Search found 26 matches

by kmn99
Wed Oct 02, 2019 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA Simplified Needs Test now that forms 1040A and 1040EZ are gone
Replies: 16
Views: 2880

Re: FAFSA Simplified Needs Test now that forms 1040A and 1040EZ are gone

FAFSA 2020-2021 is open now.

Has anyone completed it?

So, if you qualify for SNT, the assets/net worth questions are hidden? Or do you still input the assets/net worth information and FAFSA ignores it?

How does it work?
by kmn99
Tue May 14, 2019 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA Simplified Needs Test now that forms 1040A and 1040EZ are gone
Replies: 16
Views: 2880

Re: FAFSA Simplified Needs Test now that forms 1040A and 1040EZ are gone

1040A and 1040EZ were for Auto Zero EFC. Do they still have Simplified Needs Test Or is it gone? Previous criteria: Eligibility for Simplified Versions of the FAFSA - A dependent student qualifies for these simplified versions of the FAFSA if: * The student’s parents satisfy income criteria. The par...
by kmn99
Mon Mar 18, 2019 2:09 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing 3 fund portfolio
Replies: 7
Views: 767

Re: Rebalancing 3 fund portfolio

Sorry, forgot to mention.

Taxable account.
by kmn99
Mon Mar 18, 2019 1:59 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing 3 fund portfolio
Replies: 7
Views: 767

Rebalancing 3 fund portfolio

What is your rebalancing strategy, especially if you are holding ETFs?
by kmn99
Thu Feb 14, 2019 11:05 pm
Forum: Investing - Theory, News & General
Topic: New Wealthfront Cash account 2.24% w/ FDIC up to 1mm. Anything similar?
Replies: 36
Views: 5196

Wealthfront cash account

[merged kmn99's post and its replies into this existing thread - moderator prudent]

https://blog.wealthfront.com/introducin ... h-account/

what do you guys think? Better than MMF, I guess.
by kmn99
Fri Feb 08, 2019 12:43 pm
Forum: Investing - Theory, News & General
Topic: Tax efficient and FDIC insured
Replies: 11
Views: 1237

Re: Tax efficient and FDIC insured

Thank you all :happy
by kmn99
Thu Feb 07, 2019 10:30 pm
Forum: Investing - Theory, News & General
Topic: Three fund Portfolio at Fidelity
Replies: 7
Views: 1516

Three fund Portfolio at Fidelity

Contemplating the below Tax-efficient 3 fund portfolio for a taxable account at Fidelity? ITOT (iShares Core S&P Total U.S. Stock Market ETF) IXUS (ISHARES TR/CORE MSCI TOTAL INTL STK) AGG (iShares Barclays Aggregate Bond Fund) FSPXX for Cash (Fidelity® California AMT Tax-Free Money Market Fund) Ple...
by kmn99
Thu Feb 07, 2019 10:23 pm
Forum: Investing - Theory, News & General
Topic: Tax efficient and FDIC insured
Replies: 11
Views: 1237

Tax efficient and FDIC insured

Is there any investment which is both Tax efficient and FDIC insured?
by kmn99
Wed Jan 16, 2019 9:37 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 57899

Re: John Bogle is dead at 89

R.I.P Sir!
by kmn99
Sat Jan 12, 2019 1:56 am
Forum: Personal Investments
Topic: VCAIX to VCTXX
Replies: 6
Views: 762

Re: VCAIX to VCTXX

Thank you
by kmn99
Sat Jan 12, 2019 1:50 am
Forum: Personal Investments
Topic: VCAIX to VCTXX
Replies: 6
Views: 762

Re: VCAIX to VCTXX

Just wanted to confirm that
Vanguard Intermediate-Term Tax-Exempt Fund Investor Shares (VWITX) will be OKAY as TLH partner for VCAIX(Vanguard California Intermediate-Term Tax-Exempt Fund Investor Shares) .
by kmn99
Tue Jan 08, 2019 3:12 pm
Forum: Personal Investments
Topic: Alternative to VTMFX (Vanguard Tax Managed Balanced Adm)
Replies: 3
Views: 520

Alternative to VTMFX (Vanguard Tax Managed Balanced Adm)

Ameritrade doesn't offer VTMFX (Vanguard Tax-Managed Balanced Adm) fund. Can someone suggest an alternate Mutual fund or ETF which would be similar?
by kmn99
Sat Dec 22, 2018 1:01 am
Forum: Investing - Theory, News & General
Topic: Percentage of Net Worth in Equities
Replies: 23
Views: 2099

Percentage of Net Worth in Equities

I have 75% of my net worth in equities. How about you guys?
by kmn99
Sat Dec 15, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Special Needs Trust Taxation
Replies: 2
Views: 327

Special Needs Trust Taxation

Anyone having experience with Special Needs Trust Taxation, please respond: 1) Can (d)(4)(A) SNT Trust file its own tax instead of passing the income to the beneficiary? 2) Assets held in a (d)(4)(A) SNT are not deemed to be available resources to the Beneficiary for purposes of means-tested benefit...
by kmn99
Wed Dec 12, 2018 8:59 pm
Forum: Personal Investments
Topic: VCAIX to VCTXX
Replies: 6
Views: 762

Re: VCAIX to VCTXX

Okay. Thank you
by kmn99
Wed Dec 12, 2018 3:59 pm
Forum: Personal Investments
Topic: VCAIX to VCTXX
Replies: 6
Views: 762

VCAIX to VCTXX

With rising interest rates and the endless talk of impending recession in 2019, I am thinking of moving my entire balance from VCAIX to VCTXX. What do you experts say?
by kmn99
Thu Dec 06, 2018 1:17 pm
Forum: Personal Investments
Topic: How to get an asset based mortgage
Replies: 9
Views: 2126

Re: How to get an asset based mortgage

True..Sometimes :happy
by kmn99
Thu Dec 06, 2018 12:12 am
Forum: Personal Investments
Topic: How to get an asset based mortgage
Replies: 9
Views: 2126

Re: How to get an asset based mortgage

Anyone who had luck with this asset depletion loans, could you please post the name/contact details of the lender? I tried a while back and gave up.
by kmn99
Mon Dec 03, 2018 8:04 pm
Forum: Personal Investments
Topic: Tax Loss Harvesting [Will this trigger a wash sale?]
Replies: 6
Views: 436

Re: Tax Loss Harvesting [Will this trigger a wash sale?]

Thank you. And Do you guys advice moving to VXUS or is there a better ETF or Mutual Fund tracking Total International Stock Market. So glad I found this forum :happy
by kmn99
Mon Dec 03, 2018 7:11 pm
Forum: Personal Investments
Topic: Tax Loss Harvesting [Will this trigger a wash sale?]
Replies: 6
Views: 436

Tax Loss Harvesting [Will this trigger a wash sale?]

If I sell IXUS and buy VXUS within 30 days, will it trigger wash sale?