Search found 153 matches

by OldBallCoach
Wed Nov 13, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Snow tires
Replies: 28
Views: 1801

Re: Snow tires

Holy Smokes, we got about 21 inches of snow in the past 48 hours and these Nokian tires are the best I have ever driven. YES to all those that said I would love em...spot on!! Now...about the weather...COME ON we got 4 more weeks of football, this is NUTS!
by OldBallCoach
Mon Nov 11, 2019 8:01 pm
Forum: Personal Consumer Issues
Topic: Snow tires
Replies: 28
Views: 1801

Re: Snow tires

We run the Nokian hakks (non studded) on a Honda pilot. They are a great snow tire! Traction always feels solid. Going on the third winter and they look almost new. We have long winters, they are on for 5-6 months a year. I have ran blizzaks on a fwd Volvo wagon, they were good. Also used winterfor...
by OldBallCoach
Mon Nov 11, 2019 6:52 pm
Forum: Personal Consumer Issues
Topic: Snow tires
Replies: 28
Views: 1801

Snow tires

I have always run Bridgestone Blizzacks for snow tires and today when my LC was in for it service they put on Nokian Hakkapelitta 8 SUV snow tires..I asked them about it and they said try em you will like em...ok...so I will give them a shot...anyone else had these tires. We dont get a ton of snow b...
by OldBallCoach
Tue Nov 05, 2019 8:08 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72238

Re: Flaunt Your High-Mileage Car

Impressive. Was that all 385K by you? How old was it? All by me and and 11 years... Wow that is crazy amount of driving per year! I really like landcruiser and if money wasn't an object I would totally get it. I live in northeast, where rust is an issue with all toyotas. If I am getting such an exp...
by OldBallCoach
Sun Nov 03, 2019 9:41 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72238

Re: Flaunt Your High-Mileage Car

I just let my last Toyota LandCruiser go at 385,000 miles....I bought a new one and will drive it for 350K or so and repeat if I am not in the urn by then. They are terrible on gas and amazing solid beasts of a truck to own and drive. I take mine in every 10K to the dealer for service and have it d...
by OldBallCoach
Sat Nov 02, 2019 8:49 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72238

Re: Flaunt Your High-Mileage Car

I just let my last Toyota LandCruiser go at 385,000 miles....I bought a new one and will drive it for 350K or so and repeat if I am not in the urn by then. They are terrible on gas and amazing solid beasts of a truck to own and drive. I take mine in every 10K to the dealer for service and have it d...
by OldBallCoach
Sat Nov 02, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72238

Re: Flaunt Your High-Mileage Car

I just let my last Toyota LandCruiser go at 385,000 miles....I bought a new one and will drive it for 350K or so and repeat if I am not in the urn by then. They are terrible on gas and amazing solid beasts of a truck to own and drive. I take mine in every 10K to the dealer for service and have it d...
by OldBallCoach
Fri Nov 01, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 544
Views: 72238

Re: Flaunt Your High-Mileage Car

I just let my last Toyota LandCruiser go at 385,000 miles....I bought a new one and will drive it for 350K or so and repeat if I am not in the urn by then. They are terrible on gas and amazing solid beasts of a truck to own and drive. I take mine in every 10K to the dealer for service and have it de...
by OldBallCoach
Fri Nov 01, 2019 6:21 pm
Forum: Personal Consumer Issues
Topic: Can one own a Porsche 911 that is not a money pit?
Replies: 78
Views: 10040

Re: Can one own a Porsche 911 that is not a money pit?

I have owned a 911 and I have to say it was an amazing car, really fun to drive and felt very very safe and solid...my wife loved it...we actually had very few problems with it and since we had leased it we knew we were losing our ass so we didnt really care...LOL...I know NOT Boglehead type of deal...
by OldBallCoach
Thu Oct 17, 2019 7:42 am
Forum: Personal Consumer Issues
Topic: Toyota Extended Warranty
Replies: 13
Views: 1059

Re: Toyota Extended Warranty

I think on some brands of cars a warranty is almost a given but based on my experience with Toyotas I would not buy one..I bought another Land Cruiser this spring and the finace person worked reallllllyyyyyy hard to talk me into one but I said well I usually keep them for 250-300K,,,she actually sai...
by OldBallCoach
Mon Oct 14, 2019 4:06 pm
Forum: Personal Investments
Topic: Portfolio planing tool
Replies: 6
Views: 714

Re: Portfolio planing tool

Is there any tool out there that I can use when a fund has a shorter duration of time to track...like the newer low volatility funds? I can see what the 3 key funds that I use now would do but kind of curious. Thank you. I think you mean you can see what the 3 KEY Funds that you use did do, not wou...
by OldBallCoach
Sat Oct 12, 2019 10:45 am
Forum: Personal Investments
Topic: Portfolio planing tool
Replies: 6
Views: 714

Re: Portfolio planing tool

Well I have used that tool as my thinking for getting out of my multiple fund Wells Fargo account to my Boglehead three fund methods that I am currently using. I guess I have to go back to school and learn about investing now...LOL..
by OldBallCoach
Sat Oct 12, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: Cold feet - Radiant subfloor heating question
Replies: 26
Views: 2211

Re: Cold feet - Radiant subfloor heating question

My beach house is on a concrete slab and we have in floor radiant heat for the whole house and garages. We have a very efficent boiler and I have to say that this was a best call we ever made. The house has 10 zones and we can heat as much or as little as we wish and the whole deal is warm as toast ...
by OldBallCoach
Sat Oct 12, 2019 9:57 am
Forum: Personal Investments
Topic: Portfolio planing tool
Replies: 6
Views: 714

Re: Portfolio planing tool

OK...I was about as clear as mud, let me try this again...using https://www.portfoliovisualizer.com/ I can plug in my current three fund plan and get all the info I need to make an educated guess moving forward...is there any similar type of a tool then the funds I am looking at have a shorter histo...
by OldBallCoach
Sat Oct 12, 2019 8:19 am
Forum: Personal Investments
Topic: Portfolio planing tool
Replies: 6
Views: 714

Portfolio planing tool

Is there any tool out there that I can use when a fund has a shorter duration of time to track...like the newer low volatility funds? I can see what the 3 key funds that I use now would do but kind of curious. Thank you.
by OldBallCoach
Thu Oct 10, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Neighbor filming a TV Show
Replies: 71
Views: 3849

Re: Neighbor filming a TV Show

Having delt with a fair amout of TV folks I can tell you this...if you ask for the set supervisor and ask nicely they will do damn near anything you want to keep you happy, out of the way and not doing a thing to cause them to spend even 5 extra minutes on the set...the meter is running when on the ...
by OldBallCoach
Thu Sep 12, 2019 10:12 am
Forum: Investing - Theory, News & General
Topic: Vanguard Flagship Services -- Another One Bites the Dust
Replies: 51
Views: 8634

Re: Vanguard Flagship Services -- Another One Bites the Dust

I moved about 14M from Vanguard to Schwab for one basic reason...I cant wait 20-30 minutes on a phone to talk with someone...and I also turned boglehead and went with may fewer funds...and will be at 3 funds once the tax dust settles and all...service is king to me.
by OldBallCoach
Sat Aug 03, 2019 2:35 pm
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 215
Views: 11839

Re: Insane to buy a sports car?

GTR black edition. Fast, easy to repair and will do well in all weather. Its my Therapy machine after a tough week. Much cheaper than a mistress and if you drive it correctly a little safer. Hell yes...do it.
by OldBallCoach
Tue Jul 23, 2019 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5423

Re: Dogs and homeowners insurance company

It is the delusion of Man to think that any amount of training can override a million years of evolution. Even the most highly trained police dogs with continual remedial and additional training have turned on their handlers and had to be shot to stop the attack. There is no such thing as an absolu...
by OldBallCoach
Mon Jul 22, 2019 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5423

Re: Dogs and homeowners insurance company

It is the delusion of Man to think that any amount of training can override a million years of evolution. Even the most highly trained police dogs with continual remedial and additional training have turned on their handlers and had to be shot to stop the attack. There is no such thing as an absolu...
by OldBallCoach
Mon Jul 22, 2019 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5423

Re: Dogs and homeowners insurance company

I did get an email today from agent and she claims that State Farm may review the dogs but at this point she is merely trying to make me aware for a potential problem. The agent asked if I would be opposed to removing the dogs and I replied that I will remove her company without a second thought. We...
by OldBallCoach
Mon Jul 22, 2019 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5423

Re: Dogs and homeowners insurance company

From the Insurance Information Institute: Dog bites and other dog-related injuries accounted for more than one third of all homeowners liability claim dollars paid out in 2017, costing almost $700 million. So, the risk for the insurance companies seems to be real. Unfortunately, there is not an eas...
by OldBallCoach
Sun Jul 21, 2019 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5423

Re: Dogs and homeowners insurance company

I have never heard of an insurer visiting in person. They normally interview you online or via phone about your risk profile, always including dogs. Training is not a factor since the best trained dogs can be drawn into a fight and injure someone. Um, no. You are wrong. You've never seen "the best ...
by OldBallCoach
Sun Jul 21, 2019 1:38 pm
Forum: Personal Finance (Not Investing)
Topic: Dogs and homeowners insurance company
Replies: 86
Views: 5423

Dogs and homeowners insurance company

So we had our insurance agent out to the house to look over coverages and be sure we are all on the same place with rising costs, ect. Really had not done this in a few years. Our agent remarked that insurance companies are getting very wary of dogs on the property. Certain breeds will either raise ...
by OldBallCoach
Sun Jun 30, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Trex decking or alternatives?
Replies: 44
Views: 4172

Re: Trex decking or alternatives?

Wondering if weight is an issue for a fiber deck. Beside being heavier to begin with is there any issue with the weight ( like the 125 people we had on our deck last night) for the products? We built on 12 inch centers for our trex and did the same for the pressure treated that we replaced it with.
by OldBallCoach
Fri Jun 28, 2019 1:23 pm
Forum: Personal Consumer Issues
Topic: Trex decking or alternatives?
Replies: 44
Views: 4172

Re: Trex decking or alternatives?

Hi all, I am in the same position of which decking material to use and how much to pay. The approximately 350 sq. feet deck with 5 step stair, has to be replaced completely. Pressure treated lumber = $10,000 Trex = $14,000 Azec = $22,000 Envision decking with fortress rail = $19,000 I find the deci...
by OldBallCoach
Thu Jun 27, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: Trex decking or alternatives?
Replies: 44
Views: 4172

Re: Trex decking or alternatives?

OK...I just took out almost 6600 square feet of Trex decking...it was horrible...I was told we did not have enough air circulation under it as it was only 4-6 inches off the ground. We also have blowing sand and we are about 150 feet from Lake Michigan and weather is tough here in the winter of cour...
by OldBallCoach
Tue Jun 25, 2019 9:01 pm
Forum: Personal Investments
Topic: 60K to invest
Replies: 8
Views: 1336

Re: 60K to invest

Let me rephrase with...some one has 60K to invest for 20 years...NO OTHER need for the money...I would advise VTI?
by OldBallCoach
Tue Jun 25, 2019 6:24 am
Forum: Personal Investments
Topic: 60K to invest
Replies: 8
Views: 1336

Re: 60K to invest

Need way more information about her portfolio and financial status. She needs to have an overall investment plan instead of just throwing it all at one fund. She is over all in great shape for her age, 44. She has about 2.3M invested and is about 65%/35% in her long term investments. I would guess ...
by OldBallCoach
Tue Jun 25, 2019 6:19 am
Forum: Personal Investments
Topic: 60K to invest
Replies: 8
Views: 1336

Re: 60K to invest

goodenyou wrote:
Mon Jun 24, 2019 6:50 pm
She needs to pay off that high interest rate credit card balance.
No credit cards..
by OldBallCoach
Mon Jun 24, 2019 6:26 pm
Forum: Personal Investments
Topic: 60K to invest
Replies: 8
Views: 1336

60K to invest

So a co worker comes up to me and asks...I got 60K coming from sale of property..how should I invest it. She is 44 and doing well in her profession. My first response it to tell her to but it in VTI and dont worry about it for 20 years...thoughts?
by OldBallCoach
Fri Jun 14, 2019 7:59 am
Forum: Personal Consumer Issues
Topic: Buy Mini-Van Tomorrow or No?
Replies: 59
Views: 3729

Re: Buy Mini-Van Tomorrow or No?

bdrolan wrote:
Thu Jun 13, 2019 8:55 pm
Flyer24 wrote:
Thu Jun 13, 2019 8:46 pm
Save money and leave the MIL at home. Win-win. 😁


Believe me....I wish
Be sure DW does not read this thread. Thats all I got...buy it, dont...if its safer yes...
by OldBallCoach
Thu Jun 13, 2019 8:44 am
Forum: Personal Consumer Issues
Topic: Best women's starter golf clubs?
Replies: 17
Views: 993

Re: Best women's starter golf clubs?

Make sure you learn how to swear correctly and at the right time. I agree with first take a few lessons then get fiting from a good source, Golf Galaxy is good...then learn that golf life most things in life is best enjoyed when there is no stress on you and you can enjoy the surroundings. But do le...
by OldBallCoach
Wed Jun 12, 2019 4:12 pm
Forum: Personal Consumer Issues
Topic: Do you drive old cars for long distance travels?
Replies: 105
Views: 7763

Re: Do you drive old cars for long distance travels?

I have driven LandCruisers forever and I have taken many trips with trucks with over 250K on them and never really had an issue. I have mine serviced every 10K at the dealership and do whatever they tell me and they have all been tanks. My new one has 9300 on it and will go in next week for its firs...
by OldBallCoach
Sun Jun 09, 2019 1:56 pm
Forum: Personal Consumer Issues
Topic: Sports classes in Universities
Replies: 60
Views: 3855

Re: Sports classes in Universities

You should always sign up for the class on Football 101..if nothing else you will be more accurate when talking to the fan sitting to you about how mad the coaching is. Even better if you are sitting next to a coaches wife.
by OldBallCoach
Thu May 30, 2019 6:41 am
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3622

Re: Its a Jeep thing?

Matigas wrote:
Wed May 29, 2019 7:02 pm
You showed your ignorance by not taking the offer.
Yea you are probably right...good thing I took the business cards of the fools that want to pay me 25K for a Jeep...naw...I dont need the money and its got new tires and an oil change...good for another 13 years or so...
by OldBallCoach
Wed May 29, 2019 5:13 pm
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3622

Re: Its a Jeep thing?

The Jeep and the Toyota 4Runner are the only traditional body on frame 4x4 off road "real" SUVs left... and of them the Jeep is considered the Toyota Landcruiser Lexus LX570/470 Lexus GX I don't offroad, but I am pretty sure first two vehicles are used heavily for offroading. Third one is body on f...
by OldBallCoach
Wed May 29, 2019 12:01 pm
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3622

Re: Its a Jeep thing?

It's a unique vehicle with a cult following. The Jeep is an unusual case of a vehicle with poor reliability that retains its value very well. It also gets rotten gas mileage. It would have to improve in mileage to get the rotten rating...LOL...it has been very reliable so far I have only changed th...
by OldBallCoach
Wed May 29, 2019 11:19 am
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3622

Re: Its a Jeep thing?

Well you must know more about this jeep thing than us since you didn't take that offer. No not at all...its just if I sold it I would have to find something else to replace it with...I am just amazed at how well these really simple Jeeps hold their value? Its good for taking the toys down to the be...
by OldBallCoach
Wed May 29, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: Its a Jeep thing?
Replies: 40
Views: 3622

Its a Jeep thing?

So I have this 2006 Jeep Wrangler Unlimited Rubicon that I won in a golf outing. I shot a hole in one..and finished with a 101 for 18 so ya know it was pure luck...anyway...I use it for hauling the crap around our place, small trailer, ect...top is off most of the summer...I get the oil changed once...
by OldBallCoach
Sat May 25, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: Am I a sucker to pay for a new roof?
Replies: 24
Views: 2510

Re: Am I a sucker to pay for a new roof?

Better question might be what do you think of your neighbors now that you know about their ethics and what value do you put on integrity? Just buy the roof and move on.
by OldBallCoach
Mon May 20, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: Home auction
Replies: 7
Views: 458

Re: Home auction

Honestly. If you can afford a $5.6 Million dollar home you should not be asking us if it is a good deal or not. You should have the wherewithal to do that yourself. Cheers Let me explain this a bit...it isnt the house being a good deal or not, I am questioning the process of a purchase this way...s...
by OldBallCoach
Mon May 20, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Home auction
Replies: 7
Views: 458

Home auction

Has anyone ever bought a house at auction. In this market if a house is a decent deal why go to auction? Thoughts?
by OldBallCoach
Sun May 12, 2019 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Inherited ranch
Replies: 97
Views: 8487

Re: Inherited ranch

I tend to agree with those giving the advise NOT to give an interest free loan to the family member...but...what is the price this person is willing to pay and have you all had a third party appraise the land? I have never loaned any money to any family member...I give it to them and tell them if th...
by OldBallCoach
Mon May 06, 2019 8:55 am
Forum: Personal Consumer Issues
Topic: Crawl Space vs. Concrete Slab House Foundation
Replies: 19
Views: 2535

Re: Crawl Space vs. Concrete Slab House Foundation

I am on a slab due to high water tables next to Lake Michigan..we have radiant heat and polished finished concrete in the majority of our home. We have about 5400 square feet and frankly neither my wife or I have ever had any issues with floors as far as feel goes? I agree to be above grade and our ...
by OldBallCoach
Tue Apr 30, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: out of network emergency visits. Huge bill!!!
Replies: 156
Views: 13810

Re: out of network emergency visits. Huge bill!!!

theplayer11 wrote:
Mon Apr 29, 2019 8:12 pm
20 minute drive to save $10k? Not sure you made the right choice.
Ever have a bad kidney stone? About like trying to pass a bowling ball is my term for it.
by OldBallCoach
Mon Apr 29, 2019 9:41 am
Forum: Personal Consumer Issues
Topic: Good car shipping service?
Replies: 9
Views: 707

Re: Good car shipping service?

https://transport.mecum.com According to my neighbor who has a pretty nice collection of high end cars, these guys are top notch. Not sure about cost but he ships some 1-2 million dollar cars to auctions with this outfit.
by OldBallCoach
Mon Apr 29, 2019 7:57 am
Forum: Personal Consumer Issues
Topic: Fencing
Replies: 8
Views: 1212

Re: Fencing

We went with a vinyl covered chain link fence in dark green along the roadside of our property and so far after 5 years it has held up well in the four seasons that we have in Northern Indiana. We have not had any issues with it...it did cost a little more than conventional chain link but overall we...
by OldBallCoach
Sun Apr 21, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Garage Door Opener Replacement
Replies: 28
Views: 2335

Re: Garage Door Opener Replacement

Call Overhead Door and get a Liftmaster unit..they are quiet, smooth and built like a commercial unit. I have a 4 car garage with them and they are bulletproof. I am sure you will pay a bit more but it will be worth it down the road.