Search found 315 matches
- Mon Feb 22, 2021 9:06 am
- Forum: Investing - Theory, News & General
- Topic: don't want to buy I bonds; what ETF will mimic?
- Replies: 39
- Views: 2974
Re: don't want to buy I bonds; what ETF will mimic?
I don't want to open (another) account simply to buy I bonds or EE bonds, although I like their characteristics. Is there an ETF or other publicly traded investment one can hold in their brokerage account that mimics these instruments? HYG. [awkward pause] Okay, I’m trolling. HYG had a SEC yield ar...
- Mon Feb 22, 2021 1:52 am
- Forum: Investing - Theory, News & General
- Topic: Small Cap Value heads Rejoice !!!
- Replies: 3905
- Views: 299605
Re: Small Cap Value heads Rejoice !!!
Is anyone aware of some good research into why AVUV is better than a fund like IJS/SLYV? I remember reading that AVUV might have a deeper tilt, but with a 0.10% higher expense ratio, it might be a wash in the end. Although lately, it seems AVUV has had the advantage: https://etfdb.com/tool/etf-comp...
- Sat Feb 20, 2021 2:20 pm
- Forum: Investing - Theory, News & General
- Topic: Small Cap Value heads Rejoice !!!
- Replies: 3905
- Views: 299605
Re: Small Cap Value heads Rejoice !!!
I gave in yesterday and purchased IJS and AVDV. Now I see Ben Felix changed his recommendation from IJS to AVUV. Ugh...don’t want to pay bid/ask spread again on that. Should I worry about the other factors, esp. momentum? 

- Fri Feb 19, 2021 12:43 pm
- Forum: Personal Investments
- Topic: Fidelity limited margin feature - a hindrance
- Replies: 14
- Views: 1137
Re: Fidelity limited margin feature - a hindrance
Searched and found this thread. No new thread for you. Limited Margin allows you to trade on unsettled funds and avoid cash trading restrictions, such as good faith violations, in an IRA account. Below, select the account you would like to enroll in Limited Margin. Learn more about Limited Margin tr...
- Thu Feb 18, 2021 4:55 am
- Forum: Investing - Theory, News & General
- Topic: How to Invest in Crypto like a Boglehead?
- Replies: 110
- Views: 9941
Re: How to Invest in Crypto like a Boglehead?
The way to invest in crypto like a boglehead is to continue to "don't do something, just sit there." When and if crypto becomes truly viable, publicly traded companies that I already own through VTI will be figuring out ways to invest in and profit from it. Some already are. Indexing wins...
- Wed Feb 17, 2021 11:52 pm
- Forum: Investing - Theory, News & General
- Topic: When Does the .3% Fee From Vanguard Personal Advisor Hit?
- Replies: 14
- Views: 1590
Re: When Does the .3% Fee From Vanguard Personal Advisor Hit?
Moving over a lot of money to Vanguard. I'm very curious about the Vanguard Personal Advisor Service. I have 3 questions: When does the .3% fee hit? Is it possible to sign up for the service, get help with the asset allocation, and then unsubscribe before the fee hits? If I am moving a large amount...
- Wed Feb 17, 2021 8:21 am
- Forum: Investing - Theory, News & General
- Topic: Great Courses and what current ones miss (I miss something every time I buy one..!)
- Replies: 7
- Views: 1239
Re: Great Courses and what current ones miss (I miss something every time I buy one..!)
How the Stock Market Works and Advanced Investments are both very informative but cover quite a lot that falls firmly outside of Boglehead territory. I would just subscribe to The Great Courses Plus for them rather than paying purchase price. When you “cancel” The Great Courses Plus, they might off...
- Tue Feb 16, 2021 7:15 pm
- Forum: Personal Consumer Issues
- Topic: Visiting Vanguard Headquarters
- Replies: 27
- Views: 7300
- Tue Feb 16, 2021 6:03 pm
- Forum: Investing - Theory, News & General
- Topic: Goldman Sachs is coming to the everyday people
- Replies: 58
- Views: 8024
Re: Goldman Sachs is coming to the everyday people
The sentence that jumped out at me in the Wall Street Journal article was up top: the platform "allocates and automatically rebalances individuals’ wealth across portfolios of stocks and bonds based on the models developed by the firm’s investment-strategy committee." Who among us, with e...
- Tue Feb 16, 2021 1:28 pm
- Forum: Investing - Theory, News & General
- Topic: Goldman Sachs is coming to the everyday people
- Replies: 58
- Views: 8024
Re: Goldman Sachs is coming to the everyday people
The sentence that jumped out at me in the Wall Street Journal article was up top: the platform "allocates and automatically rebalances individuals’ wealth across portfolios of stocks and bonds based on the models developed by the firm’s investment-strategy committee." Who among us, with e...
- Tue Feb 16, 2021 1:06 pm
- Forum: Investing - Theory, News & General
- Topic: Goldman Sachs is coming to the everyday people
- Replies: 58
- Views: 8024
Re: Goldman Sachs is coming to the everyday people
New (puff?) piece in WSJ today: https://www.wsj.com/articles/goldman-sa ... _lead_pos2
* $1,000 minimum
* 0.35% fee
* diversified portfolios, no individual stocks

* $1,000 minimum
* 0.35% fee
* diversified portfolios, no individual stocks
- Mon Feb 15, 2021 3:27 am
- Forum: Personal Investments
- Topic: Thoughts on Fidelity Zero Extended Market Index
- Replies: 27
- Views: 1887
Re: Thoughts on Fidelity Zero Extended Market Index
Try changing large cap/extended split from 80/20 to 85/15. Not saying this is better but it gives you an idea how sensitive it is to small variations. That's why it's difficult to compare funds that track different indexes. Edit: based on your previous responses, maybe it's better if we work it out...
- Sun Feb 14, 2021 5:30 pm
- Forum: Personal Investments
- Topic: Thoughts on Fidelity Zero Extended Market Index
- Replies: 27
- Views: 1887
Re: Thoughts on Fidelity Zero Extended Market Index
I'd rather pay the five basis points and be confident that the fund is tracking the index. Count me out. https://i.imgur.com/BRJxS7E.jpg Source: https://www.portfoliovisualizer.com/fund-performance?s=y&symbol=FZIPX&symbols=FSMAX Don’t make the assumption that FSMAX and FZIPX are tracking th...
- Sun Feb 14, 2021 4:32 pm
- Forum: Personal Investments
- Topic: Thoughts on Fidelity Zero Extended Market Index
- Replies: 27
- Views: 1887
Re: Thoughts on Fidelity Zero Extended Market Index
I'd rather pay the five basis points and be confident that the fund is tracking the index. Count me out.

Source: https://www.portfoliovisualizer.com/fun ... bols=FSMAX

Source: https://www.portfoliovisualizer.com/fun ... bols=FSMAX
- Sun Feb 14, 2021 2:53 pm
- Forum: Investing - Theory, News & General
- Topic: Overweighting VWO because of China!
- Replies: 56
- Views: 4040
Re: Overweighting VWO because of China!
High growth rates in GDP do not necessarily translate to high equity returns. Returns on Chinese equity to date have been very poor considering their economy’s growth. You would need a reason to expect that to change going forward to justify an overweight to China. +1, Chinese GDP performance does ...
- Sun Feb 14, 2021 11:24 am
- Forum: Investing - Theory, News & General
- Topic: M1 money supply
- Replies: 40
- Views: 3368
Re: M1 money supply
https://fred.stlouisfed.org/series/M1 7 trillion sitting liquid. More than ever in history. Is this actionable? For business owners that have received stimulus money, it would make sense to me that if it was not going toward saving or growing a business, it would be treated no differently than earn...
- Sun Feb 14, 2021 6:50 am
- Forum: Personal Consumer Issues
- Topic: Dash cams?
- Replies: 36
- Views: 3445
Re: Dash cams?
I’m a truck driver and use one every day. I had a accident back in June, and the camera provided much peace of mind. The other vehicle hit my trailer in the driver side, so while it didn’t directly record the other vehicle’s actions, it did record the effect of its headlights and the fact that I was...
- Sat Feb 13, 2021 9:17 pm
- Forum: Investing - Theory, News & General
- Topic: Why the disdain for managed funds like ARKK that destroy total market funds?
- Replies: 402
- Views: 30584
Re: Why the disdain for managed funds like ARKK that destroy total market funds?
Some sectors outperform other sectors over a period of time. Which one does best next? Are you willing to act upon your prediction?
- Sat Feb 13, 2021 2:08 pm
- Forum: Personal Investments
- Topic: IRA Rollover: would you go w/ EFTs on Vanguard mutual funds?
- Replies: 3
- Views: 209
Re: IRA Rollover: would you go w/ EFTs on Vanguard mutual funds?
You can convert Vanguard mutual funds to ETFs if they have ETF equivalents. So long as you’re in a Boglehead three-fund portfolio, having ETF equivalents won’t be an issue. I would go with mutual funds to start with.
- Mon Feb 08, 2021 2:22 pm
- Forum: Investing - Theory, News & General
- Topic: WSJ Section Today [Investing in Funds & ETFs]
- Replies: 15
- Views: 1894
Re: WSJ Section Today [Investing in Funds & ETFs]
It seems WSJ subscriptions are quite common here, and it’s neither uncommon nor inappropriate to convey the gist of the article in a forum post. It was definitely worth the $60 on eBay for me.UpperNwGuy wrote: ↑Mon Feb 08, 2021 2:12 pm I don't understand why members of this forum start new threads about articles that are behind paywalls.
- Mon Feb 08, 2021 9:23 am
- Forum: Investing - Theory, News & General
- Topic: TSP G Fund rate 1.125% (Feb 2021)
- Replies: 0
- Views: 314
TSP G Fund rate 1.125% (Feb 2021)
I was looking at doing something with the yields on my bond side. Lo and behold, TSP G Fund rate shot up from 0.875% to 1.125%. F Fund's SEC yield is presumably 1.18% since it's based on the same index as AGG. Sources: https://www.tsp.gov/loan-basics/ https://www.tspfolio.com/tspgfundinterestrate ht...
- Thu Feb 04, 2021 5:10 am
- Forum: Personal Investments
- Topic: Heads up! Fidelity 2FA Temporarily Disabled!
- Replies: 38
- Views: 3144
Re: Heads up! Fidelity 2FA Temporarily Disabled!
It’s weird. I scrolled through the Twitter messages directed at Fidelity yesterday. Lots of rants and complaints about people losing :moneybag :moneybag :moneybag :moneybag and overall lots of hate related everyone’s favorite stock, but I didn’t see any complaints about 2FA not being active. The co...
- Wed Feb 03, 2021 7:10 am
- Forum: Personal Investments
- Topic: Heads up! Fidelity 2FA Temporarily Disabled!
- Replies: 38
- Views: 3144
Re: Heads up! Fidelity 2FA Temporarily Disabled!
Still beats receiving random delayed 2FA texts from Vanguard several hours after logging in, making me think that someone stole my password. And no, I don’t believe OP is accurate.
- Sun Jan 31, 2021 2:55 pm
- Forum: Personal Investments
- Topic: robinhood is getting sued - should i get my money out asap?
- Replies: 103
- Views: 8850
Re: robinhood is getting sued - should i get my money out asap?
Transfer in-kind to a real brokerage, and I would have told you this months ago, long before GME became the topic du jour.
- Sat Jan 30, 2021 10:50 pm
- Forum: Personal Investments
- Topic: At Schwab, switch to Vanguard or Merrill?
- Replies: 18
- Views: 1633
Re: At Schwab, switch to Vanguard or Merrill?
I'd have a hard time recommending Vanguard to anyone who needs to log into the website frequently due to their persistent IT issues. Fidelity Freedom Index funds (there are also Fidelity Freedom [NOT index] funds) might do the trick for you.
- Sat Jan 30, 2021 10:44 pm
- Forum: Investing - Theory, News & General
- Topic: WSJ attributes GameStop phenomenon to Bogle's philosophy. HA - I say NOT!
- Replies: 101
- Views: 8986
- Sat Jan 30, 2021 6:39 pm
- Forum: Personal Investments
- Topic: Vanguard checkwriting cancelled after inactivity
- Replies: 28
- Views: 2258
Re: Vanguard checkwriting cancelled after inactivity
Before I left Vanguard, I maintained emergency funds in Prime Money Market due to the good interest rate and the checkwriting feature. I moved them to Treasury Money Market following the COVID crash and eventually switched to a HYSA like everyone else. This news makes me feel even better about leavi...
- Fri Jan 29, 2021 11:15 pm
- Forum: Personal Investments
- Topic: What to do with GME holdings?
- Replies: 94
- Views: 10294
Re: What to do with GME holdings?
OP: Rebalance your portfolio. Go back to your original percentage of GME in your portfolio if you feel like you still want skin in the game.
- Thu Jan 28, 2021 8:28 am
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 204
- Views: 12530
Re: 2021 Hedge Fund Contest
Well well well... AAL is way up in pre-market trading. https://twitter.com/markets/status/1354779676804308997
- Fri Jan 22, 2021 2:46 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 204
- Views: 12530
Re: 2021 Hedge Fund Contest
Okay...who shorted GameStop? Fess up.
- Thu Jan 21, 2021 12:10 pm
- Forum: Investing - Theory, News & General
- Topic: Why Vanguard?
- Replies: 77
- Views: 6926
Re: Why Vanguard?
Twenty threads in the past three months could have been named, "Why, Vanguard?"
- Sun Jan 17, 2021 12:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Post when you have received various tax forms
- Replies: 85
- Views: 6107
Re: Post when you have received various tax forms
Received 1099-INT from American Express Bank in the mail last week.
- Sun Jan 17, 2021 12:06 pm
- Forum: Personal Investments
- Topic: Vanguard short-term treasury ETF tax efficiency
- Replies: 6
- Views: 478
Re: Vanguard short-term treasury ETF tax efficiency
Echoing what @anon_investor said about ETF SEC yields vs. the PenFed account. That's just the nature of interest rates right now. To add: I bought a house within the past year, and convincing the mortgage lender that funds in Vanguard Federal Money Market Fund and SHV (iShares Short Treasury Bond) w...
- Sat Jan 16, 2021 4:20 pm
- Forum: Investing - Theory, News & General
- Topic: PSA: Fixed AA with 5/25 rebalancing works!
- Replies: 83
- Views: 6815
Re: PSA: Fixed AA with 5/25 rebalancing works!
Semi-annually + major market movements has worked best for me historically, and the "annual" point just happened to be march. My target 70/30 had run up to around 73/27 prior to the COVID crash. I rebalanced afterwards and have been rebalancing about once a month since. The overall portfol...
- Sat Jan 16, 2021 2:05 pm
- Forum: Personal Investments
- Topic: AA and the G Fund
- Replies: 22
- Views: 1370
Re: AA and the G Fund
What am I looking at on the new TSP website then? I see that in 2020, the G fund returned .97%. In December of 2020, it returned .07% though. I guess if that is a literal monthly return, it would equate to 1.0007^12=.843%. Assuming the last reported Dec 2020 return is about equivalent to the Jan 20...
- Fri Jan 15, 2021 11:19 am
- Forum: Investing - Theory, News & General
- Topic: Index-Fund Trillions Are Distorting Prices in the S&P 500
- Replies: 8
- Views: 1920
Re: Index-Fund Trillions Are Distorting Prices in the S&P 500
If S&P 500 stocks are so overvalued, I should be a genius and short the bottom 25 stocks, right? 
- Wed Jan 13, 2021 2:38 pm
- Forum: Personal Investments
- Topic: China still an emerging market?
- Replies: 29
- Views: 2309
Re: China still an emerging market?
If you must overweight EM and are concerned about the classification issue, you could avoid it by holding IDEV (iShares MSCI Developed Markets ETF), EMXC (iShares MSCI Emerging Markets ex-China ETF), and a China ETF at your preferred weights. But as others have pointed out, China will continue to be...
- Wed Jan 13, 2021 5:35 am
- Forum: Personal Consumer Issues
- Topic: What is so special about the Toyota Tacoma?
- Replies: 97
- Views: 10315
Re: What is so special about the Toyota Tacoma?
I own a 2011 Tacoma with the TRD Sport package with about 112k miles. It's never broken down on me, and the 4WD has worked well through some serious snow storms. If I had to do it again, I'd shell out the extra $3,000 for the double cab, full-length bed rather than the "access cab" (backwa...
- Sun Jan 10, 2021 2:04 pm
- Forum: Personal Investments
- Topic: [Should I open a Robinhood account?]
- Replies: 50
- Views: 2713
Re: Robinhood
Anything I could want to do on Robinhood I could do on Fidelity better. I can even order limit trades on fractional shares.
- Sat Jan 09, 2021 11:46 pm
- Forum: Personal Consumer Issues
- Topic: WSJ print edition renewal time - any discounts?
- Replies: 87
- Views: 11690
Re: WSJ print edition renwal time - any discounts?
I dont find the WSJ offers good content anymore, and often slants their editorial views into the territory of financial noise, not news. Why not save the money and ignore the financial and media noise Newscorp is pushing? I'm a new subscriber, and I've actually been really impressed. I'll go so far...
- Sat Jan 09, 2021 4:05 pm
- Forum: Personal Consumer Issues
- Topic: $900 Dyson Floor Lamp
- Replies: 13
- Views: 1616
Re: $900 Dyson Floor Lamp
$17,300 for a lamp, and it doesn't come with the bulb.mhalley wrote: ↑Sat Jan 09, 2021 3:51 pm Why would anyone want such a cheap lamp? You need something like this to illuminate your $5000 watch.
https://www.perigold.com/lighting/pdp/t ... html?piid=

- Sat Jan 09, 2021 3:53 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 204
- Views: 12530
Re: 2021 Hedge Fund Contest
It has come to my attention on another thread that some people take this contest seriously, aka as the actual predictions of the forum members on stocks that will and will not perform well this year, rather than the tongue-in-cheek commentary on hedge fund managers that it is meant to be. To restor...
- Sat Jan 09, 2021 1:59 pm
- Forum: Personal Consumer Issues
- Topic: WSJ print edition renewal time - any discounts?
- Replies: 87
- Views: 11690
Re: WSJ print edition renwal time - any discounts?
I dont find the WSJ offers good content anymore, and often slants their editorial views into the territory of financial noise, not news. Why not save the money and ignore the financial and media noise Newscorp is pushing? I'm a new subscriber, and I've actually been really impressed. I'll go so far...
- Sat Jan 09, 2021 1:37 pm
- Forum: Personal Consumer Issues
- Topic: WSJ print edition renewal time - any discounts?
- Replies: 87
- Views: 11690
Re: WSJ print edition renwal time - any discounts?
eBay worked for me when buying a digital subscription. Well, re: eBay, I DID buy a 5-year WSJ digital subscription (based on other BH recommendations.) However, today, (after 1 year), it "died" on me. I contacted the seller and his email didn't work mysteriously (or not). Not sure what my...
- Sat Jan 09, 2021 12:43 pm
- Forum: Personal Consumer Issues
- Topic: WSJ print edition renewal time - any discounts?
- Replies: 87
- Views: 11690
Re: WSJ print edition renwal time - any discounts?
eBay worked for me when buying a digital subscription.
- Sat Jan 09, 2021 12:12 pm
- Forum: Personal Investments
- Topic: ITOT/UXUS or VTI/VXUS or VTWAX
- Replies: 31
- Views: 2603
Re: ITOT/UXUS or VTUS/VTI or VTWAX
Others have the tax issues well covered beyond my knowledge, it appears, but I'll note that the TSP I fund tracks the MSCI EAFE (Europe, Australasia, Far East) index. That means no emerging markets, no Canada (eh?), and no small cap. If that matters to you, you might want to hold all your internati...
- Wed Jan 06, 2021 1:18 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 204
- Views: 12530
Re: 2021 Hedge Fund Contest
East-West Fund Short TSLA Long GE Third time's a charm! :wink: What could possibly go wrong? Can we take bets on this? I'm picking East-West to finish in the bottom 25%. Just go long TSLA short GE. I already submitted my fund. (Can we enter multiple times?) Then do it in real life. :twisted: (PLEAS...
- Tue Jan 05, 2021 8:59 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 204
- Views: 12530
Re: 2021 Hedge Fund Contest
Just go long TSLA short GE.MinnGuyInvesting wrote: ↑Tue Jan 05, 2021 6:11 pmCan we take bets on this? I'm picking East-West to finish in the bottom 25%.
- Tue Jan 05, 2021 1:43 pm
- Forum: Investing - Theory, News & General
- Topic: ex-US Stocks Continue to Soar!
- Replies: 136
- Views: 12378
Re: ex-US Stocks Continue to Soar!
Next thread: Small cap growth European emerging markets state-owned enterprises continue to...uh...do something!!
- Tue Jan 05, 2021 1:33 pm
- Forum: Investing - Theory, News & General
- Topic: 2021 Hedge Fund Contest
- Replies: 204
- Views: 12530
Re: 2021 Hedge Fund Contest
What could possibly go wrong?