Search found 106 matches

by oldlongbeard
Tue Jun 22, 2021 8:00 pm
Forum: Personal Consumer Issues
Topic: iPhone 12 vs SE vs Pixel 5
Replies: 16
Views: 1495

Re: iPhone 12 vs SE vs Pixel 5

many people prefer iphone 12 pro just for the camera . Does any other phone come close in terms of camera ? It is widely understood the Pixel phones OWN the phone camera heavyweight, middle weight, welter weight, etc belts. A Pixel phone is a REALLY good camera that just happens to have a phone att...
by oldlongbeard
Tue Jun 22, 2021 7:42 pm
Forum: Personal Consumer Issues
Topic: Considering a Move from Ubuntu to Debian (Linux)
Replies: 35
Views: 2309

Re: Considering a Move from Ubuntu to Debian (Linux)

I highly recommend MXLinux. They have a 32 bit release, and do not install Snapd by default. It is lightning fast on old hardware, and is pretty straightforward to use, ala Ubuntu. Just my experience..... and a bunch of others, since it is now top dog at Distrowatch.

Regards,
Greg
by oldlongbeard
Sun Jun 20, 2021 6:02 am
Forum: Personal Investments
Topic: What is the cheapest stock in the market right now?
Replies: 7
Views: 1514

Re: What is the cheapest stock in the market right now?

Thanks, Grok87 and OP.....
I have a couple of those insurance Co's in my (very) small percentage portfolio of individual stocks.... I didn't even realize they were in this list, but until recently, they have done very well. May be time to "sell high", but who can see the future!??
by oldlongbeard
Sat Jun 19, 2021 9:12 am
Forum: Personal Consumer Issues
Topic: Best reasonable price eye glass store
Replies: 26
Views: 2065

Re: Best reasonable price eye glass store

I used Zenni.... have a fairly strong prescription, and progressive bifocals. The lens grind was horrible. Unusable. My kids and wife have had better experience with them. I think it's a crap shoot.
My family experience.
by oldlongbeard
Tue Jun 15, 2021 6:41 pm
Forum: Investing - Theory, News & General
Topic: Will there be a crash to crazy asset valuation?
Replies: 161
Views: 11342

Re: Will there be a crash to crazy asset valuation?

TLDR.


“Far more money has been lost by investors trying to anticipate corrections, than lost in the corrections themselves.”

~Peter Lynch
by oldlongbeard
Tue Jun 15, 2021 6:37 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Filters
Replies: 72
Views: 3921

Re: Refrigerator Filters

What are you trying to filter out? A decent portion (though not all) of the tap water in the US won't really be improved by these fridge filters. You should be able to get a water report from your utility (called a CCR) that gives you an idea what's in your water. If it's not worth filtering, the b...
by oldlongbeard
Tue Jun 15, 2021 6:20 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Filters
Replies: 72
Views: 3921

Re: Refrigerator Filters

I will NEVER buy the cheap amazon water filters any more - water tastes terrible. We had a 2010 or so GE fridge - water always tasted good. That and the ice really tasted fine. I then bought the 3 pack at amazon for much less $$ - and I swear the water tasted awful - noticeably - very distinct chan...
by oldlongbeard
Tue Jun 15, 2021 6:18 pm
Forum: Personal Consumer Issues
Topic: Vacation in Michigan in August
Replies: 22
Views: 1799

Re: Vacation in Michigan in August

The country's largest Auto Museum (Gilmore) is less than 2 hours West of A2. Excellent. While you are there, the Kalamazoo Air Zoo is OUTSTANDING, with stuff for kids to adults. Binder Park Zoo a short jaunt away is truly the best Zoo in Michigan.... say hi to those beautiful Giraffes for me. Kalama...
by oldlongbeard
Sun Jun 06, 2021 1:16 pm
Forum: Personal Consumer Issues
Topic: How is Volvo comparing German car brands?
Replies: 33
Views: 2604

Re: How is Volvo comparing German car brands?

70k miles... 😂....I buy my Lexus vehicles with twice that mile count, and have nothing but positive comments about the service costs thereafter. I'll have to admit to enjoying the DRIVING experience of my Audi's and VW's much more. Depends on what is more important to you, and maybe the size of your...
by oldlongbeard
Tue Jun 01, 2021 3:25 pm
Forum: Personal Consumer Issues
Topic: WWV Radio
Replies: 48
Views: 3586

Re: WWV Radio

Most likely you've had bad luck with propagation. We are entering a new solar cycle, but sun spots are still few and far between. They have a profound effect on propagation of multi-hop radio waves.... as well as a profound effect on those that want to bounce off the ionosphere back to earth, but in...
by oldlongbeard
Thu May 27, 2021 5:48 pm
Forum: Investing - Theory, News & General
Topic: Small play account - discussion
Replies: 23
Views: 1489

Re: Small play account - discussion

I do it, too. Small amount in tax deferred account, so book keeper (spouse) doesn't get overloaded with transaction info come tax prep time. F was a good buy a few weeks ago, on a small dip.
Greg
by oldlongbeard
Sun May 23, 2021 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Looking for recommendations: where to purchase Term Life insurance
Replies: 12
Views: 1022

Re: Looking for recommendations: where to purchase Term Life insurance

I shopped term4sale and on a whim got a quote from Amica (where I have my home,auto, and umbrella). Amica ended up being the cheapest (also received a new auto policy discount since I had life with them). YMMV I had almost the same experience comparing term4sale to State Farm insurance where we hav...
by oldlongbeard
Fri Mar 12, 2021 3:13 pm
Forum: Personal Finance (Not Investing)
Topic: If you hit your # would you retire in this market?
Replies: 124
Views: 14353

Re: If you hit your # would you retire in this market?

YES. YES, so much YES. I hope I wasn't unclear.
by oldlongbeard
Mon Mar 08, 2021 5:28 pm
Forum: Personal Consumer Issues
Topic: 10 day road trip vacation around Lake Michigan
Replies: 31
Views: 2555

Re: 10 day road trip vacation around Lake Michigan

I like Grand Haven, too.....enough to have lived here all my life ;-).... Hope you stop in town again. I also enjoy Ludington area. If you get to the Sault, get a burger at West Pier drive-in. Bring cash. Eat at a picnic table, or in your car. They are MESSY. I've had many burgers....none beat these...
by oldlongbeard
Sun Jan 17, 2021 7:28 pm
Forum: Investing - Theory, News & General
Topic: Likelihood of 70s style inflation
Replies: 112
Views: 9019

Re: Likelihood of 70s style inflation

One of the reasons for the 1970s inflation is the two "oil shocks." They led to large increases in the price of energy that then filtered through the economy. I well remember sitting in gas lines in my car. Due to the policies of the last four years, the US has achieved energy independenc...
by oldlongbeard
Sun Dec 13, 2020 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: Considering going without health insurance for a few days
Replies: 18
Views: 1471

Re: Considering going without health insurance for a few days

Shallowpockets wrote: Sun Dec 13, 2020 3:03 pm By my napkin calculations. That $280 you say might be the lost money to cover you, is 3.9 hours of work. You and the wife combined.
How much time have you so far spent analyzing worrying and making calls and calculations about this problem?
+1
by oldlongbeard
Sat Dec 12, 2020 9:53 am
Forum: Personal Finance (Not Investing)
Topic: Have a crapton of ESPP to sell - help with tax strategy?
Replies: 33
Views: 2355

Re: Have a crapton of ESPP to sell - help with tax strategy?

... if you give to charity, seems like this may be a great use of a donor Advised Fund contribution with at least a portion....but I am a true rookie at all this stuff. Someone will chastise me if I am being "dumb". ;-)

Good health to all-
Greg in West Mitten
by oldlongbeard
Fri Dec 11, 2020 7:35 am
Forum: Personal Finance (Not Investing)
Topic: Best Credit Card for us to add?
Replies: 14
Views: 1910

Re: Best Credit Card for us to add?

...another vote for the Fidelity 2% reward card. I have it deposited automagically in my Roth IRA, and it's my "play money" for "non-Bogle-approved" trading activities. I won't feel so bad if I lose it, LOL. I like the fact that I get the 2% on EVERYTHING, and I spend not one SEC...
by oldlongbeard
Fri Dec 11, 2020 7:00 am
Forum: Personal Consumer Issues
Topic: is it ok to download Big Sur for MAC yet??
Replies: 47
Views: 4010

Re: is it ok to download Big Sur for MAC yet??

I just recently found the time (and courage) to upgrade my trusty old MBP 13” of late 2013 vintage to Catalina. Just like previous upgrades (*), Apple surprised me with some bugs, among them that my Logitech keyboard isn’t recognized after a reboot until I plug in an old USB keyboard to authenticat...
by oldlongbeard
Sat Dec 05, 2020 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Defining your emergency savings account
Replies: 32
Views: 3315

Re: Defining your emergency savings account

I guess I’m a bit fixated on establishing a pure emergency fund in a savings account where I have 6 months of expenses. I’m trying to put things in perspective for myself to ease the anxiety. So 6 months of expenses for me is about $30k. In cash, I have $13k, an whole life insurance/annuity worth $...
by oldlongbeard
Sat Nov 21, 2020 5:09 pm
Forum: Personal Consumer Issues
Topic: WSJ Subscription at $4/month
Replies: 29
Views: 3139

Re: WSJ Subscription at $4/month

It's not difficult at all to cancel. Just mark your calendar to call WSJ at 11 months, 3 weeks. 800-568-7625. Tell 'em you don't really use it or read it anymore. They'll try to coax you to continue with another discounted offer, but just say, "Please cancel at the end of my subscription perio...
by oldlongbeard
Fri Nov 20, 2020 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 1367
Views: 185442

Re: How much money do you want to retire?

How much do I want? Enough.
by oldlongbeard
Fri Nov 20, 2020 5:06 pm
Forum: Personal Consumer Issues
Topic: How to remove/clean iron stains from an acrylic tub
Replies: 12
Views: 701

Re: How to remove/clean iron stains from an acrylic tube

"The Works" Tub and shower cleaner in a spray bottle.... only one we found that did not require lots of elbow grease. As a a side note, I looked into a few high end water treatment systems (green sand, and one that used a purple chemical), but we moved where we have municipal water. Don't ...
by oldlongbeard
Fri Oct 30, 2020 4:44 pm
Forum: Personal Consumer Issues
Topic: Can openers
Replies: 37
Views: 2436

Re: Can openers

I've used a Swing-a-Way manual can opener for many years. It's a tried and true classic that keeps working when other products fail. I won't be without one. https://www.amazon.com/Amco-709BK-Swing-Comfort-Opener/dp/B0000505J0/ref=sr_1_7?crid=2RS21WFOBZCB7&dchild=1&keywords=swing+away+can+op...
by oldlongbeard
Tue Oct 27, 2020 7:54 pm
Forum: Personal Consumer Issues
Topic: Car Batteries
Replies: 127
Views: 6081

Re: Car Batteries

unstartable wrote: Tue Oct 27, 2020 7:25 pm I've had great luck with AC Delco and Optima.
^ NAILED it ^
by oldlongbeard
Sat Oct 10, 2020 7:58 pm
Forum: Investing - Theory, News & General
Topic: Bond alternatives
Replies: 96
Views: 6602

Re: Bond alternatives

[/quote] 15% of my overall portfolio is in BIV and is all in IRAs. I am in mid 30s, so don’t need this money anytime soon. No clear answers here but Malkiel’s point about high dividend, blue chip stocks stuck with me. [/quote] Can you say "General Electric"? Can you say "Exxon"? ...
by oldlongbeard
Fri Oct 09, 2020 7:39 am
Forum: Personal Finance (Not Investing)
Topic: Software developer about to seek new opportunities -- discuss salary up front?
Replies: 223
Views: 15052

Re: Software developer about to seek new opportunities -- discuss salary up front?

Yes, as stated, I would include a broad requested salary range. You're probably going to get tons of replies from folks who cannot afford you any way, but you'll figure that out (hopefully) quickly enough. Kudos, and best of luck! Side note to Dominic: You've obviously forgotten about the Dominator ...
by oldlongbeard
Mon Sep 14, 2020 4:46 pm
Forum: Personal Consumer Issues
Topic: Lawn mower recommendation
Replies: 91
Views: 6491

Re: Lawn mower recommendation

Still loving my Ego self propelled battery mower. Almost 3 summers now, with not one issue. Love how quiet it is. I can mow at 7:00 A.M. and not disturb the neighbors. Grass wet? It doesn't matter. Never another gas mower for me.

Greg in West Mitten
by oldlongbeard
Mon Sep 07, 2020 11:58 am
Forum: Personal Finance (Not Investing)
Topic: Selling home - ignore VA and FHA offers?
Replies: 11
Views: 1234

Re: Selling home - ignore VA and FHA offers?

We accepted an offer from a buyer using a Government program. Never again. Fairly recently. Think "Government Shutdown", and imagine the worst timing possible. I'll say it again. NEVER. AGAIN. Hope it all works out great for you folks, no matter what. Stressful times, go easy on your folks...
by oldlongbeard
Mon Sep 07, 2020 11:18 am
Forum: Personal Investments
Topic: Switch employers - Transfer of old 401k to new employer
Replies: 29
Views: 2082

Re: Switch employers - Transfer of old 401k to new employer

Also note that this 60 day window begins the day you receive the rollover check. Three's no reason that you shouldn't be able to get the check and the necessary rollover paperwork work in the mail within the a 2 month period. check? Your current provider will automatically forward to new IRA or 401...
by oldlongbeard
Sun Sep 06, 2020 7:23 am
Forum: Investing - Theory, News & General
Topic: Leaving your job: quitting for good vs sabbatical leave
Replies: 46
Views: 3780

Re: Leaving your job: quitting for good vs sabbatical leave

Have you considered health insurance costs, if that would change if you leave? Please don't take this wrong, but.... your inheritance MAY not be guaranteed. Did you like your work/job? Any plans to do OTHER work/job if you leave permanently? Just my first thoughts, questions. Good luck. Tough decisi...
by oldlongbeard
Thu Aug 20, 2020 2:48 pm
Forum: Personal Consumer Issues
Topic: Tires recommendations?
Replies: 61
Views: 4693

Re: Tires recommendations?

Nokian WR G4’s year round. True snow/ice rating, with no need to change twice a year. Others are trying to copy, but like many other things, the original is still the best.
Greg in West Mitten
by oldlongbeard
Mon Aug 17, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: USPS shipping: Caveat Emptor
Replies: 79
Views: 5126

Re: USPS shipping: Caveat Emptor

Yep. Lots of delays with USPS. NO issues with FedEx or UPS. 15 Days Washington state to West Mitten. 9 days from East Mitten to West Mitten. 9 WEEKS from Phoenix to West Mitten. Terrible. My experience only. Many from the other 2 carriers, with no issues.
by oldlongbeard
Thu Aug 13, 2020 5:25 pm
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16746

Re: Products that last forever

Chuck107 wrote: Thu Aug 13, 2020 10:23 am Sheridan Blue Streak 5mm 1962 w/thumb safety.
In operation today, never worked on, still a very hard hitter. :twisted:
+1
by oldlongbeard
Thu Aug 13, 2020 5:22 pm
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16746

Re: Products that last forever

RJC wrote: Thu Aug 13, 2020 7:40 am Our Vitamix. We use it multiple times a day for many years.
+1
by oldlongbeard
Thu Aug 13, 2020 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: My kid scratched my neighbor's new car
Replies: 115
Views: 7680

Re: My kid scratched my neighbor's new car

The price isn't high. Remember this when people tell you kids aren't expensive LOL.
by oldlongbeard
Thu Aug 13, 2020 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Term Life Insurance. Need advice to get new policy.
Replies: 8
Views: 906

Re: Term Life Insurance. Need advice to get new policy.

I recently purchased term life...used Zander and term4sale, and ended up getting it thru our local State Farm agent. Tiny savings by using term4life wasn't worth the time/ hassle of dealing with another company. Also discovered the insurance offered as additional at my previous employer was not a go...
by oldlongbeard
Tue Aug 11, 2020 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Thinking of buying a vacation home in NC mountains and doing Airbnb. Bad idea?
Replies: 66
Views: 7107

Re: Thinking of buying a vacation home in NC mountains and doing Airbnb. Bad idea?

I appreciate all of the responses. I am not worried about the mixing of money and family, but I think the 6-hour drive is really the biggest obstacle. It is too far away to get enough personal use, in which case it really becomes a business/investment decision. And it is a horrible decision purely ...
by oldlongbeard
Tue Aug 04, 2020 6:16 pm
Forum: Personal Consumer Issues
Topic: How long to keep a car
Replies: 110
Views: 9236

Re: How long to keep a car

Scrapped out 18 YO and 21 YO Toyotas in the last 6 months. Both only around 200K miles. Younger one had major engine problems caused by first owner never changing oil. Old Camry got T-boned... thankfully nothing hurt but the car. Averaging out the price paid used for the Camry, less the mini-tort se...
by oldlongbeard
Tue Aug 04, 2020 6:09 pm
Forum: Personal Consumer Issues
Topic: Luddite looking for smartphone recommendations
Replies: 21
Views: 1460

Re: Luddite looking for smartphone recommendations

I will +1 the Pixel. We have the 3A, and I consider it a spectacular pocket camera that happens to also have a phone in it.
Greg in West Mitten
by oldlongbeard
Tue Aug 04, 2020 6:01 pm
Forum: Personal Consumer Issues
Topic: Speed up old computer
Replies: 64
Views: 3624

Re: Speed up old computer

I would put Puppy Linux on a thumb drive. It will give you an option to create a saved file on your hard disk, which will NOT foul your Windoze install. Puppy will run like a scalded dog off the thumb drive. Want Windoze? Boot without the thumb drive plugged in.
by oldlongbeard
Sun Jul 26, 2020 2:48 pm
Forum: Personal Consumer Issues
Topic: Buying a new or used piano - advice needed
Replies: 39
Views: 2031

Re: Buying a new or used piano - advice needed

We did this about 12 years ago. Ask your piano TECHNICIAN. Not all tuners are TECHNICIANS. Offer to pay them for evaluating any potential instruments. They will then most likely immediately help you eliminate many you may consider. We found a beautiful used Kawai grand. He checked it out, and told u...
by oldlongbeard
Sat Jul 25, 2020 3:35 pm
Forum: Personal Consumer Issues
Topic: Vitamix Worth It?
Replies: 167
Views: 23180

Re: Vitamix Worth It?

i broke my first one in year 6 - pulled out my paperwork - and the thing had a 7 year warranty that was still in force. free repair. i had a piece of frozen banana that was exactly the wrong size and in exactly the wrong place. i now cut bananas in 5 or 6 pieces before freezing. Ours was just shy o...
by oldlongbeard
Thu Jul 23, 2020 11:19 am
Forum: Investing - Theory, News & General
Topic: 3% FDIC insured savings...too good to be true?
Replies: 29
Views: 8980

3% FDIC insured savings...too good to be true?

Just set up my account at HMBradley....new on line bank. Paying top tier interest rate of 3%, and they are encouraging saving! (Up to $100k)....Seems like a good place for an emergency fund. Any thoughts welcome. I'll keep the group informed of my experience.
Greg in West Mitten
by oldlongbeard
Fri Jul 03, 2020 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: What to do with all this MONEY ?
Replies: 201
Views: 21586

Re: What to do with all this MONEY ?

Read your own signature, OP. Sounds to me like you've stopped laughing. All the $ hasn't brought you never ending happiness. You may consider volunteering to help those MUCH less fortunate than yourself. Many times the help to the giver is greater than the "help" they provide. By volunteer...
by oldlongbeard
Fri Jul 03, 2020 6:52 pm
Forum: Personal Consumer Issues
Topic: Risk with a malfunctioned fuel gauge
Replies: 51
Views: 2188

Re: Risk with a malfunctioned fuel gauge

You likely have a trip meter in the Sonata as part of the odometer. Fill the tank and set the trip meter to zero. Based on miles per gallon and size of the fuel tank, you should be able to calculate “when” it is time to fill up. For a car like the Sonata, 300 to 400 miles on the trip meter should g...
by oldlongbeard
Sat Jun 27, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: Repairing a hole in plastic kiddie pool
Replies: 26
Views: 1950

Re: Repairing a hole in plastic kiddie pool

Yup. ....and vinyl has another patch kit. I use that Goop glue on almost anything but wood. I would glue on a patch with it, then cover the patch and surrounding area with another layer of Goop.....
by oldlongbeard
Sat Jun 27, 2020 5:59 pm
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 58
Views: 4552

Re: Update current laptop or buy new one?

Good morning, Again, thank you everyone for all your time and advice. I wanted to give an update as well seek more expertise if willing. I recently inherited a Aspire E 15 E5-575-33BM (approximately 2 years old) with Intel Core i3-7100U, 4 gb RAM, with working laptop hinge :D as my daily driver. I ...
by oldlongbeard
Mon Jun 22, 2020 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: House not appraising to sale price
Replies: 51
Views: 7291

Re: House not apprising to sale price

The realtor we used for our last transaction used to say the only thing more shocking than the number of appraisals that came in to the penny at the contract price was the number that came in 5% less. We sold our last place for a non-round number (I think it was 372,400) and the appraisal from the ...