Search found 14 matches

by Dunder Mifflin
Mon Aug 19, 2019 7:22 pm
Forum: Personal Investments
Topic: Help with individual 401k math.
Replies: 4
Views: 626

Re: Help with individual 401k math.

I am aware that I am unable to make employee contributions to my individual 401k due to maxing out my 403b for 2019 since the feds consider this plan to be controlled by 403b participant. The employee elective contribution limit (2019 = $19K) is across all 401k, 403b, SARSEP and SIMPLE IRA accounts...
by Dunder Mifflin
Thu Aug 15, 2019 10:08 pm
Forum: Personal Investments
Topic: Help with individual 401k math.
Replies: 4
Views: 626

Help with individual 401k math.

Hello all, I need some help with my individual 401k math. :confused My current situation is I work full times as a W2 employee and will max out my 403b this year for a total of $19,000 as well as my Roth IRA through a backdoor contribution in the amount of $6000. My employer will be contributing aro...
by Dunder Mifflin
Tue Jun 25, 2019 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Salaries at FQHC | Any physicians here? [Federally Qualified Health Center]
Replies: 17
Views: 4023

Re: Salaries at FQHC | Any physicians here?

Primary Care Physician here, Is this scholarship program through the NHSC? Unfortunately, she should expect a much lower salary offer than her peers heading into hospital owned or private practice. There really is no free lunch. Last I checked numbers ranged anywhere from $150,000-$180,000 for most ...
by Dunder Mifflin
Tue Apr 02, 2019 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Estimated Quarterly Taxes Question?
Replies: 6
Views: 1002

Re: Estimated Quarterly Taxes Question?

Thanks everyone for the responses and confirming that I should be ok for this year if I decide not to make any quarterly payments.
by Dunder Mifflin
Sun Mar 31, 2019 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Estimated Quarterly Taxes Question?
Replies: 6
Views: 1002

Estimated Quarterly Taxes Question?

Hello Bogleheads, I recently completed my 2018 taxes which resulted in a total Federal tax bill of around $30,500 owed. This resulted in me writing Uncle Sam a $3000 dollar check this year for under payment. It looks like I avoided a penalty this year and my tax software did not generate a notice th...
by Dunder Mifflin
Wed Feb 06, 2019 12:26 pm
Forum: Personal Investments
Topic: Old employer moved 401k to IRA with Millennium Trust Company
Replies: 8
Views: 651

Re: Old employer moved 401k to IRA with Millennium Trust Company

Sometimes when an employer changes custodians they terminate the old plan and start a new one. OP, are you sure they didn't attempt to notify you? Have you perhaps moved since your wife worked for the old employer? We have moved and updated our addresses, but something obviously fell through the cr...
by Dunder Mifflin
Tue Feb 05, 2019 9:38 pm
Forum: Personal Investments
Topic: Old employer moved 401k to IRA with Millennium Trust Company
Replies: 8
Views: 651

Old employer moved 401k to IRA with Millennium Trust Company

Hello Bogleheads, Hopefully someone can help me with the best course of action here. Wife had a 401k with about $19,000 with some mixed pre and post tax funds with a former employer through Fidelity (mostly pre tax funds). We liked the options Fidelity had and left the money there with intentions to...
by Dunder Mifflin
Wed Jan 23, 2019 7:22 pm
Forum: Personal Finance (Not Investing)
Topic: 1099-MISC for moving expenses, help!
Replies: 9
Views: 1468

Re: 1099-MISC for moving expenses, help!

Typically these types of payments are grossed up so that you are paid enough to cover taxes on an agreed-upon after tax amount. For example, a $3,000 moving benefit would be paid to the employee as $4,715 (just for illustrative purposes) in gross monies. Is this not the case for you? I agree. If th...
by Dunder Mifflin
Mon Jan 21, 2019 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: 1099-MISC for moving expenses, help!
Replies: 9
Views: 1468

Re: 1099-MISC for moving expenses, help!

Dunder - What type of income reporting document did/will you receive at year end reporting your 2018 income? Also, what block of the 1099-MISC were the moving expenses reported in? Year end income will be reported on W2, but since this was "paid" before I technically was an employee with ...
by Dunder Mifflin
Sun Jan 20, 2019 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: 1099-MISC for moving expenses, help!
Replies: 9
Views: 1468

1099-MISC for moving expenses, help!

Hello Bogleheads, I agreed to contract terms of employment early in 2017 that included a relocation package and ended up moving in 2018. Thanks to The Tax Cuts and Jobs Act I will be receiving a 1099-MISC for reimbursement of the moving expenses that will now be considered taxable wages. This is goi...
by Dunder Mifflin
Thu Jan 17, 2019 11:32 pm
Forum: Personal Consumer Issues
Topic: Car Rental - Getting specific type of car
Replies: 19
Views: 1438

Re: Car Rental - Getting specific type of car

If traveling into Denver International look up Silvercar. They are Audi's rental car service. You can rent an A4, Q5, or Q7. While no 4x4, I am a major fan of Audi's AWD system. I have used Silvercar in Austin, Tampa, and Ft. Lauderdale and have always been pleased. I now sometimes base my airline t...
by Dunder Mifflin
Thu Jan 17, 2019 11:04 pm
Forum: Personal Consumer Issues
Topic: Any admission pointers from pre- med/ med students?
Replies: 58
Views: 4187

Re: one word: specialize

Dont spend all that money and time being a GP. Focus in on the extra time to specialist in cardiology, allergy, surgery, psychiatry.......you will triple your income I recommend plenty of job shadowing to try to get a full grasp on medicine as a potential career. Medicine is rapidly changing though...
by Dunder Mifflin
Tue Dec 18, 2018 8:21 pm
Forum: Personal Investments
Topic: New Physician-Need Advice
Replies: 8
Views: 1241

Re: New Physician-Need Advice

Hello everyone, I really appreciate the advice already provided. To answer a few questions, the life insurance for my wife is fairly cheap ($50 a month) thanks to excellent health. We decided to go ahead and obtain it just in case life brought us a child down the road. My current work schedule is ac...
by Dunder Mifflin
Sat Dec 15, 2018 12:52 pm
Forum: Personal Investments
Topic: New Physician-Need Advice
Replies: 8
Views: 1241

New Physician-Need Advice

Hello Boglehead's, This is my first post after following this forum for the last 2-3 years! I apologize now for the length. A little background information on myself. I grew in a poor rural area of the Midwest to high school educated parents whom I love dearly, but financial literacy was not our str...