Search found 129 matches

by Ykcor
Sun Feb 16, 2020 8:54 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

Many thanks to nisiprius for his thoughtful and expansive analysis of the WisdomTree funds. My only concern with this FA's recommendation is that he recommends we go from my current 25% equities to his recommended 45% equities. This for my investable assets, would be an extra $960,000 in the market ...
by Ykcor
Sat Feb 15, 2020 11:27 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

They have some interesting products in the ex-US arena that outside DFA (which many can't access) weren't well covered for a while. DLS is an example which covers small-cap value developed nations. A lot more products are available though now, including Schwab Fundamental, IShares multi-factor, and...
by Ykcor
Sat Feb 15, 2020 11:19 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

In discussion with flat fee asset manager who uses a lot of WisdomTree equity funds along with DFA and Vanguard in his proposed allocations of my assets. I am not familiar with WisdomTree. Any thoughts? Thanks in advance. WisdomTree's small value funds track closely to DFA since inception, last tim...
by Ykcor
Sat Feb 15, 2020 9:50 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

Will the asset manager be recommending actively managed funds, or index funds? If index funds, expense ratio is, of course, a prime consideration. The lower the better. This also happens to be true for actively managed funds as it is a better predictor of future out-performance than the historical ...
by Ykcor
Sat Feb 15, 2020 9:49 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

WisdomTree is fine. It is (I think) the 4th or 5th largest ETF provider on the planet. Because it isn't the largest it tries to launch fewer "plain vanilla" funds. (Think about it: if they launched an S&P 500 fund why would you use theirs instead of Vanguard's or iShares's?) Because of that, many B...
by Ykcor
Sat Feb 15, 2020 9:48 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

aristotelian wrote:
Fri Feb 14, 2020 11:42 pm
I would not use them for a typical Boglehead portfolio. You can find total market ETF's elsewhere for cheaper. They do have some interesting exotic products that are reasonably priced. I own a small amount of NTSX and am considering more.
Thanks
by Ykcor
Sat Feb 15, 2020 9:48 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Re: Wisdom Tree funds:Any opinion...

From some reading I've done, wisdom tree has closed more ETF's than any other company. They're a reputable shop but that's not a good look in my opinion. I own some of their ETFs but I wouldn't go whole hog or go off the reservation with some lesser known ETF's of theirs. I'm sure they'd love to sc...
by Ykcor
Fri Feb 14, 2020 8:51 pm
Forum: Personal Investments
Topic: Wisdom Tree funds:Any opinion...
Replies: 24
Views: 1406

Wisdom Tree funds:Any opinion...

In discussion with flat fee asset manager who uses a lot of WisdomTree equity funds along with DFA and Vanguard in his proposed allocations of my assets. I am not familiar with WisdomTree. Any thoughts?

Thanks in advance.
by Ykcor
Sun Jan 26, 2020 9:00 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth question...
Replies: 7
Views: 576

Re: Backdoor Roth question...

In January 2019 I did a Backdoor Roth for 2018 and 2019. I opened a T-IRA with Vanguard and immediately converted to a Roth IRA thru the instructions from a Vanguard advisor. My accountant did the form 8606 for tax year 2018. I get my 1099-R tax forms from Vanguard for tax year 2019 and it shows $1...
by Ykcor
Sun Jan 26, 2020 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: Backdoor Roth question...
Replies: 7
Views: 576

Backdoor Roth question...

In January 2019 I did a Backdoor Roth for 2018 and 2019. I opened a T-IRA with Vanguard and immediately converted to a Roth IRA thru the instructions from a Vanguard advisor. My accountant did the form 8606 for tax year 2018. I get my 1099-R tax forms from Vanguard for tax year 2019 and it shows $13...
by Ykcor
Sat Jan 04, 2020 9:10 am
Forum: Personal Consumer Issues
Topic: Need tips for airfare travel cost to Switzerland.....
Replies: 8
Views: 749

Re: Need tips for airfare travel cost to Switzerland.....

Wife and I travel to Europe infrequently. Plan to travel go Gstaad in late August. Currently round trip ticket prices are in neighborhood of $1200-1400 per person. We won't be flexible on dates as will be coming to a tennis camp with specific arrival,and departure times. Will travel from southeast ...
by Ykcor
Sat Jan 04, 2020 1:44 am
Forum: Personal Consumer Issues
Topic: Need tips for airfare travel cost to Switzerland.....
Replies: 8
Views: 749

Need tips for airfare travel cost to Switzerland.....

Wife and I travel to Europe infrequently. Plan to travel go Gstaad in late August. Currently round trip ticket prices are in neighborhood of $1200-1400 per person. We won't be flexible on dates as will be coming to a tennis camp with specific arrival,and departure times. Will travel from southeast U...
by Ykcor
Tue Dec 31, 2019 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: Financial planners/asset managers reasonable cost...
Replies: 15
Views: 1226

Re: Financial planners/asset managers reasonable cost...

Here is what I want (call it what you like....financial planning, asset management or whatever): I want someone to invest my financial assets with the goal of capital preservation but at same time at least beating inflation. I don't really care to beat the market. I am 70 and DW is 62. I want the f...
by Ykcor
Tue Dec 31, 2019 12:43 am
Forum: Personal Finance (Not Investing)
Topic: Financial planners/asset managers reasonable cost...
Replies: 15
Views: 1226

Re: Financial planners/asset managers reasonable cost...

Here is what I want (call it what you like....financial planning, asset management or whatever): I want someone to invest my financial assets with the goal of capital preservation but at same time at least beating inflation. I don't really care to beat the market. I am 70 and DW is 62. I want the fi...
by Ykcor
Sun Dec 29, 2019 11:46 pm
Forum: Personal Consumer Issues
Topic: Getting a new Toyota Highlander.....
Replies: 25
Views: 2638

Re: Getting a new Toyota Highlander.....

Depends on how you feel about having a car that is the last year before a refresh. If you buy a 2020, then in 2025, people won't know at a glance how old it is. People will know that the 2019 is the "old" model. My husband won't buy the last model year of anything before it gets a refresh, but plen...
by Ykcor
Sun Dec 29, 2019 11:42 pm
Forum: Personal Finance (Not Investing)
Topic: Financial planners/asset managers reasonable cost...
Replies: 15
Views: 1226

Re: Financial planners/asset managers reasonable cost...

In my several months quest to hire a comprehensive financial planner, specifically a flat fee only one, I have got quotes from $4K to $12.5K. Is these charges fair and usual for assets under management almost 5 miilion? I have have about convinced myself to go with Evanson Asset Management which is...
by Ykcor
Sun Dec 29, 2019 11:39 pm
Forum: Personal Finance (Not Investing)
Topic: Financial planners/asset managers reasonable cost...
Replies: 15
Views: 1226

Re: Financial planners/asset managers reasonable cost...

02nz wrote:
Sun Dec 29, 2019 5:09 pm
Is the planner charging a per-hour fee? Or percentage of AUM? Or something else? What are the services that you're looking for?
Flat annual fee. Probably worth it first year but subsequent years seem like not as much work.
by Ykcor
Sun Dec 29, 2019 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Financial planners/asset managers reasonable cost...
Replies: 15
Views: 1226

Financial planners/asset managers reasonable cost...

In my several months quest to hire a comprehensive financial planner, specifically a flat fee only one, I have got quotes from $4K to $12.5K. Is these charges fair and usual for assets under management almost 5 miilion? I have have about convinced myself to go with Evanson Asset Management which is ...
by Ykcor
Sun Dec 29, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Getting a new Toyota Highlander.....
Replies: 25
Views: 2638

Getting a new Toyota Highlander.....

Do I get a 2019 which is the last of that generation of Highlander's and save money or do I get a 2020 with a little extra room and more modern styling?
by Ykcor
Sat Dec 14, 2019 6:10 pm
Forum: Personal Consumer Issues
Topic: YouTubeTV question.....constantly having to restart...
Replies: 8
Views: 575

Re: YouTubeTV question.....constantly having to restart...

You can use YouTube TV on up to three devices at the same time. Note that, if you're watching YouTube TV on a computer and a mobile device at the same time, this counts as two of the three available devices, even though they’re being used by the same account. Have you shared your account with other...
by Ykcor
Sat Dec 14, 2019 5:41 pm
Forum: Personal Consumer Issues
Topic: YouTubeTV question.....constantly having to restart...
Replies: 8
Views: 575

Re: YouTubeTV question.....constantly having to restart...

Have you tried doing one Roku stick and one computer? And then trying the computer via wireless vs hard-wired? What if you take the Roku out of it entirely and do one cellphone and one computer? No,but will try. To me it seems illogical to say you are only allowed so many devices at a time by YTTV....
by Ykcor
Sat Dec 14, 2019 5:22 pm
Forum: Personal Consumer Issues
Topic: YouTubeTV question.....constantly having to restart...
Replies: 8
Views: 575

YouTubeTV question.....constantly having to restart...

When more than two Tv's playing at same time TV, one TV switches off and have to restart. Occurs over and over(use Roku streaming sticks). My son-in-law says can only have 2 or 3 TVs going at same time with YouTubeTV. Two story house with upstairs. Could it be the router or modem?
by Ykcor
Sat Dec 07, 2019 9:58 pm
Forum: Personal Consumer Issues
Topic: Need info on wireless charging pads.....
Replies: 17
Views: 1289

Re: Need info on wireless charging pads.....

Thank all posters above; good info and references.
by Ykcor
Fri Dec 06, 2019 9:26 pm
Forum: Personal Consumer Issues
Topic: Need info on wireless charging pads.....
Replies: 17
Views: 1289

Need info on wireless charging pads.....

Daughter wants one for Christmas. She has a iPhone 10 or 11 plus a Apple Watch which charges wirelessly(I think). What is a good one and will the one charge both? Maybe I just go to Apple Store and let the geek guys tell me what to purchase.
by Ykcor
Sun Dec 01, 2019 11:55 am
Forum: Personal Consumer Issues
Topic: Anyone bought a portable driveway basketball goal?
Replies: 3
Views: 317

Anyone bought a portable driveway basketball goal?

Getting one for grandkids. HOA rules anainst permanent inground one like I had and my kids had. Need one adjustable for little tikes now, then raise to 10 feet when they are bigger. How difficult are they to assemble, as I will order on Amazon and send to my daughters house? Son in law not mechanica...
by Ykcor
Fri Nov 29, 2019 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Hourly fee only financial advisors. Anyone here ever ...
Replies: 3
Views: 805

Hourly fee only financial advisors. Anyone here ever ...

Used one? I'm considering that appproach..... maybe Rick Ferri, who a pod cast on this forum. $450/ hour seems reasonable. Just don't know how many hours would take to do a financial plan.
by Ykcor
Sun Nov 17, 2019 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3643

Re: Is this a fair price for a wealth manager financial advisor?

Prior to my becoming self-educated on fairly basic 3 and 4 fund portfolios, I had met with a "financial advisor" who had relatively low fees for AUM. His plan was to put a lot of my money in high-cost hedge funds an oddball oil stocks, not to mention shorting the market. So while the AUM fee was re...
by Ykcor
Sat Nov 16, 2019 9:10 pm
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3643

Re: Is this a fair price for a wealth manager financial advisor?

Scheduled to meet with a fee only financial advisor next week. Their group's fee is 10k per year plus 0.1% AUM. On investable assets of almost $5 million would be close to $15,000 per year. This seems high to me. What would be fair? I know you guys will say do it yourself using a three fund portfol...
by Ykcor
Sat Nov 16, 2019 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3643

Re: Is this a fair price for a wealth manager financial advisor?

What exactly do you get for the $15k? They were on the recommended White Coat Investor list And yes I know that these groups pay to be on the list but I did have an introductory phone call with one of the advisors. Basically they are wealth managers with a conservative "preservation of capital" app...
by Ykcor
Sat Nov 16, 2019 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3643

Re: Is this a fair price for a wealth manager financial advisor?

[quote=Ykcor post_id=4843606 time=<a href="tel:1573944315">1573944315</a> user_id=142154] Scheduled to meet with a fee only financial advisor next week. Their group's fee is 10k per year plus 0.1% AUM. On investable assets of almost $5 million would be close to $15,000 per year. This seems high to ...
by Ykcor
Sat Nov 16, 2019 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: Is this a fair price for a wealth manager financial advisor?
Replies: 43
Views: 3643

Is this a fair price for a wealth manager financial advisor?

Scheduled to meet with a fee only financial advisor next week. Their group's fee is 10k per year plus 0.1% AUM. On investable assets of almost $5 million would be close to $15,000 per year. This seems high to me. What would be fair? I know you guys will say do it yourself using a three fund portfoli...
by Ykcor
Thu Nov 14, 2019 8:16 am
Forum: Personal Consumer Issues
Topic: Question on product ratings...(Amazon and Google)
Replies: 7
Views: 534

Re: Question on product ratings...(Amazon and Google)

It is my opinion that generic ratings are flawed since if you are happy about the product you don't go to the trouble of doing the rating but if you have a bad experience you go out of your way to complain.
by Ykcor
Wed Nov 13, 2019 11:39 pm
Forum: Personal Consumer Issues
Topic: Question on product ratings...(Amazon and Google)
Replies: 7
Views: 534

Question on product ratings...(Amazon and Google)

As some of you know, I'm looking to buy a Mesh Wifi router system. So I look at the ratings for these better systems. Usually there are a preponderance of 5 stars, but always from 12 to 18% one stars with comments like "piece of junk" "would not buy again" and "poor company service" on the ratings o...
by Ykcor
Wed Nov 13, 2019 11:24 pm
Forum: Personal Consumer Issues
Topic: Tech guys need help with Mesh wifi booster...
Replies: 48
Views: 2639

Re: Tech guys need help with Mesh wifi booster...

A lot of good info above. I was ready to,pull the trigger on the google wifi until I described my house to our IT guy who was doing some stuff at our office. We live in a five bedroom house with a basement. Also have a bonus room over the garage wher my daughter and S-I-L stay when the visit. Anyway...
by Ykcor
Sun Nov 10, 2019 11:27 pm
Forum: Personal Consumer Issues
Topic: Tech guys need help with Mesh wifi booster...
Replies: 48
Views: 2639

Re: Tech guys need help with Mesh wifi booster...

RickBoglehead wrote:
Sun Nov 10, 2019 10:43 pm
Will need to disable the WiFi in your router.
Thanks. Is that something I can easily do?
by Ykcor
Sun Nov 10, 2019 10:23 pm
Forum: Personal Consumer Issues
Topic: Tech guys need help with Mesh wifi booster...
Replies: 48
Views: 2639

Tech guys need help with Mesh wifi booster...

I live in large house. Not getting enough wifi signal upstairs where my office is. I am streaming YouTube TV. I own my own combo modem-router (gateway I think it is called). I have tried the wifi extenders without success. I plan on purchasing a MESH system. My question is, will I have to purchase a...
by Ykcor
Wed Nov 06, 2019 7:39 am
Forum: Personal Investments
Topic: Facet Wealth..
Replies: 2
Views: 777

Re: Facet Wealth..

Facet hired some CFPs from what was Grove Financial when that company was acquihired by Wealthfront this summer. I met with my advisor once by teleconference. He was on the younger side and validated a lot of what I was already doing, which I learned a lot from here and books recommended by folks h...
by Ykcor
Tue Nov 05, 2019 10:27 pm
Forum: Personal Investments
Topic: Facet Wealth..
Replies: 2
Views: 777

Facet Wealth..

Anyone here ever used them (or currently using) them for financial advisor? Their fee structure is more favorable than usual robo advisors plus get access to personal CFP. What's your experience?
by Ykcor
Fri Nov 01, 2019 8:17 pm
Forum: Personal Consumer Issues
Topic: Wallets [Do you carry a wallet?]
Replies: 102
Views: 9256

Re: Wallets [Do you carry a wallet?]

We still call it a "billfold" in the South. And yes I carry one for drivers license, three credit cards, blank bank deposit slips, auto insurance cards for three vehicles, miscellaneous greenbacks to give youngsters for various fundraising, health insurance card. It's about an inch thick and wears a...
by Ykcor
Fri Nov 01, 2019 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone here use a fee-only flat fee investment advisor?
Replies: 17
Views: 1837

Re: Anyone here use a fee-only flat fee investment advisor?

If I were looking, I'd check out Abound Wealth Management . The firm is run by the guys behind "The Money Guy" podcast and they appear to adhere to the Boglehead philosophy (LBYM, index investing, asset allocation, etc.). I regularly listen to the podcast and they make a quick mention of their fee-...
by Ykcor
Fri Nov 01, 2019 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone here use a fee-only flat fee investment advisor?
Replies: 17
Views: 1837

Re: Anyone here use a fee-only flat fee investment advisor?

Don't want to use one of the AUM advisor since I have a substantial amount to invest. My situation and age makes me need to forgo the going alone role which I current do. I cannot use the Schwab or Vanguard Advisory service since I have a profit sharing plan which is active. Are you looking for an ...
by Ykcor
Fri Nov 01, 2019 7:16 am
Forum: Personal Finance (Not Investing)
Topic: Anyone here use a fee-only flat fee investment advisor?
Replies: 17
Views: 1837

Re: Anyone here use a fee-only flat fee investment advisor?

aristotelian wrote:
Fri Nov 01, 2019 7:01 am
I do not. Planvisionmn.com has been recommended here and only costs $100.
Thanks, but I think I near a Wealth Management arrangement but at same time don't want to pay an arm and leg in fees. Also don't want to be Bernie Madoff'ed.
by Ykcor
Fri Nov 01, 2019 6:27 am
Forum: Personal Finance (Not Investing)
Topic: Anyone here use a fee-only flat fee investment advisor?
Replies: 17
Views: 1837

Re: Anyone here use a fee-only flat fee investment advisor?

JoeRetire wrote:
Fri Nov 01, 2019 6:04 am
SO what is your question?
Has anyone used, or is using, Switchpoint Financial Planning based in Lehi, Utah? They are one of Whitecoat Investors recommended fee only advisors.
by Ykcor
Thu Oct 31, 2019 11:48 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone here use a fee-only flat fee investment advisor?
Replies: 17
Views: 1837

Anyone here use a fee-only flat fee investment advisor?

Don't want to use one of the AUM advisor since I have a substantial amount to invest. My situation and age makes me need to forgo the going alone role which I current do. I cannot use the Schwab or Vanguard Advisory service since I have a profit sharing plan which is active.
by Ykcor
Thu Oct 10, 2019 7:22 am
Forum: Investing - Theory, News & General
Topic: Treasury auction of 5 year TIPS coming up....
Replies: 33
Views: 3509

Re: Treasury auction of 5 year TIPS coming up....

(Initial offering) any reason to consider as a hedge against future inflation, which doesn't exist currently ? I use TIPS as a large part of my portfolio because I have evaluated my own situation and concluded inflation is the greatest risk to my plan, but not the only risk. The reason to hold TIPS...
by Ykcor
Wed Oct 09, 2019 9:44 pm
Forum: Investing - Theory, News & General
Topic: Treasury auction of 5 year TIPS coming up....
Replies: 33
Views: 3509

Treasury auction of 5 year TIPS coming up....

(Initial offering) any reason to consider as a hedge against future inflation, which doesn't exist currently?
by Ykcor
Wed Sep 25, 2019 6:39 pm
Forum: Personal Consumer Issues
Topic: Where do you buy parts for DIY Auto repairs
Replies: 46
Views: 3660

Re: Where do you buy parts for DIY Auto repairs

bubbadog wrote:
Mon Sep 23, 2019 5:23 pm
Rock Auto is my first choice.
Just don't try to return a part that doesn't fit. They have no costumer service. Read the BBB complaints.
by Ykcor
Tue Sep 24, 2019 10:09 pm
Forum: Investing - Theory, News & General
Topic: Taxable vs tax deferred vs Roth allocation...
Replies: 2
Views: 511

Taxable vs tax deferred vs Roth allocation...

Redoing my investments and in view of age (70) want a 40/60 stock/bond ratio. I will use mainly index funds (but might hang on to a couple favorite Vanguard mutual funds). I'm still working and in 24% income bracket. In 3-5 years will likely need interest and dividend to supplement my Social Securit...
by Ykcor
Tue Sep 24, 2019 6:16 pm
Forum: Personal Consumer Issues
Topic: Inside dishwasher smells after cleaning dishes...
Replies: 24
Views: 1553

Re: Inside dishwasher smells after cleaning dishes...

Thanks for all the good suggestions. My wife his already called the local appliance repairman (the one who's butt cleavage shows when he is down working on an appliance). Bless him, he came out on a Thanksgiving day and worked on some appliance for us and saved the holiday.
by Ykcor
Tue Sep 24, 2019 6:07 pm
Forum: Personal Consumer Issues
Topic: Inside dishwasher smells after cleaning dishes...
Replies: 24
Views: 1553

Re: Inside dishwasher smells after cleaning dishes...

Does Kitchen Aid recommend any type of periodic cleaning for your dishwasher above what you have already done? In addition to cleaning the filter, I periodically run an empty dishwasher with white vinegar added as per ASKO’s cleaning recommendations. Works great, no smells and the stainless steel i...