Search found 8 matches

by Julieta7
Wed Nov 13, 2019 10:03 am
Forum: Investing - Theory, News & General
Topic: Best CD rates thread
Replies: 406
Views: 46088

Re: Best CD rates thread

Here is the fine print from the Equitable Savings & Loan Association 120 Month CD: <snip> Interest credited to the account during any term may be withdrawn at any time during such term without penalty. OK, but that's not what you said the rep at the local branch told you. You said the rep told you ...
by Julieta7
Tue Nov 12, 2019 6:43 pm
Forum: Investing - Theory, News & General
Topic: Best CD rates thread
Replies: 406
Views: 46088

Re: Best CD rates thread

Here is the fine print from the Equitable Savings & Loan Association 120 Month CD: "TRANSACTION LIMITATIONS Deposits to the account are not permitted. Interest credited to the account during any term may be withdrawn at any time during such term without penalty. If the account is renewed at the sam...
by Julieta7
Tue Nov 12, 2019 2:18 pm
Forum: Investing - Theory, News & General
Topic: Best CD rates thread
Replies: 406
Views: 46088

Re: Best CD rates thread

I have more information about the CD in Colorado. We went in person to talk with them and the fine print is this: If you choose to withdraw early from the 120 month CD you may ONLY withdraw the interest accrued. There will be a 90 day EWP on the interest you withdraw. The caveat is that the princip...
by Julieta7
Tue Nov 12, 2019 1:55 pm
Forum: Investing - Theory, News & General
Topic: Best CD rates thread
Replies: 406
Views: 46088

Re: Best CD rates thread

I have more information about the CD in Colorado. We went in person to talk with them and the fine print is this: If you choose to withdraw early from the 120 month CD you may ONLY withdraw the interest accrued. There will be a 90 day EWP on the interest you withdraw. The caveat is that the principa...
by Julieta7
Tue Nov 12, 2019 12:27 pm
Forum: Investing - Theory, News & General
Topic: Best CD rates thread
Replies: 406
Views: 46088

Re: Best CD rates thread

Never called these guys up to see if there would be anyway to get an account. But they are 3.37% 120 month with I believe a 90 day EWP. Would be nice to have 4 $50K CDs that I could cancel when needed. I'd take a few day vacation to Denver for that. I have nothing to invest now though. https://www....
by Julieta7
Thu Nov 07, 2019 9:42 pm
Forum: Personal Investments
Topic: MMA or Savings or Cash Management
Replies: 21
Views: 1338

Re: MMA or Savings or Cash Management

Very impressed with the application process at PSECU, their web interface and customer service. I applied on Friday and received a "welcome" letter via email on Tuesday. The only glitch was inability to attach jpegs of drivers license and address verification, however a quick phone call to a rep and...
by Julieta7
Mon Nov 04, 2019 11:39 am
Forum: Investing - Theory, News & General
Topic: Best CD rates thread
Replies: 406
Views: 46088

Re: Best CD rates thread

aida2003, I had the same problem with DL using Chrome and Safari. Filed application anyway and next day PSECU called to ask me to email the DL. Account opened same day. Their process is a bit clunky, but for 3.25% well worth the trouble to me. Same glitch here, I emailed it and called to assure the...
by Julieta7
Thu Jul 11, 2019 12:47 pm
Forum: Personal Consumer Issues
Topic: Volunteer suggestions
Replies: 55
Views: 3291

Re: Volunteer suggestions

Retired 3 years ago to care for grandchildren. Parents ALWAYS love grandparents to help out when they are able. On the days we are not with them, I substitute teach in a Spanish immersion elementary school. As a retired teacher who loved the job, substitute teaching is a wonderful way to stay active...