: Personal Investments
Topic: :UPDATED: New to the board, Looking for review/ advice/ guidance
Replies: 14
Views: 1123

Re: New to the board, Looking for review/ advice/ guidance

Thanks for the reply

Our emergency fund is $80k and at sinchrony in a high yield saving account (2.2% I believe)


I have seen on here frequently that target date funds are generally frowned on, so I’ll make those changes for sure

Thanks!
[/quote]



- That is a nice Emergency fund and you have it placed somewhere appropriate.
- target funds are ok, its just your expense ratio is higher than one would want for investing for next 20-30 years especially when you have other really good low expense options available.
- Try to view all the accounts as one single investment portfolio then choose investments in each account based on percentage of a whole. There are some overlaps in all the accounts and I think you could really simplify it.
by Thecallofduty
Mon Feb 04, 2019 2:28 am
Forum: Personal Investments
Topic: Accumulating to Spending Stage
Replies: 23
Views: 2290

Re: Accumulating to Spending Stage

I am not reitred nor am I an expert. I do completely agree with you that if you are expecting to live 50 years than an annuity is not the wisest investment.

Lets assume you are currently retiring. When do you expect social security? Any pension?

I do think you are too stock heavy at 95% but then again I do not know what your portfolio worth is and what your projected yearly expenses are.

What funds are in your accounts? Might be a good
Time to rebalance accordingly. At least in the 401ks/iras.
by Thecallofduty
Mon Feb 04, 2019 1:11 am
Forum: Personal Investments
Topic: Question Vanguard target date fund
Replies: 20
Views: 2729

Re: Help w my retirement plan

I would not focus on house down payment yet.

If it were me this is what I would do:

Max 401k
Build emergency fund. Should be easier now that you have no student loans. You can put in a high yield fdic insured saving account or something like vanguard money market fund.
Continue to contribute to ira
Pay off car loan


once emergency fund and car loan is funded/paid off then use proceeds to save for a house if that is what you want.

Not sure if i missed it but what investment is in your ira presently?
by Thecallofduty
Sun Feb 03, 2019 9:31 am
Forum: Personal Investments
Topic: Help Convincing Spouse
Replies: 60
Views: 5765

Re: Help Convincing Spouse

Draw out the numbers for your spouse and explain in an objective manner how much more money you both will have in retirement if you stick with low cost funds and providers.
by Thecallofduty
Sat Feb 02, 2019 1:01 pm
Forum: Personal Investments
Topic: 4 fund portfolio
Replies: 9
Views: 1613

Re: 4 fund portfolio

No need for concern. No one is here to critize. Just easier to offer an opinion if the whole portfolio picture is clear.

Any yea in general any holdings less than 10% will likely have no major impact in portfolio performance so best not to hold something if its onky 5%,1% etc.
by Thecallofduty
Sat Feb 02, 2019 9:44 am
Forum: Personal Investments
Topic: 4 fund portfolio
Replies: 9
Views: 1613

Re: 4 fund portfolio

If you would like a detailed review it would be best to post what funds you have in each account, the expense ratios, and amount of money in each account. From there maybe someone can give you more detailed feedback.
by Thecallofduty
Sat Feb 02, 2019 9:23 am
Forum: Personal Investments
Topic: 3 fund portfolio
Replies: 8
Views: 1233

Re: 3 fund portfolio

As others mentioned the amount you put in at an early age is what matters most now. In regards to asset allocation you can look at different brokerages target date funds to compare how much they allocate towards stocks/bonds/international. At end of day its your choice and what your comfortable with. For me, if I was 22 years old I would be at 75%total stock and 25%international. I would add bonds maybe every 5-10 years. Target date funds will do things like that automatically.

Good luck :D
by Thecallofduty
Sat Feb 02, 2019 1:54 am
Forum: Personal Investments
Topic: New Retirement Plan - Advice Needed
Replies: 4
Views: 622

Re: New Retirement Plan - Advice Needed

Based on your post, Your total asset allocation is 80/20 which seems about right for your age. You are contributing 60% to total stock market, 20% total international ans 20% bonds assuming your total contribution on all accounts is 10k for the year.

Any lower expense ratio bond fund in 401k?

Im no expert but overall everything Looks good to me.
by Thecallofduty
Sat Feb 02, 2019 1:31 am
Forum: Personal Investments
Topic: 29yo Military - Help, AA across Roth TSP & Roth IRA
Replies: 11
Views: 1192

Re: 29yo Military - Help, AA across Roth TSP & Roth IRA

People use roth ira as one of several tools to maximize their retirement savings. One of the perks is that unlike a 401k, you can withdraw your contributions penalty free. You will be penalized if you take out any earnings though. So basically if you contributed 6k to roth ira and in future you need it, there is no penalty to take out 6k. If you take out any more money than what youncontributed then theres a penalty.

If things go well and you dont need to take out anything from this ira “emergency fund” it will contine to grow with time and withdrawls of earnings and contributions at retirmeent will be penalty free.

Lots of websites and people here that can give more detailed info.
by Thecallofduty
Fri Feb 01, 2019 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: Age discrimination in the medical professions as one gets older?
Replies: 40
Views: 4757

Re: Age discrimination in the medical professions as one gets older?

OP.

I dont have a direct answer to your question. All I can say if there is non clinical work then you are gonna purse training at an advanced age for a chance of getting a job that maybe really really limited to find.
PA is a great field. Just dont want you to have all eggs in one basket and not get the job you desire.