Search found 22 matches

by Doodadooh
Sat Sep 05, 2020 3:20 pm
Forum: Personal Consumer Issues
Topic: Credit Card Charge Dispute Who Generally Prevails?
Replies: 51
Views: 3817

Re: Credit Card Charge Dispute Who Generally Prevails?

When one disputes a charge on a credit card for a product that was unsatisfactory (and the merchant doesn't return calls/emails and doesn't fulfill 100% money back guarantee) who generally prevails in these disputes--the customer or merchant? In my experience, the customer almost always has the upp...
by Doodadooh
Tue Sep 01, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Cardio alternatives to treadmills?
Replies: 107
Views: 7496

Re: Cardio alternatives to treadmills?

If you can spend more time standing than sitting then you probably don't need anything else.
by Doodadooh
Sun Aug 30, 2020 6:34 pm
Forum: Personal Investments
Topic: Fidelity Bitcoin Index Fund
Replies: 71
Views: 6606

Re: Fidelity Bitcoin Index Fund

Unless you're tech savvy and security conscious, I would not recommend buying BTC directly. You might want to consider buying into a tracking index like GBTC or ETCG (Ethereum) Granted there is a high premium on these trackers and low volume but if we're talking about a long term investment with pla...
by Doodadooh
Sun Aug 02, 2020 5:53 pm
Forum: Personal Investments
Topic: Selling gold via family member - tax implications?
Replies: 10
Views: 770

Re: Selling gold via family member - tax implications?

OP, why don't you sell the gold yourself (to a dealer) and pay your son's tuition directly to the university? That's the easiest and best solution. Because I'm over a thousand miles distant from both my son and the gold coins (which are hidden in one of those twelve step wooden Japanese trick boxes...
by Doodadooh
Sat Aug 01, 2020 6:33 pm
Forum: Personal Investments
Topic: Selling gold via family member - tax implications?
Replies: 10
Views: 770

Re: Selling gold via family member - tax implications?

Thank you everyone. Your advice is much appreciated.
by Doodadooh
Sat Aug 01, 2020 2:25 pm
Forum: Personal Investments
Topic: Selling gold via family member - tax implications?
Replies: 10
Views: 770

Selling gold via family member - tax implications?

I want to offload a few of my gold coins to pay for my son's college costs. He needs the money sometime later this month but, to cut a long story short, he has physical access to the gold so it would be way easier for him to cash in the coins. All these coins were bought a few years back when the pr...
by Doodadooh
Thu May 07, 2020 6:32 pm
Forum: Investing - Theory, News & General
Topic: Modern Monetary Theory
Replies: 97
Views: 7035

Re: Modern Monetary Theory

I've recently become interested in MMT but some of the concepts are so shocking that I'm beginning to question everything now - particularly in this strange time. For some of the wiser heads here please put my head straight and let me know if I'm missing something; 1) In any sovereign currency, publ...
by Doodadooh
Mon Mar 23, 2020 1:41 pm
Forum: Personal Investments
Topic: Copper revisited
Replies: 10
Views: 777

Copper revisited

https://www.iflscience.com/health-and-medicine/copper-destroys-respiratory-viruses/ https://www.fastcompany.com/90476550/copper-kills-coronavirus-why-arent-our-surfaces-covered-in-it The above articles indicate that copper and copper alloys (brass for example) are natural antimicrobials that kill ge...
by Doodadooh
Wed Mar 18, 2020 9:38 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 198014

Re: Optimism amongst the panic and worry

But, They say that in Wuhan after so many years of noise You can hear the birds again. They say that after just a few weeks of quiet The sky is no longer thick with fumes But blue and grey and clear. They say that in the streets of Assisi People are singing to each other across the empty squares, ke...
by Doodadooh
Fri Mar 13, 2020 2:31 pm
Forum: Personal Investments
Topic: Stay at home summer - investment opportunities?
Replies: 0
Views: 182

Stay at home summer - investment opportunities?

If increasingly larger numbers of the population stay at home for the foreseeable future - maybe 3-6 months - which companies most stand to benefit? Utilities (higher power consumption), auto insurance (less accidents), home-streaming services, home delivery (Amazon) ?? Any other suggestions? Please...
by Doodadooh
Wed Mar 04, 2020 11:36 am
Forum: Personal Consumer Issues
Topic: Help/Advice with Decluttering
Replies: 37
Views: 2841

Re: Help/Advice with Decluttering

Short version: Consider giving away the things you don't need anymore to friends, family, neighbors or your local free-cycle. Digitize all documents, photos etc. Most important - find a way to make it fun! Long version: Way back when storage sheds were considered a status symbol on our street we dec...
by Doodadooh
Sun Mar 01, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: Costco rebate tip
Replies: 33
Views: 5000

Costco rebate tip

Don't just exchange it to pay for your grocery bill and then pocket the change. Cash it at Costco for 100% face value and
then continue to charge your groceries/gas for the rewards.
by Doodadooh
Sat Feb 29, 2020 10:43 am
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1766
Views: 148104

Re: Coronavirus (Consumer Issues) How you are preparing?

Apologies if this has been mentioned previously but I haven't waded through all nine pages of suggestions. 1) One thing I'm rather proud of is that I recently trained myself not to touch my face or scalp. Initially it's incredibly frustrating not to rub an irresistible itch. Even as I type this I fe...
by Doodadooh
Fri Feb 28, 2020 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: Shifting IRA funds around..
Replies: 2
Views: 237

Shifting IRA funds around..

It's probably a dumb question but I want to be 100% sure that I'm not causing myself tax issues down the road. The plan is to gradually shift part of my - and my wife's - traditional IRA (held at Ameritrade) from stocks to an IRA CD at another bank, like CapitalOne. We are aged 64/66. Are there any ...
by Doodadooh
Fri Dec 13, 2019 10:19 am
Forum: Personal Consumer Issues
Topic: Reliable Restaurant review sites for travel
Replies: 23
Views: 2162

Re: Reliable Restaurant review sites for travel

Trip Advisor, and probably Yelp, has a vested interest in promoting any business therefore they are not a traveller's best friend.
Just add "reddit" at the end of your query and you're far more likely to get a realistic review - even there, discount the 5 star and 1 star reviews.
by Doodadooh
Thu Dec 12, 2019 4:36 pm
Forum: Personal Consumer Issues
Topic: Reverse Snowbirds?
Replies: 35
Views: 4383

Re: Reverse Snowbirds?

I propose a more accurate definition than "reverse snowbird" - a firebird! Our home base is in AZ but we head north from May and return in November ie we escape the oppressive heat in the summer and return to the quite delightful climate in the winter months. Summers for us are spent livin...
by Doodadooh
Mon Dec 09, 2019 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Third party data violation
Replies: 12
Views: 1105

Re: Third party data violation

Does the card work at all? Is it possible that it may be "first" party data that is the problem not "third"? I would check with your CC company. My CC company would catch suspicious activity long before any store or payment processor in 99% of cases. However, I would think online...
by Doodadooh
Mon Dec 09, 2019 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Third party data violation
Replies: 12
Views: 1105

Re: Third party data violation

OP, Whence appeared this majestic leap from a routine website lockout to worrying that you will be connected to money laundering? My stars, goodness gracious me, etc. If I was worried about being connected to money laundering, do you really think I'd be advertising about it in a public forum? The is...
by Doodadooh
Mon Dec 09, 2019 3:16 pm
Forum: Personal Finance (Not Investing)
Topic: Third party data violation
Replies: 12
Views: 1105

Re: Third party data violation

<I work in online payments. You tripped what are called "velocity limits" trying too many times, especially after a few attempts with mismatched info. The rep you spoke to on the phone is not lying when he says he doesn't have access to more information than that. Usually these systems giv...
by Doodadooh
Sat Dec 07, 2019 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Third party data violation
Replies: 12
Views: 1105

Third party data violation

Very recently I attempted to buy a couple of gift cards online. To my surprise, after a number of attempts all the transactions were rejected. (an initial couple of failed transactions frankly were my fault - mismatching address on credit card and shipping address - but my best guess for their rejec...
by Doodadooh
Fri Sep 21, 2018 12:15 pm
Forum: Personal Investments
Topic: The Betterment 80/20 savings plan
Replies: 4
Views: 910

Re: The Betterment 80/20 savings plan

I assume that I need to open a Vanguard account to park my cash in VMMXX. More out of convenience I'd rather keep it in one place with my Ameritrade account. Re: the purpose of the unused cash: Again, convenience I guess. Given my age, my goal is to generate some safe income from the IRA rather than...
by Doodadooh
Thu Sep 20, 2018 12:24 pm
Forum: Personal Investments
Topic: The Betterment 80/20 savings plan
Replies: 4
Views: 910

The Betterment 80/20 savings plan

First off; hello to everyone. I've been following this forum for a number of years and have benefited, in lurk mode, from some useful advice from many seasoned investors. OK, now I have a question to pose: I currently have about 40% of my IRA in cash (I'm retired and getting a little conservative in...