Search found 10446 matches

by Kevin M
Sun Apr 21, 2019 5:25 pm
Forum: Personal Investments
Topic: Muni Bond Fund Help (FHIGX)
Replies: 16
Views: 1225

Re: Muni Bond Fund Help (FHIGX)

There are a few fine points to keep in mind in estimating the taxable-equivalent expected return based on the SEC yield. First, most bond funds sell bonds before maturity, so you will not get the full impact of bond price moving to par at maturity. Thus, you won't the full full price decrease of a p...
by Kevin M
Sun Apr 21, 2019 3:58 pm
Forum: Personal Investments
Topic: Muni Bond Fund Help (FHIGX)
Replies: 16
Views: 1225

Re: Muni Bond Fund Help (FHIGX)

Getting back to the basics, at federal marginal tax rate of 22%, you're probably just as good off with a taxable bond fund of comparable risk. The taxable fund does not have the risk of tax laws regarding the tax exemption changing. But it's important to do the evaluation using your marginal tax rat...
by Kevin M
Sun Apr 21, 2019 1:26 pm
Forum: Investing - Theory, News & General
Topic: Consensus on I Bonds for 2019?
Replies: 61
Views: 8711

Re: Consensus on I Bonds for 2019?

I'm basically just waiting for a good opportunity to dump mine and be done with Treasury Direct. Too complicated for heirs to deal with, especially considering the relatively small amounts involved if you have a sizable portfolio. Seems like next month may be the start of a good time to do that? Or...
by Kevin M
Thu Apr 18, 2019 9:25 pm
Forum: Investing - Theory, News & General
Topic: Consensus on I Bonds for 2019?
Replies: 61
Views: 8711

Re: Consensus on I Bonds for 2019?

I'm basically just waiting for a good opportunity to dump mine and be done with Treasury Direct. Too complicated for heirs to deal with, especially considering the relatively small amounts involved if you have a sizable portfolio. Interesting that Mel always chimes in on these threads touting the be...
by Kevin M
Tue Apr 16, 2019 7:21 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

It's been about a month since we've seen an updated chart. Nothing much has changed -- the muni yields continued to drop, but have just started their next upswing. What I found more striking as I was updating my alternate spreadsheet, in which I use scripts to retrieve the yields (instead of ImportH...
by Kevin M
Tue Apr 16, 2019 5:23 pm
Forum: Personal Investments
Topic: Fidelity T Bill Auto-roll,please critique
Replies: 25
Views: 2013

Re: Fidelity T Bill Auto-roll,please critique

I am planning on putting the money in bundles of 4, 8 and 12 weeks I think with some offset of when I buy. In that way I can cancel the auto roll on any of those bundles and access the money in a couple weeks notice. Does that make sense? Any advice or guides on how to structure those bundles? As l...
by Kevin M
Tue Apr 16, 2019 5:09 pm
Forum: Personal Investments
Topic: Fidelity T Bill Auto-roll,please critique
Replies: 25
Views: 2013

Re: Fidelity T Bill Auto-roll,please critique

I have found that with autoroll once the order is placed, that the order is under active or pending (forget which) with a link to cancel it if you like. Yeah, that's what I thought. I recently started using auto-roll at Fidelity in a few IRAs, and I think all you do is cancel the buy order between ...
by Kevin M
Tue Apr 16, 2019 4:58 pm
Forum: Personal Investments
Topic: Fidelity T Bill Auto-roll,please critique
Replies: 25
Views: 2013

Re: Fidelity T Bill Auto-roll,please critique

Why not use Vanguard Treasury money market? I like Vanguard Treasury MM, which holds T Bills in the 1-3 month maturity range, so you basically get the average of those T Bills minus the 0.09% ER. I'm using it as my main cash repository. One reason to consider something like a 26--week Treasury is t...
by Kevin M
Tue Apr 16, 2019 4:34 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Seems to me that discussions about Bitcoin are way off topic. Can we please stick to discussing the OP's strategy?
by Kevin M
Sat Apr 13, 2019 10:43 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

I'll do another check of the seasonally-adjusted short-term TIPS yield curve soon if I get enough other things off my plate. I kind of lost interest after the short-term TIPS yields came down quite a bit since December last year. You really can't pay much attention to the raw yields for really short...
by Kevin M
Tue Apr 09, 2019 9:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

Ally Bank still has a 12 month CD for 2.75% and it doesn't show any minimum like their other CDs. https://www.ally.com/bank/cd-rates/ My TEY for Treasury MM at 2.35% is 2.64%, which is 2.67% on an APY basis; and that's with no term risk. TEY on a 4-week Treasury at 2.42% is 2.72%, and on a 6-month ...
by Kevin M
Tue Apr 09, 2019 2:31 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

That's interesting... are you saying the simulation could be 100% accurate, relating to the effect of callability? I don't think I'd put it that way. The simulated returns do not incorporate the impact that bonds being called would have had on an actual fund's returns. The main point is that I thin...
by Kevin M
Mon Apr 08, 2019 9:14 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Treasury prices are derived from yields for the backtests for earlier years, since there were no funds to get prices from then. Therefore, you're not going to see any direct impact of a bond being called in the simulated fund price. For example, say a bond priced at 103 was called at 100. A fund wo...
by Kevin M
Mon Apr 08, 2019 1:18 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Was there a consensus on why the simulated TMF would have done so poorly during the first half of the backtest (1955-1981)? I've heard people saying rising rates weren't the problem, but sudden spikes were (in that case how did we have 2 decades of sudden spikes?) Did the fact that bonds were calla...
by Kevin M
Sun Apr 07, 2019 1:35 pm
Forum: Personal Investments
Topic: Help with XPath for ImportXML Google Sheets.
Replies: 31
Views: 4901

Re: Help with XPath for ImportXML Google Sheets.

<snip>Please check this Google Sheet script I cobbled together. It works fine, I did log and return the proper expense ratio value at the end. Now one must use a script for this, as the refer[r]er header is mandatory for it to work... <snip> Thanks siamond! And thanks for doing the extra work to ma...
by Kevin M
Sun Apr 07, 2019 1:26 pm
Forum: Personal Investments
Topic: Help with XPath for ImportXML Google Sheets.
Replies: 31
Views: 4901

Re: Help with XPath for ImportXML Google Sheets.

It would be great if you could provide some details on how you "watch the page load" to find the URLs. I'm just barely familiar with using the Network tool in dev tools to view the preview and/or responses of the various scripts. Is this what you're talking about, or is there a faster way? This is ...
by Kevin M
Sat Apr 06, 2019 6:44 pm
Forum: Personal Investments
Topic: Help with XPath for ImportXML Google Sheets.
Replies: 31
Views: 4901

Re: Help with XPath for ImportXML Google Sheets.

After some digging, it looks like Vanguard is loading those tabs with straight HTML. So I watched the page load in the Dev Inspector Tools and found the corresponding url for each tab that you can use for an ImportXML call. Here they are: https://personal.vanguard.com/us/JSP/Funds/VGITab/VGIFundOve...
by Kevin M
Thu Apr 04, 2019 1:43 pm
Forum: Investing - Theory, News & General
Topic: Why are yields form tax free Muni Bonds so high?
Replies: 17
Views: 2472

Re: Why are yields form tax free Muni Bonds so high?

Actually muni bond funds are actively managed so the bonds are sold before they mature <snip> Many if not most bond funds, including index funds, sell the bonds before they mature. This is especially true if you're looking at intermediate-term or longer. Example: Vanguard Intermediate-term Treasury...
by Kevin M
Mon Apr 01, 2019 9:41 pm
Forum: Personal Investments
Topic: Fixed-income strategy; various goals
Replies: 16
Views: 1757

Re: Fixed-income strategy; various goals

<snip> Tax Rate: 12% Federal, 6% State State of Residence: CA <snip> We have ~$150k allocated to supplementing my income and $25k towards a new car. Of that total, $65k is in Vanguard Treasury Money Market (VUSXX) <snip> This is a good MM fund for you. Taxable-equivalent yield (TEY) at your tax rat...
by Kevin M
Sun Mar 31, 2019 2:54 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

Assuming you are talking about this spreadsheet, https://docs.google.com/spreadsheets/d/1xYVmM-a1POETySkBTtr25Ezd8_3MzKo43G_xv-CmwG8/edit#gid=1074987830, the data is loaded automatically. The catch is that if you set the Days to load value in cell B1 too big, it won't load the most recent data.<sni...
by Kevin M
Fri Mar 29, 2019 6:17 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

<snip> OK, but why would you "get out" when the yield still is higher than other alternatives? I don't care if the yield might fall some more, as long as it's higher now. I would wait to switch until the yield is lower than my best alternative. <snip> Understood, thanks for expanding on that. You'r...
by Kevin M
Thu Mar 28, 2019 8:32 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I at least understand the long-term view, but still find it fun to talk about the initial outperformance. If it begins to significantly lag I'll still be checking this thread, and my performance, daily; that is just how I tick. I won't act on that. And I enjoy looking at the underlying drivers of t...
by Kevin M
Thu Mar 28, 2019 8:18 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Since Feb 12th, I’m up a nice 9.55% on the 50/50 version of this. TMF is up 12.5% and UPRO 6.6%. <snip> Continues to impress. Kind of a short term to be impressed, especially when bond yields dropped fairly sharply and stock values increased nicely (the win/win quadrant). I think the OP, and hopefu...
by Kevin M
Thu Mar 28, 2019 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Compound Interest Calculation
Replies: 29
Views: 1270

Re: Compound Interest Calculation

Seems there would have to be regs covering this. I found a reference to Title 12 Section 230 (Truth in Savings Act), and Regulation DD Appendix A which would (based on a description I read) have apparently explained the accuracy and precision requirements, but that whole section seems to have been ...
by Kevin M
Thu Mar 28, 2019 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Compound Interest Calculation
Replies: 29
Views: 1270

Re: Compound Interest Calculation

Some banks and credit unions have a rate that precisely matches the disclosed APY, while some others choose a slightly lower rate that needs to be rounded to the disclosed APY. If both are only published to two decimal places, one of them is going to be imprecise. Looking at the example I provided ...
by Kevin M
Thu Mar 28, 2019 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Compound Interest Calculation
Replies: 29
Views: 1270

Re: Compound Interest Calculation

If the APY is 2.50% and compounding is daily, then the rate is 2.47% (rounded to two decimal places). Another way to get APY from rate is to use the spreadsheet EFFECT function, and to get rate from APY use the NOMINAL function. The nice thing about APY is that you don't have to worry about the comp...
by Kevin M
Wed Mar 27, 2019 6:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

So should we get out of VMMXX ? Rather switch to ally if there's any risk at this point... it's only yielding slightly more anyway How in the world did you come to the conclusion that we should "get out of VMMXX" based on the posts in this thread? Kevin Well, you said in one post: "So it seems that...
by Kevin M
Wed Mar 27, 2019 6:25 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Thanks Kevin! Would you say buying leveraged 10Y Euro-Bunds is a guaranteed loss today? The yield is literally at the Zero Lower Bound. I can't predict the future, but it's hard to see how a bond fund with a 0% yield can provide much of hedge against a big drop in stock values. Looks like it can go...
by Kevin M
Tue Mar 26, 2019 7:24 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 1606
Views: 99250

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Could someone please clarify the consensus on long-term bonds so far? Will rising interest rates be a problem for this strategy? My understanding so far is that it won’t - because what’s important isn’t the return, but covariance with stocks - correct? Rising long-term Treasury yields will definite...
by Kevin M
Tue Mar 26, 2019 6:49 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

kaeltor wrote:
Tue Mar 26, 2019 5:56 pm
So should we get out of VMMXX ?

Rather switch to ally if there's any risk at this point... it's only yielding slightly more anyway
How in the world did you come to the conclusion that we should "get out of VMMXX" based on the posts in this thread?

Kevin
by Kevin M
Tue Mar 26, 2019 5:20 pm
Forum: Investing - Theory, News & General
Topic: Stepped, callable CDs
Replies: 8
Views: 631

Re: Stepped, callable CDs

Correct, I don't see how unexpected rate increases could work out in the buyer's favor. After one year the bank is looking at paying 3% to let it run for a second year and 4% to run to final maturity. If at that time, one year rate is 3.5% and 3 year is 4.5% how does the buyer come out ahead by bei...
by Kevin M
Tue Mar 26, 2019 1:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

Vanguard does not have a bond fund with a duration less than 3 years so you need to use an ETF or direct Treasuries. Vanguard Short-Term Treasury Index fund has a duration of 1.91 years (from M*, which sometimes lags Vanguard's published duration by a bit, but under two years at any rate). It holds...
by Kevin M
Mon Mar 25, 2019 5:33 pm
Forum: Investing - Theory, News & General
Topic: Stepped, callable CDs
Replies: 8
Views: 631

Re: Stepped, callable CDs

I can see how a buyer might accept a callable CD for a premium or a stepped CD that is not callable. The combination of both does not seem like it could ever work out in the buyers favor over more than maybe the first year? Well, first, you are getting a small premium when looking at it as a 1-year...
by Kevin M
Mon Mar 25, 2019 5:28 pm
Forum: Investing - Theory, News & General
Topic: Utah First Credit Union 3.5% 5 yr CD
Replies: 13
Views: 1303

Re: Utah First Credit Union 3.5% 5 yr CD

There is a 180 day EWP, except none for RMD's. I am already a member, very easy just $5 and anyone can join. Any opinion on 3,4, or 5 yr IRA CD? Got the same 3% for 3 yrs at Navy Fed that just recently matured. Is sounded so much better 3 years ago. Thanks again An EWP of 180 days of interest is go...
by Kevin M
Mon Mar 25, 2019 2:44 pm
Forum: Investing - Theory, News & General
Topic: Utah First Credit Union 3.5% 5 yr CD
Replies: 13
Views: 1303

Re: Utah First Credit Union 3.5% 5 yr CD

Hi Thinking about some long term IRA money to put into Utah First Credit Union. 3% for 3 yrs, 3.25% for 4 yrs or 3.50% for 5 years. CD's at Vanguard have been decreasing as well as Treasury bonds. I have IRA fixed income in short term CD's/treasuries already. What do you think? Those rates are comp...
by Kevin M
Mon Mar 25, 2019 2:32 pm
Forum: Investing - Theory, News & General
Topic: Stepped, callable CDs
Replies: 8
Views: 631

Re: Stepped, callable CDs

I haven't bought any, but they could serve the function of hedging against a more rapid increase in yields than the market seems to be expecting. The 1-year yield is 5 basis points higher than the 1-year non-callable yield I'm seeing at Vanguard now, so if you would be happy with a 1-year CD at 2.45...
by Kevin M
Mon Mar 25, 2019 1:48 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

Vanguard Treasury money market VUSXX inching ever so higher. Compound yield now at 2.39% This yield increase happened last Wednesday, as posted a bit upthread: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=271396&p=4455603#p4447253. In contrast to Prime MM, Treasury MM has continued to incr...
by Kevin M
Mon Mar 25, 2019 12:57 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

OP, thanks for starting this topic, I have learned much from reading through this thread. Question, If you have funds in the Federal MM , does VG send you documentation at the end of the year indicating the portion that is from US government obligations or do you have to look this up on their site?...
by Kevin M
Sun Mar 24, 2019 7:51 pm
Forum: Investing - Theory, News & General
Topic: Liability Matching: What to do with monthly leftover?
Replies: 31
Views: 1588

Re: Liability Matching: What to do with monthly leftover?

So what AA have you been using to date for your RP? Why not just keep using the same thing? Putting excess into S&P 500 assumes no international stocks and no small-cap US stocks in your RP (and of course no fixed income). Has that been your AA all along? All large-cap blend US stocks? Not saying th...
by Kevin M
Sun Mar 24, 2019 6:09 pm
Forum: Investing - Theory, News & General
Topic: Liability Matching: What to do with monthly leftover?
Replies: 31
Views: 1588

Re: Liability Matching: What to do with monthly leftover?

If you were actually liability matching ala Bill Bernstein (in which case your LMP would consist of TIPS or other relatively safe assets), you would also have a risk portfolio (RP), in which case the answer would simply be to transfer the income from the LMP to the RP. However, it sounds like what y...
by Kevin M
Sun Mar 24, 2019 4:09 pm
Forum: Investing - Theory, News & General
Topic: In Search of... the Inverted Yield Curve
Replies: 78
Views: 7183

Re: In Search of... the Inverted Yield Curve

Does anyone have a chart which illustrates how far in advance of prior recessions equity prices peaked? This chart from macrottrends shows S&P500 with recessions. Check the box Show Recessions. Then use the slider at the bottom to zoom in on a period. S&P 500 Index - 90 Year Historical Chart Here's...
by Kevin M
Thu Mar 21, 2019 10:52 am
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

T-Bills may be very good depending on the spread you incur when selling if you need the cash. (If you are rolling 4 week T-Bills like Kevin this may not be of much concern.) Schwab is very good on spreads. I haven't looked at Fido. Schwab usually has the best bid/ask spreads on smaller minimum quan...
by Kevin M
Thu Mar 21, 2019 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard delays ACH funds availability
Replies: 62
Views: 12091

Re: Vanguard delays ACH funds availability

Did you notice that the post was from four years ago? Vanguard has caught up with others and ACH push or pull initiated at Vanguard takes only one business day nowadays. The OP from four years ago was talking about the 7-day hold on funds transferred into Vanguard before they can be transferred out...
by Kevin M
Wed Mar 20, 2019 8:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market yield over 2.5%
Replies: 223
Views: 40581

Re: Vanguard Prime Money Market yield over 2.5%

Any MM fund in Fidelity with comparable yield to Vanguard Prime? Since ERs are higher, yields are lower, SPRXX is at 2.26% (or with $100K, FZDXX at 2.38%). That's what they have, unless you want to meet a minimum of $1 million or more. And the 13 week T-Bill is at 2.48 (coupon equivalent). (The VMM...
by Kevin M
Sun Mar 17, 2019 4:54 pm
Forum: Investing - Theory, News & General
Topic: Bond Index Calculator
Replies: 25
Views: 3054

Re: Bond Index Calculator

Quick question about this wonderfully simple calculator... According to the calculator's methodology , this is centered on the magical formula: Capital Appreciation = -PV(R2, M-1, R1, 1) - 1 Where: R1 is the yield of the bond of maturity M at the start of the term R2 is the yield of the same bond o...
by Kevin M
Sun Mar 17, 2019 4:43 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

Schwab has a good explanation of the seasonal and other variabilities in Muni Money Market yields. https://www.schwabfunds.com/public/file/P-11075047 VERY nice article! Thanks for sharing.<snip> Ditto! We clearly see the Jan and Jul drops corresponding to the semi-annual interest payment dates ment...
by Kevin M
Sat Mar 16, 2019 5:09 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

Why are you specifically mentioning Treasury MM as opposed to other MM funds that contribute ordinary income. I'm curious as I use Treasury MM. Because Treasury MM income is 100% exempt from state taxes. For some of us, including me, it is the highest yielding MM fund on a taxable-equivalent (or af...
by Kevin M
Sat Mar 16, 2019 5:07 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

Kevin, I updated the copy I made of your spreadsheet to include Vanguard Federal Money Market Fund. If you want to include the update, I can share out mine and you can copy/paste into yours or would it be easier to request to edit yous? Mike Adding it should be easy enough, but why don't you share ...
by Kevin M
Sat Mar 16, 2019 4:54 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

Kevin, I have read all your posts, & have learned a lot about bonds & bond funds. Thank you! Children's author James Marshall could write a book in his Stupeds series about me- "The Stupeds Learn Investing". My questions are tax related (so I can use your spreadsheet correctly): Your spreadsheet sh...
by Kevin M
Thu Mar 14, 2019 4:37 pm
Forum: Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 299
Views: 44888

Re: Vanguard Municipal Money Market VMSXX 1.39%

Assuming you are talking about this spreadsheet, https://docs.google.com/spreadsheets/d/1xYVmM-a1POETySkBTtr25Ezd8_3MzKo43G_xv-CmwG8/edit#gid=1074987830, the data is loaded automatically. The catch is that if you set the Days to load value in cell B1 too big, it won't load the most recent data.<sni...