Search found 555 matches

by yohac
Mon Jan 08, 2024 6:23 am
Forum: Personal Finance (Not Investing)
Topic: ID.me - I surrendered
Replies: 29
Views: 6716

Re: ID.me - I surrendered

At the last step of the signing up process, I was asked for my phone number. I have a cellphone with an MVNO service provider - US Mobile on Verizon. ID.me said it couldn't verify my identity with the number and I lost all my previous work which including the photo of my driver's license, the selfie, the lamb sacrifice, etc. More than annoying. Does anyone know WHY the dam thing can't verify the phone number? Anybody else have that problem? Anything I can do about it? I went through the same thing. Verifying the phone number alone was insufficient. They need proof that it's actually you who owns that number. No prepaid cell service or VOIP number would work. You need a postpaid cell plan that included a credit check when it was set up.
by yohac
Wed Jan 03, 2024 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Can you save too much in retirement accounts?
Replies: 53
Views: 9879

Re: Can you save too much in retirement accounts?

Yes, you can save "too much" in tax-deferred, if you define that as total lifetime tax burden, but quantifying that requires an ability to see into the future. Which I lack, so I simply went with deferring taxes as much as possible over the years. No doubt sub-optimal, but I have no regrets. Keep in mind that your largest unplanned expense once you get into RMD land is likely to be for healthcare, which is (currently) deductible.
by yohac
Wed Jan 03, 2024 9:40 am
Forum: Personal Finance (Not Investing)
Topic: Super awkward new employer situation
Replies: 144
Views: 26867

Re: Super awkward new employer situation

Exurbanite wrote: Wed Jan 03, 2024 7:44 am My husband insists that when I meet with our director today I need to reject any notion of working 40 hours per week and force the issue of them honoring their original offer of reduced hours. Or if they won't honor it, then just resign.
Totally agree with your husband. Otherwise you will resent every minute you spend working for them.
by yohac
Mon Nov 13, 2023 3:34 pm
Forum: Personal Consumer Issues
Topic: We Don't Want to Pay for Phone Landline Anymore, but need to keep the Number
Replies: 50
Views: 6734

Re: We Don't Want to Pay for Phone Landline Anymore, but need to keep the Number

Absolute cheapest would be Google Voice but you’d have to first port the landline number to a cell carrier, and then port from there to Google Voice.
by yohac
Wed Sep 06, 2023 4:16 am
Forum: Personal Consumer Issues
Topic: Help me find a call and text only plan on AT&T network
Replies: 16
Views: 1281

Re: Help me find a call and text only plan on AT&T network

That phone is not on AT&T’s white list so you may find it doesn’t work on their network since they switched to VoLTE only.
by yohac
Wed Jun 07, 2023 6:22 pm
Forum: Personal Consumer Issues
Topic: Printers in 2023?
Replies: 60
Views: 4699

Re: Printers in 2023?

Let alone rarely needing hard copy anymore, some printers still come with fax modems. I haven’t sent a fax in at least a decade.
by yohac
Wed Jun 07, 2023 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Should I appeal property tax?
Replies: 48
Views: 4892

Re: Should I appeal property tax?

skierincolorado wrote: Tue Jun 06, 2023 2:44 pm If we dropped the assessed value by 50k, it would save us $350/year in taxes. 25k would save $175/year in taxes. So the tax savings would be pretty small (low tax rates) and could easily be outweighed by any affect on resale value.
If a successful appeal would only save a couple hundred bucks, I wouldn't bother. But it's your time.
by yohac
Wed Jun 07, 2023 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Need help on TIAA and Cref
Replies: 37
Views: 3292

Re: Need help on TIAA and Cref

Bennie wrote: Tue Jun 06, 2023 10:55 pm 2) should I move my money out (to Fidelity, to another 401(k)) while I am still employed?
If you can do that, I would. My experiences with TIAA were not exactly horrible, but irritating enough that I pulled everything out - after jumping through more hoops than I thought necessary. If you like the Traditional account, that's a reason to stay. Otherwise if you are someone who values simplicity and transparency (as I am) then TIAA is exactly the wrong place to be.
by yohac
Tue May 16, 2023 6:20 am
Forum: Personal Consumer Issues
Topic: Anyone have 5G home internet? Experiences?
Replies: 99
Views: 8811

Re: Anyone have 5G home internet? Experiences?

I use it as a backup. Our cell service is marginal but usually download is around 50-60 mbps. Good enough for our normal use, but as others have said, occasionally the speed will drop so low that it’s effectively down. A reset generally clears that up, but in our home any downtime at all means it fails the DW test. I would be happy with that definition of marginal. Marginal for me is text messages might get through, voice is a no go unless you walk out to the road, data is a no show, ever. On my list is to contact VZ to see if they can redirect their towers but I’m not sure if that is even technically possible. Ouch. To clarify a bit, I get that speed in exactly one magic spot in the house. Any place else, even a few inches from that spot,...
by yohac
Tue May 16, 2023 4:39 am
Forum: Personal Consumer Issues
Topic: Anyone have 5G home internet? Experiences?
Replies: 99
Views: 8811

Re: Anyone have 5G home internet? Experiences?

I use it as a backup. Our cell service is marginal but usually download is around 50-60 mbps. Good enough for our normal use, but as others have said, occasionally the speed will drop so low that it’s effectively down. A reset generally clears that up, but in our home any downtime at all means it fails the DW test.
by yohac
Sat May 13, 2023 12:59 pm
Forum: Personal Consumer Issues
Topic: Problems with MVNO cell plan, what to do?
Replies: 20
Views: 2096

Re: Problems with MVNO cell plan, what to do?

Morik wrote: Sat May 13, 2023 12:38 pm As far as I can tell the cheapest plan we could get on T-mobile would be $80/month ($90 for two lines - $10 discount for auto pay) + taxes/fees for the 'Essentials' plan.
T-Mobile Connect plans are cheaper, but may not be suitable if you are big data users. My wife has been on Connect for years with no issues.

MVNOs generally cannot do network roaming. This may or may not explain the problems you are experiencing.
by yohac
Thu Apr 06, 2023 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter wants to pursue a career in music
Replies: 86
Views: 16783

Re: Daughter wants to pursue a career in music

cbox wrote: Thu Apr 06, 2023 11:58 am But the life of a musician ain't what it used to be. There are fewer opportunities. Many schools have cut music from their curriculum, sadly. Gigging is not what it was in the 70s. Heck, I know people who practically pay to play in places.
Yup. There are plenty of passable (to the untrained ear) amateurs who will play for pizza money, or nothing at all. Because they have day jobs and play for fun. These days people will pay a few hundred for a DJ, but a few thousand for a live band? No way.
by yohac
Thu Apr 06, 2023 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Daughter wants to pursue a career in music
Replies: 86
Views: 16783

Re: Daughter wants to pursue a career in music

I would not advice a double major in public school music education, if she has no real interest in it. It's a big investment in time and a lousy fallback. Only people who really want to teach in public schools can survive the politics, parents, long hours, bored kids, etc.

Like another person alluded to, there are more NFL roster positions than lucrative full-time orchestra positions.
by yohac
Fri Mar 10, 2023 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting without 2 weeks notice or a new job
Replies: 116
Views: 13112

Re: Quitting without 2 weeks notice or a new job

BarDownHockey wrote: Fri Mar 10, 2023 11:16 am She's completely burnt out, unsupported at work, stressed, not sleeping, having trouble eating, depressed, getting angry at home, unable to enjoy time with our kids / myself, etc.
If this was my wife, I'd tell her to email her resignation and never walk into that place again.
by yohac
Thu Jan 26, 2023 8:02 am
Forum: Personal Consumer Issues
Topic: Mediocre performance review - what next
Replies: 69
Views: 5666

Re: Mediocre performance review - what next

The downgrade may just be relative to your peers, or perhaps there was a directive to grade tougher this year. I would simply ask my boss where, if anywhere, he thinks I dropped the ball.

Not saying this is the case, but if last year was year 1 for you, and this is year 2, it's conceivable that your boss expected a bit more growth. Top performers don't just wait for assignments, they surprise their bosses with improvements.
by yohac
Tue Jan 24, 2023 7:29 pm
Forum: Personal Consumer Issues
Topic: PC problem, help please?
Replies: 19
Views: 1624

Re: PC problem, help please?

Since the problem is computer-specific but not browser-specific, I would suspect a third-party antivirus/anti-malware program and would try disabling it. Otherwise if you use a VPN, or some alternate DNS, or anything else that differs from a generic Windows PC, I would try to eliminate those variables.
by yohac
Sun Jan 22, 2023 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: Identity Theft (News Story)
Replies: 33
Views: 3505

Re: Identity Theft (News Story)

Either the employee who accepted that check was the most incompetent person in the history of banking, or he was in on the scam and has since disappeared. My bet is on the latter.
by yohac
Fri Jan 13, 2023 4:45 pm
Forum: Personal Consumer Issues
Topic: Neighbor noise issues
Replies: 80
Views: 8761

Re: Neighbor noise issues

stocknoob4111 wrote: Fri Jan 13, 2023 4:04 pm So my personal take is, if I were to turn on my TV at 4am I would be very aware that most people around me are asleep and I would be really thoughtful about waking anyone up, in fact it would concern me enough that I would just use headphones. Perhaps it's too much to expect these days.
Consideration for others is now the exception to the rule. The rule being “I will assert MY rights at all times.”
by yohac
Thu Dec 29, 2022 1:45 pm
Forum: Personal Investments
Topic: Managing Portfolio Anxiety in Retirement
Replies: 20
Views: 3515

Re: Managing Portfolio Anxiety in Retirement

Carl53 wrote: Wed Dec 28, 2022 6:46 am Home ownership may load a undesirable additional burden financially as well as mental if you have not been a owner before.
So true. I would never buy a house simply out of financial anxiety. With the house comes maintenance, yard work, property taxes, higher insurance rates. Apartment living is relatively carefree, provided your neighbors are decent. And if not, it's so much simpler finding a new apartment than selling a house.
by yohac
Sun Dec 04, 2022 12:36 pm
Forum: Personal Investments
Topic: Using External mutual funds in TIAA IRA
Replies: 5
Views: 436

Re: Using External mutual funds in TIAA IRA

Unless things have changed in the last couple years, you cannot hold non-TIAA mutual funds in a TIAA IRA. You can of course open a brokerage account and buy Vanguard ETFs.
by yohac
Sun Nov 20, 2022 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Finally pushed too hard at work - RETIRING!
Replies: 284
Views: 24363

Re: Finally pushed too hard at work - RETIRING!

Houdini563 wrote: Sun Nov 20, 2022 12:52 pm I had texted my bosses boss (runs the entire company) on Saturday morning asking if he could call me early Monday morning. He was the one who insisted I must work with this Cretin of a coworker.
...
He begged me not to retire and said he will work out something where I will not interact at all with the problem employee.

So I backed off I think because I was allowed to vent. Told him I’ll wait a few days to think about it.

I did not realize how much anger was within me concerning this terrible person. I let it rip.
Even if you were entirely justified, and even if the boss is apparently caving, I'd leave, maybe unless your nemesis is actually fired tomorrow morning.

No one needs this much drama.
by yohac
Sun Nov 20, 2022 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Finally pushed too hard at work - RETIRING!
Replies: 284
Views: 24363

Re: Finally pushed too hard at work - RETIRING!

Houdini563 wrote: Sun Nov 20, 2022 9:51 am I was told I need to work and train this person on Friday.
If this is like when I retired, on the day you give your notice, they will pronounce you and this person joined at the hip until you leave. Could be the longest month of your life.

In my case, I agreed to document the hell out of my job, but minimized actual face time with my replacement.
by yohac
Fri Nov 18, 2022 3:59 pm
Forum: Personal Investments
Topic: I Cant stomach the market. Need to move into a safer position
Replies: 98
Views: 11413

Re: I Cant stomach the market. Need to move into a safer position

nomorework wrote: Fri Nov 18, 2022 3:47 pm The news regarding war, layoffs, economy, etc is eating at me. I KNOW I SHOULD STAY THE COURSE BUT CANT :-) I would like to take my investments and put all in a safer position.
Until when? I can't remember a time when the news was upbeat. We're constantly on the eve of destruction.
by yohac
Thu Nov 17, 2022 12:15 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's new mobile app (formerly known as "Beacon")
Replies: 702
Views: 82543

Re: Will vanguard improve its app

RoboFan wrote: Thu Nov 17, 2022 6:46 am Does anyone have anything good to say about the new app? Did it get better over the last year?
Well, I was able to do a mobile deposit of an IRA rollover check last week. I was surprised it worked, given all the reviews complaining that it doesn't. So it may be overly picky, but it's not completely broken.
by yohac
Wed Nov 16, 2022 11:47 am
Forum: Personal Finance (Not Investing)
Topic: LTC offering via Allstate from employer - is it worth it?
Replies: 9
Views: 1297

Re: LTC offering via Allstate from employer - is it worth it?

It may be a good deal compared to other LTC plans. But since the max benefit is less than 1/7 of your current cash assets, I'd self-insure, unless you plan to spend like crazy after you retire.

Nobody wants to fight with an insurance company when they're old and frail.
by yohac
Tue Nov 15, 2022 8:23 pm
Forum: Investing - Theory, News & General
Topic: Keeping all $ in vanguard?
Replies: 31
Views: 4588

Re: Keeping all $ in vanguard?

It's all just conjecture. Personally find it implausible that Vanguard would be inaccessible for months, while other major brokerages keep humming right along.
by yohac
Tue Oct 25, 2022 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: An old friend asked for financial advice. I don't know what to say.
Replies: 57
Views: 9964

Re: An old friend asked for financial advice. I don't know what to say.

Besides the government benefits already mentioned, if she is paying for internet she should look into the Affordable Connectivity Program, if she hasn't already.
by yohac
Mon Oct 24, 2022 2:13 pm
Forum: Personal Investments
Topic: Starting to Panic
Replies: 122
Views: 20859

Re: Starting to Panic

Obviously markets like these are tough. One's first inclination is to say "I should have seen this coming" and then say "I need to do something" - which usually means selling some equities after they've gotten hammered. Making changes during times of stress is generally counterproductive in the long run.
by yohac
Wed Oct 19, 2022 7:59 am
Forum: Personal Consumer Issues
Topic: Will Google pay with Discover card work at Costco?
Replies: 35
Views: 4844

Re: Will Google pay with Discover card work at Costco?

jeffyscott wrote: Tue Oct 18, 2022 10:43 am Is it possible to use Google Pay connected to a Discover card at Costco to get 5%?
I tried this to buy gas last week, and no, it didn't work.
by yohac
Fri Oct 14, 2022 8:04 pm
Forum: Personal Consumer Issues
Topic: Need advice on getting new Samsung phone ... thanks & update/data plan question
Replies: 31
Views: 2224

Re: Need advice on getting new Samsung phone ...

PeninsulaPerson wrote: Fri Oct 14, 2022 12:09 pm Is it possible to shop around for pre-paid plans? Because it also seems like the cost of post-paid plans has come down a lot and it could be better now for us to go post-paid but I'm not sure. (We've always had pre-paid. I think that used to be the more economical choice. I am not sure about that anymore.)
Verizon and AT&T prepaid are a bit pricey. DW has T-Mobile's most basic plan. $10 a month gets 1000 minutes and texts, and 1 gig of data. She's never come close to hitting those limits. There are cheaper MVNO options but she likes T-Mobile's network and support.
by yohac
Fri Oct 14, 2022 9:38 am
Forum: Personal Consumer Issues
Topic: Need advice on getting new Samsung phone ... thanks & update/data plan question
Replies: 31
Views: 2224

Re: Need advice on getting new Samsung phone ...

FYI - I use my phone to send a few texts a week. I get appointment confirmation texts from my dentist, hair salon, things like that. I also use a handful of apps. And I take photos but am not looking for a super camera. Occasionally I make a phone call. Pretty basic uses and not data heavy use. (No video streaming, music or gaming.) No particular problems or concerns about battery life. For such light use, just about any phone above the lowest of the low end would be fine. Paying more gets you 5G, more speed and storage, and a better camera. Of those, only 5G sounds like a benefit to you, and even that's debatable. I don't think going to a postpaid plan would make financial sense. Those are mainly for heavy users who want a flagship phone....
by yohac
Sun Oct 02, 2022 9:23 pm
Forum: Personal Investments
Topic: Vanguard Target Retirement 2020 Down [almost 20%]
Replies: 14
Views: 2301

Re: Vanguard Target Retirement 2020 Down 30%

As of 9/30, Vanguard shows 1 year performance as -15.83%.
by yohac
Sun Oct 02, 2022 9:07 pm
Forum: Personal Consumer Issues
Topic: Any streaming channels for roku you can watch older star trek tv series for free?
Replies: 13
Views: 1471

Re: Any streaming channels for roku you can watch older star trek tv series for free?

Paramount+ is probably the easiest paid service to get for free, if you don't mind cancelling once a month and reupping with the latest promo code. In fact I cancelled my subscription in June but they haven't gotten around to removing my access yet.
by yohac
Sun Oct 02, 2022 4:01 pm
Forum: Personal Consumer Issues
Topic: Sling TV lost ESPN today.... [Spectrum loses ESPN, more channels in dispute with Disney]
Replies: 53
Views: 7416

Re: Sling TV lost ESPN today....

Sling was by far the cheapest service offering ESPN. Wouldn't be surprised if it doesn't come back. They used to have what were then the Fox regional sports networks. Another contract dispute, the RSN's disappeared and never came back.
by yohac
Sun Oct 02, 2022 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Dental Insurance - retired - probably need expensive work
Replies: 58
Views: 6430

Re: Dental Insurance - retired - probably need expensive work

Even if you could find a plan that made sense financially, it probably wouldn't cover major work (crowns, implants) for at least 12 months.
by yohac
Sun Oct 02, 2022 2:08 pm
Forum: Personal Consumer Issues
Topic: Has anyone used wireless internet (TMobile, Verizon)?
Replies: 20
Views: 2222

Re: Has anyone used wireless internet (TMobile, Verizon)?

Fremdon Ferndock wrote: Sun Oct 02, 2022 1:45 pm I basically just do web browsing and email, might do occasional streaming.
For this I would either use my own phone plan if it supports hotspot, or I would scrounge up another phone to connect to Visible Wireless. T-Mobile and Verizon are easier to set up and cancel than cable or DSL - but not nearly as easy as hotspotting.

As with all wireless options, what works depends on your location.
by yohac
Mon Sep 05, 2022 4:49 pm
Forum: Personal Consumer Issues
Topic: Best plans for talk+text only
Replies: 22
Views: 1927

Re: Best plans for talk+text only

28fe6 wrote: Mon Sep 05, 2022 10:42 am I'm setting up an old smart phone as a "home phone" for emergency use only. I use mint mobil
Not sure of your use case. If by home phone you mean it stays at home, you don’t need a service. Just use Google Voice over your Wi-Fi.
by yohac
Mon Aug 22, 2022 1:31 pm
Forum: Personal Consumer Issues
Topic: WiFi - do I need more Mbps?
Replies: 47
Views: 3790

Re: WiFi - do I need more Mbps?

Saaybogle wrote: Mon Aug 22, 2022 1:16 pm Thanks. I didn't even know I had 5ghz capability on my computer. After reading up on it, it looks like it may be best (if my wife and I both have a zoom call at the same time) for one of us to connect to 5ghz and be in the room where the router is, and the other to be in the upstairs office on 2.4ghz. Is it right that being on different frequencies would help, and the 5ghz is better if you're near the router?
If you're in the same room as the router, you should probably plug in a cable. Otherwise you can do some testing, but in my house 5 ghz has better speed everywhere, and it easily handles multiple devices streaming. I only use 2.4 for old devices that only work on that frequency.
by yohac
Mon Aug 22, 2022 5:59 am
Forum: Personal Consumer Issues
Topic: WiFi - do I need more Mbps?
Replies: 47
Views: 3790

Re: WiFi - do I need more Mbps?

A steady 98 mpbs is way more than enough for two simultaneous video calls. But if you really want to troubleshoot, WiFi speed bottlenecks are usually because of the router. You could disconnect your router from your modem, briefly plug that cable directly into a computer, and run a speed test (I use speedtest.net) to see if you get your full 200 mbps. If so, a router upgrade MAY help. But if not, the issue is probably either that your modem is ancient, or there's a problem with your internet service itself, in which case you'd have to call them if you want them to check.
by yohac
Mon Aug 15, 2022 4:05 pm
Forum: Personal Consumer Issues
Topic: [Retired couple] Thinking about moving to Madison, WI or Minneapolis, MN
Replies: 93
Views: 11051

Re: [Retired couple] Thinking about moving to Madison, WI or Minneapolis, MN

I'm retired near Madison but only because DW can't imagine leaving her friends. The winters are long, cold, dark and depressing. Florida in August I'm sure is awful too, but there's a reason for so many Midwestern snowbirds.
by yohac
Sun Aug 14, 2022 1:04 pm
Forum: Investing - Theory, News & General
Topic: Planning for a 50% MARKET CRASH before or at retirement
Replies: 100
Views: 10264

Re: Planning for a 50% MARKET CRASH before or at retirement

Charles Joseph wrote: Sun Aug 14, 2022 8:34 am I'm three years from retirement, and in all my calculations I assume a 50% market crash between now and the year I retire. In other words, I'm at a 40/60 asset allocation, and all my estimates are based on 80% of my current and future projected balances (a rough estimate, I know; things could be worse).

Is this overly conservative?
I don't think it's so bad. You might consider it insurance against having to postpone your retirement due to an ill-timed crash.
by yohac
Sat Aug 13, 2022 8:34 am
Forum: Investing - Theory, News & General
Topic: Stop Contributing to IRAs After 40?
Replies: 48
Views: 6040

Re: Stop Contributing to IRAs After 40?

leo383 wrote: Sat Aug 13, 2022 8:01 am the flexibility you lose with IRAs
Like paying a penalty on early withdrawals? Certainly that should be avoided. Otherwise I doubt the 6K you can contribute annually to an IRA at 40 is going to make or break your retirement either way.
by yohac
Thu Aug 11, 2022 10:35 am
Forum: Personal Consumer Issues
Topic: How often do you upgrade your Smartphone?
Replies: 111
Views: 8735

Re: How often do you upgrade your Smartphone?

Lots of iPhone people like to trade up every year or two. I upgrade when a new feature comes out that I like, and for me face unlock and eSIM were the last two of those. Hence I will be riding my iPhone XR for at least a couple more years.
by yohac
Thu Aug 11, 2022 10:20 am
Forum: Personal Consumer Issues
Topic: Boglehead SUV with >= 30 mpg
Replies: 39
Views: 4728

Re: Boglehead SUV with >= 30 mpg

I don't think you can go wrong with a RAV4 hybrid. It's the best car that we've ever owned.
by yohac
Wed Aug 10, 2022 7:48 am
Forum: Personal Consumer Issues
Topic: How to find "old" classmates
Replies: 23
Views: 2559

Re: How to find "old" classmates

stoptothink wrote: Wed Aug 10, 2022 6:59 am I went through a period a handful of years ago when I reconnected with old classmates on social media...made me realize that there is a reason I did not keep in contact with them and that I moved away from where I grew up.
Same here. Classmates are an accident of birth and in my experience they don't want to be contacted out of the blue. Nor do I for that matter.
by yohac
Wed Aug 03, 2022 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: 3% cash back CC offer, am I missing something?
Replies: 35
Views: 4778

Re: 3% cash back CC offer, am I missing something?

Is 1% of your grocery spending really going to amount to much? I juggle five cards to get the highest cash back for every situation, whereas DW just uses our 2% card for everything. Maybe I save an extra couple hundred a year. It really depends on whether your priority is maximizing or simplicity.
by yohac
Mon Aug 01, 2022 2:16 pm
Forum: Personal Consumer Issues
Topic: Should I upgrade my Verizon plan?
Replies: 30
Views: 2984

Re: Should I upgrade my Verizon plan?

There are many cheaper options if you are willing to port your number to an MVNO. But if not I would probably set up Visible on an separate phone or eSIM and use it only for the unlimited data and hotspot. $25/month.
by yohac
Tue Jul 12, 2022 3:59 pm
Forum: Personal Consumer Issues
Topic: Is AAA membership worth it?
Replies: 197
Views: 27424

Re: Is AAA membership worth it?

DW wants to keep it, so we keep it. We have used AAA once in the 24 years we've been together, and even that wasn't really necessary.

Actually twice, I had them take my passport photo, which was cheap, but they kept me waiting while doing a hard upsell. Not a fan.
by yohac
Fri Jul 08, 2022 7:02 am
Forum: Personal Consumer Issues
Topic: Wireless Router Issues
Replies: 10
Views: 1143

Re: Wireless Router Issues

LifeIsGood wrote: Fri Jul 08, 2022 6:10 am It seems these 2.4 ghz speeds are really low under what I would classify as unchallenging conditions.
I agree, but I wouldn't spend much time on this unless you have a lot of devices that only work on 2.4. New routers have impressive performance and range even on the 5 ghz band. The Netgear I just bought for forty bucks gets 130+ two floors up and on the opposite end of my home.