Search found 306 matches

by Pomegranate
Sat Aug 01, 2020 5:45 am
Forum: Personal Consumer Issues
Topic: How long to keep a car
Replies: 110
Views: 8370

Re: How long to keep a car

Till the first pricey repair quote :sharebeer
by Pomegranate
Thu Jul 30, 2020 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: "The Steak Dinner Annuity Pitch"
Replies: 114
Views: 12300

Re: "The Steak Dinner Annuity Pitch"

If you go to the free dinner seminar, and you buy the annuity, the living trust, the timeshare, or the bridge, you paid for the free dinners for everyone else in the room. Don't cry for the annuity salesman, he is doing quite well. Well said but can't wait for a thread 'How much to tip my annuity s...
by Pomegranate
Mon Jul 27, 2020 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford to buy this piece of property?
Replies: 19
Views: 1685

Re: Can I afford to buy this piece of property?

A dream piece of property is on the market and my wife and I are interested for a potential future home. It is located in a classy subdivision, is a large lot (20 acres!), and the homeowners association owns a park that borders a beautiful lake. We probably would not move there until retirement. Ho...
by Pomegranate
Mon Jul 27, 2020 10:11 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Military children often fall into a subcategory of "third culture kids" or TCK. Most military families never go overseas, so their children stay in the USA, too, even though your statement is true because you used the qualifying term "often." Nowadays there are so many cultures in the US that it ma...
by Pomegranate
Mon Jul 27, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Again, the question is more about potential gains for the kid (travelling experience, living in different cities, getting exposure to different culture) This sentence reads like the children of active service military parents who tend to move around a lot*, so this kind of thing happens all the tim...
by Pomegranate
Mon Jul 27, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Online learning has demonstrated effectiveness, but there are some downsides, particularly on the social skills side (e.g. initiating and maintaining conversations; interactions with others; understanding reactions of others). Many parents in Florida are facing the same type of decisions, so I have...
by Pomegranate
Mon Jul 27, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Not entirely the same situation, but I did part of my undergrad (math and honors degrees) and graduate (MBA) work online. A lot of the honors courses were just paper and discussion based which worked fine online. My math and graduate courses however, were far more effective in person. Another way o...
by Pomegranate
Mon Jul 27, 2020 9:09 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

How is it possible to take a year off from school? I'm under impression that gov doesn't allow it I took a year off of learning when I moved to Alabama as a child. That's because the public school in Alabama was teaching things that I had learned previously in public school in another state. In the...
by Pomegranate
Mon Jul 27, 2020 9:01 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

Mr.Chlorine wrote:
Mon Jul 27, 2020 8:47 am


Another way of looking at your situation; traditional in class would put your 10 year old ahead of the students who went fully online.
Agreed but I don't think it matters at this age. A lot of time to catch up later
by Pomegranate
Mon Jul 27, 2020 9:01 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

Re: In person vs online learning for 10yrs old?

That said, if remote learning was an option for our 11 and 14 year old, we would not take it. We would rather they just take a year off school altogether than go through the mess that was this spring session. How is it possible to take a year off from school? I'm under impression that gov doesn't a...
by Pomegranate
Mon Jul 27, 2020 8:32 am
Forum: Personal Consumer Issues
Topic: In person vs online learning for 10yrs old?
Replies: 23
Views: 907

In person vs online learning for 10yrs old?

Hi all, Our school district offers 2 options for the upcoming year - traditional in class or fully online. I suspect that online would have way worse quality BUT I don't think it really matters for 10yrs old, there will be a lot of time to catch up. I think about it as about an opportunity to spend ...
by Pomegranate
Sat Jul 25, 2020 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: 800 square feet to 1,700. Worth it?
Replies: 22
Views: 2522

Re: 800 square feet to 1,700. Worth it?

z06ray wrote:
Sat Jul 25, 2020 1:12 pm

4. My current commute is 163 miles a day. I can hopefully transfer to become local again but I am in a good

-Investments: ~220k (saving ~50k/ year)
Lolwhat? 163 miles commute? I'd suggest to significantly increase the savings - post stroke rehabilitation is pricey :sharebeer
by Pomegranate
Sat Jul 25, 2020 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1675
Views: 422604

Re: Share your networth progression

What is the point of this thread? And I am not being sarcastic. The book, The Millionaire Next Door , took a survey of millionaires. They asked the millionaires if they tracked their net worth a. Yearly b. Quarterly c. Monthly d. Not at all If I recall the trend, almost all answered a, b, or c. The...
by Pomegranate
Wed Jul 22, 2020 5:04 pm
Forum: Personal Finance (Not Investing)
Topic: Pursue a Job Offer I am not ready for? Apply more pressure for my Raise? Wait?
Replies: 49
Views: 3330

Re: Pursue a Job Offer I am not ready for? Apply more pressure for my Raise? Wait?

Interview. If offered the job, tell them the promotion and salary increase start on the same day. Ditto. Had a talk with my manager few years back - '- You're doing great. Yeah, if you start putting heart in the work every day... I'd be able to negotiate good performance in a year... It means after...
by Pomegranate
Tue Jul 14, 2020 10:44 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard partners with Infosys for Defined Contribution recordkeeping]
Replies: 260
Views: 16116

Re: Vanguard laying off 1300 employees as part of outsourcing deal with Infosys

I’m surprised and amazed by the level of ignorance in this thread. So many are talking about going to Fidelity (or Schwab). I hope people understand that Fidelity, Schwab, Bank of America, Capital One, Chase, Wells Fargo, USAA, Geico, Allstate, State Farm, Fifth Third and on and on and on...everyon...
by Pomegranate
Tue Jul 14, 2020 8:40 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard partners with Infosys for Defined Contribution recordkeeping]
Replies: 260
Views: 16116

Re: Vanguard laying off 1300 employees as part of outsourcing deal with Infosys

https://www.prnewswire.com/news-releases/vanguard-and-infosys-announce-strategic-partnership-301093262.html The only winner here is Infosys. This is definitely bad for their employees, as I have witnessed a very similar layoff where my employer handed over their IT dev and operations to Infosys and...
by Pomegranate
Mon Jul 13, 2020 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Wife's new job, pregnancy leave
Replies: 50
Views: 3586

Re: Wife's new job, pregnancy leave

If I were her, I'd build up some experience with the team and then mention it and say she was only planning on taking two weeks off. You could take parental leave instead of her, right? Taking three months off that close to hiring seems unfair to the employer and the team. I do agree that if she ha...
by Pomegranate
Mon Jul 13, 2020 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Wife's new job, pregnancy leave
Replies: 50
Views: 3586

Re: Wife's new job, pregnancy leave

and has been interviewing like CRAZY since then... That ended up being (36) interviews with (14)She did end up receiving a couple offers, and took what looks to be the very best. We're in a good position financially... So she's also 4.5 months pregnant with our first. Why just not to take some time...
by Pomegranate
Mon Jul 13, 2020 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Retiring from a career in tech
Replies: 104
Views: 10623

Re: Retiring from a career in tech

lws wrote:
Mon Jul 13, 2020 11:57 am
You will hear these same employers lamenting about a shortage of engineers and programmers in America?
They do it as justification for more H1Bs. Nothing personal - just business :dollar :moneybag
by Pomegranate
Mon Jul 13, 2020 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Retiring from a career in tech
Replies: 104
Views: 10623

Re: Retiring from a career in tech

gravlax wrote:
Mon Jul 13, 2020 11:19 am
work in a devops/sysadmin/sre type role, make $160K a year and live in the SF Bay Area. I have just over $1M in saving and am starting to think about retirement.

160k in Bay Area? I mean how many rommates you have :mrgreen: ?
by Pomegranate
Sat Jul 11, 2020 11:17 am
Forum: Personal Consumer Issues
Topic: Tip Dental Hygienist for Teeth Cleaning? Thanks everyone.
Replies: 72
Views: 4937

Re: Tip Dental Hygienist for Teeth Cleaning? Thanks everyone.

scubadiver wrote:
Fri Jul 10, 2020 8:25 pm
I always tip the hygienist twice my co-pay. Kinda thought this was standard.
That’s unacceptably low! It’s not a white collar job - shame on you!
Do you know that they don’t make a lot? Your hygienist can’t even afford a Porshe!
by Pomegranate
Sat Jul 11, 2020 11:13 am
Forum: Personal Consumer Issues
Topic: Tip Dental Hygienist for Teeth Cleaning? Thanks everyone.
Replies: 72
Views: 4937

Re: Tip Dental Hygienist for Teeth Cleaning? Thanks everyone.

I have a really nice boss at my current position and I enjoy working with her. Do I need to tip her :sharebeer ?
by Pomegranate
Sat Jul 11, 2020 11:06 am
Forum: Personal Investments
Topic: Current problems with 3 fund approach
Replies: 45
Views: 3678

Re: Current problems with 3 fund approach

Most of the folks agree that stable part is not limited by bonds (especially not BND)
Talking about stable part of mine - it’s 30% long treas fund, 10% individual treas, 50% CDs and only 10% BND
by Pomegranate
Thu Jul 09, 2020 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: Job offer - lateral comp
Replies: 26
Views: 1878

Re: Job offer - lateral comp

What F500 company pays its Directors less than $200k all in? With no equity? Doesn’t sound right to me. There is huge inflation in titles nowadays. Mine is just a 'tech manager' and I report to a 'senior manager'. I oversee 3 small teams. My ex colleague offered me a director title in his company -...
by Pomegranate
Thu Jul 09, 2020 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Share your budget
Replies: 152
Views: 9789

Re: Share your budget

I am confused by your post... "$7,200 dining/boozing I eat out every day," You eat out every day and with booze that amounts to $7,200/yr? That comes to less than $20/day for all meals? Yes, that is correct. It’s more like “eat out, booze in” I guess? And what I’m eating is basically garbage. It’s ...
by Pomegranate
Wed Jul 08, 2020 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Job offer - lateral comp
Replies: 26
Views: 1878

Re: Job offer - lateral comp

What F500 company pays its Directors less than $200k all in? With no equity? Doesn’t sound right to me. There is huge inflation in titles nowadays. Mine is just a 'tech manager' and I report to a 'senior manager'. I oversee 3 small teams. My ex colleague offered me a director title in his company -...
by Pomegranate
Wed Jul 08, 2020 3:09 pm
Forum: Personal Finance (Not Investing)
Topic: How do I fix my mistake/blunder with recruiter/offer
Replies: 33
Views: 2838

Re: How do I fix my mistake/blunder with recruiter/offer

Sorry I got another offer from a competitor for Y+15. If your company can match it I'd be happy to accept it.

See, it's not that hard :sharebeer
by Pomegranate
Wed Jul 08, 2020 11:02 am
Forum: Personal Finance (Not Investing)
Topic: Delaying Social Security: is the wisdom still relevant
Replies: 190
Views: 12979

Re: Delaying SSi: is the wisdom still relevant

It's generally considered the most economically sound approach: delaying SSI as long as you can. 35 years ago I was convinced SSI wouldn't be around "when I get old" and there it is and I'm coming up on old (60). The world is more screwed up and predictably more unpredictable. If I had to bet--and ...
by Pomegranate
Mon Jul 06, 2020 7:55 am
Forum: Personal Finance (Not Investing)
Topic: Credit Card vs Debit Card
Replies: 53
Views: 2525

Re: Credit Card vs Debit Card

Just something that has been on my mind and I wonder how others view the use of credit cards vs Debit cards. I have started to exclusively use my debit card for every purchase. Now that I have paid off all of my debt (except mortgage), I do not even want flirt with debt. However, some of my peers h...
by Pomegranate
Sat Jul 04, 2020 4:28 pm
Forum: Personal Investments
Topic: Share your budget progression
Replies: 14
Views: 1513

Re: Share your budget progression

1995-1998 - $35-50 per month pocket money from my mom :moneybag
Went to office in late 98
1999-2020 - didn’t care and have 0 regrets :mrgreen: :sharebeer
by Pomegranate
Thu Jul 02, 2020 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 155
Views: 14183

Re: Hopeless Civil Engineer

OP, I am in a very similar position as you, $87k pay, geotech. much less travelled than yourself. Recently got my PE, employer seems to not want to reward it even though pushing for it for a long while. Honestly, it's been an unfulfilling career. And yes, the reality is that you are int he construc...
by Pomegranate
Thu Jul 02, 2020 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 155
Views: 14183

Re: Hopeless Civil Engineer

Lolwhat :mrgreen: :mrgreen: I always tell my recruiters - Do not even think about screening out candidates based on resume/experience/typos etc. Every candidate who didn't use the s... and f... words during the initial HR screening should be moved to the next round which is tech screening. Unfortun...
by Pomegranate
Thu Jul 02, 2020 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 155
Views: 14183

Re: Hopeless Civil Engineer

OP, I am in a very similar position as you, $87k pay, geotech. much less travelled than yourself. Recently got my PE, employer seems to not want to reward it even though pushing for it for a long while. Honestly, it's been an unfulfilling career. And yes, the reality is that you are int he construc...
by Pomegranate
Wed Jul 01, 2020 11:26 am
Forum: Personal Consumer Issues
Topic: Thinking of buying a Mercedes SUV
Replies: 42
Views: 2256

Re: Thinking of buying a Mercedes SUV

After owning only Japanese cars for 20 years, I'm thinking of turning in my 2010 Acura tax and going German. I'm looking at a GLK 350. I can get a 2015 with 30,000 miles for $17,500. I'm curious what to expect in terms of reliability, expense of repair, cost of tires, and ease of finding a good mec...
by Pomegranate
Wed Jul 01, 2020 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Sanity Check: Career Gap Year
Replies: 40
Views: 2487

Re: Sanity Check: Career Gap Year

Hello! I am considering quitting my secure, good-paying job at the end of the year to take ~12 months off to spend time with family, travel domestically, and take a bit of a career “reset” for my wife and I to reflect on and decide some big picture things like where we would like to raise our kids ...
by Pomegranate
Tue Jun 30, 2020 5:16 pm
Forum: Personal Consumer Issues
Topic: At what point can you justify a $10k+ flight?
Replies: 75
Views: 4634

Re: At what point can you justify a $10k+ flight?

I’ve taken in the past business class flights for almost $5k (only twice) and it was a total delight given that the flights were over 12 hours each way. I think $5k is reasonable but at what point in your budget can you justify spending over $10k on a roundtrip flight when the same flight on Coach ...
by Pomegranate
Tue Jun 30, 2020 10:00 am
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3677

Re: Job candidate sending messages via LinkedIn

Just don't respond to it, problem solved OP represents the company. I faced the same situation before and answer ‘Thanks for reaching out. Unfortunately I can’t provide this info but encourage you te reach back to HR’ solved it. Just ignoring leaves a bitter taste No reason for the candidate to eve...
by Pomegranate
Tue Jun 30, 2020 9:03 am
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3677

Re: Job candidate sending messages via LinkedIn

taurabora wrote:
Tue Jun 30, 2020 8:41 am
I have seen several job search advice columns recommend that candidates do exactly what this candidate did. “Find out who the hiring manager is and follow up with them.”
Agreed. But as a HM I hate such ‘follow ups’ and just encourage to talk with recruiters
by Pomegranate
Tue Jun 30, 2020 9:02 am
Forum: Personal Consumer Issues
Topic: Job candidate sending messages via LinkedIn
Replies: 62
Views: 3677

Re: Job candidate sending messages via LinkedIn

Ramjet wrote:
Tue Jun 30, 2020 7:24 am
Just don't respond to it, problem solved
OP represents the company. I faced the same situation before and answer ‘Thanks for reaching out. Unfortunately I can’t provide this info but encourage you te reach back to HR’ solved it. Just ignoring leaves a bitter taste
by Pomegranate
Mon Jun 29, 2020 10:18 am
Forum: Personal Consumer Issues
Topic: SUV, 2 row, 40k USD
Replies: 41
Views: 2984

Re: SUV, 2 row, 40k USD

What would you get? i liked the honda passport - but they say that the honda sensing is way off, and causes emergency braking on 2 lane roads with oncoming cars Highlander is very nice 2020 version - but oh so boring - Used cayenne for 45k 2017-8 CPO, is an option, but hard to get all the safety te...
by Pomegranate
Mon Jun 29, 2020 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Hopeless Civil Engineer
Replies: 155
Views: 14183

Re: Hopeless Civil Engineer

If you completed Civil Engineering, then you can complete a M.S in data science or data engineering, the job market is hot and you can make $150 K in any city. https://www.mastersindatascience.org Research here for the best school that suits you or at least get the information and see what suits yo...
by Pomegranate
Sun Jun 28, 2020 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Job offer in Bay area - things to consider?
Replies: 68
Views: 6614

Re: Job offer in Bay area - things to consider?

Major thing to consider nowadays - check for autonomous zones / riots in the area and how officials handle it. I passed few interviews for a Seattle company and was thinking about relocation about a month ago. Still negotiating with the company - they want onsite but I don;t want to move there anym...
by Pomegranate
Sun Jun 28, 2020 6:17 am
Forum: Personal Finance (Not Investing)
Topic: Job offer in Bay area - things to consider?
Replies: 68
Views: 6614

Re: Job offer in Bay area - things to consider?

Major thing to consider nowadays - check for autonomous zones / riots in the area and how officials handle it. I passed few interviews for a Seattle company and was thinking about relocation about a month ago. Still negotiating with the company - they want onsite but I don;t want to move there anym...
by Pomegranate
Sat Jun 27, 2020 11:05 pm
Forum: Personal Finance (Not Investing)
Topic: Job offer in Bay area - things to consider?
Replies: 68
Views: 6614

Re: Job offer in Bay area - things to consider?

Hello all: I work in biotech/pharma industry as a scientist in NJ/NY area. I am very happy at my current job and make good money (200K+). I was not looking for a job but was recently contacted by a bay area biotech company for a senior level position to lead a team. I was not interested initially b...
by Pomegranate
Thu Jun 25, 2020 4:56 pm
Forum: Personal Investments
Topic: My friend does not trust one brokerage Firm?
Replies: 24
Views: 1630

Re: My friend does not trust one brokerage Firm?

Hi Friends, I had a heated discussion with my friend about investing, she is a very conservative investor and worries about having her money with one firm, she split her investments between Vanguard and Fidelity index funds? Do my friend's worries make any sense? Boulous Yup I do the same. Use 3 di...
by Pomegranate
Tue Jun 23, 2020 7:37 am
Forum: Personal Consumer Issues
Topic: Tipping Tree Trimming
Replies: 62
Views: 2918

Re: Tipping Tree Trimming

New Providence wrote:
Sun Jun 21, 2020 8:58 am
We have a Tree Trimming service trimming pretty big trees in the backyard. There are four guys of the trimming service trimming the trees for $3,000
.
3k for trimming? Tipping? I’d say they should give you some kickback instead :oops:
by Pomegranate
Tue Jun 23, 2020 5:37 am
Forum: Personal Consumer Issues
Topic: Pilot, Highlander or CX-9
Replies: 64
Views: 5930

Re: Pilot, Highlander or CX-9

How long are you planning to keep it? Imho all of these (plus kia and hyundai) will serve 10yrs/150k. If you’d replace it earlier just choose one your wife likes the most :sharebeer
by Pomegranate
Mon Jun 22, 2020 5:43 am
Forum: Personal Finance (Not Investing)
Topic: Letting my company know I'm looking?
Replies: 43
Views: 4780

Re: Letting my company know I'm looking?

snackdog wrote:
Mon Jun 22, 2020 4:49 am
If it is a small industry he may be able to help you find a job.
Oh might start badmouth you and repel potential employees :oops:
by Pomegranate
Sun Jun 21, 2020 11:14 pm
Forum: Personal Finance (Not Investing)
Topic: Letting my company know I'm looking?
Replies: 43
Views: 4780

Re: Letting my company know I'm looking?

You owe your current employer your two weeks’ notice. Nothing more. Nothing less. Wrong, you can send 'I'm done effective tomorrow' any time any day :sharebeer Your employer can send 'you're done effective tomorrow' any time any day :sharebeer Exactly! That’s why I’m not obligated to 2 weeks notice...
by Pomegranate
Sun Jun 21, 2020 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Letting my company know I'm looking?
Replies: 43
Views: 4780

Re: Letting my company know I'm looking?

Stinky wrote:
Sun Jun 21, 2020 7:11 pm
You owe your current employer your two weeks’ notice.

Nothing more.

Nothing less.
Wrong, you can send 'I'm done effective tomorrow' any time any day :sharebeer