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I am aware that I am unable to make employee contributions to my individual 401k due to maxing out my 403b for 2019 since the feds consider this plan to be controlled by 403b participant. The employee elective contribution limit (2019 = $19K) is across all 401k, 403b, SARSEP and SIMPLE IRA accounts...

Hello all, I need some help with my individual 401k math. :confused My current situation is I work full times as a W2 employee and will max out my 403b this year for a total of $19,000 as well as my Roth IRA through a backdoor contribution in the amount of $6000. My employer will be contributing aro...

Primary Care Physician here, Is this scholarship program through the NHSC? Unfortunately, she should expect a much lower salary offer than her peers heading into hospital owned or private practice. There really is no free lunch. Last I checked numbers ranged anywhere from $150,000-$180,000 for most ...

Thanks everyone for the responses and confirming that I should be ok for this year if I decide not to make any quarterly payments.

Hello Bogleheads, I recently completed my 2018 taxes which resulted in a total Federal tax bill of around $30,500 owed. This resulted in me writing Uncle Sam a $3000 dollar check this year for under payment. It looks like I avoided a penalty this year and my tax software did not generate a notice th...

Sometimes when an employer changes custodians they terminate the old plan and start a new one. OP, are you sure they didn't attempt to notify you? Have you perhaps moved since your wife worked for the old employer? We have moved and updated our addresses, but something obviously fell through the cr...

Hello Bogleheads, Hopefully someone can help me with the best course of action here. Wife had a 401k with about $19,000 with some mixed pre and post tax funds with a former employer through Fidelity (mostly pre tax funds). We liked the options Fidelity had and left the money there with intentions to...

Typically these types of payments are grossed up so that you are paid enough to cover taxes on an agreed-upon after tax amount. For example, a $3,000 moving benefit would be paid to the employee as $4,715 (just for illustrative purposes) in gross monies. Is this not the case for you? I agree. If th...

Dunder - What type of income reporting document did/will you receive at year end reporting your 2018 income? Also, what block of the 1099-MISC were the moving expenses reported in? Year end income will be reported on W2, but since this was "paid" before I technically was an employee with ...

Hello Bogleheads, I agreed to contract terms of employment early in 2017 that included a relocation package and ended up moving in 2018. Thanks to The Tax Cuts and Jobs Act I will be receiving a 1099-MISC for reimbursement of the moving expenses that will now be considered taxable wages. This is goi...

If traveling into Denver International look up Silvercar. They are Audi's rental car service. You can rent an A4, Q5, or Q7. While no 4x4, I am a major fan of Audi's AWD system. I have used Silvercar in Austin, Tampa, and Ft. Lauderdale and have always been pleased. I now sometimes base my airline t...

Dont spend all that money and time being a GP. Focus in on the extra time to specialist in cardiology, allergy, surgery, psychiatry.......you will triple your income I recommend plenty of job shadowing to try to get a full grasp on medicine as a potential career. Medicine is rapidly changing though...

Hello everyone, I really appreciate the advice already provided. To answer a few questions, the life insurance for my wife is fairly cheap ($50 a month) thanks to excellent health. We decided to go ahead and obtain it just in case life brought us a child down the road. My current work schedule is ac...

Hello Boglehead's, This is my first post after following this forum for the last 2-3 years! I apologize now for the length. A little background information on myself. I grew in a poor rural area of the Midwest to high school educated parents whom I love dearly, but financial literacy was not our str...