Search found 6406 matches

by KyleAAA
Fri May 25, 2018 11:32 am
Forum: Investing - Theory, News & General
Topic: Folks, I'm calling the Tops for Bay area RE market
Replies: 46
Views: 2424

Re: Folks, I'm calling the Tops for Bay area RE market

I can see a flattening of appreciation rates. I don't see prices going down significantly in markets like SF unless there's a big downturn in tech. There's just too much money floating around and job creation is still strong. If history has told us anything, it's that RE markets CAN grow 8-10% per ...
by KyleAAA
Fri May 25, 2018 11:23 am
Forum: Investing - Theory, News & General
Topic: Folks, I'm calling the Tops for Bay area RE market
Replies: 46
Views: 2424

Re: Folks, I'm calling the Tops for Bay area RE market

I can see a flattening of appreciation rates. I don't see prices going down significantly in markets like SF unless there's a big downturn in tech. There's just too much money floating around and job creation is still strong. If history has told us anything, it's that RE markets CAN grow 6-8% per ye...
by KyleAAA
Wed May 23, 2018 11:28 pm
Forum: Investing - Theory, News & General
Topic: Microcap Stock Screener
Replies: 21
Views: 1442

Re: Microcap Stock Screener

Are those factor loadings? How did you get such high exposure to both value and momentum at the same time? They usually dilute each other. Doesn’t smell quite right.
by KyleAAA
Mon May 21, 2018 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

The bottom line, once again, is that just because some talented people can command 200k+ doesn't mean most will. They don't command $200k in SALARY. They command $200k in TOTAL COMPENSATION, including equity. I am not sure why I have to keep repeating myself on this point. Companies aren't paying t...
by KyleAAA
Mon May 21, 2018 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. Op, please allow me to be about the seventeenth experienced software engineer with a CS degree in this thread to try to dispel your illusion of making $200K+ off a BS in Computer Science, for the vast majority of reasonable jobs...
by KyleAAA
Sun May 20, 2018 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

The following companies in the boston area will absolutely go to 200k+ for experienced engineers: We could argue this all day but that wont accomplish much. 200+ is POSSIBLE at some of those companies for folks at the Senior/Principle/Fellow level with 10-20 years of experience and/or a masters+. B...
by KyleAAA
Sun May 20, 2018 11:25 am
Forum: Investing - Theory, News & General
Topic: Does your value fund own the wrong value stocks?
Replies: 25
Views: 2746

Re: Does your value fund own the wrong value stocks?

Most of the value indices followed by recommended funds, including VBR and IJS, use multiple filters for value and not just P/B for this exact reason. I would say this is pretty much a non-story for factor investors.
by KyleAAA
Sun May 20, 2018 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

I guess it depends on your definition of "lots". Maybe if you work at Google or Facebook in Silicon Valley. I live in a very large city and there are almost no development/engineering IT jobs that pay $200k. On the other hand, it is still a good degree/field especially if you only want to get an un...
by KyleAAA
Sun May 20, 2018 1:00 am
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

How much longer do people think the high pay in software engineering will continue? I guess the best indicator is the price of QQQ. Any good data on total compensation over the past 15-20 years? Curious exactly how big is the bubble. I don’t see it slowing down anytime soon. Software can be an insa...
by KyleAAA
Sun May 20, 2018 12:28 am
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. I guess it depends on your definition of "lots". Maybe if you work at Google or Facebook in Silicon Valley. I live in a very large city and there are almost no development/engineering IT jobs that pay $200k. On the other hand, i...
by KyleAAA
Sat May 19, 2018 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. I guess it depends on your definition of "lots". Maybe if you work at Google or Facebook in Silicon Valley. I live in a very large city and there are almost no development/engineering IT jobs that pay $200k. On the other hand, i...
by KyleAAA
Sat May 19, 2018 3:26 pm
Forum: Investing - Help with Personal Investments
Topic: Wife Retiring hesitant to roll-over funds to Vanguard
Replies: 36
Views: 2528

Re: Wife Retiring hesitant to roll-over funds to Vanguard

Both Schwab and Fidelity offer excellent index funds and are far better as actual brokerages. I see no reason to argue the point.
by KyleAAA
Fri May 18, 2018 1:44 pm
Forum: Investing - Help with Personal Investments
Topic: Allocation to combine Dave Ramsey and Vanguard?
Replies: 79
Views: 6798

Re: Allocation to combine Dave Ramsey and Vanguard?

It's a very aggressive portfolio but it's not bad. I wouldn't recommend this for anybody near retirement unless you were EXTREMELY wealthy already.
by KyleAAA
Wed May 16, 2018 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Has anybody suggested becoming an NFL or NBA player? Or may be a rock star musician? How about becoming best paid Hollywood actor? How is it any different than throwing out $300K computer science engineer job suggestions for OP? Sometimes, this forum drops its collective intelligence very low. A $3...
by KyleAAA
Wed May 16, 2018 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

It depends on where the $400k number comes from. If it's based on this valuation of the company at the last fundraising round, I would consider your method mostly accurate, but would discount for liquidity if a non-public company. It is stock in a publicly traded company. The rule of thumb is that ...
by KyleAAA
Wed May 16, 2018 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

People just refuse to believe software engineering is high paying. I trust the BLS data. It amazes me people will treat their personal salary or job offers as more authoritative than the government's infinitely larger data set or assert with zero evidence BLS miscategorizes non-software developers ...
by KyleAAA
Wed May 16, 2018 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

A $300k software engineer job is reasonably attainable (eventually) for your average software engineer from an average school. An NBA career isn't. But is it reasonably attainable for a guy who says math is his worst subject? I'll accept that software is high paying, but how's that work for a guy w...
by KyleAAA
Wed May 16, 2018 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Yes, it is absolutely reasonably attainable for somebody who is bad at math. The day-to-day of a software engineer doesn't require any math, and many of these people don't have a computer science or engineering degree (theater and music majors are not uncommon IME). Hmmm. Ok, I'm not a CS guy and h...
by KyleAAA
Wed May 16, 2018 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

I guess we have our solution. The OP should get a bachelors degree in whatever they want, theater, music, etc. Then, just get hired as a software engineer in Silicon Valley. Pretty soon, $300k. Done and done. If by "pretty soon" you mean 20 years of hard work, sure. Nobody said it was quick or easy...
by KyleAAA
Wed May 16, 2018 12:51 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

A $300k software engineer job is reasonably attainable (eventually) for your average software engineer from an average school. An NBA career isn't. But is it reasonably attainable for a guy who says math is his worst subject? It seems like people have something against software engineers making goo...
by KyleAAA
Wed May 16, 2018 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Has anybody suggested becoming an NFL or NBA player? Or may be a rock star musician? How about becoming best paid Hollywood actor? How is it any different than throwing out $300K computer science engineer job suggestions for OP? Sometimes, this forum drops its collective intelligence very low. A $3...
by KyleAAA
Mon May 14, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Can confirm. Glassdoor is completely useless for salaries in tech hubs right now because data from just 3 years ago is woefully low compared to what they are paying now. Blind and level.fyi are the best sources for up-to-date info these days. $280-300k for E5 at FB sounds about right, although ther...
by KyleAAA
Mon May 14, 2018 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

He's not kidding.. I'm in the Boston area and personally making ~240-250k/year going forward at given current RSU levels I don't work at Facebook/Google I work at a second tier firm. Most engineers I know at local companies are close to 200 or higher. Facebook, from what i hear, is going to 300k in...
by KyleAAA
Sun May 13, 2018 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Since approximately 80% of engineers at Google at any given time are less than 4 years from graduation, it really skews the average downward. If accurate, that's a stunning statistic: having 80% of your workers within 4 years of graduation. It begs the question of why all the engineers leave so soo...
by KyleAAA
Sun May 13, 2018 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Since approximately 80% of engineers at Google at any given time are less than 4 years from graduation, it really skews the average downward. If accurate, that's a stunning statistic: having 80% of your workers within 4 years of graduation. It begs the question of why all the engineers leave so soo...
by KyleAAA
Sun May 13, 2018 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

This shows your lack of knowledge on the compensations and how these companies work. HR would allow as low a compensation as possible as long as it’s above state/federal minimum wage laws. Not a company like Google in a hot tech market like SF or Seattle. The levels are standardized and public. It ...
by KyleAAA
Sun May 13, 2018 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

In all honesty, if your family member is a senior engineer (i.e. level T5 or above), they are seriously underpaid at $150k total compensation. That's especially true if they're in the Bay Area. I don't even think HR would allow such a low TC at that level. It literally isn't possible at major US of...
by KyleAAA
Sun May 13, 2018 10:05 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

It doesn't seem so far fetched. We had one engineer here note his total compensation at a second tier company was about $240,000. The point is computer engineering can be a great field for those with a passion for it. The stronger your passion the more your income will be an outlier, at least so lo...
by KyleAAA
Sun May 13, 2018 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Considering theyre my immediate family, and the time point is within the past year, I trust them more than some random poster who “knows” people. This is also their total compensation. Don’t sell false promises that the average google engineer makes north of 200k, especially if neither you nor your...
by KyleAAA
Sun May 13, 2018 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

It doesn't seem so far fetched. We had one engineer here note his total compensation at a second tier company was about $240,000. The point is computer engineering can be a great field for those with a passion for it. The stronger your passion the more your income will be an outlier, at least so lo...
by KyleAAA
Sun May 13, 2018 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Considering theyre my immediate family, and the time point is within the past year, I trust them more than some random poster who “knows” people. This is also their total compensation. Don’t sell false promises that the average google engineer makes north of 200k, especially if neither you nor your...
by KyleAAA
Sun May 13, 2018 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

Considering theyre my immediate family, and the time point is within the past year, I trust them more than some random poster who “knows” people. This is also their total compensation. Don’t sell false promises that the average google engineer makes north of 200k, especially if neither you nor your...
by KyleAAA
Sun May 13, 2018 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. Lol youre kidding right? 200k is only for thr fortunate few who work in facebook or google or start their own. Maybe if op can explain where his experience is we can help. These fields require enormous aptitude and are not easy ...
by KyleAAA
Sun May 13, 2018 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. Lol youre kidding right? 200k is only for thr fortunate few who work in facebook or google or start their own. Maybe if op can explain where his experience is we can help. These fields require enormous aptitude and are not easy ...
by KyleAAA
Sun May 13, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

BLS numbers are not useful or accurate for tech. The categorizations are so broad as to be worthless, because they combine ultra high skill specializations with ultra low skill generalists that would not be considered a software engineering or programming position by anyone in the field regardless ...
by KyleAAA
Sun May 13, 2018 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. Lol youre kidding right? 200k is only for thr fortunate few who work in facebook or google or start their own. Maybe if op can explain where his experience is we can help. These fields require enormous aptitude and are not easy ...
by KyleAAA
Sun May 13, 2018 7:01 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. Lol youre kidding right? 200k is only for thr fortunate few who work in facebook or google or start their own. Maybe if op can explain where his experience is we can help. These fields require enormous aptitude and are not easy ...
by KyleAAA
Sun May 13, 2018 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days. Lol youre kidding right? 200k is only for thr fortunate few who work in facebook or google or start their own. Maybe if op can explain where his experience is we can help. These fields require enormous aptitude and are not easy ...
by KyleAAA
Fri May 11, 2018 11:52 pm
Forum: Personal Consumer Issues
Topic: Dealer sold me a Certified Vehicle invloved in a prior collision
Replies: 23
Views: 2818

Re: Dealer sold me a Certified Vehicle invloved in a prior collision

If you ask a used car dealer if a car is clean, you are referring to the title, not whether or not it’s been in an accident. You may have just asked the wrong question?
by KyleAAA
Fri May 11, 2018 11:47 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 318
Views: 22624

Re: Lucrative careers?

You could get a CS degree. Lots of companies paying $200k+ these days.
by KyleAAA
Thu May 10, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Open-ended question about vacationing in Yosemite or a different national park
Replies: 49
Views: 2960

Re: Open-ended question about vacationing in Yosemite or a different national park

Olympic National Park and Glacier National Park are worth a visit. They will be crowded in August but the heat wouldn't be so bad.
by KyleAAA
Tue May 01, 2018 12:25 pm
Forum: Investing - Help with Personal Investments
Topic: Are Vanguard funds really any better than Schwab funds?
Replies: 28
Views: 2961

Re: Are Vanguard funds really any better than Schwab funds?

I would say yes, slightly. Not enough to matter at all a the broad market segments for similar indices. I think Vanguard probably gains a slightly larger advantage the more niche the market segment due to their indexing expertise. Still small, though.
by KyleAAA
Mon Apr 30, 2018 10:56 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Real Estate Isn’t Special
Replies: 49
Views: 7031

Re: Larry Swedroe: Real Estate Isn’t Special

A nitpick: REITs are not real estate. Real Estate may very well be special, we don't know.
by KyleAAA
Thu Apr 26, 2018 11:41 pm
Forum: Personal Consumer Issues
Topic: Learning to drive a stick [car with manual transmission]
Replies: 126
Views: 5901

Re: Learning to drive stick

Even if you are absolutely dreadful at it, you aren’t going to do significant damage to a clutch grinding it for 2 hours. Learning is pretty trivial, I think I learned in about 30 minutes. Nothing to be nervous about.
by KyleAAA
Wed Apr 25, 2018 6:49 pm
Forum: Personal Consumer Issues
Topic: Ever ship/transport a car?
Replies: 14
Views: 1026

Re: Ever ship/transport a car?

Recently had a car shipped across the country by Reindeer Auto Relocation and was satisfied with the experience. You can check your vehicle's progress using a mobile app. But yeah, independent drivers did all the actual work. The shipping company just provided logistics and customer service.
by KyleAAA
Wed Apr 18, 2018 12:46 pm
Forum: Investing - Theory, News & General
Topic: Theoretical question. What would happen if 100% of investors are buy and hold.
Replies: 19
Views: 2202

Re: Theoretical question. What would happen if 100% of investors are buy and hold.

Active investing would become REALLY profitable in that scenario. I'd become an active investor.
by KyleAAA
Mon Apr 16, 2018 12:04 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads@MSFT
Replies: 8
Views: 2104

Re: Bogleheads@MSFT

Does this alias still exist?
by KyleAAA
Wed Apr 11, 2018 10:58 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 7734

Re: New faster DNS - 1.1.1.1 by CloudFlare

When I enter vanguard.com in my browser, Comcast's DNS lookup returns IP address 192.175.191.200. I might disagree with my Comcast bill but I trust the IP address they return and the webpage I visit as a result of my browser receiving the IP address; I am happy to enter my username and password to ...
by KyleAAA
Tue Apr 10, 2018 10:41 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 7734

Re: New faster DNS - 1.1.1.1 by CloudFlare

So I will continue to use Comcast-DNS instead of a PopUp-DNS. For the same reason, I keep my investment with Vanguard and Fidelity instead of investing with Bernie Madoff even knowing that Madoff's rate of return is better than what I will get from index funds. So I trust large and well-known. This...
by KyleAAA
Tue Apr 10, 2018 10:03 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 7734

Re: New faster DNS - 1.1.1.1 by CloudFlare

CloudFlare is large and reputable and you already pass through their system daily when you visit any one of the huge number of mainstream websites they host the CDN for. This is a silly worry compared to just letting your ISP handle it. Don’t let your ISP handle it.