Search found 8 matches

by dulac
Sat Oct 24, 2020 6:33 am
Forum: Non-US Investing
Topic: FT article on withholding tax and switching to synthetic ETFs
Replies: 28
Views: 2850

Re: FT article on withholding tax and switching to synthetic ETFs

This is a fascinating find. Let's look at Lyxor SP5 vs Vanguard VUSA: https://www.trackinsight.com/en/compare/1242,1283 https://pasteboard.co/Jx7oeYV.png Any ideas why is the performance of the lyxor synthetic sp500 below the perf of VUSA? Considering it's supposed to save on 15% of dividend withold...
by dulac
Sun Oct 18, 2020 7:25 am
Forum: Non-US Investing
Topic: How to NOT time the market
Replies: 21
Views: 3024

Re: How to NOT time the market

It's fascinating. I ask a technical question. Yet the replies are around the philosophy of why I did wrong according to Boglehead's principles. When I liquidated my portfolio, it was as I considered the upcoming COVID crisis as a epidemic crisis, not a financial crisis. No one was able to foresee th...
by dulac
Mon Oct 12, 2020 1:08 am
Forum: Non-US Investing
Topic: How to NOT time the market
Replies: 21
Views: 3024

How to NOT time the market

Hello everyone! I've liquidated my portfolio before the big events of the year. The equities part was 100% VWRD (I am a non resident alien). Now the price is back to approx what it was before I've sold everything, and I'd like to get back in position. Question is: how do I buy back while limiting th...
by dulac
Wed Nov 20, 2019 6:16 am
Forum: Non-US Investing
Topic: China or Asia Technology ETFs
Replies: 3
Views: 752

China or Asia Technology ETFs

Hello everyone! Context: - French, 30s - Classic portfolio 70% VWRD equities etf / 30% AGGG bonds - Domicile/tax residence in Singapore (0% tax on capital gains) - No plans to ever return to Europe / France Idea: + more exposure to Asia: technology sector > mid and large caps > long term > low cost ...
by dulac
Wed Nov 20, 2019 3:18 am
Forum: Non-US Investing
Topic: AGGG vs AGGU? (French, 30, living in Singapore)
Replies: 49
Views: 4907

Re: AGGG vs AGGU? (French, 30, living in Singapore)

Thank you again to all participants to this post. I didn't know I would open such a big pandora box with such a simple question. To reiterate my decision, I kept things simple and chose AGGG and stick to it. And on glorat's last point, I'll be a global spender without known "home spending count...
by dulac
Fri Dec 14, 2018 10:54 pm
Forum: Non-US Investing
Topic: AGGG vs AGGU? (French, 30, living in Singapore)
Replies: 49
Views: 4907

Re: AGGG vs AGGU? (French, 30, living in Singapore)

Currency hedged bond fund/ ETF - less volatility against your home currency (currency fund is denominated/ reports in, that it hedges into) - possibly lower return Unhedged bond fund/ ETF - greater volatility - during currency crises may be extreme -that can help you (if your currency is going down...
by dulac
Sun Dec 02, 2018 4:17 am
Forum: Non-US Investing
Topic: AGGG vs AGGU? (French, 30, living in Singapore)
Replies: 49
Views: 4907

Re: AGGG vs AGGU? (French, 30, living in Singapore)

Thank you for the warm welcome LadyGeek, jhfenton, ICH. I'll go for the unhedged then and trust your knowledge. That said if you could point me to a simple/simplified resource that could help me understand what happens under the hood of these two choices, that would be wonderful. I've read the ratio...
by dulac
Sat Dec 01, 2018 1:34 pm
Forum: Non-US Investing
Topic: AGGG vs AGGU? (French, 30, living in Singapore)
Replies: 49
Views: 4907

AGGG vs AGGU? (French, 30, living in Singapore)

Hello everyone! This is my first post on this forum that I've been reading on and off for about four years now! Thank you to all the participants. I've noticed the thread posted by Thibaultthib, we have a very similar situation: - French, 30 years old - Living in Singapore - Salary in SGD - I don't ...