Search found 10 matches

by tantive
Fri Jan 04, 2019 10:39 pm
Forum: Investing - Theory, News & General
Topic: Social Security for Millennials
Replies: 234
Views: 30681

Re: Social Security for Millennials

Theoretical wrote:
Mon Apr 03, 2017 5:12 pm
Regardless of the politics, from a strictly financial perspective, our retirement (30-odd years away) planning is based on getting nothing from SS.
Exactly our plan! SS will be a windfall and is not factored into our savings calculation.
by tantive
Wed Jan 02, 2019 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: Tithing by Proxy (Legal Tax Avoidance?)
Replies: 32
Views: 1759

Re: Tithing by Proxy (Legal Tax Avoidance?)

I do not follow a faith tradition, but if this charitable giving comes from a Judeo Christian tradition then one may want to question the premise of the guidance you seek. Jesus of Nazareth said a few things about 'giving from wealth vs. giving from faith' in Mark 12:41-44. If the giving does not co...
by tantive
Fri Dec 14, 2018 11:23 am
Forum: Personal Investments
Topic: Starting fund for 2 year old
Replies: 10
Views: 673

Re: Starting fund for 2 year old

I'm in the same position! You can take out Roth IRA contributions without issue, so I have two accounts: One is Roth IRA in my name, and AA 80/20 between Vanguard total stock and Vanguard total bonds. I'm treating this account as a 35 year investment (I am 30) so I am not planning on adjusting AA, a...
by tantive
Mon Oct 15, 2018 3:30 am
Forum: Personal Finance (Not Investing)
Topic: Is it worth filing FAFSA even if you know you'll get nothing?
Replies: 70
Views: 5564

Re: Is it worth filing FAFSA even if you know you'll get nothing?

At my undergrad, you were not eligible for work study jobs unless you had completed a FAFSA. Those jobs weren’t need based, but you still had to complete the form. Federal Work Study funds are a 'campus based' Title IV program meaning that a student must have federally calculated need as well as me...
by tantive
Wed Oct 10, 2018 10:53 am
Forum: Personal Finance (Not Investing)
Topic: FAFSA questions
Replies: 29
Views: 2438

Re: FAFSA questions

Our university requires the FAFSA for any form of student aid including employee tuition discounts and merit scholarships etc. I have had to "verify" the FAFSA submissions several times over the past few years by submitting an IRS tax transcript. I don't know what they were looking for other than p...
by tantive
Tue Oct 09, 2018 12:54 pm
Forum: Personal Consumer Issues
Topic: Grind and Brew Coffee Makers - worth it?
Replies: 39
Views: 4006

Re: Grind and Brew Coffee Makers - worth it?

tydas wrote:
Tue Aug 07, 2018 11:36 am
Self-admitted coffee snob, dedicated bartaza grinder, scale and oxo on coffee maker...get beans from local shops and sometimes costco...little extra work making coffee each morning but i don't mind
My baratza has an integrated scale 😋
by tantive
Tue Sep 04, 2018 8:51 am
Forum: Personal Investments
Topic: Some advice regarding allocation timing and children savings
Replies: 5
Views: 486

Re: Some advice regarding allocation timing and children savings

I think my reticence to use 529 plans comes from a philosophic stance. If I enroll in a 529 plan and enjoy the tax-free earnings and state tax deduction, am I going to be more compelled to push my child into higher education? I am calculating capital gains taxes into the brokerage model, and am basi...
by tantive
Mon Sep 03, 2018 1:29 pm
Forum: Personal Investments
Topic: Some advice regarding allocation timing and children savings
Replies: 5
Views: 486

Re: Some advice regarding allocation timing and children savings

That makes a lot of sense, cutting the Gordian knot of 529 regulations/strictures. Thanks!
by tantive
Mon Sep 03, 2018 10:01 am
Forum: Personal Investments
Topic: Some advice regarding allocation timing and children savings
Replies: 5
Views: 486

Some advice regarding allocation timing and children savings

Hi all! I enjoy these threads a lot, but this is my first time posting. I have an overt question, but in reviewing the situation, more seasoned investors may spot shortsightedness/fallacies--I'm open to correction and any advice! Some basic details: Married with two children, and spouse's parents li...