Search found 204 matches

by blacktupelo
Thu Aug 02, 2018 2:45 pm
Forum: Personal Consumer Issues
Topic: Hiking vacation in November - any recomendations?
Replies: 35
Views: 1993

Re: Hiking vacation in November - any recomendations?

See http://www.ozarktrail.com . There are multiple segments of the Ozark Trail in Missouri that you would find enjoyable in November. Winter-like weather usually doesn't appear until late in the month. Some of the Missouri state parks offer cabins that are in proximity with the Trail.
by blacktupelo
Thu Apr 26, 2018 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: How to be a good executor to family
Replies: 44
Views: 3784

Re: How to be a good executor to family

See https://www.lynda.com/Numbers-training- ... 262-0.html . Some public libraries have access to Lynda courses.
by blacktupelo
Mon Apr 16, 2018 2:15 pm
Forum: Investing - Theory, News & General
Topic: Trinity Study updated to 2018
Replies: 156
Views: 17190

Re: Trinity Study updated to 2018

FrugalInvestor wrote:
Mon Apr 16, 2018 12:58 pm
retiredjg wrote:
Sat Apr 14, 2018 8:45 am
I'd love to read it, but can't open anything at Forbes. This has happened before. Anyone else having this problem? I'm using Safari 11.0.3
Using Chrome (a Chromebook to be more specific) and no problem opening.
Working for me with Safari 11.1 on macOS 10.13.4.
by blacktupelo
Sat Apr 07, 2018 4:22 pm
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 163
Views: 13660

Re: What is your AA, given your age? and, Why?

At 34/66, age 70. Market volatility teasing us and making it hard to get to desired 30/70 allocation. Only reason to take risk with stocks is inflation and longevity. 50/50 USA/International stock funds. Bonds in Vanguard short term index and intermediate term index bond funds.
by blacktupelo
Sun Aug 06, 2017 7:02 pm
Forum: Personal Consumer Issues
Topic: Credit Card company email "Do you recognize this purchase?"
Replies: 27
Views: 3113

Re: Credit Card company email "Do you recognize this purchase?"

You are a good son. My father, now deceased at 92, was also set up by me to use a Mac and I did similar to what you describe. I had links in his macOS dock that connected to each of his banks, credit card, brokerage accounts, gas, electric, water, etc. I also put them on the Safari browser link bar....
by blacktupelo
Mon Jul 17, 2017 2:47 pm
Forum: Personal Consumer Issues
Topic: Humid basement
Replies: 39
Views: 3496

Re: Humid basement

Our 79 year old two story house had a humid basement in the hot summers and running a dehumidifier took care of the situation. A month ago we had improvements made to seal air infiltration points from our attic (also blew in lots of insulation) through two access points. The foundation sill in the e...
by blacktupelo
Sun May 14, 2017 2:24 pm
Forum: Personal Consumer Issues
Topic: Yellowstone Itinerary
Replies: 31
Views: 2531

Re: Yellowstone Itinerary

Visit the Museum of the Rockies in Bozeman at the MSU campus. Dinosaurs (skeletons) and western art.
by blacktupelo
Sat Apr 22, 2017 7:20 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 49648

Re: Larry Swedroe says "Goodby."

Larry, I believe you'll enjoy retirement once you've made the decision. I retired 20 years ago at 49 and don't regret my decision at all. The same year I changed from being an active trader to having an investment policy statement with Frank Armstrong's Investor Solutions. He's kept me on track now ...
by blacktupelo
Tue Oct 18, 2016 2:01 pm
Forum: Investing - Help with Personal Investments
Topic: Investment Buckets?
Replies: 12
Views: 1752

Re: Investment Buckets?

I think Frank Armstrong may have popularized the idea of buckets. At its' simplest is that for peace of mind in turbulent times that you should have a bucket of cash or cash-equivalents that you can draw from for your expenses for up to 5 years. It allows you to sleep at night during years like 2007...
by blacktupelo
Thu Jun 23, 2016 6:51 pm
Forum: Personal Consumer Issues
Topic: How Does a Password Manager Impact Day to Day (IOS and Mac)
Replies: 48
Views: 4657

Re: How Does a Password Manager Impact Day to Day (IOS and Mac)

I have recommended 1Password from Agilebits many times and continue to use it on Mac (10.11.5), iOS (iPhone, iPads). Recently changed to the Families version because it eliminates the need to have a copy of my vault in Dropbox or iCloud. Instead my vaults are now on 1Password's servers and I can use...
by blacktupelo
Fri Jun 10, 2016 8:44 am
Forum: Investing - Theory, News & General
Topic: Anyone else long on Solar Sector?
Replies: 30
Views: 1874

Re: Anyone else long on Solar Sector?

Invest in solar energy industry only with play (aka 'can lose it all') money. Remember the basic tenet that buying/selling individual stocks is a losers game because of the specific risk of one or even several companies or industries concentrates risk. You want to be diversifying risk as much as pos...
by blacktupelo
Sat May 21, 2016 2:26 pm
Forum: Personal Consumer Issues
Topic: Macbook Air - how to keep it running smoothly?
Replies: 18
Views: 2696

Re: Macbook Air - how to keep it running smoothly?

Just to add my 2 cents to BHUser27's note. I do not use iCloud for Keychain; I do use 1Password on my iMac, iPad, iPhone, initially the client version synching via Dropbox and now with the Families version which keeps the item vaults in their cloud on Amazon servers. I do use iCloud for Photos, Note...
by blacktupelo
Sat May 21, 2016 1:50 pm
Forum: Personal Consumer Issues
Topic: Macbook Air - how to keep it running smoothly?
Replies: 18
Views: 2696

Re: Macbook Air - how to keep it running smoothly?

BW1985, Yes appointments with an Apple Store Genius desk are free. If a repair is needed you may have to pay for the fix if you are not under warranty. My experience with MacBooks and other Macs is that you need to keep at least 10% free disk space so you can install OS updates and let the OS have s...
by blacktupelo
Mon Feb 15, 2016 1:35 pm
Forum: Personal Consumer Issues
Topic: should I give up on HP laptop - what next?
Replies: 40
Views: 3670

Re: should I give up on HP laptop - what next?

I had good experience with ordering and supporting Lenovo's business class laptops in a non-profit setting.

My recommendation is for Lenovo if you must use Windows OS. If not, my recommendation is for Apple Macbook Air or Macbook Pro depending upon your use cases.
by blacktupelo
Tue Jan 05, 2016 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Portfolio tracking software for Mac
Replies: 14
Views: 1643

Re: Portfolio tracking software for Mac

I'm using Quicken for Mac 2016. I had been using Quicken for Windows on my iMac via a VirtualBox virtual machine of Windows 7. QMac 2016 is slower than QWindows and QMac's reporting isn't yet as good. BUT, QMac 2016 removes the need for Windows virtual machine and it appears that Quicken will contin...
by blacktupelo
Thu Dec 24, 2015 8:37 pm
Forum: Investing - Help with Personal Investments
Topic: My husband left me for a younger woman - help me take control of my finances
Replies: 36
Views: 10329

Re: My husband left me for a younger woman - help me take control of my finances

Take a look at what high level of asset allocation you think you can stomach before committing to an initial allocation. Vanguard offers a simple and understandable view of nine allocations starting at 100% bonds and ending with 100% stocks.

Best wishes,
by blacktupelo
Sat Nov 21, 2015 5:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3653
Views: 1038064

Re: What Movie Have You Recently Watched?

The Martian. Good rendition of the book and the Mars scenery was excellent. Pretty good science and engineering though I doubt that the Earth-Mars transport would provide as much room as shown for the crew. More space = more material = more fuel needed. Compare to what the ISS interior spaces look l...
by blacktupelo
Sat Nov 21, 2015 3:34 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Partnering with Yodlee
Replies: 153
Views: 28649

Re: Vanguard Partnering with Yodlee

Hodor,

go to Balances & Holdings, then under Outside Accounts, Add Accounts.

It should show a list of common financial institutions or you can enter a name of a bank or investment firm.
by blacktupelo
Fri Nov 20, 2015 5:52 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Partnering with Yodlee
Replies: 153
Views: 28649

Re: Vanguard Partnering with Yodlee

I use a Mac, OS X 10.11.1 and Safari browser. I couldn't access the Yodlee system to add back my external accounts. Turns out that Yodlee software did not like my use of the 1Password extension for Safari. Disabled that and it worked as did opening a private window (with 1Password extension still en...
by blacktupelo
Wed Nov 18, 2015 9:04 pm
Forum: Investing - Help with Personal Investments
Topic: Are individual stocks really a bad idea?
Replies: 55
Views: 9820

Re: Are individual stocks really a bad idea?

Owning a few individual company stocks can be a great way to achieve growth of your investments. But it requires that you have picked a stock that soars and you won't know that in advance. Just because it's great now (e.g. Apple) doesn't mean it will be a great investment in one year, five years, te...
by blacktupelo
Mon Oct 26, 2015 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Well, we did it! Moved to Vanguard from Ameriprise
Replies: 6
Views: 1189

Re: Well, we did it! Moved to Vanguard from Ameriprise

Frank Armstrong's online book was where I got my start in understanding an asset allocation approach to investing and it is still a convenient and free way to read online or download the PDF. Explains the terms and shows a process that you can follow on your own. I also recommend the books by Larry...
by blacktupelo
Wed Mar 18, 2015 6:46 pm
Forum: Investing - Theory, News & General
Topic: Shiller - How Scary Is the Bond Market?
Replies: 29
Views: 5553

Re: Shiller - How Scary Is the Bond Market?

Here's Larry's Swedroe'slatest thoughts on interest rates.
Consider ignoring all interest rate forecasts and build laddered portfolios with an average maturity typically of about four to five years. That maturity balances the two risks of maturity (inflation) and reinvestment.
by blacktupelo
Fri Oct 17, 2014 7:10 pm
Forum: Personal Consumer Issues
Topic: Upgraded to OS X 10.10 Yosemite
Replies: 38
Views: 6189

Re: Upgraded to OS X 10.10 Yosemite

I took the usual cautious approach to a new system release and downloaded Yosemite and put the installer on a USB thumb drive (8GB), then installed it on my external testing disk. Download went smoothly as did the creation on the thumb drive. Booted from the thumb drive and installed 10.10.0 onto th...
by blacktupelo
Sun Jun 01, 2014 11:02 am
Forum: Forum Issues and Administration
Topic: Printing with an iPad
Replies: 6
Views: 1260

Re: Printing with an iPad

I just printed this thread from my iPad Air running iOS 7.1.1 to a Brother USB printer via my iMac with Handyprint. No problems. Was using Safari browser.
by blacktupelo
Thu Oct 17, 2013 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken and Vanguard - Download Problem
Replies: 219
Views: 26926

Re: Quicken and Vanguard - Download Problem

Maybe we live in different multi-verses Doc ?
:confused
by blacktupelo
Thu Oct 17, 2013 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken and Vanguard - Download Problem
Replies: 219
Views: 26926

Re: Quicken and Vanguard - Download Problem

Vanguard web support replied to an email this morning telling me that the problems are fixed.

If direct connect transaction downloads still don't work for you, I suggest you call and let them know.
by blacktupelo
Wed Oct 16, 2013 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Quicken and Vanguard - Download Problem
Replies: 219
Views: 26926

Re: Quicken and Vanguard - Download Problem

Called Vanguard for fourth time since late September and web support said the 220 error is fixed. I tried it and it worked for me. They have not yet informed Intuit. I wrote Bill McNabb last week complaining about this fiasco. Communications from Vanguard about the problem was/is too little and as o...
by blacktupelo
Mon Aug 12, 2013 4:25 pm
Forum: Personal Consumer Issues
Topic: MacBook Air with external monitor?
Replies: 8
Views: 1870

Re: MacBook Air with external monitor?

You can get Macbook Air displayport to VGA or to DVI or to HDMI adaptors (though many newer LCD monitors have display port) to allow you to have a larger primary or secondary screen to use with a Macbook Air. Get whatever size you want and can afford either Apple or other manufacturers. See http://s...
by blacktupelo
Mon Jun 17, 2013 11:19 am
Forum: Personal Consumer Issues
Topic: WiFi Router Recommendations?
Replies: 44
Views: 4869

Re: WiFi Router Recommendations?

I have the older generation Apple Airport Extreme Base Station and it is much better than the previous Linksys WRT54G, esp. when doing large file transfers from on computer to another - which would hang the Linksys, and wireless N speed is faster than G. The AEBS works well with Macs, Windows system...
by blacktupelo
Tue Jun 04, 2013 9:27 pm
Forum: Personal Consumer Issues
Topic: Items stolen from baggage
Replies: 19
Views: 2824

Re: Items stolen from baggage

In 10.8, Time Machine allows you to do backups to encrypted disks. See http://support.apple.com/kb/PH11102?viewlocale=en_US.
by blacktupelo
Tue Jun 04, 2013 9:00 pm
Forum: Personal Consumer Issues
Topic: Items stolen from baggage
Replies: 19
Views: 2824

Re: Items stolen from baggage

As a Mac user, if you are traveling with your Macbook I strongly recommend you use Mac OS X Filevault 2 capability to encrypt your whole internal disk drive. And learn Disk Utility or buy Knox from Agilebits to create encrypted disk images for the data you keep on external disks. Neither prevents th...
by blacktupelo
Fri May 24, 2013 7:50 pm
Forum: Personal Consumer Issues
Topic: Attention Mac Users - Vanguard Policy on On-line fraud
Replies: 17
Views: 3042

Re: Attention Mac Users - Vanguard Policy on On-line fraud

I've run Mac OS X systems since 10.2; am currently running 10.8.3. Mac OS X is not immune to malware infection and if you use the Java web plug-in you are vulnerable to infections of malware through that channel. I keep Java turned off in my browsers. Keep the OS X firewall turned on also and use a ...
by blacktupelo
Wed May 15, 2013 8:24 pm
Forum: Personal Consumer Issues
Topic: Two questions regarding online security
Replies: 12
Views: 998

Re: Two questions regarding online security

Public WiFi access points are easy for thieves to access the network traffic. Unless you are using a VPN to have an encrypted connection, your internet transmissions are open. Stick to fun stuff on your tablet at the gym. You can buy a reasonably good laser printer for $100 or less either USB or wir...
by blacktupelo
Thu Apr 18, 2013 6:15 pm
Forum: Investing - Help with Personal Investments
Topic: 50 yrs old couple -please advise on my investment
Replies: 40
Views: 4207

Re: 50 yrs old couple -please advise on my investment

letsgobobby, All I track at the total portfolio level is the year to date and full prior year change in total net worth. So my percentages do take into account spending, taxes paid, gifts, dividends, interest, capital gains, NAV changes. The 30% in stock funds had a time weighted return for 2012 of ...
by blacktupelo
Thu Apr 18, 2013 3:48 pm
Forum: Investing - Help with Personal Investments
Topic: 50 yrs old couple -please advise on my investment
Replies: 40
Views: 4207

Re: 50 yrs old couple -please advise on my investment

And I ditto what Aptenodytes replied to you.
by blacktupelo
Thu Apr 18, 2013 3:10 pm
Forum: Investing - Help with Personal Investments
Topic: 50 yrs old couple -please advise on my investment
Replies: 40
Views: 4207

Re: 50 yrs old couple -please advise on my investment

Doesn't match your time periods exactly but for the last 12 months since April 2012 our performance has been 5.8% with a 70/30 bonds to stock allocation, after taxes. Bonds are mostly intermediate duration, and our stocks are a widely diversified asset class mix. For the whole year, 2012 our return ...
by blacktupelo
Sun Mar 31, 2013 11:50 am
Forum: Personal Consumer Issues
Topic: Backup software
Replies: 20
Views: 1146

Re: Backup software

Can you backup (using Crashplan) to a network drive? If you have another computer on your LAN you can use Crashplan to backup to that computer. From the Crashplan description of Multiple Destination Backup : Back up one computer to another. By backing up to another computer you own (and that is nea...
by blacktupelo
Sun Mar 31, 2013 11:39 am
Forum: Personal Consumer Issues
Topic: Backup software
Replies: 20
Views: 1146

Re: Backup software

The free version of Crashplan will let you backup to an attached external disk. For offsite backup, the same software can backup to the Crashplan servers. I use Crashplan at work for individual Windows 7 PCs and Macs and it's also used to backup our Linux server to offsite servers. I also use it to ...
by blacktupelo
Sun Mar 03, 2013 11:07 am
Forum: Personal Consumer Issues
Topic: iMac or PC (windows)
Replies: 46
Views: 3409

Re: iMac or PC (windows)

LadyGeek Quicken for Mac is not nearly as good as Quicken for Windows. I now use a Mac, but with Parallels to run Windows. ... Better - You have to learn how to use Parallels (more complex on the learning curve, additional overhead on top of the Mac OS) Faster - In theory, no. However, it's probabl...
by blacktupelo
Sat Mar 02, 2013 7:04 pm
Forum: Personal Consumer Issues
Topic: iMac or PC (windows)
Replies: 46
Views: 3409

Re: iMac or PC (windows)

Note that if you are a fan of Chrome browser or Opera, they are also available on iPad. Safari is included from Apple and is customized for the iPad environment with targeted additional functionality.
by blacktupelo
Sat Mar 02, 2013 2:30 pm
Forum: Personal Consumer Issues
Topic: iMac or PC (windows)
Replies: 46
Views: 3409

Re: iMac or PC (windows)

If your email sending is limited you might find an iPad or competing tablet would fit your needs. iPad great for reading email, web browsing, keeping your calendar and sending short emails. Longish emails are OK if you have a bluetooth keyboard to use. Light weight and portable and the battery is be...
by blacktupelo
Sun Feb 24, 2013 1:51 pm
Forum: Personal Consumer Issues
Topic: Refurbished Mac Mini
Replies: 29
Views: 4879

Re: Refurbished Mac Mini

If you are buying a refurbished Mac mini from the Apple Refurb store, have no concerns. I"ve bought several iMacs from Apple and gotten good discount from retail price on these systems. They have the same warranty as a new system and I found nothing in them that indicated they were refurbished. In t...
by blacktupelo
Tue Feb 19, 2013 3:02 pm
Forum: Investing - Help with Personal Investments
Topic: 50 yrs old couple -please advise on my investment
Replies: 40
Views: 4207

Re: 50 yrs old couple -please advise on my investment

Suming, Glad my post was of some help. Besides the reading recommendations, I'd also suggest looking these Vanguard web pages. They are succinct and very informative. Vanguard's " Investing Truth about risk: How Asset Mix Historically affected Volatility " to get an interactive view of the impact hi...
by blacktupelo
Fri Feb 15, 2013 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: How to determine asset allocation
Replies: 12
Views: 1496

Re: How to determine asset allocation

Try Vanguard's " How Asset Mix Historically affected Volatility " to get an interactive view of the impact historically of different allocations to stocks, bonds, cash. Then see Vanguard sample portfolio allocation models (100% bonds, to 100% stocks) and the historical risk and returns for each (9 m...
by blacktupelo
Thu Feb 14, 2013 1:22 pm
Forum: Forum Issues and Administration
Topic: bogleheads.org attacked - some accounts hijacked
Replies: 107
Views: 18701

Re: bogleheads.org attacked - some accounts hijacked

Last time the attacker struck I used 1Password to generate a random 25 character password. That should occupy a bit of time to crack. What a jerk he is. :annoyed
by blacktupelo
Wed Feb 13, 2013 4:24 pm
Forum: Personal Consumer Issues
Topic: Dead laptop (Mac)
Replies: 11
Views: 2374

Re: Dead laptop (Mac)

If you have another Mac you could connect the two with a Firewire cable and start the problem Mac in target disk mode (see http://support.apple.com/kb/HT1661).

If you don't have a second Mac, go to an Apple store or Apple authorized dealer.
by blacktupelo
Fri Jan 25, 2013 6:17 pm
Forum: Investing - Help with Personal Investments
Topic: 50 yrs old couple -please advise on my investment
Replies: 40
Views: 4207

Re: 50 yrs old couple -please advise on my investment

Company stock, esp. if the company kicking in shares, is a great way to get wealthy, but only if you are lucky. One stock or even 4 or 5 is what is called uncompensated risk. You have to hold many stocks in many categories to avoid the risk of an individual stock. I was convinced to stop my risky wa...
by blacktupelo
Sat Dec 22, 2012 9:34 pm
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 16272

Re: What Do You Use for Streaming on Your TV?

Apple TV v2 and an iPad 2 for Airplay or Mirroring of content from internet that can't be directly accessed from Apple TV. Initially used wireless home network and recently did direct LAN cable from AT&T Uverse gateway. Works great for Netflix streaming of movies, old TV shows, purchased iTunes TV p...
by blacktupelo
Thu Nov 08, 2012 9:21 pm
Forum: Personal Consumer Issues
Topic: Antivirus for Mac?
Replies: 17
Views: 1771

Re: Antivirus for Mac?

investor wrote:for Safari there is a Java and Java Script. Should both be disabled or just the Java ?

investor
Java Script is not a security issue and is not the same as Java. No need to disable use of Java Script in browsers.