Search found 232 matches

by Nicolas Perrault
Sat Feb 13, 2021 10:00 pm
Forum: Investing - Theory, News & General
Topic: How can 6.45% be a bubble?
Replies: 47
Views: 5928

Re: How can 6.45% be a bubble?

invest2bfree wrote: Sat Feb 13, 2021 5:04 pm Lot of people are currently saying we are in a bubble.

My point is 20 year return of 6.45% is not a bubble but below the long terms average of 9%.

P/E =25 could be because E is artificially low because of Covid.
Well 20 years ago (or so) was in a bubble, so it’s not a real good starting point.
by Nicolas Perrault
Fri Feb 12, 2021 8:59 am
Forum: Personal Investments
Topic: 18 to 100 percent annual return fund
Replies: 140
Views: 11086

Re: 18 to 100 percent annual return fund

High returns with low risk is a reliable indicator of fraud —William Bernstein
by Nicolas Perrault
Tue Feb 09, 2021 11:06 pm
Forum: Investing - Theory, News & General
Topic: Bond yields of 1% mean that 60/40-type allocations are off for almost everyone?
Replies: 96
Views: 8310

Re: Bond yields of 1% mean that 60/40-type allocations are off for almost everyone?

Has anyone figured out what BND is really yielding? Google says 2.5%, Vanguard's "sec yield" gives 1.1%, and my own rough calculation given the latest dividend is 1.7% :? The yield that really matters is the YIELD-TO-MATURITY , which is of 1.1% as of today. On Vanguard's site, the "S...
by Nicolas Perrault
Tue Feb 09, 2021 10:26 pm
Forum: Investing - Theory, News & General
Topic: Small Cap Value heads Rejoice !!!
Replies: 3951
Views: 303415

Re: Small Cap Value heads Rejoice !!!

Every time Taylor says we’re gamblers and Total Market funds are better, I buy one share of VBR (Vanguard Small Cap Value). :mrgreen: Steve: I don't know whether to laugh or cry. Mr. Bogle began telling Bogleheads about the danger of style/factor investing many years ago. Fortunately, I listened. T...
by Nicolas Perrault
Tue Feb 09, 2021 10:15 pm
Forum: Investing - Theory, News & General
Topic: Tesla buys $1.5B in Bitcoin
Replies: 59
Views: 5495

Re: Tesla buys $1.5B in Bitcoin

Do shareholders own company's assets? Or, do they only own them in the event of bankruptcy? Assets are resources that a company controls. Shareholders have a residual ownership in these assets once liabilities (e.g. its debt) have been paid off. If a firm has no debt, then the shareholders own all ...
by Nicolas Perrault
Sat Feb 06, 2021 8:51 am
Forum: Personal Investments
Topic: Real effect of international allocation
Replies: 8
Views: 440

Re: Real effect of international allocation

As a follow on question, part of me is tempted to use a 1-fund portfolio of the QQQ. Here is why (last 10 years): - the CAGR was 20.20% compared to 10.90% for the 3-fund portfolio - Worst year was -0.12% compared to -5.07% for the 3-fund portfolio - Maximum drawdown was 16.96% compared to 16.42% - ...
by Nicolas Perrault
Thu Jan 28, 2021 11:28 pm
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4109
Views: 198408

Re: GameStop GME: anyone joining?

I wonder if the Vanguard Tax-Managed Small Cap Fund still holds the 519,000 shares it owned in September of 2020? It tracks S&P 600 Small Cap index fund, so I'm sure it does hold it in the appropriate weight. it fell only 0.18% yesterday. At least SLYV has maintained its weighting. As of yester...
by Nicolas Perrault
Sun Jan 17, 2021 10:58 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

TMF 15% down in 7 days. How is everyone doing? Frustrating to be more than 5% down when the market went 2% up. 15% in 7 days is nothing . UPRO lost 77% between 2/19/20 and 3/23/20. A bigger concern isn't 15% vs 77% but that SPX down -0.15% and TMF going -2%. Not working as a hedge right now. If you...
by Nicolas Perrault
Sun Jan 17, 2021 4:11 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Its been very UGLY and once I recoup my losses on TMF, I think I will do 20 TMF and 25 cash. Let me get this right. You’re going to hold both UPRO and cash simultaneously? TQQQ(~55),TMF(~20), and cash(~25). Not a quantitive but qualitative reason. Ofcourse once my TMF position recovers. Can you exp...
by Nicolas Perrault
Sat Jan 09, 2021 10:50 am
Forum: Personal Investments
Topic: Can I create generational wealth?
Replies: 193
Views: 19315

Re: Can I create generational wealth?

In 1914 my great-grandpa gave $50,000 to the Canadian government to fight the Germans: https://en.m.wikipedia.org/wiki/File:Mignault-Borden_22e_Regiment_Letter.png#mw-jump-to-license That’s about 1 million in 2021 dollars. Would be worth more than 1 billion today if instead he had invested in the U...
by Nicolas Perrault
Wed Jan 06, 2021 10:36 pm
Forum: Personal Investments
Topic: Can I create generational wealth?
Replies: 193
Views: 19315

Re: Can I create generational wealth?

In 1914 my great-grandpa gave $50,000 to the Canadian government to fight the Germans: https://en.m.wikipedia.org/wiki/File:Mignault-Borden_22e_Regiment_Letter.png#mw-jump-to-license That’s about 1 million in 2021 dollars. Would be worth more than 1 billion today if instead he had invested in the US...
by Nicolas Perrault
Thu Nov 19, 2020 7:17 pm
Forum: Personal Consumer Issues
Topic: New MacBook Pro with M1 processor
Replies: 129
Views: 10139

Re: New MacBook Pro with M1 processor

Mid-2014 MBP 13” here, working well. Let me ask you, is the marginal benefit of upgrading now worth hundreds of dollars to you? My MBP did what it was supposed to do when I got it years ago and still does that job fine today. I will keep it until it fails, becomes hopelessly obsolete, or when it bec...
by Nicolas Perrault
Sun Oct 04, 2020 8:40 pm
Forum: Investing - Theory, News & General
Topic: Forever Stamps as an Investment?
Replies: 54
Views: 7576

Re: Forever Stamps as an Investment?

Biggest risk is losing or spilling coffee on them. If you are looking for guaranteed inflation adjusted return, stick with I Bonds and TIPS. You've got to hold the TIPS to maturity to get the guaranteed inflation adjusted return, or else you're the slave of interest rates (a spike in rates means it...
by Nicolas Perrault
Wed Sep 02, 2020 9:40 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Started the adventure this year in a very small play-money Roth IRA and made a few changes along the way... - Started in mid-April 2020 with 55/45 UPRO/TMF - Switched in mid-May to 27.5/27.5/45 UPRO/TQQQ/TMF - I was due for a quarterly rebalancing in July so I took the opportunity to switch to 52/4...
by Nicolas Perrault
Wed Sep 02, 2020 9:29 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Yea they be called bonds, haven't you been paying attention? :D I don't know of something that VXX can do that bonds can't do better. It's similar for your risk and far better for your returns to have 15% long bonds than 4% VXX. Just run an efficient frontier simulation in portfoliovisualizer. The ...
by Nicolas Perrault
Wed Sep 02, 2020 9:07 pm
Forum: Personal Investments
Topic: Should I take short term gains and face the taxes?
Replies: 94
Views: 4819

Re: Should I take short term gains and face the taxes?

Why don't you sell your $250k capital gains and pay $100k in tax? Because then OP would be $100k poorer. It's pretty simple. Why is it that most people find the idea of giving $50 to the first man they cross on the street abhorrent, but don't find it abhorrent to unnecessarily give taxman a $50,000...
by Nicolas Perrault
Wed Sep 02, 2020 8:53 pm
Forum: Personal Investments
Topic: Should I take short term gains and face the taxes?
Replies: 94
Views: 4819

Re: Should I take short term gains and face the taxes?

There are a lot of aspects to what you bring up: risk tolerance, market timing, asset allocation and many emotions. But I will stick to the one thing that stands out immediately. You sound like you would prefer to guarantee a loss than continue living in fear of one. Yes, that's what taking $250k i...
by Nicolas Perrault
Mon Aug 24, 2020 10:01 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

I am ok paying a "fee" to reduce my max drawdown to make me stay sane in a market that can swing wildly like in March. Is there an alternative? Nothing else I could find offset a liquidity crunch like vol etfs. Yea they be called bonds, haven't you been paying attention? :D I don't know o...
by Nicolas Perrault
Mon Aug 24, 2020 9:26 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

5. Because of circuit breakers , it is not possible to lose entire balance in a single day. Not probable, but likely not impossible. The NYSE level III breaker triggers when the S&P 500 drops 20% in value in one day. If the drops are continuous, the breakers would trigger before it drops 33% (-...
by Nicolas Perrault
Tue Aug 18, 2020 8:29 pm
Forum: Investing - Theory, News & General
Topic: Small Cap Value heads Rejoice !!!
Replies: 3951
Views: 303415

Re: Small Cap Value heads Rejoice !!!

One of my closest friends is toting his portfolio of growth stocks/indices and asked if I thought it would be crazy to put his entire retirement into AAPL (currently makes up 40% of his holdings). He works in the finance business. He regularly makes fun of my strong value tilt, and is blown away th...
by Nicolas Perrault
Sat Aug 15, 2020 10:15 pm
Forum: Investing - Theory, News & General
Topic: Is picking and choosing indexes a bad idea?
Replies: 8
Views: 1014

Re: Is picking and choosing indexes a bad idea?

My initial strategy was all world market cap weighted. I noticed some indexes are still down more than others such as International small cap, international property etc. Would it be anti bogle strategy to buy these, better off to just stick to all world? If you think that what comes down harder or...
by Nicolas Perrault
Sat Aug 15, 2020 9:48 pm
Forum: Investing - Theory, News & General
Topic: Buffet buys gold miner
Replies: 54
Views: 6278

Re: Buffet buys gold miner

[Berkshire Hathaway is] a nice equivalent if you don't want the dividend tax exposure from a S&P 500 fund. This is not exact. Running a factor regression on Berkshire Hathaway (BRK.A) from 2000 to 2020, its factor loadings were 0.57 market, -0.47 size, +0.49 value, 0 momentum with a model R2 of...
by Nicolas Perrault
Sat Aug 15, 2020 9:17 pm
Forum: Investing - Theory, News & General
Topic: Bill Bernstein: Why value is dead
Replies: 101
Views: 11176

Re: Bill Bernstein: Why value is dead

Dear Taylor, Facts don't change. That's what makes them facts. I wouldn't call long-run large-cap value outperformance a fact though. Of course facts change! If I’m 30 today and tomorrow is my birthday then tomorrow I’ll be 31. Facts change constantly. Especially in financial markets. Modern financ...
by Nicolas Perrault
Sat Aug 15, 2020 9:04 pm
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16611

This half-dead bond

This 372-year-old half-dead water bond: https://news.yale.edu/2015/09/22/living-artifact-dutch-golden-age-yale-s-367-year-old-water-bond-still-pays-interest In 1648, some town in Holland decided to finance the construction of a bridge by issuing a bond that would pay 5% "in perpetuity". La...
by Nicolas Perrault
Sat Aug 15, 2020 8:43 pm
Forum: Investing - Theory, News & General
Topic: Bill Bernstein: Why value is dead
Replies: 101
Views: 11176

Re: Bill Bernstein: Why value is dead

I made the mistake of tilting to small value years ago. I knew I'd have to stick with it, so I'm in it for the long haul. zaboomafoozarg: Read the very wise words of Lord Keynes: " When the facts change, I change my mind. What do you do, sir? " Best wishes Taylor Jack Bogle's Words of Wis...
by Nicolas Perrault
Sat Aug 15, 2020 8:58 am
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16611

Re: Products that last forever

When I was a kid in the 1990s we had a country house that had been in our family for almost a hundred years. We still had and used a fridge there that my great-great grandfather had installed in the 1910s, one of the very earliest fridges for home use. We had it working for 80 years and it never bro...
by Nicolas Perrault
Wed Jun 03, 2020 6:15 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

I have been following this discussion and am leaning towards making a leap. I understand the strategy/associated risks and planning to invest a small slice of my portfolio (less than 5%) out of Roth IRA. I have a few questions to the group - 2. How actively do you monitor this strategy? I am trying...
by Nicolas Perrault
Tue Jun 02, 2020 10:00 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

It’s done better than UPRO in the past and some people are hoping this will continue. Other posters in this thread have stated “greed” as their motivator for using TQQQ (no joke). If TQQQ underperforms UPRO for 1-2 years, I think they’ll drop it. Anyway, welcome mt2k, and good luck. It’s done bette...
by Nicolas Perrault
Tue Jun 02, 2020 6:06 am
Forum: Investing - Theory, News & General
Topic: WSJ: Individual investors get burned by collapse of complex securities
Replies: 44
Views: 4834

Re: WSJ: Individual investors get burned by collapse of complex securities

I have no sympathy for these people. Suing your brokerage when you bought something that was returning 18% when risk free is ~1%?? I was reading the old XIV subreddit the other day (inverse VIX futures, the product doesn’t exist anymore). Some people that had lost a lot when it collapsed had the sa...
by Nicolas Perrault
Tue Jun 02, 2020 5:54 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

privatefarmer wrote: Mon Jun 01, 2020 9:05 pm and I don’t mess with portfolio margin as IB decided to increase the margin reqs on me in the middle of the drawdown.
Interesting, would you mind to elaborate? I’m happy it’s not turning out too badly for you.
by Nicolas Perrault
Mon Jun 01, 2020 8:17 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Mickelous wrote: Mon Jun 01, 2020 7:43 pm Personally I'm a huge believer of a lot of the companies in the Nasdaq. Went through the holdings list and was definitely impressed.
I’m a believer in the idea that you can’t easily outsmart Wall Street analysts and their supercomputers.
by Nicolas Perrault
Mon Jun 01, 2020 7:08 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

:sharebeer hi Hi All, Long time lurker here and this is my first post. Many thanks to HedgeFundie to start this thread, posting his real and trackable investment, and providing with frequent updates. Many thanks to all the contributors supporting and opposing this investment approach. I have learnt...
by Nicolas Perrault
Sun May 31, 2020 6:27 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

What about moving 100% from UPRO to SPY if VIX hits a certain level (let’s say 25)? Portfoliovisualizer does not allow intra-month start and end dates (at least not in its free tier), but if we use 33-34 as a VIX threshold instead of 25, we can use (beginning of) March 2020 and (end of) April 2020 ...
by Nicolas Perrault
Sun May 31, 2020 2:06 pm
Forum: Personal Investments
Topic: An NTSX alternative in taxable?
Replies: 27
Views: 2529

Re: An NTSX alternative in taxable?

To be clear, I picked VUG not for any desire to tilt to growth but purely for its lower yield. If there was a total market fund paying 1% SEC yield I’d be happy to use it over VUG. I haven't looked to see if any are available in the US but I know that in Canada and some other places there are "...
by Nicolas Perrault
Sat May 30, 2020 10:34 am
Forum: Investing - Theory, News & General
Topic: Physical gold ETF vs Physical gold storage
Replies: 8
Views: 1019

Re: Physical gold ETF vs Physical gold storage

There may be taxable consequences. In Canada, coins bought for less than $1000 and then later sold for less than $1000 are exempt from capital gain tax. So hoarding small (1/10th of an ounce) gold coins is much better than an ETF for taxable investors. Unfortunately the Royal Canadian Mint does not ...
by Nicolas Perrault
Fri May 29, 2020 11:15 pm
Forum: Personal Investments
Topic: Overpay for the home we love?
Replies: 62
Views: 5126

Re: Overpay for the home we love?

The house is worth what you‘re willing to pay for it, so you can‘t overpay!

All kidding aside, I’d probably be willing to pay a 10% premium or more over market value for a house that I “love”, if I can I afford it and I think the market estimate is fair. But “love” is a strong word.
by Nicolas Perrault
Fri May 29, 2020 9:59 pm
Forum: Investing - Theory, News & General
Topic: Does reinvesting TSM dividends artificially inflate one’s position in growth stocks?
Replies: 24
Views: 1463

Re: Does reinvesting TSM dividends artificially inflate one’s position in growth stocks?

You end with market cap, same as you started before the dividend was paid, no? 1) Before dividend payment: |—————Value $100—————|—————Growth $100—————| |—————Value 50% —————|—————Growth 50% —————| 2) After dividend payment, before reinvesting dividends: |———Value $97 ———|———Growth $100———|—Cash $3 ...
by Nicolas Perrault
Fri May 29, 2020 9:28 pm
Forum: Personal Investments
Topic: Japanese stocks as an “investment haven”
Replies: 11
Views: 1388

Re: Japanese stocks as an “investment haven”

A haven? In stocks? Here is a list of investments that are havens: *TIPS *AAA short bonds *Money markets *Bank accounts Other than tips and short bonds I ha e huge %age in MM and Bank. Can you share couple of funds which fit your criteria. Seriously considering long term treasury for my BND allocat...
by Nicolas Perrault
Thu May 28, 2020 9:25 pm
Forum: Personal Consumer Issues
Topic: What will you NOT buy online?
Replies: 96
Views: 7086

Re: What will you NOT buy online?

My father, a lawyer, refuses to buy stocks and bonds online. He does everything over the phone with the bank (discount broker). He sent them a letter telling them not ever to execute any order made online on his account, so that he can easily put the blame on them if someone hacks his account. He b...
by Nicolas Perrault
Thu May 28, 2020 9:10 pm
Forum: Investing - Theory, News & General
Topic: Does reinvesting TSM dividends artificially inflate one’s position in growth stocks?
Replies: 24
Views: 1463

Re: Does reinvesting TSM dividends artificially inflate one’s position in growth stocks?

You end with market cap, same as you started before the dividend was paid, no? 1) Before dividend payment: |—————Value $100—————|—————Growth $100—————| |—————Value 50% —————|—————Growth 50% —————| 2) After dividend payment, before reinvesting dividends: |———Value $97 ———|———Growth $100———|—Cash $3 ...
by Nicolas Perrault
Thu May 28, 2020 8:50 pm
Forum: Investing - Theory, News & General
Topic: Does reinvesting TSM dividends artificially inflate one’s position in growth stocks?
Replies: 24
Views: 1463

Does reinvesting TSM dividends artificially inflate one’s position in growth stocks?

To simplify, suppose all TSM companies have 3% earnings. Suppose half the companies are “growth” companies yielding 0% in dividends (none of their earnings), and half are “value” companies yielding 3% dividends (all of their earnings). So the growth companies are reinvesting into themselves to, well...
by Nicolas Perrault
Thu May 28, 2020 8:10 pm
Forum: Personal Investments
Topic: Japanese stocks as an “investment haven”
Replies: 11
Views: 1388

Re: Japanese stocks as an “investment haven”

A haven? In stocks?

Here is a list of investments that are havens:
*TIPS
*AAA short bonds
*Money markets
*Bank accounts
by Nicolas Perrault
Thu May 28, 2020 7:57 pm
Forum: Personal Consumer Issues
Topic: What will you NOT buy online?
Replies: 96
Views: 7086

Re: What will you NOT buy online?

My father, a lawyer, refuses to buy stocks and bonds online. He does everything over the phone with the bank (discount broker). He sent them a letter telling them not ever to execute any order made online on his account, so that he can easily put the blame on them if someone hacks his account. He be...
by Nicolas Perrault
Thu May 28, 2020 7:19 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Just curious and had a look at robintrack for what robinhood users were using UPRO and TMF. Over 9,000 users held UPRO and 700 users holding TMF. Under 100 holding TYD. 22,000 holding TQQQ. Not much risk parity going on there. At first I feared this strategy might face problems if everyone on the i...
by Nicolas Perrault
Thu May 28, 2020 7:12 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 7901
Views: 773677

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Just curious and had a look at robintrack for what robinhood users were using UPRO and TMF. Over 9,000 users held UPRO and 700 users holding TMF. Under 100 holding TYD. 22,000 holding TQQQ. Not much risk parity going on there. I think robinhood is a favorite of the /WSB crowd, so that makes sense. ...
by Nicolas Perrault
Tue May 26, 2020 10:41 am
Forum: Non-US Investing
Topic: Do the bogleheads think this 22 year old belgian is smart or naïve?
Replies: 26
Views: 4082

Re: Do the bogleheads think this 22 year old belgian is smart or naïve?

Hello Bogleheads! I am a 22 year old belgian who is planning to start his journey to FIRE I would mean the world to me if you can help me evaulate my lifeplan :) some details on me: 70+% savings rate (and happy with this frugal lifestyle) planning to reach the retirement age within 10-15 working ye...
by Nicolas Perrault
Tue May 26, 2020 10:37 am
Forum: Investing - Theory, News & General
Topic: Are we better off now than Dec 2018?
Replies: 288
Views: 24241

Re: Are we better off now than Dec 2018?

That 3000 S&P is NOT Coming back anytime soon. LOL! OP remember, the market is a machine designed to make as many men as possible look like fools. Get over your emotional reluctance to lock in losses and just understand that you are protecting what you had in DECEMBER 2018. Translation: "B...
by Nicolas Perrault
Mon May 25, 2020 5:54 pm
Forum: Personal Investments
Topic: I have no risk tolerance: where am I supposed to keep my money?
Replies: 73
Views: 6962

Re: I have no risk tolerance: where am I supposed to keep my money?

It's a somewhat tongue-in-cheek question but I'm also somewhat serious. Recent market volatility is making me sick, to the point where I've learned that I'm not sure I can handle it. I am not so idealistic as to believe that stocks always go up. The stock market did not recoup it's 1929 crash until...
by Nicolas Perrault
Fri May 22, 2020 11:51 am
Forum: Investing - Theory, News & General
Topic: Small Cap Value heads Rejoice !!!
Replies: 3951
Views: 303415

Re: Small Cap Value heads Rejoice !!!

Forester wrote: Thu May 21, 2020 4:50 pm SCV total return is still at 2014 levels :?
And European total real returns are still at 2006 levels.
And Pacific total real returns are still at 1993 levels.

2014 ain’t that bad 😏
by Nicolas Perrault
Wed May 20, 2020 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: How specific should I be in my will with regards to investing?
Replies: 14
Views: 1326

Re: How specific should I be in my will with regards to investing?

My non-indexer grandfather in his will forced my indexer father to have his inheritance actively invested in a trust by designated advisors with no permission to withdraw before my father was 55. He asked the advisors “Well since I’m paying you to advise me, advise me”. They repeatedly neglected to ...