Bogleheads.org

blacktupelo

I backup my iMac 2017 system with its 512GB SSD and an external drive using BackBlaze . It runs constantly and backs to BackBlaze' cloud file servers, accepting an unlimited volume of data from my system. I also use the B2 service from BackBlaze. It lets me create snapshots of specific folders at wi...

blacktupelo

My spouse is 74 and I am 72. Our portfolio is 34% stocks and 66% bond funds (intermediate and short term). With Social Security for both of us, and three pensions the dividends from stock funds (wide asset allocation tilted to value and ~50% international) we are doing very well. Your father's fear ...

blacktupelo

My wife and myself are your mother's age. Last year we started taking trips organized by Road Scholar . They have trips in an extensive catalog covering North and Central America as well as destinations in Europe. Last September we went to Quebec for a week and this past Spring to Memphis. Prices ar...

blacktupelo

The reconstructed Viking site at L'Anse Aux Meadows is definitely worth visiting. We were on a round the island boat so I can't comment on the roads outside of St. Johns.

blacktupelo

Our experience is with laminate put on the basement floor over old (80years) tiles. Traffic isn't great and the room looks much nicer. Wearing very well. Also have a small 10x11 former open porch floor with laminate over the old tile. Oak look and going great. Finally 10 years ago had laminate put o...

blacktupelo

See http://www.ozarktrail.com . There are multiple segments of the Ozark Trail in Missouri that you would find enjoyable in November. Winter-like weather usually doesn't appear until late in the month. Some of the Missouri state parks offer cabins that are in proximity with the Trail.

blacktupelo

See https://www.lynda.com/Numbers-training- ... 262-0.html . Some public libraries have access to Lynda courses.

blacktupelo

FrugalInvestor wrote: ↑Mon Apr 16, 2018 12:58 pm
retiredjg wrote: ↑Sat Apr 14, 2018 8:45 am I'd love to read it, but can't open anything at Forbes. This has happened before. Anyone else having this problem? I'm using Safari 11.0.3
Using Chrome (a Chromebook to be more specific) and no problem opening.

Working for me with Safari 11.1 on macOS 10.13.4.

blacktupelo

At 34/66, age 70. Market volatility teasing us and making it hard to get to desired 30/70 allocation. Only reason to take risk with stocks is inflation and longevity. 50/50 USA/International stock funds. Bonds in Vanguard short term index and intermediate term index bond funds.

blacktupelo

You are a good son. My father, now deceased at 92, was also set up by me to use a Mac and I did similar to what you describe. I had links in his macOS dock that connected to each of his banks, credit card, brokerage accounts, gas, electric, water, etc. I also put them on the Safari browser link bar....

blacktupelo

Our 79 year old two story house had a humid basement in the hot summers and running a dehumidifier took care of the situation. A month ago we had improvements made to seal air infiltration points from our attic (also blew in lots of insulation) through two access points. The foundation sill in the e...

blacktupelo

Visit the Museum of the Rockies in Bozeman at the MSU campus. Dinosaurs (skeletons) and western art.

blacktupelo

Larry, I believe you'll enjoy retirement once you've made the decision. I retired 20 years ago at 49 and don't regret my decision at all. The same year I changed from being an active trader to having an investment policy statement with Frank Armstrong's Investor Solutions. He's kept me on track now ...

blacktupelo

I think Frank Armstrong may have popularized the idea of buckets. At its' simplest is that for peace of mind in turbulent times that you should have a bucket of cash or cash-equivalents that you can draw from for your expenses for up to 5 years. It allows you to sleep at night during years like 2007...

blacktupelo

I have recommended 1Password from Agilebits many times and continue to use it on Mac (10.11.5), iOS (iPhone, iPads). Recently changed to the Families version because it eliminates the need to have a copy of my vault in Dropbox or iCloud. Instead my vaults are now on 1Password's servers and I can use...

blacktupelo

Invest in solar energy industry only with play (aka 'can lose it all') money. Remember the basic tenet that buying/selling individual stocks is a losers game because of the specific risk of one or even several companies or industries concentrates risk. You want to be diversifying risk as much as pos...

blacktupelo

Just to add my 2 cents to BHUser27's note. I do not use iCloud for Keychain; I do use 1Password on my iMac, iPad, iPhone, initially the client version synching via Dropbox and now with the Families version which keeps the item vaults in their cloud on Amazon servers. I do use iCloud for Photos, Note...

blacktupelo

BW1985, Yes appointments with an Apple Store Genius desk are free. If a repair is needed you may have to pay for the fix if you are not under warranty. My experience with MacBooks and other Macs is that you need to keep at least 10% free disk space so you can install OS updates and let the OS have s...

blacktupelo

Speaking of Larry Swedroe, read "Ignore Gundlach's Forecasts" by Larry for ETF.com

blacktupelo

I had good experience with ordering and supporting Lenovo's business class laptops in a non-profit setting.

My recommendation is for Lenovo if you must use Windows OS. If not, my recommendation is for Apple Macbook Air or Macbook Pro depending upon your use cases.

blacktupelo

I'm using Quicken for Mac 2016. I had been using Quicken for Windows on my iMac via a VirtualBox virtual machine of Windows 7. QMac 2016 is slower than QWindows and QMac's reporting isn't yet as good. BUT, QMac 2016 removes the need for Windows virtual machine and it appears that Quicken will contin...

blacktupelo

Take a look at what high level of asset allocation you think you can stomach before committing to an initial allocation. Vanguard offers a simple and understandable view of nine allocations starting at 100% bonds and ending with 100% stocks.

Best wishes,

blacktupelo

The Martian. Good rendition of the book and the Mars scenery was excellent. Pretty good science and engineering though I doubt that the Earth-Mars transport would provide as much room as shown for the crew. More space = more material = more fuel needed. Compare to what the ISS interior spaces look l...

blacktupelo

Hodor,

go to Balances & Holdings, then under Outside Accounts, Add Accounts.

It should show a list of common financial institutions or you can enter a name of a bank or investment firm.

blacktupelo

I use a Mac, OS X 10.11.1 and Safari browser. I couldn't access the Yodlee system to add back my external accounts. Turns out that Yodlee software did not like my use of the 1Password extension for Safari. Disabled that and it worked as did opening a private window (with 1Password extension still en...

blacktupelo

Owning a few individual company stocks can be a great way to achieve growth of your investments. But it requires that you have picked a stock that soars and you won't know that in advance. Just because it's great now (e.g. Apple) doesn't mean it will be a great investment in one year, five years, te...

blacktupelo

Frank Armstrong's online book was where I got my start in understanding an asset allocation approach to investing and it is still a convenient and free way to read online or download the PDF. Explains the terms and shows a process that you can follow on your own. I also recommend the books by Larry...

blacktupelo

Here's Larry's Swedroe'slatest thoughts on interest rates.

Consider ignoring all interest rate forecasts and build laddered portfolios with an average maturity typically of about four to five years. That maturity balances the two risks of maturity (inflation) and reinvestment.

blacktupelo

I took the usual cautious approach to a new system release and downloaded Yosemite and put the installer on a USB thumb drive (8GB), then installed it on my external testing disk. Download went smoothly as did the creation on the thumb drive. Booted from the thumb drive and installed 10.10.0 onto th...

blacktupelo

I just printed this thread from my iPad Air running iOS 7.1.1 to a Brother USB printer via my iMac with Handyprint. No problems. Was using Safari browser.

blacktupelo

Maybe we live in different multi-verses Doc ?

blacktupelo

Vanguard web support replied to an email this morning telling me that the problems are fixed.

If direct connect transaction downloads still don't work for you, I suggest you call and let them know.

blacktupelo

Called Vanguard for fourth time since late September and web support said the 220 error is fixed. I tried it and it worked for me. They have not yet informed Intuit. I wrote Bill McNabb last week complaining about this fiasco. Communications from Vanguard about the problem was/is too little and as o...

blacktupelo

You can get Macbook Air displayport to VGA or to DVI or to HDMI adaptors (though many newer LCD monitors have display port) to allow you to have a larger primary or secondary screen to use with a Macbook Air. Get whatever size you want and can afford either Apple or other manufacturers. See http://s...

blacktupelo

I have the older generation Apple Airport Extreme Base Station and it is much better than the previous Linksys WRT54G, esp. when doing large file transfers from on computer to another - which would hang the Linksys, and wireless N speed is faster than G. The AEBS works well with Macs, Windows system...

blacktupelo

In 10.8, Time Machine allows you to do backups to encrypted disks. See http://support.apple.com/kb/PH11102?viewlocale=en_US.

blacktupelo

As a Mac user, if you are traveling with your Macbook I strongly recommend you use Mac OS X Filevault 2 capability to encrypt your whole internal disk drive. And learn Disk Utility or buy Knox from Agilebits to create encrypted disk images for the data you keep on external disks. Neither prevents th...

blacktupelo

I've run Mac OS X systems since 10.2; am currently running 10.8.3. Mac OS X is not immune to malware infection and if you use the Java web plug-in you are vulnerable to infections of malware through that channel. I keep Java turned off in my browsers. Keep the OS X firewall turned on also and use a ...

blacktupelo

Public WiFi access points are easy for thieves to access the network traffic. Unless you are using a VPN to have an encrypted connection, your internet transmissions are open. Stick to fun stuff on your tablet at the gym. You can buy a reasonably good laser printer for $100 or less either USB or wir...

blacktupelo

letsgobobby, All I track at the total portfolio level is the year to date and full prior year change in total net worth. So my percentages do take into account spending, taxes paid, gifts, dividends, interest, capital gains, NAV changes. The 30% in stock funds had a time weighted return for 2012 of ...

blacktupelo

And I ditto what Aptenodytes replied to you.

blacktupelo

Doesn't match your time periods exactly but for the last 12 months since April 2012 our performance has been 5.8% with a 70/30 bonds to stock allocation, after taxes. Bonds are mostly intermediate duration, and our stocks are a widely diversified asset class mix. For the whole year, 2012 our return ...

blacktupelo

Can you backup (using Crashplan) to a network drive? If you have another computer on your LAN you can use Crashplan to backup to that computer. From the Crashplan description of Multiple Destination Backup : Back up one computer to another. By backing up to another computer you own (and that is nea...

blacktupelo

The free version of Crashplan will let you backup to an attached external disk. For offsite backup, the same software can backup to the Crashplan servers. I use Crashplan at work for individual Windows 7 PCs and Macs and it's also used to backup our Linux server to offsite servers. I also use it to ...

blacktupelo

LadyGeek Quicken for Mac is not nearly as good as Quicken for Windows. I now use a Mac, but with Parallels to run Windows. ... Better - You have to learn how to use Parallels (more complex on the learning curve, additional overhead on top of the Mac OS) Faster - In theory, no. However, it's probabl...

blacktupelo

Note that if you are a fan of Chrome browser or Opera, they are also available on iPad. Safari is included from Apple and is customized for the iPad environment with targeted additional functionality.

blacktupelo

If your email sending is limited you might find an iPad or competing tablet would fit your needs. iPad great for reading email, web browsing, keeping your calendar and sending short emails. Longish emails are OK if you have a bluetooth keyboard to use. Light weight and portable and the battery is be...

blacktupelo

If you are buying a refurbished Mac mini from the Apple Refurb store, have no concerns. I"ve bought several iMacs from Apple and gotten good discount from retail price on these systems. They have the same warranty as a new system and I found nothing in them that indicated they were refurbished....

blacktupelo

Suming, Glad my post was of some help. Besides the reading recommendations, I'd also suggest looking these Vanguard web pages. They are succinct and very informative. Vanguard's " Investing Truth about risk: How Asset Mix Historically affected Volatility " to get an interactive view of the...

blacktupelo

Try Vanguard's " How Asset Mix Historically affected Volatility " to get an interactive view of the impact historically of different allocations to stocks, bonds, cash. Then see Vanguard sample portfolio allocation models (100% bonds, to 100% stocks) and the historical risk and returns for...

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