Search found 29 matches

by rafkg29
Thu Jun 20, 2019 3:52 am
Forum: Personal Investments
Topic: Roth IRA portfolio ideas
Replies: 12
Views: 1266

Re: Roth IRA portfolio ideas

How about thoughts on just holding SPHD and maybe VNQ in Roth IRA?
by rafkg29
Tue Jun 18, 2019 3:19 pm
Forum: Personal Investments
Topic: Roth IRA portfolio ideas
Replies: 12
Views: 1266

Dividend investing/ allocation

[Thread merged into here, see below. --admin LadyGeek] Thoughts on dividend investing in Roth IRA. so far I’m thinking of holding 45% SPHD,(invesco s&p 500 high dividend low volatility etf) 15% VYM (vanguard high yield etf), 15% VIG (Vanguard Dividend appreciation etf), 10% VCLT (Vanguard long term...
by rafkg29
Tue Jun 18, 2019 3:17 pm
Forum: Personal Investments
Topic: Roth IRA portfolio ideas
Replies: 12
Views: 1266

Dividend investing

[Thread merged into here, see below. --admin LadyGeek] Thoughts on dividend investing in Roth IRA. so far I’m thinking of holding 45% SPHD,(invesco s&p 500 high dividend low volatility etf) 15% VYM (vanguard high yield etf), 15% VIG (Vanguard Dividend appreciation etf), 10% VCLT (Vanguard long term...
by rafkg29
Tue Jun 04, 2019 1:20 pm
Forum: Personal Investments
Topic: Roth IRA portfolio ideas
Replies: 12
Views: 1266

Roth IRA portfolio ideas

Thinking of creating a dividend portfolio in Roth IRA. So far I have the idea of holding VIG (Vanguard Dividend Appreciation) as well as VYM (Vanguard High Dividend Yield). Any other dividend etf recommendations to hold in Roth IRA?
by rafkg29
Sun May 26, 2019 8:39 pm
Forum: Investing - Theory, News & General
Topic: Reits and dividend appreciation
Replies: 3
Views: 628

Reits and dividend appreciation

Thoughts on VNQ (Vanguard real estate fund),
VIG (Vanguard Dividend appreciation fund)
VTI (Vanguard Total stock market fund),
BND (Vanguard total Bond market fund) in the same portfolio for a Roth IRA? And what allocation would be best?
by rafkg29
Fri Apr 26, 2019 1:03 pm
Forum: Personal Consumer Issues
Topic: Internet fees
Replies: 16
Views: 1551

Internet fees

How can I get cheaper or free internet?
by rafkg29
Fri Apr 26, 2019 12:53 pm
Forum: Investing - Theory, News & General
Topic: Roth IRA options
Replies: 1
Views: 267

Roth IRA options

Thoughts on M1 Finance expert pie, which contains Schwab U.S Larger-Cap Growth (SCHG) 82%, Vanguard Mid-Cap Growth (VOT) 14%, and Vanguard Small-Cap Growth (VBK) 4% in a Roth IRA. Any other recommendations?
by rafkg29
Sun Apr 14, 2019 1:22 pm
Forum: Personal Investments
Topic: Different investment strategies
Replies: 11
Views: 967

Re: Different investment strategies

What are your goals? Why do you want to do this? Doing more will most likely result in a lower overall aggregate return. Focus on lowering fees and taxes. That would be a good way to spend your time. I guess my goals is to try to be even more diversified weather it be with commodities, reits, indiv...
by rafkg29
Sun Apr 14, 2019 1:19 pm
Forum: Personal Investments
Topic: Different investment strategies
Replies: 11
Views: 967

Re: Different investment strategies

I’d like to invest more, and own different assets currently I own VTI, VXUS, and BND what types of asset classes could I invest in more that with be considered a good investment? What is your overall investment plan and how would these different assets fit in with it? In one of your posts on a prev...
by rafkg29
Sat Apr 13, 2019 2:10 pm
Forum: Personal Investments
Topic: Different investment strategies
Replies: 11
Views: 967

Different investment strategies

I’d like to invest more, and own different assets currently I own VTI, VXUS, and BND what types of asset classes could I invest in more that with be considered a good investment?
by rafkg29
Wed Apr 10, 2019 2:24 pm
Forum: Investing - Theory, News & General
Topic: M1 Finance Portfolio Review
Replies: 3
Views: 464

M1 Finance Portfolio Review

What are your thoughts on holding the m1 finance expert pie domestic dividend portfolio in taxable account?
It consists of 83% in Vanguard dividend appreciation (VIG), 13% Wisdom tree u.s dividend mid cap fund (DON), and 4% in Wisdom tree u.s small cap dividend fund (DES).
by rafkg29
Sat Mar 02, 2019 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: New skills learning
Replies: 2
Views: 206

New skills learning

I’d like to earn more money what skills do you recommend I learn to achieve this goal? Whether it be something in a trade school, earning a certificate, or something I can learn on my own. Thoughts?
by rafkg29
Sat Feb 23, 2019 8:05 pm
Forum: Personal Investments
Topic: Portfolio allocation
Replies: 3
Views: 401

Portfolio allocation

What is a specific portfolio that you hold and have grown rather fond of being in?
by rafkg29
Mon Feb 11, 2019 4:19 pm
Forum: Investing - Theory, News & General
Topic: Dividends etfs
Replies: 9
Views: 1023

Dividends etfs

What is a good dividend etf portfolio? you personally like using and have seen growth. Asset allocation?
by rafkg29
Sat Feb 02, 2019 5:25 am
Forum: Personal Investments
Topic: 3 fund portfolio
Replies: 8
Views: 1023

Re: 3 fund portfolio

your AA is fine. Now save. minimum 15%. also, be prepared for a 35% drop in your portfolio during your intermediate investing lifetime. will you be prepared for this? will you stick with your plan? bear markets are gifts for young investors. Do you think I should make my allocation in VTI instead m...
by rafkg29
Thu Jan 31, 2019 7:44 pm
Forum: Investing - Theory, News & General
Topic: Spxl etf
Replies: 2
Views: 200

Spxl etf

Is the SPXL etf a good investment? The returns seem quite promising and it’s quite cheap right now. Buy and hold?
by rafkg29
Tue Jan 29, 2019 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Online savings account
Replies: 30
Views: 2813

Online savings account

I’ve been contemplating opening an online savings account. I’ve narrowed it down to two choices Marcus by Goldman Sachs with an interest rate of 2.25% and synchrony bank with an interest rate of 2.20%. My main concern is which one offers the best customer service, which one I can access money easier...
by rafkg29
Sun Jan 27, 2019 4:56 pm
Forum: Investing - Theory, News & General
Topic: Dividend stocks or ETFs?
Replies: 10
Views: 886

Re: Dividend stocks or ETFs?

Where to you plan to hold this fund? Within a retirement account or other tax advantaged account? I'd try to avoid dividend focused stock funds in taxable due to the need to pay taxes on dividends. I did want to hold it in a taxable account. Is the amount of taxes you pay on dividends in a taxable ...
by rafkg29
Sun Jan 27, 2019 4:14 pm
Forum: Investing - Theory, News & General
Topic: Dividend stocks or ETFs?
Replies: 10
Views: 886

Dividend stocks or ETFs?

what do you feel is a great dividend stock or etf portfolio that has been working for you? And do you like dividend stocks or dividend ETFs instead?
by rafkg29
Mon Jan 21, 2019 2:40 pm
Forum: Investing - Theory, News & General
Topic: REITS
Replies: 15
Views: 3528

REITS

Are REITS a good investment? And if so what is a fund that has seen growth over the years?
by rafkg29
Tue Jan 15, 2019 5:20 pm
Forum: Investing - Theory, News & General
Topic: IOTA the new crypto?
Replies: 9
Views: 756

IOTA the new crypto?

What is IOTA?
by rafkg29
Tue Jan 15, 2019 5:18 pm
Forum: Investing - Theory, News & General
Topic: Cryptocurrency
Replies: 66
Views: 5999

Cryptocurrency

Why do people still invest in crypto currencies? Is there still potential in this field?
by rafkg29
Thu Jan 10, 2019 7:53 pm
Forum: Investing - Theory, News & General
Topic: Lithium etf (LIT)
Replies: 7
Views: 1002

Lithium etf (LIT)

Thoughts on the lithium etf? I prospect that it could do quite well over time.
by rafkg29
Mon Jan 07, 2019 2:02 pm
Forum: Investing - Theory, News & General
Topic: Savings accounts
Replies: 21
Views: 3746

Re: Savings accounts

Im thinking of opening another savings account with higher interest but I was wondering if its bad to have two savings accounts? Pros and cons? Why would it be bad to have more than one savings account? You should have a 2% rate or higher. I have savings accounts in 4 institutions. Now I’m not enti...
by rafkg29
Mon Jan 07, 2019 12:10 am
Forum: Investing - Theory, News & General
Topic: Savings accounts
Replies: 21
Views: 3746

Savings accounts

Im thinking of opening another savings account with higher interest but I was wondering if its bad to have two savings accounts? Pros and cons?
by rafkg29
Sat Dec 29, 2018 4:18 am
Forum: Personal Investments
Topic: Adding an extra etf to portfolio?
Replies: 8
Views: 701

Re: Adding an extra etf to portfolio?

It is a taxable account. How is my overall AA should I just leave it as is?
by rafkg29
Sat Dec 29, 2018 4:17 am
Forum: Personal Investments
Topic: Adding an extra etf to portfolio?
Replies: 8
Views: 701

Re: Adding an extra etf to portfolio?

I’m assuming that with the SPHD fund it will help me as far as dividends, diversifying and low volatility
by rafkg29
Fri Dec 28, 2018 8:35 pm
Forum: Personal Investments
Topic: Adding an extra etf to portfolio?
Replies: 8
Views: 701

Adding an extra etf to portfolio?

I am 22 years old, so far my AA is 75% Vanguard total market fund (VTI)
15% Vanguard total bond market fund (BND) and 10% Vanguard total international (VXUS)
I’m considering on adding SPHD as well to this portfolio. Thoughts on this, and what spread might work best if added.
by rafkg29
Tue Oct 09, 2018 1:47 pm
Forum: Personal Investments
Topic: 3 fund portfolio
Replies: 8
Views: 1023

3 fund portfolio

I am 22 years old I’d like to know how is asset allocation on this specific portfolio? 75% Vanguard total market fund (VTI)
15% Vanguard total bond market fund (BND) and 10% Vanguard total international (VXUS).