Search found 329 matches

by EfficientInvestor
Tue Sep 01, 2020 7:05 am
Forum: Personal Investments
Topic: Family member has one million in one stock , doesn't want to cash out
Replies: 261
Views: 27522

Re: My dad has 1 million in Tesla, I told him to cash out, he doesn't want too

I'll echo what others have said regarding put options. He could take it a step further and use a collar strategy in which he would sell calls against his holdings in order to fund the purchase of the put options. Assuming he wants to limit himself to a 10% loss...he could sell Sep 2021 calls at the ...
by EfficientInvestor
Tue Aug 25, 2020 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Quit corporate job @ age 34 with $1.3M?
Replies: 225
Views: 21824

Re: Quit corporate job @ age 34 with $1.3M?

Your proposed investment allocation of 85/10/5 has the potential to have a drawdown of over 40% (that's what it did in 2008). Would you be able to stomach that kind of drawdown if it occurs after you quit your job? I know the higher stock allocation shows better success rates in the tool you posted,...
by EfficientInvestor
Mon Aug 24, 2020 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Quit corporate job @ age 34 with $1.3M?
Replies: 225
Views: 21824

Re: Quit corporate job @ age 34 with $1.3M?

Wow, $3k/month is sizable. My initial ACA research/calculations for my state on a $75k income are around $1000/month for the better HDP/HSA, and there are some decent credits at my standard of living level. Obviously then there's the copays, deductible, etc., so I have budgeted for $2k/month, and t...
by EfficientInvestor
Sun Aug 16, 2020 3:24 pm
Forum: Personal Investments
Topic: Reinvesting 1M AAPL
Replies: 36
Views: 4171

Re: Reinvesting 1M AAPL

consider implementing an options collar strategy in which you sell calls against your holdings for the purpose of buying put options to lock in a worst case scenario. A word of caution to OP: buying/selling options for your employer's stock might run afoul of their insider trading policy. You'll wa...
by EfficientInvestor
Sun Aug 16, 2020 12:16 pm
Forum: Personal Investments
Topic: Reinvesting 1M AAPL
Replies: 36
Views: 4171

Re: Reinvesting 1M AAPL

How much of the AAPL gains would qualify for long term capital gains (LTCG) tax treatment? What is your LTCG rate? If it is already at 20%, you might as well go ahead and sell all of it because there would not be a benefit in waiting to 2021 or beyond. You would be paying 20% regardless. If you are ...
by EfficientInvestor
Sun Aug 16, 2020 9:13 am
Forum: Personal Investments
Topic: UBER. Should I [sell]?
Replies: 23
Views: 3595

Re: $250,000 in UBER. Should I [sell]?

I would agree with selling the shares as soon as possible for diversification purposes. But if you don’t want to sell yet for tax purposes, you could consider a collar strategy in which you sell a call option to fund the purchase of a put option. Let’s assume you want to limit any losses on the stoc...
by EfficientInvestor
Mon Aug 10, 2020 7:03 am
Forum: Personal Investments
Topic: 401K rollover
Replies: 11
Views: 918

Re: 401K rollover

* Employer stocks : ~ $300k - Regarding the individual employer stock, we would probably use some of it in near future (e.g. house purchase, renovation etc.) Given the amount of employer stock, I assume it is from the previous employer. Where does that stock currently reside and do you have the abi...
by EfficientInvestor
Sun Aug 09, 2020 9:40 am
Forum: Personal Investments
Topic: Considering Firing Financial Advisor
Replies: 45
Views: 3176

Re: Considering Firing Financial Advisor

However, the company touts the fact that in the last 20 years, if one had invested $2.5 million and withdrew $100k per year in those 20 years, the Dynamic Equity fund would have outperformed the S&P 500, even though the average annual ROR for the S&P 500 has exceeded the Dynamic Equity fund. I'm ge...
by EfficientInvestor
Tue Jul 28, 2020 4:28 pm
Forum: Personal Investments
Topic: Are Higher Stock Allocations the Only Option for Retirees?
Replies: 94
Views: 6962

Re: Are Higher Stock Allocations the Only Option for Retirees?

OP...given your user name, you might not like my suggestion. However, one option is to sell call option contracts against your holdings in order to increase cash flow. It would limit your upside potential but would hopefully result in a more reliable cash flow that you might be looking for. Do you ...
by EfficientInvestor
Tue Jul 28, 2020 3:46 pm
Forum: Personal Investments
Topic: Are Higher Stock Allocations the Only Option for Retirees?
Replies: 94
Views: 6962

Re: Are Higher Stock Allocations the Only Option for Retirees?

OP...given your user name, you might not like my suggestion. However, one option is to sell call option contracts against your holdings in order to increase cash flow. It would limit your upside potential but would hopefully result in a more reliable cash flow that you might be looking for.
by EfficientInvestor
Mon Jul 27, 2020 10:22 pm
Forum: Investing - Theory, News & General
Topic: Any interest in concise guide to HEDGEFUNDIE 3x Leveraged ETF Excellent Adventure?
Replies: 128
Views: 11491

Re: Any interest in concise guide to HEDGEFUNDIE 3x Leveraged ETF Excellent Adventure?

If someone is going to go through the effort of making a complete guide, I think it would be best for that guide to include more efficient methods of implementing the risk parity approach. It is hopefully well understood that the leveraged ETFs have high expense ratios and volatility drag that eat a...
by EfficientInvestor
Sat Jul 18, 2020 8:19 am
Forum: Investing - Theory, News & General
Topic: Cash Covered Puts instead of High Yield Savings for Cash
Replies: 76
Views: 5174

Re: Cash Covered Puts instead of High Yield Savings for Cash

A few thoughts: - VTI is less liquid than SPY. If you want to avoid slippage due to the bid/ask spread, you might want to stick with options on SPY. Take your VTI Dec 140 PUT for instance...it has a 4.40 bid and 4.80 ask. That’s a .40/4.60 = 8.7% spread. The comparable Dec option on SPY would be the...
by EfficientInvestor
Fri Jul 17, 2020 2:36 pm
Forum: Personal Investments
Topic: *Update* to Unexpected Loss of MIL and Handling Windfall. More advice needed, please.
Replies: 25
Views: 4179

Re: *Update* to Unexpected Loss of MIL and Handling Windfall. More advice needed, please.

First of all, my condolences to you and your wife. My FIL passed a few months ago, so I can relate on that end. Fortunately, it appears that your RMDs are going to be based on the old rules instead of the new rules. Given your age and the numbers you have mentioned, I'm assuming the RMDs in the firs...
by EfficientInvestor
Thu Jul 16, 2020 2:55 pm
Forum: Personal Investments
Topic: Innovator Buffered ETF's - Any Experience?
Replies: 45
Views: 1731

Re: Innovator Buffered ETF's - Any Experience?

I would not recommend the products for similar reasons to what others have mentioned. However, you can implement a similar approach without the use of the ETFs by using options contracts. You would use what is called a "collar" stragety. You sell a CALL option and then use the premium that you bring...
by EfficientInvestor
Thu Jul 16, 2020 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: Tired Lawyer, Need career and life advice
Replies: 106
Views: 13871

Re: Tired Lawyer, Need career and life advice

Is it an option for DH to go part-time at the current job and still retain benefits? I am only 32 and recently did this. I still intend to work 40 hours a week in most weeks. But being classified as an hourly employee gives me the freedom to take time off without pay when I need the flexibility. As ...
by EfficientInvestor
Sun Jul 12, 2020 8:26 am
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

How has performance been? I am curious how it compares to people, such as me, who have been doing it with LETFs. I’m up around 31% for the year. I started the year with 120% S&P 500, 1000% 2-year treasuries, and 40% gold. I have since transitioned to using a 10-year Treasury contract and call optio...
by EfficientInvestor
Mon Jul 06, 2020 8:01 am
Forum: Investing - Theory, News & General
Topic: The perfect retirement portfolio...
Replies: 29
Views: 4383

Re: The perfect retirement portfolio...

One final approach I am exploring that I think falls in the category of "good enough", though not perfect. I believe it will meet all the criteria except low maintenance (and maybe risk depending on how each individual chooses to define risk - I would say it is OK for me): Sell a deep in the money ...
by EfficientInvestor
Tue Jun 30, 2020 2:17 pm
Forum: Investing - Theory, News & General
Topic: Put options vs treasuries
Replies: 24
Views: 1531

Re: Put options vs treasuries

I think we can agree that the purpose of puts is to insure against a large drawdown that you don't want to self-insure. Let's call it a 2 standard deviation event. During times of typical volatility (15% for stocks), a 2 SD event for a given year would be -20% (10% AVG - 15%*2). For SPY, that would ...
by EfficientInvestor
Thu Jun 25, 2020 2:20 pm
Forum: Personal Investments
Topic: 3 fund portfolio with large taxable
Replies: 26
Views: 2321

Re: 3 fund portfolio with large taxable

Is this a good target allocation given my situation? What should I change? Traditional IRA 0.41% Vanguard Total Bond Market (BND) SEP IRA 3.55% Vanguard Total Bond Market (BND) HSA 0.59% Vanguard Total Stock Market (VTI) Taxable 30.00% Fidelity ZERO International Index Fund (FZILX) 44.41% Vanguard ...
by EfficientInvestor
Thu Jun 25, 2020 10:57 am
Forum: Personal Investments
Topic: How to efficiently sell off inherited equities for VG funds?
Replies: 34
Views: 1642

Re: How to efficiently sell off inherited equities for VG funds?

Be sure you consider the impact this will have on your tax bill, especially for 2020. If you/wife have as much (or more) withdrawn as in 2019, you shouldn't have a problem getting a penalty for not withholding enough, but you might have a surprise when you file. But you may want to adjust your with...
by EfficientInvestor
Thu Jun 25, 2020 9:32 am
Forum: Personal Finance (Not Investing)
Topic: Help me decide whether or not to refinance
Replies: 34
Views: 1859

Re: Help me decide whether or not to refinance

Also, if you're comfortable with your current level of liquidity and you own bonds in your investment portfolio, I would be paying down any of these mortgages before taxable investing. The extra mortgage payment would replace any new bond purchases in tax deferred accounts. Our AA is 80/20. You wou...
by EfficientInvestor
Thu Jun 25, 2020 6:58 am
Forum: Personal Investments
Topic: Portfolio needs some cleanup. Please help?
Replies: 12
Views: 743

Re: Portfolio needs some cleanup. Please help?

EfficientInvestor, yes the shares are vested (and I'm not going to be receiving any more). They're in a Morgan Stanley stock plan account and it looks like only market or limit orders are permitted. Are you able to roll the shares over to another brokerage account? If so, you should be able to do t...
by EfficientInvestor
Wed Jun 24, 2020 11:27 pm
Forum: Personal Investments
Topic: How to efficiently sell off inherited equities for VG funds?
Replies: 34
Views: 1642

Re: How to efficiently sell off inherited equities for VG funds?

Here are a few thoughts: - You should consider refinancing your home if you plan to stay in it long term. You should be able to get down close to 3% right now on a 30 year. - For the HD, JNJ, and INTC holdings you could utilize a collar strategy (sell a call and buy a put) to help protect the holdin...
by EfficientInvestor
Wed Jun 24, 2020 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: Help me decide whether or not to refinance
Replies: 34
Views: 1859

Re: Help me decide whether or not to refinance

Good thought and one I would consider, but we're right around 20% now. We only put down 10%, but didn't have to pay PMI because we paid a one time fee of $75 to take a silly personal finance seminar that the lender offered. It was geared toward people who needed some help managing their money. Sinc...
by EfficientInvestor
Wed Jun 24, 2020 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: Help me decide whether or not to refinance
Replies: 34
Views: 1859

Re: Help me decide whether or not to refinance

I would go with the 30-year. If you invest the $209 per month at 80/20 and get a 6% return over 26 years, you would have $156,347 at the time your old loan would have ended. That will be more than enough to pay the ~$65k of principal and interest payments that will round out the final 4 years of th...
by EfficientInvestor
Wed Jun 24, 2020 5:05 pm
Forum: US Chapters
Topic: Huntsville, AL Bogleheads Local Chapter Established
Replies: 31
Views: 7550

Re: Huntsville, AL Bogleheads Local Chapter Established

If the Huntsville chapter ever gets going again, I would be interested in participating.
by EfficientInvestor
Wed Jun 24, 2020 5:00 pm
Forum: Investing - Theory, News & General
Topic: Can someone explain how hedging works
Replies: 14
Views: 1521

Re: Can someone explain how hedging works

The rally since Mar 21, 2020 has been a welcome sight. I'm curious is anyone is hedging their index funds now that the S&P is approaching Feb highs. I'm not, at least not yet. The problem with puts right now is that they are really expensive. Given that the market has come back a good ways and that...
by EfficientInvestor
Wed Jun 24, 2020 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: Help me decide whether or not to refinance
Replies: 34
Views: 1859

Re: Help me decide whether or not to refinance

I would go with the 30-year. If you invest the $209 per month at 80/20 and get a 6% return over 26 years, you would have $156,347 at the time your old loan would have ended. That will be more than enough to pay the ~$65k of principal and interest payments that will round out the final 4 years of the...
by EfficientInvestor
Wed Jun 24, 2020 12:48 pm
Forum: Personal Investments
Topic: Portfolio needs some cleanup. Please help?
Replies: 12
Views: 743

Re: Portfolio needs some cleanup. Please help?

EfficientInvestor, yes the shares are vested (and I'm not going to be receiving any more). They're in a Morgan Stanley stock plan account and it looks like only market or limit orders are permitted. Are you able to roll the shares over to another brokerage account? If so, you should be able to do t...
by EfficientInvestor
Wed Jun 24, 2020 12:15 pm
Forum: Personal Investments
Topic: Portfolio needs some cleanup. Please help?
Replies: 12
Views: 743

Re: Portfolio needs some cleanup. Please help?

Have the AMZN shares vested? Regardless of that answer, have you considered buying a put option against the AMZN shares to protect against a large drawdown between now and when you have the opportunity to sell the shares? Since puts are insurance products, you will have to be willing to pay the prem...
by EfficientInvestor
Wed Jun 24, 2020 10:21 am
Forum: Personal Investments
Topic: High net worth portfolio advice
Replies: 154
Views: 20322

Re: High net worth portfolio advice

Long story short: I just sold ~10m worth of Facebook shares, which are sitting as cash in a brokerage account doing nothing. I have another ~5m worth of Facebook shares, which I'm inclined to keep for now and donate to charity later. Finally I have a couple smaller assets (as explained below), and ...
by EfficientInvestor
Thu Jun 18, 2020 2:34 pm
Forum: Investing - Theory, News & General
Topic: Lifecycle Investing - Leveraging when young
Replies: 1068
Views: 104020

Re: Lifecycle Investing - Leveraging when young

Thanks, very helpful that you've gone through an example. It's ultimately the same as just doing a Bull Spread if I'm not mistaken. I think you might've suggested that back when I was considering using just call options, but didn't like the high implicit financing. One issue is that the short call ...
by EfficientInvestor
Thu Jun 18, 2020 1:27 pm
Forum: Investing - Theory, News & General
Topic: Lifecycle Investing - Leveraging when young
Replies: 1068
Views: 104020

Re: Lifecycle Investing - Leveraging when young

That's my bad, I definitely misspoke there. Around 1.4% is what I found a week ago when looking at some options. I didn't mean to say that was the case with futures. I just plugged some in my spreadsheet and I see a financing rate of 0.41% so pretty close to what you say. The 60/40 unfortunately br...
by EfficientInvestor
Thu Jun 18, 2020 12:36 pm
Forum: Investing - Theory, News & General
Topic: Lifecycle Investing - Leveraging when young
Replies: 1068
Views: 104020

Re: Lifecycle Investing - Leveraging when young

Some interesting thoughts: - Because there is a leverage cap in the A&N simulations, leveraging too much is counterproductive. Yes, you come closer to your Samuelson Share today but risk being much farther from it tomorrow after a drop. I think that's why they found leverage greater than 2:1 had mo...
by EfficientInvestor
Tue Jun 16, 2020 2:17 pm
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

One other consideration - one could pay for the "insurance" as you call it by selling TLT OTM calls periodically or even monthly. With 12-24 potential premiums to collect, calls 8-10% OTM sold each month would likely more than cover the extrinsic costs of the ITM calls (and prob the SHY DITM extrin...
by EfficientInvestor
Sun Jun 14, 2020 7:28 pm
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

I would be interested in thoughts of others comparing the two approaches of futures vs. DITM calls to implement the leveraged bond positions. wrench Here are a few additional thoughts: - Call options have an insurance component baked in that futures contracts do not. I wouldn’t call that an advanta...
by EfficientInvestor
Thu Jun 04, 2020 11:14 am
Forum: Investing - Theory, News & General
Topic: Gold vs bonds
Replies: 72
Views: 4151

Re: Gold vs bonds

I don't think the question should be Gold vs Bonds. Even in today's low rate environment, they still both have a purpose. I think we can all agree that among stocks, bonds, and gold, the only asset right now that has a positive expected long-term real return is stocks. As others have stated, the exp...
by EfficientInvestor
Sat May 30, 2020 8:12 am
Forum: Investing - Theory, News & General
Topic: Is this the end of risk parity?
Replies: 60
Views: 5044

Re: Is this the end of risk parity?

Where did you come up with the 26% bonds (and 74% equity) asset allocation?This isn't correct as they have 150-200% invested in bonds. If you were just looking at the assets on the balance sheet, it can get confusing since it looks like they get all their exposures from total return swaps with a ba...
by EfficientInvestor
Wed May 20, 2020 5:57 pm
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

I have been doing a modified Hedgefundie's strategy in tax advantage account. 70:30 (TQQQ/TMF). Its been going well but I would like to give try something in a taxable account. I opened a taxable Schwab futures account. To get my feet wet, what is the minimum amount I need to purchase for a 60:40 (...
by EfficientInvestor
Mon May 18, 2020 7:40 am
Forum: Investing - Theory, News & General
Topic: The fallacy of hedging stock market investments
Replies: 16
Views: 1429

Re: The fallacy of hedging stock market investments

In theory it may be well be possible to use options the way one uses insurance--to pay money in order to re-shape the distribution of outcomes to something closer to your liking. Statistically, I am losing money by buying homeowners' insurance, but I am willing to do so because I would rather pay a...
by EfficientInvestor
Sun May 17, 2020 3:34 pm
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

How did you come up with "2.5-3X 10-year treasury for every 1 unit of stock" parity? I am not saying that is wrong, I am getting almost the same number based on DV01 calculations. Just interested how you got the parity ratio. Thanks. I think a good starting point is to perform a historical efficien...
by EfficientInvestor
Thu May 14, 2020 10:23 am
Forum: Investing - Theory, News & General
Topic: Which ETFs have LEAP options available?
Replies: 2
Views: 217

Re: Which ETFs have LEAP options available?

Is there is a list of ETFs that have LEAP options available? I see that SPY, QQQ, IWM, DIA, ETFs of popular indexes, have LEAP options. SPY - S&P 500 index QQQ - NASDAQ 100 IWM - Russell 2000 Index DIA - Dow Jones Are there others ETFs? EFA - Developed Intl EEM - Emerging Markets TLT - long term tr...
by EfficientInvestor
Thu May 14, 2020 9:08 am
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

Interested how this strategy would have performed during the current sell off. Can anyone post updated stats? I started the year with an allocation of about 120% S&P, 960% 2-year treasury, and 40% gold. That allocation is currently up about 12% for the year. I opened a futures account in Sept. 150%...
by EfficientInvestor
Thu May 14, 2020 8:41 am
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

oracle101 wrote: Thu May 14, 2020 12:09 am Interested how this strategy would have performed during the current sell off. Can anyone post updated stats?
I started the year with an allocation of about 120% S&P, 960% 2-year treasury, and 40% gold. That allocation is currently up about 12% for the year.
by EfficientInvestor
Thu May 14, 2020 8:38 am
Forum: Investing - Theory, News & General
Topic: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures
Replies: 136
Views: 17790

Re: A gentle alternative to HEDGEFUNDIE's excellent adventure with 2-Year Treasury Futures

I have been doing a modified Hedgefundie's strategy in tax advantage account. 70:30 (TQQQ/TMF). Its been going well but I would like to give try something in a taxable account. I opened a taxable Schwab futures account. To get my feet wet, what is the minimum amount I need to purchase for a 60:40 (...
by EfficientInvestor
Fri May 08, 2020 3:43 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 3165
Views: 547627

Re: What are you up YTD? [Year To Date]

Up 18.2% across all accounts as of close of market on 5/8. I am generally implementing a risk parity approach for all accounts using S&P 500, US treasuries, and gold. I'm obtaining leverage through the use of futures and options contracts. I primarily use /ZT futures for exposure to short term bonds...
by EfficientInvestor
Thu Apr 09, 2020 7:54 am
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 551
Views: 55055

Re: Why not 100% PSLDX?

But what I find really surprising is just how badly real PSLDX did this downturn compared to its simulations. What on earth happened? PV Link The problem is that these simulations are only using treasury bonds. PSLDX uses long-term treasuries AND corporate bonds similar to VBLLX. Therefore, the mor...
by EfficientInvestor
Mon Apr 06, 2020 9:19 am
Forum: Investing - Theory, News & General
Topic: Uncle Fred’s Second Coin – The Case for Leveraged Bonds
Replies: 133
Views: 9365

Re: Uncle Fred’s Second Coin – The Case for Leveraged Bonds

So you were holding 8:1 short term treasuries to S&P 500, but 11:1 fit your research? Is this determined through target volatility, or is that just maximizing the Sharpe ratio? This post I made on another thread should answer your question: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=2909...
by EfficientInvestor
Sun Apr 05, 2020 6:32 pm
Forum: Investing - Theory, News & General
Topic: Is Bogleheads suffering a derivatives epidemic?
Replies: 40
Views: 3320

Re: Is Bogleheads suffering a derivatives epidemic?

WS1 wrote: Sun Apr 05, 2020 6:21 pm Maybe I’m just naive, but if there is a boring way to use futures and options to produce “more desirable outcomes” I’d think bogleheads would be the optimal group of people to flesh it out.
+1. You are not naive.
by EfficientInvestor
Sat Apr 04, 2020 9:30 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 6320
Views: 583155

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

I’m using REITs and gold as well as equities and LTTs. DRN = 3x REITs, UGLD = 3x gold. Thks privatefarmer Have you done a backtest of this combination? (gld, reit, stocks and 3x bonds) Yes. Only can go back to 2006 though because GLD is the oldest gold fund. Using PVs adaptive allocation/min varian...