Search found 115 matches

by rh00p
Tue Jul 28, 2020 11:02 am
Forum: Personal Consumer Issues
Topic: LG refrigerator not cooling--dump it and rebuy?
Replies: 48
Views: 3341

Re: LG refrigerator not cooling--dump it and rebuy?

I keep forgetting to order a spare relay to keep in the junk drawer. Just Google the part number off it. I also recommend ordering a spare valve for the heads of those pull down kitchen faucets. They're cheap plastic and break easily. I remember an episode of Ask This Old House where they showcased ...
by rh00p
Tue Jul 28, 2020 10:42 am
Forum: Investing - Theory, News & General
Topic: Everyone's a Day Trader Now (WSJ article)
Replies: 48
Views: 6160

Re: Everyone's a Day Trader Now (WSJ article)

"It's all just the same thing over and over again. We can't help ourselves." - Margin Call (2011)
by rh00p
Thu Jul 09, 2020 7:12 pm
Forum: Personal Consumer Issues
Topic: Sports drink preferences
Replies: 61
Views: 2971

Re: Sports drink preferences

Heed is the only thing I've been putting in my Camelbak and water bottles for many years now.

https://www.hammernutrition.com/heed-sports-drink
by rh00p
Thu Jul 09, 2020 1:25 pm
Forum: Personal Consumer Issues
Topic: drop Spectrum for over-the-air TV
Replies: 19
Views: 1073

Re: drop Spectrum for over-the-air TV

BTW, they're raising broadcasting fees.

https://www.cordcuttersnews.com/spectru ... ext-month/

And they're trying to do away with the 7-year band preventing data capping as part of their Time Warner merger.
by rh00p
Wed Jul 01, 2020 11:19 am
Forum: Personal Consumer Issues
Topic: LG refrigerator not cooling--dump it and rebuy?
Replies: 48
Views: 3341

Re: LG refrigerator not cooling--dump it and rebuy?

Our 2008 LG 3 door (bottom freezer) refrigerator died a quiet death this weekend. My guess is the compressor has gone kaput. I cleaned the fan and coils and let it sit unplugged for a while but it still won't cool after powering it on again and I think I hear the compressor click off after about 20...
by rh00p
Tue Jun 30, 2020 11:18 pm
Forum: Personal Consumer Issues
Topic: YoutubeTV subscription now $64.99/month
Replies: 174
Views: 14016

Re: Streaming TV (YouTube TV raising rates AGAIN)

A $15 increase and you get six Viacom channels that I've never had interest in to begin with . After the initial shock I decided to most likely go with Sling TV using an AirTV 2 to integrate local broadcasting more seamlessly. Will subscribe to the NFL Network and a couple of premium movie channels ...
by rh00p
Thu Jun 18, 2020 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Closing a deal for a used car from individual private seller
Replies: 7
Views: 560

Re: Closing a deal for a used car from individual private seller

Just wondering, what happens to a cashier's check once it's made out to the seller and the OP decided to back out because he noticed a discrepancy on the title (ie: the seller's name doesn't match what's on the title)?
by rh00p
Sun Jun 07, 2020 10:06 pm
Forum: Personal Consumer Issues
Topic: How to cut letters in a piece of metal sheet?
Replies: 10
Views: 577

Re: How to cut letters in a piece of metal sheet?

Google machine shops in your area that do metal fabrication, CNC machining or sign etching. Or Google for such online services.

http://www.cnc-industrial-engraving.com/custom-signs/
by rh00p
Fri Jun 05, 2020 8:53 am
Forum: Personal Consumer Issues
Topic: can I shorten a pdf file?
Replies: 35
Views: 2074

Re: can I shorten a pdf file?

Upload the PDF on www.pdfescape.com and do whatever you want.
by rh00p
Wed May 27, 2020 1:49 am
Forum: Personal Consumer Issues
Topic: does anyone have a subscription to youtube tv?
Replies: 118
Views: 7580

Re: does anyone have a subscription to youtube tv?

Sounds like a really good alternative to cable but wanted to get some opinions on it. do you recommend it? what are its best features? what are its worst ones? any input is appreciated! I cut the cord in March and believe YTTV is currently the best option at the moment. It integrates local broadcas...
by rh00p
Sun May 10, 2020 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Car Loans and Inflation
Replies: 4
Views: 571

Car Loans and Inflation

With long term 0% car loans getting common is inflation still a factor regarding the payments further along the term? According to this inflation calculator a $300 car payment today is $348 in 2026. So would I be paying more in 2026? Or if the rate of inflation exceeds the loan's rate of 0% then it'...
by rh00p
Thu Mar 19, 2020 8:03 am
Forum: Personal Consumer Issues
Topic: Thinking I should go car shopping amidst the panic
Replies: 106
Views: 10874

Re: Thinking I should go car shopping amidst the panic

Old Sage(brush) wrote:
Mon Mar 16, 2020 3:49 pm
Does anyone see an ethical issue with trying to take advantage of this health crisis?
Ethics and car shopping. That's funny.
by rh00p
Mon Mar 02, 2020 7:32 pm
Forum: Forum Issues and Administration
Topic: Forum is very slow?? is this just today?
Replies: 151
Views: 10110

Re: Forum is very slow?? is this just today?

S&P closed up 4.6%. Less worries equals less traffic equals faster servers.
by rh00p
Sat Feb 29, 2020 5:08 pm
Forum: Personal Consumer Issues
Topic: Yet another mysterious unsolved problem with the Honda CRV [Infotainment Screen]
Replies: 38
Views: 3121

Re: Yet another mysterious unsolved problem with the Honda CRV

By any chance was your phone in close enough proximity to the instrument cluster? And was it connected via bluetooth? Stick it in the glove box w/ blutetooth off for a while see what happens. Was any work done where the battery was disconnected? You may also want to disconnect the battery and reboot...
by rh00p
Thu Feb 20, 2020 9:56 am
Forum: Personal Consumer Issues
Topic: Used car purchase - now dreading it
Replies: 117
Views: 8415

Re: Used car purchase - now dreading it

Mildew smells often come from the evaporator as part of the HVAC package behind the dashboard. Run your A/C and spray Lysol into the intakes located at the base of the windshield below the wipers (outside the car). You might need to remove your cabin filter to do so and to inspect & replace it as we...
by rh00p
Fri Feb 14, 2020 7:28 pm
Forum: Personal Investments
Topic: Horrible Experience with Vanguard [Login account security]
Replies: 163
Views: 11010

Re: Horrible Experience with Vanguard

Looks like this "horrible experience" was caused on your end. Go for a walk and never make financial decisions emotionally.
by rh00p
Thu Jan 23, 2020 1:52 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 94
Views: 6910

Re: Subaru Outback engine stop/start

No car manufacturers provide such a permanent disable feature. This is not true. In Volvos, for example, the stop/start feature can be disabled permanently via a menu in the infotainment system. There are others. While I'm not 100% familiar with 2020 Volvos and their respective trim options usually...
by rh00p
Thu Jan 23, 2020 8:58 am
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 94
Views: 6910

Re: Subaru Outback engine stop/start

No car manufacturers provide such a permanent disable feature. Browse the Subaru forums to see if anyone came up with a hack. I'm sure it could be rewired to automatically disable every time upon startup, utilizing circuit breakers and resistors to simulate the driver manually pushing the button. Or...
by rh00p
Tue Jan 14, 2020 9:53 am
Forum: Personal Consumer Issues
Topic: Windows 7 end of support - Jan 14, 2020
Replies: 107
Views: 9074

Re: Windows 7 end of support - Jan 14, 2020

https://www.techradar.com/news/ahead-of-windows-7s-death-you-can-still-upgrade-to-windows-10-for-free-heres-how-to-get-it After reading the above story regarding some of the BS behind the update I drank the Kool-Aid and clicked the download link before bedtime. When I woke up this morning I had Wind...
by rh00p
Tue Jan 14, 2020 9:19 am
Forum: Personal Investments
Topic: Help with first 401K - traditional vs Roth at 22% bracket
Replies: 8
Views: 562

Re: Help with first 401K - traditional vs Roth at 22% bracket

Traditional 401k and use the tax savings to fund a Roth IRA and/or taxable account. That provides a nice mix of Traditional and Roth. Or, if you are able to max your 401k and expect your salary to increase faster than inflation, going with Roth 401K now is also not a bad solution. I would go Roth f...
by rh00p
Wed Jan 08, 2020 12:05 pm
Forum: Investing - Theory, News & General
Topic: Does pulling money out because of fear make the market go down?
Replies: 79
Views: 5984

Re: Does pulling money out because of fear make the market go down?

I read somewhere that if the market is making you switch around your portfolio then you had the wrong AA to begin with. Was most likely these forums.
by rh00p
Wed Jan 08, 2020 11:42 am
Forum: Personal Consumer Issues
Topic: travel from the U.S. to Europe given geo-political tensions?
Replies: 117
Views: 7824

Re: travel from the U.S. to Europe given geo-political tensions?

OP just check out the Rick Steves website. He's covered this topic and more on PBS. Search his YouTube channel as well.
by rh00p
Wed Jan 08, 2020 11:42 am
Forum: Personal Consumer Issues
Topic: travel from the U.S. to Europe given geo-political tensions?
Replies: 117
Views: 7824

Re: travel from the U.S. to Europe given geo-political tensions?

OP just check out the Rick Steves website. He's covered this topic and more on PBS. Search his YouTube channel as well.
by rh00p
Tue Jan 07, 2020 9:39 pm
Forum: Investing - Theory, News & General
Topic: Brokerages and Cyber Fraud
Replies: 6
Views: 620

Brokerages and Cyber Fraud

Was wondering if anyone knew the typical policy the bigger brokerages have regarding cyber fraud and customer restitution? I came across an interesting article regarding investor's 401Ks getting raided by having their email hacked and using the 'forgot my password' feature to login and withdraw fund...
by rh00p
Wed Jan 01, 2020 8:23 pm
Forum: Personal Investments
Topic: Roth IRA - so who hit 'enter' at 12:01AM this morning?
Replies: 113
Views: 10978

Re: Roth IRA - so who hit 'enter' at 12:01AM this morning?

Not me. All my contributions in tax-deferred, tax-free and taxable are via auto pay. Best thing I ever did.
by rh00p
Wed Jan 01, 2020 8:14 pm
Forum: Investing - Theory, News & General
Topic: Before I found Bogleheads.....
Replies: 36
Views: 3527

Re: Before I found Bogleheads.....

Okay I'll play.
1. The backdoor Roth.
2. Asset location.
3. Tax-efficient investing.
4. The three fund portfolio.
by rh00p
Sun Dec 29, 2019 8:59 pm
Forum: Personal Consumer Issues
Topic: Changing insurance terms during a claim
Replies: 1
Views: 274

Changing insurance terms during a claim

The insurance on my 2010 Santa Fe renews in 2 weeks and I'm thinking of dropping fire & theft. Problem is last week I got into an extremely minor fender-bender. We're talking paint scuffs, especially on my end where a car wash took care of most of it. Question is, would changing the terms of my insu...
by rh00p
Tue Dec 17, 2019 3:22 pm
Forum: Personal Investments
Topic: Give Land Back [Bought land from friend, he wants to buy it back]
Replies: 83
Views: 5256

Re: Give Land Back

20% below market value. 5% more than I paid, which covers my carrying costs (basically a break even). Considering what that money could have earned during the biggest bull market I wouldn't say you're breaking even. You may be a friend of his but if he's going to low-ball you he's no friend of your...
by rh00p
Wed Dec 11, 2019 7:51 pm
Forum: Personal Consumer Issues
Topic: Airfryer 2019
Replies: 18
Views: 1601

Re: Airfryer 2019

OP, from what you've said, definitely don't get him an air fryer.
by rh00p
Sat Nov 23, 2019 1:08 pm
Forum: Personal Investments
Topic: Real Estate discussion
Replies: 31
Views: 1304

Re: Real Estate discussion

RickBoglehead wrote:
Sat Nov 23, 2019 9:59 am
OP put forth a statement, which was disputed, and wants to debate it.
I believe the OP just wants to read comments that corroborate and support his beliefs. Kind of like posting a pic on FB and checking back for likes. I'm positive there's a psychology behind it.
by rh00p
Fri Nov 22, 2019 6:59 pm
Forum: Personal Consumer Issues
Topic: Blenders Not Hard to Take Apart
Replies: 6
Views: 536

Re: Blenders Not Hard to Take Apart

Often times I trust ATK and their tests and results.

https://youtu.be/z7kWmAAneUM
by rh00p
Wed Nov 06, 2019 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2019 on Amazon
Replies: 347
Views: 37892

Re: Turbotax 2019 on Amazon

It seems tax year 2019 will be the last for TurboTax desktop. You can still use the online version but the last time I did it was $35 more then the same year's download😡 Where does it say this? "TurboTax for tax year 2019 will install on Windows 7, but when TurboTax for tax year 2020 is released, a...
by rh00p
Wed Nov 06, 2019 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax 2019 on Amazon
Replies: 347
Views: 37892

Re: Turbotax 2019 on Amazon

phxjcc wrote:
Wed Nov 06, 2019 2:57 pm
dual wrote:
Wed Nov 06, 2019 2:49 pm
BTW, TTAX no longer supports Windows 7 :x
WRONG WRONG, AND WRONG!

https://www.intuit.com/support/windows-7-end-of-life/
It seems tax year 2019 will be the last for TurboTax desktop. You can still use the online version but the last time I did it was $35 more then the same year's download😡
by rh00p
Thu Oct 10, 2019 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card Statements-Save Paper Ones? Electronic?
Replies: 35
Views: 2132

Re: Credit Card Statements-Save Paper Ones? Electronic?

For security reasons I always disable paper statements ASAP. Sometimes it seems my postman is as reliable as when I was a 13 year old paperboy. Receipts for tax deductible purchases are saved and I've been photographing them with my phone as well.
by rh00p
Thu Oct 10, 2019 4:38 pm
Forum: Personal Consumer Issues
Topic: Keep car entertainment system with fast clock or get refurbished one?
Replies: 33
Views: 1779

Re: Keep car entertainment system with fast clock or get refurbished one?

When I was a mechanic at a dealership there were many modules, controllers, instrument clusters and radios I replaced under warranty that were refurbished. They looked and worked better than new. Many of you have had such components replaced under warranty with what you presume to be a brand new com...
by rh00p
Mon Oct 07, 2019 12:58 pm
Forum: Investing - Theory, News & General
Topic: Bond Trap?
Replies: 4
Views: 989

Bond Trap?

Yes another cautionary bond article but it's a good, easy read with valid points. As a fairly new BH with nine years to go was wondering what there is to be said.

https://heritagewealthplanning.com/be-c ... bond-trap/
by rh00p
Thu Oct 03, 2019 10:01 am
Forum: Personal Investments
Topic: Tax loss harvesting
Replies: 12
Views: 863

Re: Tax loss harvesting

Anyone know if TLH applies if you claim the standard deduction on your income taxes?
by rh00p
Fri Sep 27, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: Do you wash berries?
Replies: 83
Views: 7027

Re: Do you wash berries?

I give my berries a 5-minute bath in a vinegar / water solution, cold water rinse then into the salad spinner.

The pH kills any spores and allows me to store them long enough where they'll wilt and dry out if not consumed. I make a fruit smoothie everyday so I tend to buy larger quantities.
by rh00p
Sun Sep 22, 2019 11:30 pm
Forum: Personal Investments
Topic: Does pension income affect Social Security taxes?
Replies: 12
Views: 1777

Re: Does pension income affect Social Security taxes?

Can anyone confirm that a NY teacher pension counts or does not count as income for Social Security? NYCERS member here with 9 years to go and yeah it does. AGI, tax deferred income and even miscellaneous incomes like alimony are included to determine your provisional income . Then an indexed scale...
by rh00p
Wed Sep 18, 2019 2:05 pm
Forum: Personal Consumer Issues
Topic: My Implant Dilemma
Replies: 2
Views: 1077

My Implant Dilemma

Four months ago I had a dental implant put in but last week during a final check there was discomfort when my dentist tested it. Otherwise the implant went well. So it was removed and more graft to fill the hole for a second try. Since he already has $2,500 of my money, when I go back tomorrow to ge...
by rh00p
Fri Sep 13, 2019 5:53 pm
Forum: Personal Consumer Issues
Topic: Best Leaf Blower?
Replies: 70
Views: 4980

Re: Best Leaf Blower?

If you have that many leaves it sounds like a 'walk behind' leaf blower is what you need. Check your local tool rental or Home Depot tool rental if one is available. Try before you buy.
by rh00p
Sat Sep 07, 2019 3:12 pm
Forum: Personal Consumer Issues
Topic: Can I get the new customer rate from Verizon Fios? Or should I switch to Spectrum?
Replies: 52
Views: 5685

Re: Can I get the new customer rate from Verizon Fios? Or should I switch to Spectrum?

The alternative is to switch to Spectrum (FKA Time Warner) and just get internet. I saw someone mention in another thread that their service is bad, but there wasn't any more detail than that. Does anyone have experience with Spectrum in NYC? Lifelong NYC TWC/Spectrum customer in the outer boroughs...
by rh00p
Fri Jul 19, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Do you buy cellphone outright or pay over 2 years?
Replies: 129
Views: 9807

Re: Do you buy cellphone outright or pay over 2 years?

I buy my unlocked phones outright and stick to a mid-range level. My Moto G6 still has trickle-down technology with an excellent camera, very good screen resolution, fingerprint sensor and facial recognition. And it just received the Android Pie update. If I wanted a larger screen I would go with th...
by rh00p
Sun Jul 14, 2019 9:36 pm
Forum: Personal Consumer Issues
Topic: Should I knowingly buy a fake antique?
Replies: 26
Views: 2920

Re: Should I knowingly buy a fake antique?

OP, if you want to buy a reproduction to personally enjoy that's great but I think the title of your post should read, "Should I Knowingly Support A Scam Artist"?
by rh00p
Wed Jun 26, 2019 7:45 am
Forum: Personal Finance (Not Investing)
Topic: IRA to ROTH convert or not?
Replies: 14
Views: 1351

Re: IRA to ROTH convert or not?

If I were in this situation, I would not try to convert it all. There can be some benefit in having some tax-deferred money to pay for a high cost medical event in old age - the money would never be taxed. Also wouldn't having some tax deferred income allow one to take advantage of any senior tax c...
by rh00p
Mon Jun 17, 2019 9:03 am
Forum: Personal Consumer Issues
Topic: Cancel collision coverage on older car?
Replies: 79
Views: 6873

Re: Cancel collision coverage on older car?

Found this thread via search. While I agree with the premise of self-insuring when you can afford it and the convenience of full coverage regardless, wasn't there a formula? When your premiums exceed a certain percent of the cars book value then it's time to cancel F&T?
by rh00p
Mon Jun 17, 2019 7:39 am
Forum: Investing - Theory, News & General
Topic: So much for financial predictions, eh?
Replies: 46
Views: 5098

Re: So much for financial predictions, eh?

"The future ain't what it used to be."
~Yogi Berra
by rh00p
Sun Jun 16, 2019 2:43 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 351
Views: 43926

Re: Don't pay full price for SiriusXM radio

If I cancel and not renew do they reimburse the remainder of the year?
by rh00p
Fri Jun 14, 2019 10:12 am
Forum: Personal Consumer Issues
Topic: 40+% increase in auto policy (GEICO) - normal?
Replies: 74
Views: 5662

Re: 40+% increase in auto policy (GEICO) - normal?

Same here with GEICO and Allstate. Attractive rates upon sign up then +24% at renewal.

Anyone know if there are repercussions when you develop a history of bouncing from company to company?