Search found 2983 matches

by texasdiver
Mon Jun 24, 2019 10:42 pm
Forum: Personal Consumer Issues
Topic: hybrid or plug-in electric car
Replies: 86
Views: 6209

Re: hybrid or plug-in electric car

Somewhat negatively, I am also increasingly convinced this sucker is going to blow, it's going to be very bad, and survival of western civilisation is not certain. Human extinction is not likely (bar a nuclear war & associated nuclear winter) but it's indeed possible. Recent events have convinced m...
by texasdiver
Mon Jun 24, 2019 7:53 pm
Forum: Personal Consumer Issues
Topic: Favorite mountain lodge destinations in the west?
Replies: 19
Views: 1153

Re: Favorite mountain lodge destinations in the west?

Emerald Lake Lodge at Field, British Columbia is in the Yoho National Park and has multiple luxury cabins clustered around a central lodge on the shore of, err, Emerald Lake. It's just across the continental divide from Lake Louise, just off the TransCanada Highway. The lake is tranquil, though the...
by texasdiver
Mon Jun 24, 2019 6:35 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Re: Belt sander or disc sander for refinishing decks?

Anyone know how to tell the difference between paint and solid-color stain? And if it makes any difference which one you have? Or is solid-color stain just a thin version of paint? No. Solid color stain has a high solvent percentage as it is made to soak into the material. Depending on finish, it m...
by texasdiver
Mon Jun 24, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Re: Belt sander or disc sander for refinishing decks?

Anyone know how to tell the difference between paint and solid-color stain? And if it makes any difference which one you have? Or is solid-color stain just a thin version of paint?
by texasdiver
Mon Jun 24, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Favorite mountain lodge destinations in the west?
Replies: 19
Views: 1153

Re: Favorite mountain lodge destinations in the west?

Timberline Lodge at Mt Hood is famous. I haven't been there. Yeah. That's an hour away and we've been there frequently for skiing. Not really anything to do there in the summer except stare at the snow boarders who are messing around on the remaining patches of high elevation snow. Although the his...
by texasdiver
Mon Jun 24, 2019 5:33 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Re: Belt sander or disc sander for refinishing decks?

Both are constructed with 2x6 pressure treated deck boards that have what I think is solid-color stain that is peeling and flaking off in places and there are a few boards that are so rotted they need to be pulled out and replaced. Be sure to look into the risk of the dust if you sand down the pres...
by texasdiver
Mon Jun 24, 2019 4:21 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Re: Belt sander or disc sander for refinishing decks?

I had 2 2x6 PT decks with a solid color stain close to ground level. It was an annual chore to move everything off the decks, pressure wash the parts that were peeling which always led to more parts peeling, replace the parts that were rotting, spend a morning re-staining and hope it didn't rain an...
by texasdiver
Mon Jun 24, 2019 4:17 pm
Forum: Personal Consumer Issues
Topic: Favorite mountain lodge destinations in the west?
Replies: 19
Views: 1153

Favorite mountain lodge destinations in the west?

My wife has her elderly mother visiting next summer and they were thinking maybe of visiting Yellowstone National Park. But it appears that the destination park hotels are already booked out for 2020, at least for the dates she is looking at. Anyone have any suggestions for nice National Park style ...
by texasdiver
Mon Jun 24, 2019 11:49 am
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Re: Belt sander or disc sander for refinishing decks?

I have two decks that need to be refinished this summer. Both are constructed with 2x6 pressure treated deck boards that have what I think is solid-color stain that is peeling and flaking off in places and there are a few boards that are so rotted they need to be pulled out and replaced. Any advice...
by texasdiver
Sun Jun 23, 2019 7:26 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Re: Belt sander or disc sander for refinishing decks?

Hadn't thought about renting a big commercial floor sander. I guess that's the other option. Thanks.
by texasdiver
Sun Jun 23, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: Belt sander or disc sander for refinishing decks?
Replies: 25
Views: 1616

Belt sander or disc sander for refinishing decks?

I have two decks that need to be refinished this summer. Both are constructed with 2x6 pressure treated deck boards that have what I think is solid-color stain that is peeling and flaking off in places and there are a few boards that are so rotted they need to be pulled out and replaced. Just wonder...
by texasdiver
Sun Jun 23, 2019 2:16 pm
Forum: Personal Consumer Issues
Topic: Prius vs Prius Prime (plug-in)
Replies: 78
Views: 4096

Re: Low Prius Inventory-change strategy?

There is low inventory because the demand is dropping off the cliff. Toyota is simply reducing stock. Today everyone wants crossovers and SUVs. "The popularity of the Toyota Prius is shrinking faster than the polar icecaps. In 2016, sales dipped below 100,000 units for the first time since 2004. An...
by texasdiver
Sun Jun 23, 2019 2:05 pm
Forum: Personal Consumer Issues
Topic: Prius vs Prius Prime (plug-in)
Replies: 78
Views: 4096

Re: Low Prius Inventory-change strategy?

The Prius has long since become invisible to the greater populace at large. Nobody notices one unless you do something to attract that notice. The only time I notice Prius drivers are when they blow past me at 80+ MPH on the highway. So much for efficiency. I drive my 2016 Prius a 70-80 frequently ...
by texasdiver
Sun Jun 23, 2019 1:27 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 74
Views: 5523

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

1. There are more than 3 cities in the world, don't accept that these are your only 3 options. Perhaps the right path is something different. I would reassess and consider if there is someplace where you can find a decent job that may not be in the exact place as the wife's family but is within dri...
by texasdiver
Sun Jun 23, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 74
Views: 5523

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

Does your wife realize that you could use the savings by NOT moving to CA to fly there 4 times a year? (or more!). I'd stay put in Atlanta if you are happy there. If you wife is home-schooling she should be able to make some extended visits to family in CA. Start playing the points game to get some...
by texasdiver
Sat Jun 22, 2019 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Behaviour once the game is won
Replies: 18
Views: 3094

Re: Behaviour once the game is won

I think one of the biggest questions is whether or not you want to leave a legacy. If we had no kids or dependents and had no one to leave the money to then I'd be inclined to lock up enough funds into secure fixed income investments or annuities to guarantee an adequate income for life. Since we ha...
by texasdiver
Fri Jun 21, 2019 6:12 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 74
Views: 5523

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

One other thing I thought of about Vancouver is that if you can get your family interested in snow skiing you may actually look forward to winter. You would have your choice of cross country or downhill. Yes, we live in the Vancouver area and ski all the time. For downhill cross the river and go ov...
by texasdiver
Fri Jun 21, 2019 1:41 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 74
Views: 5523

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

Officially moved from just east of Vancouver yesterday. We were there for a decade and loved it. Here’s the stickler though, my husband needed to find a new job and could not in the Portland area. And living in Vancouver you don’t really want to work in Portland because of the income tax and the ho...
by texasdiver
Thu Jun 20, 2019 6:36 pm
Forum: Personal Consumer Issues
Topic: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta
Replies: 74
Views: 5523

Re: Where to Live? N. Orange County, CA or Vancouver, WA or Atlanta

Officially moved from just east of Vancouver yesterday. We were there for a decade and loved it. Here’s the stickler though, my husband needed to find a new job and could not in the Portland area. And living in Vancouver you don’t really want to work in Portland because of the income tax and the ho...
by texasdiver
Wed Jun 12, 2019 1:46 pm
Forum: Personal Consumer Issues
Topic: Careers that combine art/design and science?
Replies: 36
Views: 1520

Re: Careers that combine art/design and science?

... all these friends who already have plans for med school, law school, MBA, etc. and she doesn’t know what she wants to do. Probably 90% of these friends will never step foot in law school, med school, or MBA school. Don't be too sure. Best friend #1 is an Asian-American daughter of a surgeon and...
by texasdiver
Tue Jun 11, 2019 11:11 pm
Forum: Personal Consumer Issues
Topic: Careers that combine art/design and science?
Replies: 36
Views: 1520

Re: Careers that combine art/design and science?

She’s not a people person so would be horrible in business. She needs a job where she can be left alone to be creative. The problem with jobs like that is that they can be easily offshored to low cost countries. There is a huge range of people skills and while she might not be a naturally gregariou...
by texasdiver
Tue Jun 11, 2019 9:52 pm
Forum: Personal Consumer Issues
Topic: Careers that combine art/design and science?
Replies: 36
Views: 1520

Re: Careers that combine art/design and science?

The intersection of art/design/and science is engineering. Although there is a bit of economics thrown in too. But if she's "not a people person", she'll fit right in. That’s my idea. I want to at least visit some engineering schools. She hates getting dressed up and mixing with people. Unlike daug...
by texasdiver
Tue Jun 11, 2019 9:33 pm
Forum: Personal Consumer Issues
Topic: Careers that combine art/design and science?
Replies: 36
Views: 1520

Re: Careers that combine art/design and science?

Here's a person to read, or read up on: https://felicefrankel.com/ She has a mooc: https://ocw.mit.edu/resources/res-10-001-making-science-and-engineering-pictures-a-practical-guide-to-presenting-your-work-spring-2016/ ... also please tell her it is /completely fine/ to not have plans yet! Yes, I t...
by texasdiver
Tue Jun 11, 2019 8:56 pm
Forum: Personal Consumer Issues
Topic: Careers that combine art/design and science?
Replies: 36
Views: 1520

Careers that combine art/design and science?

I am about to embark on a summer of college tours with the middle daughter who will be going into 11th grade next fall. She is at something of a loss as to what she wants to do with her life and worried because she has all these friends who already have plans for med school, law school, MBA, etc. an...
by texasdiver
Mon Jun 10, 2019 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: "Quitten" - Replacing Quicken with Google Sheets
Replies: 39
Views: 4058

Re: "Quitten" - Replacing Quicken with Google Sheets

What are you guys actually using Quicken for? Tracking investments or tracking checking/credit card accounts. I use the auto-download features in Quicken to pull all the checking and credit card data from my financial institutions so Quicken is very automated for me. I haven't used Google sheets fo...
by texasdiver
Mon Jun 10, 2019 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: "Quitten" - Replacing Quicken with Google Sheets
Replies: 39
Views: 4058

Re: "Quitten" - Replacing Quicken with Google Sheets

What are you guys actually using Quicken for? Tracking investments or tracking checking/credit card accounts. I use the auto-download features in Quicken to pull all the checking and credit card data from my financial institutions so Quicken is very automated for me. I haven't used Google sheets for...
by texasdiver
Mon Jun 10, 2019 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Laminating important documents - a good idea?
Replies: 34
Views: 2434

Re: Laminating important documents - a good idea?

I have never been asked to show school transcripts or diploma to anyone, ever. I had to upload digital copies of all my transcripts every time I ever applied for a teaching job. I also had to do the same thing when applying for a teaching license in a new state. Actually I think I might have had to...
by texasdiver
Mon Jun 10, 2019 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Laminating important documents - a good idea?
Replies: 34
Views: 2434

Re: Laminating important documents - a good idea?

Hello, Is it a good idea to laminate following documents to prevent damage from water, tears etc 1. Birth Certificate 2. Marriage certificate 3. School transcripts/diploma 4. Social Security card Will doing so, make any of the above documents invalid ? From the social security office. Do not lamina...
by texasdiver
Mon Jun 10, 2019 1:26 pm
Forum: Personal Consumer Issues
Topic: Car Top Carrier
Replies: 18
Views: 1262

Re: Car Top Carrier

Lots of people have these rooftop cargo boxes.

If it is just a one-time use you need, I'd put out a querry to your local circles of friends and work colleagues and see if anyone has one you can borrow for the weekend.
by texasdiver
Mon Jun 10, 2019 11:34 am
Forum: Personal Consumer Issues
Topic: Car Top Carrier
Replies: 18
Views: 1262

Re: Car Top Carrier

I'm on my second Yakima rooftop box. They are very well made and designed to be aerodynamic. You do need to be mindful of the weight capacity of your factory crossbars. You don't want to put hundreds and hundreds of pounds up there if they are not designed for it as you might lose your load and have...
by texasdiver
Sun Jun 09, 2019 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for rent is throwing away money...myth?
Replies: 302
Views: 18754

Re: Paying for rent is throwing away money...myth?

My parents bought their forever house in 1958. They paid 20K for the house they built and the land cost was 5K (5 acres). The adjacent 5 acre lot was for sale but my dad thought $1K an acre was too much and didn't buy it. When my mom past away in 2007 I sold their home for 2 million. This was in Gr...
by texasdiver
Sun Jun 09, 2019 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for rent is throwing away money...myth?
Replies: 302
Views: 18754

Re: Paying for rent is throwing away money...myth?

There are a lot of factors here, but the 2 key ones, IMO, are how long you will live there and how fiscally responsible you are. Unless you get lucky with market timing, I'd say if you're going to stay somewhere less than 5 years, renting will come out ahead the large majority of the time. At 20+ y...
by texasdiver
Sun Jun 09, 2019 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for rent is throwing away money...myth?
Replies: 302
Views: 18754

Re: Paying for rent is throwing away money...myth?

My wife and I are in our 4th house. We've owned homes in Alaska, Texas, and Washington. 1. Pretty much by coincidence, every previous house we have owned for 5-6 years before selling. In every case we sold for considerably more than we bought. But also in every case the $$ we invested over those 5 y...
by texasdiver
Fri Jun 07, 2019 3:53 pm
Forum: Personal Consumer Issues
Topic: Apple - Old Product Boxes - Keep or Dispose?
Replies: 48
Views: 6117

Re: Apple - Old Product Boxes - Keep or Dispose?

The iMac boxes are valuable for moving and for transporting the computer if need be. I had to haul mine to a local repair shop for a hard drive upgrade and it was very nice having the original box to put it in because they are bulky and difficult to carry. Phone, table, and Apple TV boxes? I toss or...
by texasdiver
Fri Jun 07, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: Prius vs. Ioniq (Toyota vs. Hyundai)
Replies: 10
Views: 1127

Re: Prius vs. Ioniq (Toyota vs. Hyundai)

I have a 2016 Prius 4 Touring. Very nice car and don't regret it. Makes a nice daily driver. The Ioniq wasn't on the market when I bought mine or I'd have given it a hard look. These days I'd be very interested in the Ioniq plug-in hybrid that supposedly has a roughly 30 mile range on electic only. ...
by texasdiver
Fri Jun 07, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Are we downsizing too much?
Replies: 63
Views: 4700

Re: Are we downsizing too much?

Is one of your kids in a position to step up and become the new family homestead for larger gatherings? I found that a major factor in getting my mother to agree to downsize was the fact that my wife and I moved back to the area and bought quite a large house and basically turned ourselves into fami...
by texasdiver
Fri Jun 07, 2019 3:19 pm
Forum: Personal Consumer Issues
Topic: Trailer Camping while Skiing?
Replies: 14
Views: 1070

Re: Trailer Camping while Skiing?

If you want to save money, I'd look for a large AirB&B house that might be farther away from the resorts. Coming from Texas you can probably find a reasonably economical rental house that can hold everyone somewhere in the western suburbs of Denver that will put you an hour away from the slopes. Or ...
by texasdiver
Thu Jun 06, 2019 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Failed land investments and what to do with it?
Replies: 139
Views: 8983

Re: Failed land investments and what to do with it?

Here's a story about cheap land in the Klamath County tablelands in southern Oregon. And what these kinds of remote developments can turn into:

https://magazine.atavist.com/outlaw-cou ... uns-murder
by texasdiver
Mon Jun 03, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: Prepping a house for sale: What are the priorities?
Replies: 42
Views: 9684

Re: Prepping a house for sale: What are the priorities?

Excellent write up, OP. That's what we plan to do as well. Quick question on #11 - I assume you did those outside shots yourself, correct? If so, how did they compare to professional shots realtor took a year later? Or did you sign the contract a year earlier, and had realtor take those shots outsi...
by texasdiver
Mon Jun 03, 2019 12:04 am
Forum: Personal Consumer Issues
Topic: Prepping a house for sale: What are the priorities?
Replies: 42
Views: 9684

Re: Prepping a house for sale: What are the priorities?

He, OP here, this is my old thread! So to follow up on how things went. I basically hired one of the realtors in the area with the highest number of sales and told her "we want to REALLY make sure this house is sold by X-date because we are leaving town and need the proceeds to close on our new hous...
by texasdiver
Fri May 31, 2019 1:14 pm
Forum: Personal Consumer Issues
Topic: $3k for teen club soccer
Replies: 104
Views: 7138

Re: $3k for teen club soccer

This thread has to be fake, right? No way parents are this stupid. I don't believe it. Please tell me this isn't real. Totally real. I had a girl not a boy who played travel soccer in North Texas about 5 years ago. Price was about $1500 a season to join the travel team in the Waco area for the priv...
by texasdiver
Fri May 31, 2019 12:45 pm
Forum: Personal Consumer Issues
Topic: $3k for teen club soccer
Replies: 104
Views: 7138

Re: $3k for teen club soccer

Realistic chance to play in college? You can pay for a lot of college saving $3K a year for it. I think this sort of thing is terrible as an investment. Now if you want to play comp sports, go for it, but don't pretend it's an investment. That "investment" has got to have a negative return on avera...
by texasdiver
Fri May 31, 2019 12:23 pm
Forum: Personal Consumer Issues
Topic: $3k for teen club soccer
Replies: 104
Views: 7138

Re: $3k for teen club soccer

So our 14-yr old tried out for a local soccer club here in TX. I figured it would be ~$1k like it was in CA. The paperwork after the tryout said he'll land in one of three tiers: - $2.8k - $2.2k - $1.7k Seems like a lot. Is this typical? I had a daughter go throught this. My advice? You son is 14 s...
by texasdiver
Thu May 30, 2019 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford this 2.3 million dollar home?
Replies: 252
Views: 21658

Re: Can I afford this 2.3 million dollar home?

Custom Build in a HCOL neighborhood in a MCOL area. I agree with considering your options should you wish to move. These kind of houses in my area can take over a year to sell. Not enough people who can afford a house in that price range and too many options still available for those who can to do ...
by texasdiver
Thu May 30, 2019 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching jobs
Replies: 79
Views: 4685

Re: Teaching jobs

My spouse has taught for 8 years in the same district. She said one of the biggest things that administrators hate is when prospective teachers are trying to "cherry-pick" a school. A new teacher should take ANY teaching job to get a foot in the door (not to mention - if teaching is their passion, ...
by texasdiver
Wed May 29, 2019 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching jobs
Replies: 79
Views: 4685

Re: Teaching jobs

The higher ranking the school district means more likely the more suburban and nice area you are applying to, which means so is everyone else within an hour or more. 4 application is nothing, she should have 100 applications to any and every school within at least an hour and especially in the bad ...
by texasdiver
Wed May 29, 2019 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching jobs
Replies: 79
Views: 4685

Re: Teaching jobs

My spouse has taught for 8 years in the same district. She said one of the biggest things that administrators hate is when prospective teachers are trying to "cherry-pick" a school. A new teacher should take ANY teaching job to get a foot in the door (not to mention - if teaching is their passion, ...
by texasdiver
Wed May 29, 2019 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching jobs
Replies: 79
Views: 4685

Re: Teaching jobs

I have taught in Texas and Washington. Three different districts, but I'm also generally aware of how things are regionally at other districts. 1. I've never heard of a masters being any kind of negative for teaching jobs. Here in WA I think there are a higher percentage of teachers with masters tha...
by texasdiver
Mon May 27, 2019 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching jobs
Replies: 79
Views: 4685

Re: Teaching jobs

Here is my suggestion: She should start being a substitute teacher again. When she subs a school that she likes, talk to the principal at the school that she is interested in a full time position if something opens up. Give the principal a business card with contact information. Principals are the ...
by texasdiver
Mon May 27, 2019 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching jobs
Replies: 79
Views: 4685

Re: Teaching jobs

Science teacher here. First, there is no national or even statewide market for teachers. It is 100% local and depends largely on the desirablilty of the community. If you have a teaching license and can fog a mirror you can easily land teaching jobs in places like rural Texas or many rural areas of ...