Search found 2928 matches
- Tue Apr 16, 2013 6:27 am
- Forum: Personal Consumer Issues
- Topic: Home Price Appreciation in Weak Economy
- Replies: 47
- Views: 5488
Re: Home Price Appreciation in Weak Economy
I do not have a link, but know one or two banking institution lending offices and terms have become easier, as in less skin in the game for the purchaser. Will they never learn.
- Mon Apr 15, 2013 11:10 am
- Forum: Personal Consumer Issues
- Topic: Poll: How many $100 dinners out per year?
- Replies: 152
- Views: 15300
- Sun Apr 14, 2013 7:38 pm
- Forum: Investing - Theory, News & General
- Topic: Save more tomorrow plan - how does it NOT work?
- Replies: 10
- Views: 2093
Re: Save more tomorrow plan - how does it NOT work?
This might interest you http://www.bogleheads.org/forum/viewtop ... st=1669161 a few OPs up.
- Sun Apr 14, 2013 7:22 pm
- Forum: Investing - Theory, News & General
- Topic: Save more tomorrow plan - how does it NOT work?
- Replies: 10
- Views: 2093
Re: Save more tomorrow plan - how does it NOT work?
The magic of compounding over time is lost, It really is magical WELCOME Plus that money earned compounding is free over and above your contributions. Despite low rates now, 25yrs ago they were about 10% in 88.
- Sat Apr 13, 2013 12:16 pm
- Forum: Personal Consumer Issues
- Topic: Relocating advice
- Replies: 17
- Views: 1954
Re: Relocating advice
Banana and apple boxes are readily found if you make the effort. They both hold about 40lbs too, they are the best free boxes you'll find. Good Luck!
- Fri Apr 12, 2013 7:38 pm
- Forum: Personal Consumer Issues
- Topic: TV recommendation
- Replies: 33
- Views: 2861
Re: TV recommendation
I'd check that warranty info, Walmart in BOS is 90 days w/receipt.Toons wrote:Vizio or step it up a notch,Samsung, from Walmart,I like the 15 day return policy on electronics if not satisfied
- Mon Apr 01, 2013 8:22 pm
- Forum: Investing - Theory, News & General
- Topic: What happened to all of the gold bugs?
- Replies: 57
- Views: 7800
Re: What happened to all of the gold bugs?
Golds stuck! 1600, thats Cramers call Heed the Oracle named Cramer. Its sad to see many college and the like crowed loose cash to his "recommendations". Whats that saying? Remember the saying threads? A smart man learns from his mistakes, a wise man learns from others mistakes, and some men OR women, never learn. I like sayings! http://www.bogleheads.org/forum/viewtopic.php?t=60749
- Mon Apr 01, 2013 8:00 pm
- Forum: Personal Investments
- Topic: [Good Job] GJ Bogleheads
- Replies: 3
- Views: 976
Re: [Good Job] GJ Bogleheads
I use Vanguard for all my investments. Simple straightforward indexing, but when I started I used Vanguard 500 IN and Extended Market in order to replicate the domestic stock market so I'm kind of stuck with that approach because of high unrealized gains. Anyway, long story short, the Vanguard Planner I spoke to was going to have me allocate with a 60/40 500IN/Extended Market mix. But because of Bogleheads I knew the ratio was really 80/20 (or 81.4/18.6 to be precise). That information saved me from mis-allocating my investments and I have Boogleheads to thank. I explained this to the Vanguard Planner and he actually agreed with me after seeing the evidence, so 80/20 it is. I assume he'll be able to better help others in the future as well...
- Mon Apr 01, 2013 7:52 pm
- Forum: Personal Consumer Issues
- Topic: Buying a car for my daughter
- Replies: 70
- Views: 6845
Re: Buying a car for my daughter
BUY your parents car for your kid, offer them an extra premium, its a rare find that your looking at. JMO
- Sat Mar 23, 2013 6:31 pm
- Forum: Personal Consumer Issues
- Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
- Replies: 193
- Views: 25494
Re: Why Can't I Bring Myself to Buy Me a Nice Watch?
There are many nice watches out there theses days. There are many expensive watches out there too. I think of them as jewelry with so many time points out there today. JMO
- Fri Mar 22, 2013 9:45 pm
- Forum: Personal Consumer Issues
- Topic: Midlife Crisis
- Replies: 109
- Views: 16319
Re: Midlife Crisis
Many only realize after its happened, like I'd bet you do too. Even your planning for it. I hear its like Mr Mkt.,uncontrollable. However your knowing this, I'd put everything on automatic....and keep a weekly stipend only.jmo OR YOU COULD WAKE UP BROKE IN another time zone!
- Fri Mar 22, 2013 1:33 pm
- Forum: Personal Investments
- Topic: How can I tell when a generally bad or good time to buy is?
- Replies: 37
- Views: 4039
Re: How can I tell when a generally bad or good time to buy
You cannot, right, your AA, timeline invested, and costs are the only thing you can control to a point. iirc when I was accumulating, all I did was dca it into the indexes I'd selected.
- Thu Mar 21, 2013 11:54 pm
- Forum: Investing - Theory, News & General
- Topic: How do I build wealth?
- Replies: 87
- Views: 12564
Re: How do I build wealth?
Not meant in any other way but hopfully considered as advisory, stash ur cash in a FI investment like ANY tips fund you deem worthy! shrug?
- Thu Mar 21, 2013 11:37 pm
- Forum: Personal Finance (Not Investing)
- Topic: should we think about retirement?
- Replies: 105
- Views: 10446
Re: should we think about retirement?
good luck!
- Thu Mar 21, 2013 11:31 pm
- Forum: Personal Investments
- Topic: Schwab vs Vanguard
- Replies: 42
- Views: 44447
Re: Schwab vs Vanguard
good luck !
- Thu Mar 21, 2013 7:41 pm
- Forum: Investing - Theory, News & General
- Topic: How do I build wealth?
- Replies: 87
- Views: 12564
Re: How do I build wealth?
Um, today? Your human capital making/amassing funds hedged against inflation as your upcoming IPS calls for? After that, a lot of reading of the Wiki's suggestions sounds adequate. A good plan is better than the best, tinkered with endlessly, one. Because it incurs many costs. .18%/ .20% /.32% plusplusplus adds up! Good luck!--sone of ny keyboards being temprenetal, sone keys works one day not the next.(shrug)
- Tue Mar 19, 2013 12:26 pm
- Forum: Personal Consumer Issues
- Topic: Need a good book on negotiating
- Replies: 24
- Views: 3155
- Tue Mar 19, 2013 12:06 pm
- Forum: Personal Consumer Issues
- Topic: Things I should buy/experience while in my 30s?
- Replies: 112
- Views: 14661
- Mon Mar 18, 2013 10:11 pm
- Forum: Personal Consumer Issues
- Topic: Broke New Doctor Needs New Car! How?
- Replies: 59
- Views: 6263
Re: Broke New Doctor Needs New Car! How?
Todays Drs have no clue where or how to find transportation. , again. Please, keep your stitches to yourself.
- Sat Mar 16, 2013 10:37 pm
- Forum: Personal Finance (Not Investing)
- Topic: Signature Guarantee
- Replies: 10
- Views: 1427
Re: Signature Guarantee
Or retina scan? Sluggish financial institution security , imo.sscritic wrote:What, no thumbprint?
- Sat Mar 16, 2013 10:25 pm
- Forum: Investing - Theory, News & General
- Topic: Doomsday:Cyprus confiscate 10% of all bank accounts balances
- Replies: 36
- Views: 5714
- Sat Mar 16, 2013 6:02 am
- Forum: Personal Consumer Issues
- Topic: Doomsday Preppers [TV show]
- Replies: 15
- Views: 2487
Re: Doomsday Preppers [TV show]
I'd suggest, like the USA's .gov's many underground shelters for those deemed fit, it not be shrugged off as a black swan. http://www.youtube.com/watch?v=Qm8jNzgcl30 (Due diligence and all that)
- Fri Mar 15, 2013 8:22 pm
- Forum: Investing - Theory, News & General
- Topic: under performance of EM vs US
- Replies: 11
- Views: 2295
- Fri Mar 15, 2013 9:55 am
- Forum: Personal Finance (Not Investing)
- Topic: The Immigrant Money Curse
- Replies: 20
- Views: 2224
Re: The Immigrant Money Curse
I see a lot of the reverse. Someone grows up with very little material possessions in a third world village and as a young adult comes to the U.S. where it seems that everyone has everything. He or she gets a very average by U.S. standards job, but it's more money than they've ever seen. Along with the job, they get seemingly limitless access to credit and other enticements to live beyond their means. They figure life in the U.S. is supposed to be about having a nice car, living in a decent sized house, eating out and going to movies frequently, regular family trips to Disneyland, etc. They then get locked into a lifestyle of perpetual debt, regular money crises, and so on. I have seen this over and over and over again. I believe this is e...
- Fri Mar 15, 2013 9:34 am
- Forum: Personal Finance (Not Investing)
- Topic: The Immigrant Money Curse
- Replies: 20
- Views: 2224
Re: The Immigrant Money Curse
I see a lot of the reverse. Someone grows up with very little material possessions in a third world village and as a young adult comes to the U.S. where it seems that everyone has everything. He or she gets a very average by U.S. standards job, but it's more money than they've ever seen. Along with the job, they get seemingly limitless access to credit and other enticements to live beyond their means. They figure life in the U.S. is supposed to be about having a nice car, living in a decent sized house, eating out and going to movies frequently, regular family trips to Disneyland, etc. They then get locked into a lifestyle of perpetual debt, regular money crises, and so on. I have seen this over and over and over again. I believe this is e...
- Thu Mar 14, 2013 8:50 pm
- Forum: Personal Consumer Issues
- Topic: Today's Internet Security, Do you still feel safe?
- Replies: 51
- Views: 4666
Re: Today's Internet Security, Do you still feel safe?
[off topic post deleted by admin alex]
- Tue Mar 12, 2013 8:28 pm
- Forum: Personal Investments
- Topic: Quitting job and starting law school in the Fall - help!
- Replies: 97
- Views: 20773
Re: Quitting job and starting law school in the Fall - help!
#4) Why take time off work before going to LSchool, break a hip? Need a vacation? Sorry, must be my 3am to 6pm decade plus when the cash was waiting to be mined and counted as income after my dropping out of LSchool. Its not the yellow brick road. JMO Good luck!
- Tue Mar 12, 2013 8:13 pm
- Forum: Investing - Theory, News & General
- Topic: Norway: The New Yale?
- Replies: 21
- Views: 4191
- Tue Mar 12, 2013 8:07 pm
- Forum: Personal Investments
- Topic: Should I Invest, or Pay Debt?
- Replies: 56
- Views: 7173
Re: Should I Invest, or Pay Debt?
Many a FA will encourage you to use your CC credit limit. JME Hey, your paying 5% or whatever IN THE OLD days, he can assure you of +9% ! Yea, R I G H T, as Richard Pryor used to say. In other words......do your own math, debt free is "well", nice.
- Tue Mar 12, 2013 7:45 pm
- Forum: Investing - Theory, News & General
- Topic: "The Affluent Investor." A Gem
- Replies: 27
- Views: 17681
Re: "The Affluent Investor." A Gem
THANK YOU Taylor Larimore! Speculation in the mkts is rampart, good luck!
- Sat Mar 09, 2013 10:02 pm
- Forum: Personal Consumer Issues
- Topic: Ever watch American Greed on TV?
- Replies: 18
- Views: 2965
Re: Ever watch American Greed on TV?
Read "The Vigilant investor", by Huddleson. Its a great read. .
- Sat Mar 09, 2013 9:58 pm
- Forum: Personal Investments
- Topic: Why should young people invest in bonds at all?
- Replies: 87
- Views: 20502
Re: Why should young people invest in bonds at all?
Ummmm, for rebalancing ? Its better than cash loosing +3% annually. Correct?
- Sat Mar 09, 2013 9:49 pm
- Forum: Investing - Theory, News & General
- Topic: Inflation-adjusted S&P500
- Replies: 12
- Views: 2035
Re: Inflation-adjusted S&P500
T H A N K S R I C K!Rick Ferri wrote:The S&P 500 must go up another 25.5% to reach the all-time inflation adjusted high reached in 2000. It must go up 8.5% to reach the inflation-adjusted high in 2007.
Rick Ferri
- Thu Mar 07, 2013 1:15 am
- Forum: Personal Finance (Not Investing)
- Topic: My experience with a financial advisor
- Replies: 43
- Views: 5414
Re: My experience with a financial advisor
:happy BOSTON area folks should scrutinize any brokerage, and LPL financial, Susan Kaplans OLD BS scripted ""show"". Dropped from its thieving airwaves, WTKK in its reorganization. I say this because a good pal of many yrs retired from the old ATT's younger wife used to listen to it religiously. (PUKE). Come home and think she was helping reciting its message. A.G.Edwards broker and brokers preyed on atts retirement payouts as no other brokerage. Howard Buck McHugh was one of the many "sanctioned" brokers disciplined for preying on the unknowing retires. Profits above people was its direction. He relocated his "sales" amongst many A.G.Edwards locations. Again I say LPL financial was/is additionally a ...
- Tue Mar 05, 2013 6:17 pm
- Forum: Investing - Theory, News & General
- Topic: Fascinating 60 Minutes piece on Chinese Real Estate market
- Replies: 64
- Views: 8033
Re: Fascinating 60 Minutes piece on Chinese Real Estate mark
How do I contact Dr Mike Burry ( http://en.wikipedia.org/wiki/Michael_Burry) so I can look for additional capital and finance he and I creating a hedge fund shorting this known fact. Anyone here have his cell phone number?
- Mon Mar 04, 2013 7:02 pm
- Forum: Personal Consumer Issues
- Topic: Trading in for better mpg
- Replies: 43
- Views: 3737
Re: Trading in for better mpg
Thoughts? I did this once, only once. Luckily for me the RAV4 returned its sold purchase price less than 12months later. All to save 2mpg. Not worth it, IMO.
- Mon Mar 04, 2013 6:56 pm
- Forum: Personal Consumer Issues
- Topic: Pleated Pants Versus Flat Front Pants
- Replies: 45
- Views: 6292
Re: Pleated Pants Versus Flat Front Pants
Buy whatever pants you feel comfortable in and want. Good luck!
- Sat Mar 02, 2013 5:26 pm
- Forum: Investing - Theory, News & General
- Topic: Market > Buffet's BRK - Indexing wins again.
- Replies: 21
- Views: 5758
Re: Market > Buffet's BRK - Indexing wins again.
1M is not what it used to be .
- Fri Mar 01, 2013 7:56 pm
- Forum: Investing - Theory, News & General
- Topic: I'm new to the penny market, where to start?
- Replies: 52
- Views: 5833
Re: I'm new to the penny market, where to start?
I've watched well established B&M banks become penny stocks or close to it last 03/09 mkt bottom.
- Tue Feb 26, 2013 10:52 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is Med School still a good financial investment?
- Replies: 123
- Views: 14553
Re: Is Med School still a good financial investment?
Only if you assimilate and the .gov pays for it.
Explore New Options to Repay Medical School Loans
Current medical students can have their loans repaid in exchange for working in underserved areas. Medicine is a changing! I M O But then I'm speculating, the wealthy will never be afforded better Hcare. IIRC if you had the funds, you graduated, "cum laute" Marten up.
Explore New Options to Repay Medical School Loans
Current medical students can have their loans repaid in exchange for working in underserved areas. Medicine is a changing! I M O But then I'm speculating, the wealthy will never be afforded better Hcare. IIRC if you had the funds, you graduated, "cum laute" Marten up.
- Tue Feb 26, 2013 10:47 pm
- Forum: Investing - Theory, News & General
- Topic: "Time to say goodby to the lost decade"
- Replies: 48
- Views: 6969
Re: "Time to say goodby to the lost decade"
I Must compute, anything TL posts is something etched in stone and worth deep consideration. My not acting da fooo'.......can you smell me thinking? wood, goat, cow dung, etc .......
- Tue Feb 26, 2013 9:13 pm
- Forum: Personal Consumer Issues
- Topic: Car servicing at dealership or local mechanic??
- Replies: 39
- Views: 3828
Re: Car servicing at dealership or local mechanic??
Your probably not going to heed this advice but you asked for it. Do you need wi-fi, cable, coffee, donuts, other similar fu-fu's, etc. for the mega-service station "experience" for the premium I suspect you're paying from a dealer I do not. As stated below, sometimes one has to got to a dealer, most times its not necessary to pay the premium that goes with that if you have a competent local shop. Good luck!
- Tue Feb 26, 2013 8:54 pm
- Forum: Personal Finance (Not Investing)
- Topic: What is a Boglehead's net worth?
- Replies: 80
- Views: 14901
Re: What is a Boglehead's net worth?
Still watching my first paperoutes accumulation compound! IIRC I locked it in w/a FI instrument @ 12% in the 80s.
- Tue Feb 26, 2013 8:50 pm
- Forum: Personal Consumer Issues
- Topic: I won an iPad, should I keep it?
- Replies: 27
- Views: 4344
Re: I won an iPad, should I keep it?
More OS, more learning different OS/OSX operations, more choices. Get rid of both it, the kid and your wife. (hehehe) . No, really. More exposure to IT for the kid more learning, choices and preference. JMO, Good luck!
- Thu Feb 21, 2013 9:45 pm
- Forum: Personal Investments
- Topic: .
- Replies: 2
- Views: 575
Re: Advice for young military physician
http://whitecoatinvestor.com/ Blog you might like......good luck!
- Thu Feb 21, 2013 9:42 pm
- Forum: Personal Consumer Issues
- Topic: My (horrible) experience with Vanguard
- Replies: 82
- Views: 14272
Re: My (horrible) experience with Vanguard
Sorry my fault, internet "connections" and my articulation. Consider you have no shoes, thats unfortunate, you're unknowingly, talking to someone with no feet , its unfortunate for you, but of no consequence to them, they've no feet. Maybe not in your world. (shrug)jbreittling wrote:I have no idea what you are trying to say here.norookie wrote:Horrible is, well, YMMV, but IMO its being the individual complaining about corns on your feet with someone without feet around.
- Thu Feb 21, 2013 9:00 pm
- Forum: Personal Consumer Issues
- Topic: My (horrible) experience with Vanguard
- Replies: 82
- Views: 14272
Re: My (horrible) experience with Vanguard
Horrible is, well, YMMV, but IMO its being the individual complaining about corns on your feet with someone without feet around.
- Thu Feb 21, 2013 8:04 pm
- Forum: Personal Consumer Issues
- Topic: Explain "Wellness visit" versus "Annual physical"
- Replies: 45
- Views: 6434
Re: Explain "Wellness visit" versus "Annual physical"
Great info posted below.
- Thu Feb 21, 2013 7:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: Inflation.....I have not seen much in 10 years
- Replies: 56
- Views: 4560
Re: Inflation.....I have not seen much in 10 years
Thats unfortunate, I've seen 100% inflation in the last decade. http://answers.yahoo.com/question/index ... 240AAs11mq USA Petrol up from amongst everything else, up from 1.50 a gallon in 2002 to 3.50/4.00 (reg 87 oct location dependent) in 2013. It costs about 10% more on Cape Cod than inner city locations. I use bannanas, milk, and automobile fuel prices as my off the cuff inflation barometers, I'm not smart. I have seen 100% real inflation in the last decade. Could not be QE1, QE2, QE3..... Must be my eyes or location. I'm not going to attempt to make my case, with links n' such. Good luck 2U with no inflation!
- Sat Feb 16, 2013 8:41 pm
- Forum: Personal Investments
- Topic: 2 Annuity Questions
- Replies: 18
- Views: 3208
Re: 2 Annuity Questions
Good luck deciphering this..