Search found 15 matches

by AgentOrange
Tue Dec 31, 2019 11:39 pm
Forum: Personal Consumer Issues
Topic: Recommended physical fitness websites/books/apps?
Replies: 83
Views: 6019

Re: Recommended physical fitness websites/books/apps?

Starting Strength and/or The Barbell Prescription.
Stop reading you have all you need to know.
by AgentOrange
Fri Oct 11, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Cheap Cell Phone Plan
Replies: 50
Views: 5853

Re: Cheap Cell Phone Plan

I've been happy with Red Pocket, which lets you choose any of the four carriers. $5/mo for the minimum plan, if you buy a year: https://www.ebay.com/itm/133058476404 Mint Mobile (T-Mobile only) is a good choice if you need more data. I just started with Red Pocket, and it looks like it will work ou...
by AgentOrange
Sun Mar 03, 2019 12:40 am
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 22881

Re: Talk me in/out of $35k Tesla Model 3

You can more than afford it, OP.
Stop listening to anonymous killjoys on the internet and do what YOU want to do for once.
by AgentOrange
Sat Feb 23, 2019 12:37 am
Forum: Personal Consumer Issues
Topic: Advisability of Using a Personal Trainer at the Gym
Replies: 52
Views: 4262

Re: Advisability of Using a Personal Trainer at the Gym

I also recommend Starting Strength. A good introduction would be the book The Barbell Prescription by Dr. Jonathan Sullivan. Based on what I've seen personal trainers do with clients at my gym, they have you doing silly, easy exercises that will waste your time and money. I just turned 61 today, and...
by AgentOrange
Fri Feb 22, 2019 1:08 am
Forum: Personal Consumer Issues
Topic: Best PAID music streaming service?
Replies: 69
Views: 4956

Re: Best PAID music streaming service?

Google Play
by AgentOrange
Thu Jan 31, 2019 12:46 am
Forum: Personal Investments
Topic: Byline Bank for CDs?
Replies: 11
Views: 1065

Re: Byline Bank for CDs?

When my dad died last year, I discovered that he and my mom had five CDs at Byline. I wanted to keep them there, so I went to the bank with the trust documents to make me the Trustee for both their accounts. I was met by the branch manager, who proceeded to help me in the most efficient manner out o...
by AgentOrange
Mon Jan 07, 2019 12:42 am
Forum: Personal Consumer Issues
Topic: world war one research
Replies: 7
Views: 770

Re: world war one research

.....
by AgentOrange
Mon Dec 31, 2018 12:42 am
Forum: Personal Consumer Issues
Topic: Thoughts on the new Maxima?
Replies: 42
Views: 3155

Re: Thoughts on the new Maxima?

If you buy and hold vehicles (and the fact that you’re driving a 2007 says that you do), then I think it’s important to let emotions play a sizable role in your decision. You clearly love the Maxima, so don’t let strangers on the internet tell you that you shouldn’t drive what you love for the next...
by AgentOrange
Fri Dec 28, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Why do people buy- performance cars?
Replies: 67
Views: 2730

Re: Why do people buy- performance cars?

I'm buying mine to compensate for my lack of sexual endowment.
by AgentOrange
Fri Dec 28, 2018 12:26 am
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 411
Views: 61516

Re: That Extravagant Thing You Do

Nissan GTR next spring. (Cash, of course!)
Leaving extravagant tip for good service.
by AgentOrange
Sun Dec 02, 2018 12:27 am
Forum: Investing - Theory, News & General
Topic: The Coming Retirement Crisis - Real Vision
Replies: 14
Views: 3403

Re: The Coming Retirement Crisis - Real Vision

I did watch it about two weeks ago, by co-incidence.
When I found out it was on a channel that also hosts other conservative kooks (redundant?), I took everything he said with a grain of salt, at best.
by AgentOrange
Fri Oct 19, 2018 9:47 pm
Forum: Investing - Theory, News & General
Topic: The End of Indexing?
Replies: 33
Views: 4536

The End of Indexing?

I was wondering of anyone here had read, and has opinions about a new book, called The End of Indexing by Niels Jensen. Because I'm lazy, here's the synopsis from Amazon: "Index-tracking is the flavour of the day - it accounts for around one-third of the total US mutual fund market, and is still gro...
by AgentOrange
Tue Oct 09, 2018 11:05 am
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 912
Views: 75605

Re: Talk me out of buying a Tesla Model 3

Perhaps something to consider before the purchase:

https://www.youtube.com/watch?v=iR4CFiuR3tQ

Of course, this won't happen to YOU :wink: (or me), but it might be worth evaluating.
by AgentOrange
Mon Oct 08, 2018 10:40 pm
Forum: Personal Investments
Topic: When to buy some form of US bonds?
Replies: 6
Views: 1091

When to buy some form of US bonds?

Is now a good time to buy some form of US bonds, or would it be better to wait until later this year/early next year, in light of the Fed announcement that there are further rate increases coming?
by AgentOrange
Fri Oct 05, 2018 6:28 am
Forum: Investing - Theory, News & General
Topic: Saving/CD rate VS Stock/ETF .....Tax Rate ?
Replies: 3
Views: 515

Re: Saving/CD rate VS Stock/ETF .....Tax Rate ?

For capital gains taxes, try this calculator, which I have found useful:

https://smartasset.com/investing/capita ... calculator