Search found 40 matches

by justlearnin
Sun Aug 30, 2020 2:07 pm
Forum: Personal Finance (Not Investing)
Topic: Who is qualified to analyze relative's financial situation?
Replies: 6
Views: 743

Re: Who is qualified to analyze relative's financial situation?

There is something more here if this family will potentially lose custody of their children. Mundane financial issues is not a cause to lose custody of children. Can you describe the situation more fully that leads you to suspect custodial rights are at risk?
by justlearnin
Sun Aug 30, 2020 1:53 pm
Forum: Personal Consumer Issues
Topic: replacement car key and fob
Replies: 23
Views: 1582

replacement car key and fob

While at the grocery store, I lost my key chain, with 2012 Subaru Forester key and fob, house key and post office key. I retraced my steps, and simply couldn't find them. I have since returned to the grocery store 3 times since losing the keys (approx 3 wks ago) and they have not be turned in. House...
by justlearnin
Tue Mar 24, 2020 6:30 pm
Forum: Personal Consumer Issues
Topic: Chewy pet food delivery
Replies: 26
Views: 2151

Re: Chewy pet food delivery

I'm pretty upset with Chewy right now. My dog is on a special diet that can only be ordered through prescription, it's all she eats. My order is auto fill. Got the regular msg last week that they would be shipping in two days unless I wanted to change the date. Got a msg the next day from the presid...
by justlearnin
Sat Mar 21, 2020 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Father in law died- things to do
Replies: 30
Views: 3664

Re: Father in law died- things to do

Re: Father in law died- things to do Post by Makefile » Sat Mar 21, 2020 3:29 pm I recently noticed that Treasury Hunt is back (https://www.treasurydirect.gov/indiv/to ... ryhunt.htm) which can tell you if someone's SSN has matured savings bonds that may be forgotten or misplaced. You mentioned he ...
by justlearnin
Tue Nov 19, 2019 11:56 pm
Forum: Personal Consumer Issues
Topic: Getting back into law after 25 years stay-at-home mom
Replies: 18
Views: 1993

Re: Getting back into law after 25 years stay-at-home mom

I could be wrong about this, but I believe that if she gets a federal job as an atty, she doesn't need to pass the bar in the state she's currently living. If indeed, she kept her license active all these years from at least one of the other states she was licensed in that should be good enough. Whe...
by justlearnin
Wed Oct 30, 2019 4:44 pm
Forum: Personal Consumer Issues
Topic: Olympic National Park and Mount Rainier National Park First Week of November - Worth It?
Replies: 15
Views: 989

Re: Olympic National Park and Mount Rainier National Park First Week of November - Worth It?

How much time do you have? I'm under the impression it's from Thurs to Sun, with Fri and Sat being your non-travel days. You do not have time to go to both of these nat'l parks much less to British Columbia. There is so much more to do and to see along the Olympic Nat's Park vs Mt Rainier. Travel ti...
by justlearnin
Wed Oct 30, 2019 3:36 pm
Forum: Personal Consumer Issues
Topic: Olympic National Park and Mount Rainier National Park First Week of November - Worth It?
Replies: 15
Views: 989

Re: Olympic National Park and Mount Rainier National Park First Week of November - Worth It?

I just looked at the 10 day weather outlook for both places and it looks fine. Cold. High 40's low 50's. Wind looks to be between 2-5 miles p/h for Fri, Sat, Sun. Dress in layers. It has been 20 yrs since we went up to Mt. Rainier. There are lots of places through and near the Olympic Nat's Forest a...
by justlearnin
Thu Oct 24, 2019 1:59 am
Forum: Personal Finance (Not Investing)
Topic: Surviving Spouse Credit Card Question
Replies: 27
Views: 2549

Re: Surviving Spouse Credit Card Question

Hello Rob, My husband and I shared credit cards. And had from the beginning of our marriage decades before, and I had no idea if ours were joint or authorized accounts. I had heard some scare stories that once I contacted the credit cards of my husband's death that my access to credit cards could be...
by justlearnin
Mon Sep 23, 2019 10:20 am
Forum: Personal Consumer Issues
Topic: How to get a repair estimate for unrepairable items? (Extended warranty claim)
Replies: 21
Views: 2231

Re: How to get a repair estimate for unrepairable items? (Extended warranty claim)

By chance is your microwave a counter top one rather than one over the stove? If so, just unplug it and take your microwave to an appliance store that has a repair shop and have them look at it and write you an estimate. Same thing if you are handy enough to take your microwave down from above your ...
by justlearnin
Wed Aug 28, 2019 11:39 am
Forum: Personal Consumer Issues
Topic: Recycling an old mattress
Replies: 29
Views: 1777

Re: Recycling an old mattress

Hello,

I don't live far from Tacoma, WA. There is a mattress recycling center there. See link. It's pretty impressive. Perhaps you can google mattress recycling for your area and see if there is something similar.

http://www.springbackrecycling.com/recycling/
by justlearnin
Mon Aug 26, 2019 3:50 pm
Forum: Personal Consumer Issues
Topic: Good fencing for Bad neighbors (fence advise)
Replies: 22
Views: 2904

Re: Good fencing for Bad neighbors (fence advise)

Another thing to think about. Have you looked this neighbor's name up in your local community as a registered sex offender. Likely he's not but it's worth a try. Additionally, in some states, you can look up names of people in the court system to see if someone has been convicted of crimes. If he's ...
by justlearnin
Mon Aug 05, 2019 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: How to help parent through health/financial crisis
Replies: 25
Views: 2491

Re: How to help parent through health/financial crisis

Hello Wishful, Just a few thoughts. Your mom is too young to collect social security retirement benefits. You say she's divorced, so she won't be able to collect SS until she is 62. It could be that she might be eligible for SS disability if she cannot return to work. Re work: it's possible that you...
by justlearnin
Tue Jul 30, 2019 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Bank asks for photo ID for beneficiary: is this normal?
Replies: 23
Views: 1976

Re: Bank asks for photo ID for beneficiary: is this normal?

A financial institution tried to get me to provide my adult children's social security #'s when I wanted to list them as beneficiaries. 1st they insinuated that they had to do this with all their customers. I said the beneficiaries would not be their customers until after I died. Then they said it w...
by justlearnin
Sun Jul 28, 2019 12:13 pm
Forum: Personal Consumer Issues
Topic: Inexpensive source--online or via Warehouse Clubs--for small batch business cards
Replies: 18
Views: 1037

Re: Inexpensive source--online or via Warehouse Clubs--for small batch business cards

Hello Synthfan, It depends what you mean by "small batch". I have always bought my business cards through Office Max/Office Depot. I have gotten the standard business cards. They are selling 250 cards for $18.00. There seems to be a 20% promotion if you spend $35.00. Here is the link. If y...
by justlearnin
Sat Jul 27, 2019 2:01 am
Forum: Personal Consumer Issues
Topic: New house... need to buy fridge and washer & dryer
Replies: 44
Views: 3969

Re: New house... need to buy fridge and washer & dryer

One other thing. Check your local utility company for appliance rebates. If they have them (mine currently does, for new washer, dryer, refrigerator) look at the requirements to fulfill the rebates. Usually you need to be a current local customer, appliance must be energy star, and you will need to ...
by justlearnin
Fri Jul 26, 2019 5:04 pm
Forum: Personal Consumer Issues
Topic: Educational assistance for relative, advise wanted.
Replies: 8
Views: 938

Re: Educational assistance for relative, advise wanted.

Mr Risin, It is very easy to pay tuition for someone to the college she might attend. If she decides to attend college or an institution of higher learning to further her degree, all you have to do is get her student number and send the tuition in her name each semester (or quarter) that she attends...
by justlearnin
Fri Jul 26, 2019 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap, Medicare Advantage Quotes
Replies: 9
Views: 757

Re: Medigap, Medicare Advantage Quotes

TFF, I don't know what state you are in, but in the state of Washington the Dept of Insurance has a link dedicated to Medicare. It is very helpful and any Washington resident looking to go onto Medicare should research this site as it is very helpful. They even have a link for the current premiums f...
by justlearnin
Mon Jul 08, 2019 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Heart Transplant — Can I Fund Expenses through our DAF?
Replies: 32
Views: 3192

Re: Heart Transplant — Can I Fund Expenses through our DAF?

I wasn't suggesting the gift to the medical institution would be paid under the DAF, simply as another solution to paying nephew's medical bills. While he wouldn't get a tax deduction, this is a way of gifting money on behalf of his nephew, and by giving money directly to the medical institution for...
by justlearnin
Mon Jul 08, 2019 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Heart Transplant — Can I Fund Expenses through our DAF?
Replies: 32
Views: 3192

Re: Heart Transplant — Can I Fund Expenses through our DAF?

I believe there is a medical exclusion to the gift tax for medical care and expenses so long as payments are made to the institution that provides the medical care. This would allow you to pay some of your nephew's medical expenses. If paid to the institution for your nephew's medical care you can e...
by justlearnin
Sun Apr 28, 2019 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Beneficiary Designation
Replies: 5
Views: 668

Re: Beneficiary Designation

Caymann, When my husband died, a couple of the financial institutions tried to convince me that I needed to provide my adult children's SS # when I wanted to designate them as beneficiaries. Most did not require this. Also, one child lives in England. One company went so far as to write me and tell ...
by justlearnin
Fri Apr 26, 2019 12:05 pm
Forum: Personal Consumer Issues
Topic: Any affordable place for Dental Implants in the Northwest USA ?
Replies: 23
Views: 2337

Re: Any affordable place for Dental Implants in the Northwest USA ?

Hello Hank, I live in Olympia, and just recently someone posted this on Nextdoor asking about a dentist who does implants who won't charge and arm and a leg. Prices were not discussed but here were the recommended dentists Dental Implants Anyone know of dentist that does implants who won't charge yo...
by justlearnin
Sun Apr 21, 2019 9:40 am
Forum: Personal Finance (Not Investing)
Topic: Cost basis date to use for inherited stock
Replies: 17
Views: 1944

Re: Cost basis date to use for inherited stock

Rickboglehead, I want to thank you. I confirmed what you had to say with my accountant. Yesterday I did get rid of a bags of financial statements dating back to before my husband died. I gained much space in my file cabinets. I have some more to do, but not much. I really appreciate the information ...
by justlearnin
Wed Apr 10, 2019 11:50 am
Forum: Personal Finance (Not Investing)
Topic: Notice to vacate/late rent
Replies: 59
Views: 6479

Re: Notice to vacate/late rent

Do you go to UNT Dallas? If so, there appears to be a community service center at the law school there that might be able to help you. One of the areas they deal with is landlord/tenant issues. https://lawschool.untdallas.edu/communi ... ing-center

Hope this helps
by justlearnin
Thu Mar 14, 2019 11:47 pm
Forum: Personal Finance (Not Investing)
Topic: Cost basis date to use for inherited stock
Replies: 17
Views: 1944

Re: Cost basis date to use for inherited stock

This is something I have been thinking of too. My husband died in 2013. I was the sole beneficiary of my husband's property, including financial accounts. I did not inherit through a trust, simply as beneficiary on all accounts or through his will. It too took awhile from my husband's date of death ...
by justlearnin
Sun Feb 24, 2019 7:09 pm
Forum: Personal Consumer Issues
Topic: How many minutes to change the bed sheets?
Replies: 31
Views: 3003

Re: How many minutes to change the bed sheets?

Do you want to be right or do you want to be happy?
by justlearnin
Sat Feb 16, 2019 6:38 pm
Forum: Personal Consumer Issues
Topic: CCRCs and LTCi
Replies: 9
Views: 648

Re: CCRCs and LTCi

Have you read the posting below with Subject line "CCRCs - problems with the transition process to higher care levels?" Read those responses. Some posters in that thread have talked about if a bed in the CCRC higher level of care isn't avail then you might have to be wait listed and placed...
by justlearnin
Thu Feb 07, 2019 12:42 pm
Forum: Personal Consumer Issues
Topic: My wife going back to school for Masters in Counseling - online
Replies: 48
Views: 3345

Re: My wife going back to school for Masters in Counseling - online

Mr and Mrs Rebellovw, I have an MSW, that I obtained from ASU back in the 90's. I have looked at this discussion for a number of days. Frankly, I am glad that you are no longer considering Capella, as I too am aware of the class action suit(s) out there and the issue with for profit online schools. ...
by justlearnin
Fri Feb 01, 2019 1:30 am
Forum: Personal Consumer Issues
Topic: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?
Replies: 162
Views: 14023

Re: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?

MortgageOnBlack, Many have suggested a dog walker walk your dog, but you say you don't want to give anyone a key to your house. But you also say that you have a camera in your home that you can watch your dog. Use that to your benefit. If you can see your dog, you could certainly see the dog walker ...
by justlearnin
Thu Jan 24, 2019 12:17 pm
Forum: Personal Consumer Issues
Topic: Negotiating a part-time schedule for a career that is typically full-time?
Replies: 22
Views: 1002

Re: Negotiating a part-time schedule for a career that is typically full-time?

Mine was an unplanned, unintentional 2 step reduction in work schedule, that worked out beautifully for me. I was a hard worker and my boss valued my employment. I loved my job, loved working for my organization, but was becoming overwhelmed with all the overtime, etc, so I had begun looking for oth...
by justlearnin
Thu Jan 24, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: Victim of my own success! How to deal with a complex life?
Replies: 103
Views: 9799

Re: Victim of my own success! How to deal with a complex life?

Hello Knightrider, You talk about being the victim of your own success, and you speak about wanting to farm things out. So it makes me believe you have money to spend. Does your spouse work outside the home? Whether she does or doesn't, you likely are both very busy with a toddler. Have you hired a ...
by justlearnin
Mon Dec 24, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: "Masters in Counseling" vs. "Masters in Social Work" (Massachusetts)
Replies: 21
Views: 2318

Re: "Masters in Counseling" vs. "Masters in Social Work" (Massachusetts)

I have an MSW which I received in 1992 from an accredited social work school. It takes 2 yrs to get an MSW (if you go full time) from an accredited program. I did not have a BA in SW, my BA major was Anthropology. For most of my career (before getting my JD) I was a hospice social worker and was con...
by justlearnin
Fri Nov 16, 2018 1:28 am
Forum: Personal Finance (Not Investing)
Topic: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw
Replies: 15
Views: 1164

Re: Finding an Attorney with Demonstrated, Credentialed Expertise In Elderlaw

You may find this helpful. You might want to review much of the website, but I hope you find these three links to give you an idea of what you are looking for. https://www.nelf.org/ https://www.nelf.org/becoming-a-cela/qualifications-summary/ https://www.nelf.org/planning-ahead-what-certification-me...
by justlearnin
Thu Oct 18, 2018 11:51 am
Forum: Personal Finance (Not Investing)
Topic: In What Order are Tax Credits Applied?
Replies: 6
Views: 931

Re: In What Order are Tax Credits Applied?

bigtex, This couldn't be more timely. I just had an e'mail from the National Adoption Council on Adoptable Children (NACAC) this a.m. and they have a link on their site regarding the 2018 adoption tax credit as well as the child tax credit and how to use them. There is no information on the saver's ...
by justlearnin
Fri Oct 05, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 4792

Re: Tackling Disney World - Discount on tickets?

Many years ago when our kids were little we were going on a road trip from AZ to No. CA for Christmas with grandma. We took our kids out of school a few days before Christmas break. On the way, as a pre-Christmas surprise for our girls, we stopped in Anaheim. The following morning went to Disneyland...
by justlearnin
Mon Oct 01, 2018 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Cancer patient - Estate planning for minor beneficiary
Replies: 14
Views: 1646

Re: Cancer patient - Estate planning for minor beneficiary

Cheetah, I'm so sorry for what you are going through, I wonder if you have a trusted family member to be your son's trustee, someone who will follow your wishes and make sure your son's interests are looked after. Clearly you need to go to an atty to craft a will/trust. As someone said earlier, you ...
by justlearnin
Sun Sep 30, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: Can you Help? Life stages: 55-65-75-85
Replies: 17
Views: 2420

Re: Can you Help? Life stages: 55-65-75-85

Bluesclues: re: "Potentially dealing with early passing of my wife. Given her health situation, we sometimes wonder if she'll make it very far into her 70's. Of course this is unknowable. I am wondering what sort of coping is required when losing a spouse early in the retirement / senior years....
by justlearnin
Sun Sep 30, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Layoffs – Insurance after COBRA
Replies: 16
Views: 2404

Re: Layoffs – Insurance after COBRA

Sorry to hear what you are going though GG1273, I decided to do Cobra after my husband died. I too had been diagnosed with cancer in that same year prior to going on Cobra. I knew the benefits my insurance would cover and also that I would not need to change doctors by continuing with my insurance p...
by justlearnin
Thu Aug 30, 2018 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Relative Never Took RMDs on Inherited IRA From 2004
Replies: 37
Views: 6919

Re: Relative Never Took RMDs on Inherited IRA From 2004

by MarkNYC » Thu Aug 30, 2018 4:15 pm "You say you received two letters from the IRS granting your penalty waiver request. What you did not say is whether the IRS waiver letters were accompanied by a refund of the the penalty tax you voluntarily sent in with the filing of the 5329 Forms. Can yo...
by justlearnin
Thu Aug 30, 2018 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Relative Never Took RMDs on Inherited IRA From 2004
Replies: 37
Views: 6919

Re: Relative Never Took RMDs on Inherited IRA From 2004

Re: Relative Never Took RMDs on Inherited IRA From 2004 Post by BL » Thu Aug 30, 2018 11:34 am "I assume you will withdraw at least the required amount before submitting this to the IRS." Yes, Fidelity sent me the 2016 and 2017 RMD amounts (minus the interest I earned on these funds) in 2 ...
by justlearnin
Wed Aug 29, 2018 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Relative Never Took RMDs on Inherited IRA From 2004
Replies: 37
Views: 6919

Re: Relative Never Took RMDs on Inherited IRA From 2004

Hello UpsetRaptor, I am new to this forum, have been reading for about a year. This situation just happened to me. So, I decided to register and share my story on the chance that my information can help you and anyone else who may find themselves in this situation. A bit of background. My husband di...