Search found 87 matches

by TeeDee
Fri Jul 10, 2020 11:25 am
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 823
Views: 92659

Re: Why not 100% PSLDX?

I’ve been accumulating and transferring my PSLDX at Firstrade. No commission and $500 initial minimum. $100 min subsequently PSLDX is not listed on the list, https://www.firstrade.com/content/en-us/researchtools/mutualfund How are you buying ? Just type in PSLDX and it gives you option to buy. That...
by TeeDee
Fri Jul 10, 2020 10:44 am
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 823
Views: 92659

Re: Why not 100% PSLDX?

I’ve been accumulating and transferring my PSLDX at Firstrade.

No commission and $500 initial minimum. $100 min subsequently
by TeeDee
Mon Jun 15, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: Cheapest cell phone carrier for a family of 4 ?
Replies: 10
Views: 854

Re: Cheapest cell phone carrier for a family of 4 ?

What is a reasonable amount of minutes and data?
by TeeDee
Thu Jun 11, 2020 3:20 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 823
Views: 92659

Re: Why not 100% PSLDX?

sonosoldi3112 wrote: Thu Jun 11, 2020 2:55 pm just a question please .... many here do not like psldx as it throws of income..bUT in you are in retirement and want income to live on ..would PSLDX in those specific circumstances be ok? or is the after tax return still not good enough .. thank you so much .
depends on your tax bracket.
by TeeDee
Tue Jun 09, 2020 10:15 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13152
Views: 1015664

Re: U.S. stocks continue to soar!

Robinhood top increases in # users holding for stocks today: 1. HTZ +38199 (115% return today) 2. NKLA +36551 (20% return today) 3. TOPS +28123 (-8% return today) 4. OAS +25467 (62% return today) 5. AAL +21684 (9% return today) 6. IVR +20573 (63% return today) 7. VAL +18933 (135% return today) 8. G...
by TeeDee
Tue Jun 09, 2020 10:10 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13152
Views: 1015664

Re: U.S. stocks continue to soar!

Robinhood top increases in # users holding for stocks today: 1. HTZ +38199 (115% return today) 2. NKLA +36551 (20% return today) 3. TOPS +28123 (-8% return today) 4. OAS +25467 (62% return today) 5. AAL +21684 (9% return today) 6. IVR +20573 (63% return today) 7. VAL +18933 (135% return today) 8. G...
by TeeDee
Mon Jun 08, 2020 11:33 pm
Forum: Personal Investments
Topic: A Player's Lament
Replies: 11
Views: 1109

Re: A Player's Lament

I'm trying to explain that to him all day. Think I finally convinced him.

but it does make you think... its a decade and a half of index returns in a week!
by TeeDee
Mon Jun 08, 2020 11:19 pm
Forum: Personal Investments
Topic: A Player's Lament
Replies: 11
Views: 1109

Re: A Player's Lament

watching HTZ (hertz) 5X this past week in my friends account, has me questioning my faith too
by TeeDee
Mon Jun 08, 2020 5:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 13152
Views: 1015664

Re: U.S. stocks continue to soar!

Robinhood top increases in # users holding for stocks today: 1. HTZ +38199 (115% return today) 2. NKLA +36551 (20% return today) 3. TOPS +28123 (-8% return today) 4. OAS +25467 (62% return today) 5. AAL +21684 (9% return today) 6. IVR +20573 (63% return today) 7. VAL +18933 (135% return today) 8. G...
by TeeDee
Mon Jun 08, 2020 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Pay 10k to borrow 81K ?
Replies: 26
Views: 2516

Re: Pay 10k to borrow 81K ?

If you have a large taxable account, move it to IB and take a margin loan. Advantages: - No closing costs, lender fees, third party fees, etc. It would save the 10k right off the bat. - If you fail to pay the loan, your home does not go into foreclosure. - Lending standards are loose; almost anyone...
by TeeDee
Mon Jun 08, 2020 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Pay 10k to borrow 81K ?
Replies: 26
Views: 2516

Re: Pay 10k to borrow 81K ?

If you have a large taxable account, move it to IB and take a margin loan. Advantages: - No closing costs, lender fees, third party fees, etc. It would save the 10k right off the bat. - If you fail to pay the loan, your home does not go into foreclosure. - Lending standards are loose; almost anyone...
by TeeDee
Mon Jun 08, 2020 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Pay 10k to borrow 81K ?
Replies: 26
Views: 2516

Re: Pay 10k to borrow 81K ?

If you have a large taxable account, move it to IB and take a margin loan. Advantages: - No closing costs, lender fees, third party fees, etc. It would save the 10k right off the bat. - If you fail to pay the loan, your home does not go into foreclosure. - Lending standards are loose; almost anyone...
by TeeDee
Sun May 31, 2020 10:30 am
Forum: Personal Investments
Topic: M1 or SoFi Customer Service
Replies: 28
Views: 1119

Re: M1 or SoFi Customer Service

The 2% borrow is by far the most compelling feature of M1 IMHO
by TeeDee
Sat May 30, 2020 10:04 pm
Forum: Personal Investments
Topic: An NTSX alternative in taxable?
Replies: 27
Views: 2529

Re: An NTSX alternative in taxable?

The yacht isn't coming sooner by swapping one for another. and simplicity has to be worth something
by TeeDee
Sat May 30, 2020 9:59 pm
Forum: Investing - Theory, News & General
Topic: Single Favorite Mutual Fund
Replies: 102
Views: 11330

Re: Single Favorite Mutual Fund

PSLDX

with NTSX 3% off all time high i thought i would give it a shout out too
by TeeDee
Tue May 26, 2020 10:07 pm
Forum: Investing - Theory, News & General
Topic: Are we better off now than Dec 2018?
Replies: 288
Views: 24244

Re: Are we better off now than Dec 2018?

I totally get it how some would look at this now, and say OMG worst timing possible! I also think the way to look at this is with a degree of patience. Most every bear market plays out in a time frame measured in years and with multiple rallies in the middle (except maybe 1987). So the way I look a...
by TeeDee
Sun May 24, 2020 9:51 am
Forum: Investing - Theory, News & General
Topic: El-Erian comments on the crisis
Replies: 63
Views: 6989

Re: El-Erian comments on the crisis

Interesting interview and comments from someone who has IMO a good understanding of markets and the economy. Like Zell, he doesn't think a V shaped recovery is a sure thing. Lots of risk still out there and our options to deal with it are robust but less than perfect. Sobering assessment. https://w...
by TeeDee
Sun May 24, 2020 9:49 am
Forum: Investing - Theory, News & General
Topic: El-Erian comments on the crisis
Replies: 63
Views: 6989

Re: El-Erian comments on the crisis

The big question is if there is a second wave in the Fall. Dr. Fauci says it is likely that this will become a seasonal virus and Brazil and South America are quickly becoming the hotspots of the World as their Winter approaches. We might get a recovery in the summer and people let their guards dow...
by TeeDee
Wed May 20, 2020 9:46 am
Forum: Investing - Theory, News & General
Topic: Emerging Market Stocks Funds too exposed to China
Replies: 27
Views: 2539

Re: Emerging Market Stocks Funds too exposed to China

HEDGEFUNDIE wrote: Wed May 20, 2020 9:44 am
TeeDee wrote: Wed May 20, 2020 9:41 am Cue the “past performance is not..”
“...unless such past outperformance was driven by reasonable first principles that are expected to hold going forward”

I like it. Maybe you can put that underneath the other warning for your hedge fund prospectus
by TeeDee
Wed May 20, 2020 9:44 am
Forum: Investing - Theory, News & General
Topic: Dr. Malkiel: “I believe that investors need to put more China into their portfolios“
Replies: 138
Views: 10057

Re: Dr. Malkiel: “I believe that investors need to put more China into their portfolios“

Years back I bought a company called China Agritech... read a lot about it, seemed a reasonable valuation and a great growth story.... fertilizer maker for a giant, growing economy. It traded on the US market (NASDAQ I believe) via ADR. Reported a couple years of good numbers, the stock went up a l...
by TeeDee
Wed May 20, 2020 9:41 am
Forum: Investing - Theory, News & General
Topic: Emerging Market Stocks Funds too exposed to China
Replies: 27
Views: 2539

Re: Emerging Market Stocks Funds too exposed to China

Cue the “past performance is not..”
by TeeDee
Wed May 20, 2020 9:39 am
Forum: Personal Investments
Topic: 80/20, 90/10, 100/0 for a low net worth accumulator?
Replies: 36
Views: 2601

Re: 80/20, 90/10, 100/0 for a low net worth accumulator?

KlangFool, We should keep in perspective that 30 Million unemployed today is not the same as 30 million unemployed during the Great Depression. In our case there is every reason to believe that the majority of those jobs will come right back. In fact, many of those filing for unemployment are furlou...
by TeeDee
Tue May 19, 2020 11:28 pm
Forum: Personal Investments
Topic: 80/20, 90/10, 100/0 for a low net worth accumulator?
Replies: 36
Views: 2601

Re: 80/20, 90/10, 100/0 for a low net worth accumulator?

to be fair, its mostly going to be temporarily unemployed I wouldn’t be so sure. But if so, do those unemployed people return to the same salary level? I wouldn’t be so sure of that neither. Yules for sure. but I feel that it is important to keep in perspective the comparison to the Great Depression
by TeeDee
Tue May 19, 2020 9:38 pm
Forum: Personal Investments
Topic: 80/20, 90/10, 100/0 for a low net worth accumulator?
Replies: 36
Views: 2601

Re: 80/20, 90/10, 100/0 for a low net worth accumulator?

to be fair, its mostly going to be temporarily unemployed
by TeeDee
Tue May 19, 2020 9:59 am
Forum: Investing - Theory, News & General
Topic: Why is the stock market up? [thread multi-merge]
Replies: 521
Views: 22276

Re: What does Market know, that we did not know?

OP, you are asking the wrong question, and at the wrong time. In early March, what did the market know that we did not? The answer was absolutely nothing. People were guessing, and they guessed wrong... big time . Mr. Market now has actual data about earnings, infection rates, vaccine development, ...
by TeeDee
Mon May 18, 2020 1:18 pm
Forum: Personal Investments
Topic: Trading vs. Holding
Replies: 72
Views: 2480

Re: Trading vs. Holding

This makes sense. As I mentioned I get the point. OP is basically saying that sometimes you need to take some money off the table
by TeeDee
Mon May 18, 2020 1:15 pm
Forum: Personal Investments
Topic: Trading vs. Holding
Replies: 72
Views: 2480

Re: Trading vs. Holding

whereskyle wrote: Mon May 18, 2020 1:14 pm
TeeDee wrote: Mon May 18, 2020 1:13 pm I actually get the OP point. For some reason no one has asked: what happens if the market continues to go up?
+1. Game over is what happens.

As I typed you posted the very question :happy
by TeeDee
Mon May 18, 2020 1:13 pm
Forum: Personal Investments
Topic: Trading vs. Holding
Replies: 72
Views: 2480

Re: Trading vs. Holding

I actually get the OP point. For some reason no one has asked: what happens if the market continues to go up?
by TeeDee
Sun May 17, 2020 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: close my amex blue preferred?
Replies: 16
Views: 1318

Re: close my amex blue preferred?

I started out having/using an amex blue cash everyday card 10 years or so ago, and then about 4 years ago got the amex blue preferred card for the better grocery rebates. For the foreseeable future we will now be getting most of our groceries via Amazon (with the 5% store card rebate), so the $95 a...
by TeeDee
Fri May 15, 2020 6:07 pm
Forum: Personal Investments
Topic: Stop me from market timing!
Replies: 36
Views: 2589

Re: Stop me from market timing!

OP, There's over 100 vaccines currently in some stage of development, with 8 already in either Phase 1 or 2 human trials. Even if it's unlikely we'll see a fully tested/approved vaccine in widespread use in CY2020, it's quite likely we'll at least be getting some positive news tidbits on this front...
by TeeDee
Fri May 15, 2020 6:02 pm
Forum: Personal Investments
Topic: Stop me from market timing!
Replies: 36
Views: 2589

Re: Stop me from market timing!

OP, There's over 100 vaccines currently in some stage of development, with 8 already in either Phase 1 or 2 human trials. Even if it's unlikely we'll see a fully tested/approved vaccine in widespread use in CY2020, it's quite likely we'll at least be getting some positive news tidbits on this front...
by TeeDee
Tue May 12, 2020 9:05 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 823
Views: 92659

Re: Why not 100% PSLDX?

Charles Schwab has a minimum of $100k to buy PSLDX. First trade responded with this.. Opening an account with them and will transfer some of my Roth there.. "The initial minimum amount for mutual fund PSLDX is $500 and the trading cost will be base on the amount of your investment." 1. An...
by TeeDee
Tue May 12, 2020 4:57 pm
Forum: Investing - Theory, News & General
Topic: Paul Tudor: Compelling case for bitcoin ?
Replies: 310
Views: 19371

Re: Paul Tudor: Compelling case for bitcoin ?

I’m pretty sure he said specifically that a 1% allocation to Bitcoin make sense for speculation. And speculation is part of investment returns.
by TeeDee
Sun May 10, 2020 3:09 pm
Forum: Investing - Theory, News & General
Topic: Why doesn't everybody replace SP500 with NTSX?
Replies: 70
Views: 9290

Re: Why doesn't everybody replace SP500 with NTSX?

More money is better then less money
by TeeDee
Sun May 10, 2020 11:26 am
Forum: Investing - Theory, News & General
Topic: Why doesn't everybody replace SP500 with NTSX?
Replies: 70
Views: 9290

Re: Why doesn't everybody replace SP500 with NTSX?

I would, but I’ve already replaced it all with PSLDX.
by TeeDee
Thu May 07, 2020 6:02 pm
Forum: Personal Consumer Issues
Topic: Is there anything more environmentally friendly than Drano for unclogging a drain?
Replies: 80
Views: 5231

Re: Is there anything more environmentally friendly than Drano for unclogging a drain?

Drano is as environmentally friendly as you can get. As an aside, the environment doesn’t need your friendship
by TeeDee
Thu May 07, 2020 5:56 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773862

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Anyone else growing increasingly concerned by this rally? It just seems a little too good to be true given the damage done by the Cornavirus. I'm still very much in this strategy but we're pretty much where we were a year ago on SPX, but the outlook is pretty bleak. No. Not at all. Why would all th...
by TeeDee
Thu May 07, 2020 5:45 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773862

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Seems like I have to post the information again.

Firstrade has PSLDX commission free with only $500 minimum.
by TeeDee
Thu May 07, 2020 5:43 pm
Forum: Personal Consumer Issues
Topic: iPad.. worth it?
Replies: 49
Views: 3408

Re: iPad.. worth it?

Yes. Really unmatched in the tablet world.
by TeeDee
Sun May 03, 2020 3:00 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773862

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

gips wrote: Sun May 03, 2020 12:12 pm It seems like a lot of people share my concern, Intuitively, if the fed prevents negative interest rates, wouldn't that break risk parity? why isn't that a concern?
convexity.
by TeeDee
Tue Apr 28, 2020 12:33 pm
Forum: Personal Investments
Topic: Why am I even saving for retirement?
Replies: 223
Views: 20640

Re: Why am I even saving for retirement?

I think the OP said earlier that if he doesn't put his excess money into retirement accounts, then it would go into the yacht fund, which I assume means taxable accounts. If it were me, I would keep putting the maximum amount into pre-tax retirement accounts to keep reducing current taxes and keepi...
by TeeDee
Tue Apr 28, 2020 12:30 pm
Forum: Personal Investments
Topic: Why am I even saving for retirement?
Replies: 223
Views: 20640

Re: Why am I even saving for retirement?

Everyone warning me SS benefits will be cut are missing the point. If it’s cut it’s cut. I’ll save some more to make up for the gap or cut my expenses. Now, does that possibility require me to continue delaying gratificatio n and continue socking away >$100k/yr for two more decades? I think not. Wh...
by TeeDee
Tue Apr 28, 2020 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford to move out of NYC and buy a house in the suburbs?
Replies: 36
Views: 3302

Re: Can I afford to move out of NYC and buy a house in the suburbs?

20 somethings do not belong in Greenwich, period. Heck I’m in my mid 30s and I still wouldn’t live there. agreed. what towns/areas would you recommend around NYC? P.S you gotta get a blog :beer Back during my hedge fund days I was quite happy in Brooklyn (Prospect Heights, Boerum Hill, Cobble Hill)...
by TeeDee
Fri Apr 24, 2020 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Moving out of NYC due to pandemic
Replies: 164
Views: 13411

Re: Moving out of NYC due to pandemic

Hi, I am a hospital employed surgeon in NYC with 4 years in practice. The way this current pandemic is unfolding, I am thinking about moving to some other less dense location primarily for the health of my family and myself. Getting a new job will not be that difficult but my total compensation wil...
by TeeDee
Mon Apr 06, 2020 7:07 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 823
Views: 92659

Re: Why not 100% PSLDX?

Ramjet wrote: Tue Mar 17, 2020 12:48 pm OP, did you take the leap?
In the process. Recent market hasn’t been the most hospitable to large in kind transfers between brokerages...
by TeeDee
Mon Apr 06, 2020 7:02 pm
Forum: Investing - Theory, News & General
Topic: Why not 100% PSLDX?
Replies: 823
Views: 92659

Re: Why not 100% PSLDX?

MoneyMarathon wrote: Wed Apr 01, 2020 1:00 pm
Lee_WSP wrote: Wed Apr 01, 2020 10:27 am Vanguard seems to have added a $20 fee to purchase shares when investing $1,000. It may be a reason why not to go 100%
It's always been that way. Ally Invest has a $10 fee. I don't think there's any no-fee provider.
Firstrade is no fee with $500 minimum initial buy
by TeeDee
Tue Mar 24, 2020 5:09 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 199913

Re: Bogleheads community discussion - Coronavirus

FWIW, POTUS says on WaPo he wants the "country opened" by Easter (April 12th). I'm curious what authority the president thinks he has to "open the country" seeing as all he has done is institute an international travel ban. I would guess even if he decided we can fly again few c...
by TeeDee
Tue Mar 24, 2020 4:42 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 514
Views: 51262

Re: Who's buying today? where's all the "dry powder" folks at? :)

the looming question is.....are we at the bottom. Today may be a pivot point.....but part of me feels even so, things may drop again. Time will tell.... Or is it a bear rally? my gut leans this way. even if they pass a bill helping the economy.....some of the businesses involved are already damaged...
by TeeDee
Thu Mar 19, 2020 4:51 pm
Forum: Personal Investments
Topic: When will S&P 500 go back to 3386 ?
Replies: 98
Views: 6673

Re: When will S&P 500 go back to 3386 ?

October 26th, 2020