Search found 172 matches

by mindgap
Sun Feb 02, 2020 7:43 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5139
Views: 1315300

Re: What Movie Have You Recently Watched?

Parasite - strange but really good
by mindgap
Wed Jan 29, 2020 1:12 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Went to the treadmill in our complex instead going to the “real” gym. Saved me $1 for the bus.
by mindgap
Sun Jan 26, 2020 6:05 pm
Forum: Non-US Investing
Topic: Transferring stocks outside of the EU?
Replies: 0
Views: 125

Transferring stocks outside of the EU?

Hi BH's, What would be a good bank to transfer a higher amount of stocks out of the Euro Zone? The stocks are currently hold by a bank in Germany. The account holder is a German Citizen. Maybe anybody has an idea which bank outside of the EU takes clients and doesn't charge crazy high fees? Anyone? ...
by mindgap
Sat Jan 25, 2020 5:15 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

manatee2005 wrote:
Sat Jan 25, 2020 4:54 pm
Parked far from the restaurant at a free spot so I didn't have to pay for valet.
Love that. Serves two purposes.

1) Saves money
2) Makes you walk after eating which is good for digesting
by mindgap
Sat Jan 25, 2020 4:46 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Bought Ralphs Private Selection San Marzano Style Tomatos in a can instead for $2.19 for $1.69 using the digital coupons. Bought two and saved me $1.
by mindgap
Thu Jan 23, 2020 1:14 am
Forum: Personal Finance (Not Investing)
Topic: What did you do cool with your money today?
Replies: 104
Views: 8098

Re: What did you do cool with your money today?

Got a HotDog with a Pepsi at Costco today :D
by mindgap
Wed Jan 22, 2020 8:30 pm
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 23283

Re: Sad news: LadyGeek's husband has passed

So sorry for your loss LadyGeek.
by mindgap
Wed Jan 22, 2020 12:20 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Took the bus home earlier instead using the more comfortable and faster Uber.

Bus was $1,75 Uber Pool would have been $18,50.

Saved me well over $15
by mindgap
Mon Jan 20, 2020 6:08 pm
Forum: Personal Investments
Topic: Not eligible for HSA?
Replies: 7
Views: 677

Re: Not eligible for HSA?

how do you get your Health Insurance? Is it through an employer or through your state market place? Just because a plan is High Deductible does NOT make it HSA eligible. HSA eligible plans clearly highlight that additional benefit (HSA) in the names. I didn’t know that. I get my health insurance th...
by mindgap
Mon Jan 20, 2020 4:23 pm
Forum: Personal Investments
Topic: Not eligible for HSA?
Replies: 7
Views: 677

Not eligible for HSA?

So I was just checking if I would be eligible to contribute to an HSA. My yearly out-of-pocket (for in network contributions) is $8150. According to the current information I could find the max out-of-pocket is only $6900. So basically I’m not eligible which puzzles me. Why would I not be eligible i...
by mindgap
Sat Jan 18, 2020 5:20 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Learned how to make my own oat milk. Works perfectly and costs me $2 per Gallon compared to $10 when I buy it in the store. Maybe you need to try a different store. I often buy a half gallon of OATLY! Original Oat Milk, and the regular price is under $5. I see other brands that cost even less, but ...
by mindgap
Sat Jan 18, 2020 1:54 am
Forum: Personal Consumer Issues
Topic: Which iPhone would you buy today?
Replies: 93
Views: 6272

Re: Which iPhone would you buy today?

iPhone SE2 (could be also called iPhone 9 according to rumors) in March/April.
by mindgap
Sat Jan 18, 2020 1:01 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Learned how to make my own oat milk. Works perfectly and costs me $2 per Gallon compared to $10 when I buy it in the store.
by mindgap
Tue Jan 14, 2020 1:37 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

I can top that. One day last week, we walked 13 miles round trip to the gym, with stops for coffee, lunch, the post office, and the mall. Since we had coffee and ate lunch out, it wasn't exactly frugal. We're training to walk the Camino, which is also not frugal. It took us all day. Buen Camino. Wh...
by mindgap
Mon Jan 13, 2020 8:13 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

I can top that. One day last week, we walked 13 miles round trip to the gym, with stops for coffee, lunch, the post office, and the mall. Since we had coffee and ate lunch out, it wasn't exactly frugal. We're training to walk the Camino, which is also not frugal. It took us all day. Buen Camino. Wh...
by mindgap
Mon Jan 13, 2020 12:18 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Helped a friend to install her security cameras. Got a free dinner as a thank you.
by mindgap
Sat Jan 11, 2020 9:46 pm
Forum: Personal Consumer Issues
Topic: Sprint service?
Replies: 19
Views: 1166

Re: Sprint service?

My friend uses Sprint and talking to him on the phone is a pain because the quality of his voice is terrible.
by mindgap
Wed Jan 08, 2020 2:02 pm
Forum: Investing - Theory, News & General
Topic: In my opinion, Best Overall Retirement Article
Replies: 95
Views: 10925

Re: In my opinion, Best Overall Retirement Article

So many ads, one can hardly find the article in there. Install yourself an add blocker. No need to be bombarded by adds all day long. you have to disable the adblocker to access the site after so many visits. Becomes a hassle. TONS of ads. Too bad they don't just keep the ads static and simple, may...
by mindgap
Wed Jan 08, 2020 2:09 am
Forum: Investing - Theory, News & General
Topic: In my opinion, Best Overall Retirement Article
Replies: 95
Views: 10925

Re: In my opinion, Best Overall Retirement Article

Ocean77 wrote:
Tue Jan 07, 2020 10:47 pm
So many ads, one can hardly find the article in there.
Install yourself an add blocker. No need to be bombarded by adds all day long.
by mindgap
Tue Jan 07, 2020 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1416
Views: 371606

Re: Share your net worth progression

Happy to share my progress and goal for this year to keep me motivated.

Year | Net Worth
----------------------
Jan 2018 | - $ 5k
Jan 2019 | $ 0 (Found DR and Bogelheads)
Jan 2020 | $ 17k

Aiming for NW $50k until the end of 2020.
Aiming for NW $100k until the end of 2021.
by mindgap
Sun Jan 05, 2020 12:04 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 176833

Re: Post your Financial Milestone Announcements Here

Raymond wrote:
Sat Jan 04, 2020 1:13 pm

Congratulations! :sharebeer

Which reminds me that I have to do the same...
Thank you! And don't forget to contribute :sharebeer
by mindgap
Sat Jan 04, 2020 2:17 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Didn’t buy my beloved Panettone cake last year in December because it was too expensive for my taste $10. Today, I found the same one for sale for $2.50 and bought it immediately.

Also, my favorite headphones from scullcandy usually $6.99 also on sale for $2,49. Immediate buy.
by mindgap
Fri Jan 03, 2020 2:10 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1294
Views: 176833

Re: Post your Financial Milestone Announcements Here

Got my 2019 Roth IRA fully funded today even though I started late last year in April. Thats my first year of full contributions since I live in the US. On to the next year :)
by mindgap
Fri Jan 03, 2020 2:06 pm
Forum: Personal Consumer Issues
Topic: Visible wireless. Any experience?
Replies: 11
Views: 1416

Re: Visible wireless. Any experience?

I use it since they came out with their service in around May 2018. The first months were frustrating but that changed since around last year and I'm pretty happy with them. $40 for all in including fast data is awesome and I don't understand why people still pay so much with other providers. I use ...
by mindgap
Wed Dec 04, 2019 12:12 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1401
Views: 159595

Re: What frugal thing did you do today?

Repaired my GF's Miele vacuum today after it stopped working out of nowhere. Took it apart and found out that the power cord is broken and needs to be replaces. Found the original part at Amazon for around $22 bucks. Saves us and Mother Nature from buying a new one for at least $400.
by mindgap
Tue Dec 03, 2019 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: H&R BLOCK Pre-Order 2019 Software Offer
Replies: 315
Views: 27142

Re: H&R BLOCK Pre-Order 2019 Software Offer

Anybody knows a good deal for the H&R Block Tax Software Premium 2019 version? If you buy the Deluxe + State version and you realize you need the Premium version, which you might not, the Deluxe program itself will offer you the opportunity to upgrade to Premium for $10 or $15. Upgrade from Deluxe ...
by mindgap
Fri Nov 29, 2019 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: H&R BLOCK Pre-Order 2019 Software Offer
Replies: 315
Views: 27142

Re: H&R BLOCK Pre-Order 2019 Software Offer

Anybody knows a good deal for the H&R Block Tax Software Premium 2019 version?

Last year I paid around $35 at Amazon but this year I can't find a real deal for this version.
by mindgap
Thu Nov 28, 2019 12:15 am
Forum: Personal Consumer Issues
Topic: Found hidden safe, should we crack?
Replies: 303
Views: 87132

Re: Found hidden safe, should we crack?

Lets crowdfund opening this thing. Its like the lottery but much much more exciting :)

Im in.
by mindgap
Wed Nov 27, 2019 2:20 am
Forum: Personal Consumer Issues
Topic: DSLRs: canon 5d IV vs ?
Replies: 88
Views: 4235

Re: DSLRs: canon 5d IV vs ?

stimulacra wrote:
Tue Nov 26, 2019 2:00 pm
I would get a 6D mk II and invest the difference in better glass (50 1.2L, 35 1.4L II, 80 1.2L II).

Also previous generations 5Ds are worth considering (5D mk III). As her pro practice scales up she'll be accumulating a couple of more camera bodies anyways.
+1
by mindgap
Wed Nov 27, 2019 2:16 am
Forum: Personal Consumer Issues
Topic: DSLRs: canon 5d IV vs ?
Replies: 88
Views: 4235

Re: DSLRs: canon 5d IV vs ?

Digital SLR sales are have been crashing at an alarming rate for some time as bulky cameras are driven out of the market by telephones. I would buy used at the very least, assuming an iPhone 11 pro won't work for her. Sorry, nobody pays you when you would show up to a professional shoot with an iPh...
by mindgap
Fri Nov 22, 2019 12:00 am
Forum: Personal Finance (Not Investing)
Topic: Year off - need advice!
Replies: 16
Views: 2952

Re: Year off - need advice!

I walked the Camino de Santiago in Spain for around 4-5 weeks. Clears your head and you have plenty of time thinking about your next adventure. I did it in my early thirties and didn’t regret anything.
by mindgap
Tue Nov 19, 2019 9:39 pm
Forum: Personal Consumer Issues
Topic: DSLRs: canon 5d IV vs ?
Replies: 88
Views: 4235

Re: DSLRs: canon 5d IV vs ?

Digital SLR sales are have been crashing at an alarming rate for some time as bulky cameras are driven out of the market by telephones. I would buy used at the very least, assuming an iPhone 11 pro won't work for her. Sorry, nobody pays you when you would show up to a professional shoot with an iPh...
by mindgap
Tue Nov 19, 2019 9:36 pm
Forum: Personal Consumer Issues
Topic: DSLRs: canon 5d IV vs ?
Replies: 88
Views: 4235

Re: DSLRs: canon 5d IV vs ?

Good glass and a good body together make great pictures. If I had to do the call I would get the 5D Mk3 and spend the savings on great glass (Zeiss, Canon, Nikon)

As we always say in photography. "You date the body, but you marry the glass."
by mindgap
Sat Nov 16, 2019 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Double-dipping with cash-back app
Replies: 13
Views: 1622

Re: Double-dipping with cash-back app

Basically, the app sells you gift card vouchers for stores like Amazon, Walmart, CVS, Sams Club, Lowes, etc... Every shop has a different cash back rate of course but mostly its between 1% - 6% which I think is great. Why do these places offer cash back, and how do they afford it? Giving cash back ...
by mindgap
Sat Nov 16, 2019 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Double-dipping with cash-back app
Replies: 13
Views: 1622

Re: Double-dipping with cash-back app

HEDGEFUNDIE wrote:
Sat Nov 16, 2019 7:46 pm
It appears I can use Fluz to pay my monthly cell phone bill, which would net me $1.40. Am I willing to give up the convenience of autopay to earn that $1.40?
As far as I know this is already worth it for some people here in this forum including me :)
by mindgap
Sat Nov 16, 2019 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Double-dipping with cash-back app
Replies: 13
Views: 1622

Re: Double-dipping with cash-back app

Why do these places offer cash back, and how do they afford it? Giving cash back for places I already shop seems like a no-win situation for the various parties involved - I save some money, which presumably someone else pays for, so what does whoever pay get in return? Did some research and found ...
by mindgap
Sat Nov 16, 2019 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Double-dipping with cash-back app
Replies: 13
Views: 1622

Re: Double-dipping with cash-back app

Interesting, though, this could become somewhat of a pain if you need to return the item, right? I assume the store gives you a new physician GC upon return. Good point. Yes, I had to return something on Amazon and the amount just goes back into your Amazon account and can be used for a different p...
by mindgap
Sat Nov 16, 2019 3:25 pm
Forum: Personal Finance (Not Investing)
Topic: Double-dipping with cash-back app
Replies: 13
Views: 1622

Double-dipping with cash-back app

Hi all, I mentioned it in another thread before and I thought some of you might be also interested to learn about a cash back app I use to maximize my cash back return. Basically, the app sells you gift card vouchers for stores like Amazon, Walmart, CVS, Sams Club, Lowes, etc... Every shop has a dif...
by mindgap
Thu Nov 14, 2019 10:28 am
Forum: Investing - Theory, News & General
Topic: Ally savings rate changing
Replies: 25
Views: 3789

Re: Ally savings rate changing

stoptothink wrote:
Tue Nov 12, 2019 7:28 pm

Recently moved over $10k to Simple Bank (from Ally) to get the $250 bonus. Currently 2.13% as well, but my guess is it doesn't stay there for long.
Well that's a good deal. Is it still up and going? Also, is there a thread which I can monitor so that I don't miss deals like that in the future?
by mindgap
Wed Nov 13, 2019 10:04 am
Forum: Personal Consumer Issues
Topic: "Beer Money" Methods
Replies: 54
Views: 7511

Re: "Beer Money" Methods

Just a little bit more info about the Fluz Cashback App. Basically you can buy gift card vouchers for all the big stores (Amazon, Apple iTunes, Verizon, T-Mobile, etc...) and double dip on your cash back. It’s works like this: - You link your rewards credit card in the Fluz App - You buy a gift card...
by mindgap
Sun Nov 10, 2019 12:38 pm
Forum: Personal Consumer Issues
Topic: Fruit Fly Problem
Replies: 24
Views: 2736

Re: Fruit Fly Problem

I've tried apple vinegar with dish soap How did you set up the trap? First, the mixture is important. Only add a drop of dish soap and not a whole lot. The fruit flies love the smell of vinegar but not the smell of dish soap. Second, did you cover the glass with the mixture with some saran wrap and...
by mindgap
Thu Nov 07, 2019 1:09 am
Forum: Personal Consumer Issues
Topic: "Beer Money" Methods
Replies: 54
Views: 7511

Re: "Beer Money" Methods

I started to use Fluz Cashback app to make some cash back money on daily buys. The guys just started the project so it’s not always smoothly running but so far I have had no problems. Good thing is that you can double dip through the app when using a rewards cc.
by mindgap
Sat Sep 14, 2019 12:34 am
Forum: Personal Finance (Not Investing)
Topic: AE Rewards Card? What is it?
Replies: 4
Views: 523

Re: AE Rewards Card? What is it?

Thank you for your replies so far. Do you guys know if those cards will have my name on them? Or could I also give them away in the family?
by mindgap
Fri Sep 13, 2019 11:31 pm
Forum: Personal Finance (Not Investing)
Topic: AE Rewards Card? What is it?
Replies: 4
Views: 523

AE Rewards Card? What is it?

Hi, I’m about to buy a printer from Canon and I would get a $300 American Express Rewards Card. Does anybody know what this card exactly is and most importantly if it is possible to exchange the card into cash? I don’t really care about the AE card since I mostly buy thinks at Costco and rarely spen...
by mindgap
Wed Sep 04, 2019 9:43 am
Forum: Personal Consumer Issues
Topic: IPhone 6 - showing some age
Replies: 99
Views: 10673

Re: IPhone 6 - showing some age

I don’t know if it was mentioned before but go to iFixit.com and get a battery replacement kit. (Don’t get the super cheap ones from amazon. The battery is mostly trash.
by mindgap
Sat Aug 31, 2019 11:57 am
Forum: Personal Consumer Issues
Topic: College age male: How much money for food?
Replies: 138
Views: 6455

Re: College age male: How much money for food?

Retail cost of a case of Natural Light Lager is 11.49 USD x 4 weeks/month = $45.96/month. Rolling Rock 30 pack is around $16. Should last the whole month. 30 beers for a month? I'm not so sure about that. 24 hours in a day. 24 beers in a case. Coincidence? :happy LOL sorry forgot about that college...
by mindgap
Sat Aug 31, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: College age male: How much money for food?
Replies: 138
Views: 6455

Re: College age male: How much money for food?

galving wrote:
Thu Aug 29, 2019 7:01 pm
Retail cost of a case of Natural Light Lager is 11.49 USD x 4 weeks/month = $45.96/month.
Rolling Rock 30 pack is around $16. Should last the whole month.
by mindgap
Wed Aug 28, 2019 2:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 13311
Views: 2248074

Re: U.S. stocks in free fall

Has anyone here ever met a "market timing expert"? :confused There are scores of "self professed market timing experts" on CNBC. Market timers are what caused the inverted yield curve. I'm too cheap to have cable, so the lure of Investment Porn does not affect me. :shock: Check out the Yahoo Financ...