Search found 600 matches

by Fletch
Sun Jan 14, 2018 6:17 am
Forum: Personal Consumer Issues
Topic: Books on managing (household) finances for couples
Replies: 13
Views: 1095

Re: Books on managing (household) finances for couples

This may sound overly simplistic but it might be helpful to get you started. 1. Jointly decide the percentage of net income each month that you wish to give to charity. 2. Jointly decide the percentage of net income each month that you wish to save for long term needs, e.g. retirement. 3. Jointly de...
by Fletch
Sat Jan 13, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: Trying to help acquaintence - medicare costs
Replies: 72
Views: 2256

Re: Trying to help acquaintence - medicare costs

Two people, Medigap Plan F and Part D insurance about $500/mo. No subsidy. Plus the Medicare insurance payment.
by Fletch
Fri Jan 12, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: Strong Nearsighted Glasses - Tips Requested
Replies: 10
Views: 591

Re: Strong Nearsighted Glasses - Tips Requested

My request of the optician: I want the lightest weight and best optical quality I can get for my nearsighted/astigmatism Rx (although mine is not quite as strong as the OP). I end up with high index progressive rimless lenses in an oval shape (1.67 or 1.74) Transitions with Crizal (I think it was th...
by Fletch
Wed Jan 10, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 148
Views: 14392

Re: Anyone disenchanted with retirement?

I loved my paid work. I had a great boss. I had freedom to do what I wanted, when I wanted, where I wanted. That said:

Retired from paid work: 16+ years
Seconds missing paid work since retiring: 0

:sharebeer
by Fletch
Sat Dec 23, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: Bounty or Kirkland brand
Replies: 25
Views: 2173

Re: Bounty or Kirkland brand

Bounty. Have used both. Bounty definitely if you need to soak up much liquid.
by Fletch
Wed Dec 20, 2017 8:46 pm
Forum: Personal Consumer Issues
Topic: New Car; Maintenance
Replies: 30
Views: 1958

Re: New Car; Maintenance

I personally would (and do) use full synthetic oil (Volvo and Audi recommend Castrol Edge Professional) for any vehicle with a turbocharger to maximize turbo bearing life. I became a believer in full synthetic in the mid-1980s after testing in a Nissan Stanza. Oil consumption went from about 4000 to...
by Fletch
Wed Dec 13, 2017 7:18 am
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 242
Views: 15604

Re: Do people still use AAA?

For those that have used the AAA battery service, do you get charged for the battery? Yes, and the one I bought was priced reasonably. If you are a AAA member the price is about $20 or so less than for a non-member. I've used the service two times. The battery being tested was bad in the first case...
by Fletch
Sun Dec 10, 2017 7:11 pm
Forum: Personal Consumer Issues
Topic: What MPG App Do You Use To Track Fuel Usage ?
Replies: 61
Views: 2556

Re: What MPG App Do You Use To Track Fuel Usage ?

Lowest price I ever saw was in Houston circa 1969 - Texgas regular at 18.9 cents/gal during one of the frequent gas wars. Those were the days my friend, I thought they’d never end ....
by Fletch
Sun Dec 10, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: What MPG App Do You Use To Track Fuel Usage ?
Replies: 61
Views: 2556

Re: What MPG App Do You Use To Track Fuel Usage ?

I used to use paper and pencil, then a phone app. Then I realized “what am I doing with this information?” I bought a car, drive sensibly, and maintain it at least as good as the manufacturer recommends. I have what I have until it becomes unreliable. It is so freeing to give up a tiny fraction of m...
by Fletch
Sun Dec 10, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: Silicone Rings
Replies: 12
Views: 1593

Re: Silicone Rings

Silicone rings sound almost as permanent as marriage these days. :shock:
by Fletch
Tue Dec 05, 2017 7:24 am
Forum: Personal Consumer Issues
Topic: After financial independence, do you lose motivation for work?
Replies: 156
Views: 11551

Re: After financial independence, do you lose motivation for work?

Interesting question. For me, I almost always enjoyed my work from the time I entered the work force until the last day; I was blessed to have many challenging positions throughout my career. I greatly enjoyed the last position I had prior to pulling the plug; I pretty much did what I thought best, ...
by Fletch
Thu Nov 30, 2017 6:04 am
Forum: Personal Consumer Issues
Topic: failing at hobbies and leisure
Replies: 47
Views: 5156

Re: failing at hobbies and leisure

I think one of our biggest challenges has been making friends. We are both super introverted and happy to talk to each other forever. Im socially awkward. My wife is kind of like that too. We love stuff thats not really in vogue- board games, going to concerts museums going for a walk plus the abov...
by Fletch
Wed Nov 29, 2017 5:51 pm
Forum: Personal Consumer Issues
Topic: failing at hobbies and leisure
Replies: 47
Views: 5156

Re: failing at hobbies and leisure

If you are bored and have too much time on your hands go do some volunteer work. There is always a local organization that needs bright folks to help out. Regularly putting yourself in the service of others for no pay and no reward will also help align your priorities in life to help create a satis...
by Fletch
Wed Nov 29, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: 2018 Goals - Financial or Otherwise
Replies: 68
Views: 5558

Re: 2018 Goals - Financial or Otherwise

Marjimmy wrote:
Wed Nov 29, 2017 3:53 pm
Radjob4me wrote:
Wed Nov 29, 2017 3:29 pm
- Enjoy time with my family; in particular I hope to have more time with my dad, as I will be his stem cell donor in two weeks for a transplant to attempt to cure his bone marrow failure...
That's brave. Best of wishes to you both
+1
by Fletch
Wed Nov 29, 2017 3:13 pm
Forum: Personal Consumer Issues
Topic: 2018 Goals - Financial or Otherwise
Replies: 68
Views: 5558

Re: 2018 Goals - Financial or Otherwise

I have been retired for over 16 years. My focus for 2018 is much the same as previous years. 1. Keep her laughing (my wife of 50+ years). 2. Focus on strengthening relationships (most everything else is fluff). 3. Help others when they need it. 4. Live and love life and cherish every moment I'm give...
by Fletch
Wed Nov 29, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: new dehumidifier?
Replies: 9
Views: 616

Re: new dehumidifier?

I'm on my fourth dehumidifier in the basement ... they seem to crap out after about 3 years or so. Now I usually buy what ever Costco has. My last one is a 50 pint/day Winix, had never heard of them but it seems to do the job just fine - as good on water removal as my previous 70 pint models. https:...
by Fletch
Sat Nov 18, 2017 6:07 pm
Forum: Personal Consumer Issues
Topic: Timing if Medicare annual physical
Replies: 26
Views: 1388

Re: Timing if Medicare annual physical

The Medicare wellness exam is a JOKE. Nothing like the completeness of the physical my doctor used to perform. Draw a clock, review bloodwork that I've already seen, remember three words, no stethoscope, no EKG, etc. What a waste of time (mine and physician's) and money (taxpayer).
by Fletch
Thu Nov 16, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Regrets after reaching retirement?
Replies: 42
Views: 4632

Re: Regrets after reaching retirement?

No regrets for me while working for pay, or after retiring from paid work (16+ years). I love my blood family and my church family. It is almost always wiser to focus on helping others, beginning with my immediate family, rather than focusing on your own flaws or mistakes; all one can do is to learn...
by Fletch
Sat Nov 11, 2017 8:38 pm
Forum: Personal Consumer Issues
Topic: Do you meditate?
Replies: 131
Views: 10306

Re: Do you meditate?

Yes, randomly and frequently. Martin Luther described the Christian spiritual life as consisting of three things: Oratio, Meditatio, and Tentatio – Prayer, Meditation, and Struggle. The first two are disciplines I can fool myself into thinking I somewhat do on my own terms. The third is the gift tha...
by Fletch
Fri Nov 03, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: CR doesn't like some formerly favored SUVs
Replies: 25
Views: 3055

Re: CR doesn't like some formerly favored SUVs

https://www.truedelta.com

This is another site that has some owner provided data on vehicles.
by Fletch
Thu Oct 26, 2017 7:09 pm
Forum: Personal Consumer Issues
Topic: Fix or replace my vehicle
Replies: 33
Views: 1733

Re: Fix or replace my vehicle

Replace: :D Keep: :oops:
by Fletch
Wed Oct 25, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Lastpass on iPhone easy to use?
Replies: 16
Views: 1323

Re: Lastpass on iPhone easy to use?

I have used LastPass on both iPhone and Android - it is integrated system wide in Android beautifully, on iPhone it is a royal pain to use. This is just one of the reasons why I gave up on iPhone. I had a Nexus 5X, it died so I tried iPhone 7, I just couldn't adjust so I sold it and bought a Samsun...
by Fletch
Wed Oct 18, 2017 6:45 am
Forum: Personal Consumer Issues
Topic: Recommendations on truck/suv/crossover/wagon with comfortable seating
Replies: 11
Views: 940

Re: Recommendations on truck/suv/crossover/wagon with comfortable seating

You might also consider an Audi Q5 (or Q7 if you need something larger). My wife just got a 2018 Q5 Premium Plus, I have a 2012 Volvo XC60 Platinum Edition. The Audi seats are as comfortable to us as the Volvo seats and the Audi rides smoother and is quieter. I still love my XC60 though. Both are gr...
by Fletch
Mon Oct 09, 2017 9:51 am
Forum: Personal Consumer Issues
Topic: Google Chrome Fonts Appear Fuzzy
Replies: 7
Views: 704

Re: Google Chrome Fonts Appear Fuzzy

Perhaps a long shot, but is your monitor set at the recommended native resolution? I have experienced fuzzy text when resetting the resolution to something other than the native.
by Fletch
Sat Oct 07, 2017 6:12 am
Forum: Personal Consumer Issues
Topic: Daughter's auto repair shop problems, what should we do now?
Replies: 34
Views: 3682

Re: Daughter's auto repair shop problems, what should we do now?

Sandtrap wrote:
Fri Oct 06, 2017 10:21 pm
livesoft wrote:
Fri Oct 06, 2017 10:15 pm
My daughter of same age had car problems. Not my problem. She traded her car in and got a loan on a new RAV4.

If you want to help her, just give her money. Otherwise, you are preventing a great learning experience from being experienced to the fullest.
++++1
Ditto.
by Fletch
Wed Oct 04, 2017 4:04 pm
Forum: Personal Consumer Issues
Topic: Do I replace AC evaporative coil or get a new unit?
Replies: 26
Views: 2002

Re: Do I replace AC evaporative coil or get a new unit?

Many (most?) new HVAC systems (furnace, AC, coil) come with 10 year warranty on parts and some manufacturers include 10 years on labor as well. Are you sure you are out of warranty?
by Fletch
Sun Sep 24, 2017 2:10 pm
Forum: Personal Consumer Issues
Topic: Where do you get your news?
Replies: 131
Views: 9476

Re: Where do you get your news?

Currently I read the Economist, and a bit of Washington Post for breaking news. Thing is, I have recently had several smart people give me the advice to stop consuming news completely. The argument is that: 1) virtually none of it is actionable 2) it makes you unhappy Go cold turkey? Pretty much ye...
by Fletch
Sat Sep 02, 2017 7:02 am
Forum: Personal Consumer Issues
Topic: Pork shoulder on Weber E-310: Best practices?
Replies: 37
Views: 2751

Re: Pork shoulder on Weber E-310: Best practices?

Comments not related to cooking pork: I've had a Weber propane grill for almost 25 years and it is still in excellent shape (I replaced the original enameled steel grates with cast iron after 15 years or so. I also replaced the flavorizer bars after 15 years or so, and the original propane bottle co...
by Fletch
Fri Sep 01, 2017 7:28 am
Forum: Personal Consumer Issues
Topic: Hurricane Harvey relief?
Replies: 42
Views: 3611

Re: Hurricane Harvey relief?

https://www.lcms.org/harvey This is the organization I give to for disaster relief. I have very high confidence money is used wisely. Reputable, physical and spiritual care, never a charge for work done by the volunteers - e.g. removing trees that have fallen on houses. Lots of details on the page I...
by Fletch
Tue Aug 29, 2017 4:55 pm
Forum: Personal Consumer Issues
Topic: Best place to get eyeglasses / no vision insurance
Replies: 94
Views: 14220

Re: Best place to get eyeglasses / no vision insurance

Wow I really need to look into Costco next time around. Last time at my optometrist my total bill was around $800, the exam (which is mostly covered) plus frames plus lenses. I usually upgrade to thinner lens and also get progressives add UV 400 and transitions. I think the frames were around $170 ...
by Fletch
Sat Aug 26, 2017 8:10 am
Forum: Personal Consumer Issues
Topic: Fixing Slow Drains
Replies: 40
Views: 3634

Re: Fixing Slow Drains

Zep Professional Strength Drain Care is another enzyme material that works great for preventative maintenance and clogs (but there needs to be a partial flow before use if the drain is clogged). I use it every month or two and have had no recurring drain issues. Label says it is for sinks, toilets, ...
by Fletch
Sun Aug 06, 2017 2:17 pm
Forum: Personal Consumer Issues
Topic: Love your family car? Under $16,000 Used? Please share!
Replies: 39
Views: 4930

Re: Love your family car? Under $16,000? Please share!

Since you mentioned safety, be sure to check out this site: http://www.informedforlife.org
by Fletch
Fri Aug 04, 2017 1:37 pm
Forum: Personal Consumer Issues
Topic: LastPass Premium price increasing
Replies: 32
Views: 3463

Re: LastPass Premium price increasing

One Password is great. A balance of security and reliability for a good, fair price. Optimum value is a function of price, quality, service and security ... not just price.

https://1password.com/security/
by Fletch
Tue Aug 01, 2017 4:14 pm
Forum: Personal Consumer Issues
Topic: Does mower brand matter much if they're all Briggs & Stratton engines?
Replies: 84
Views: 7972

Re: Does mower brand matter much if they're all Briggs & Stratton engines?

azanon wrote:OP - probably not, which is why I get a Honda with a Honda engine - HRX variant.
+1 I'm on my second. First one lasted 20+ years. Second is over 5 and going strong. Both started on first pull. Cut quality is outstanding.
by Fletch
Tue Aug 01, 2017 4:11 pm
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 98
Views: 12312

Re: Your "at peace" moments.

Enjoying the company of my wife .... wherever and whenever we are together. Sunday mornings receiving the gifts of Jesus. Every day while reflecting on the gifts of life, family, friends, forgiveness, salvation. That first sip of morning coffee while looking out the window at a marvelous creation.
by Fletch
Sat Jul 29, 2017 6:53 am
Forum: Personal Consumer Issues
Topic: Wooden flooring in kitchen
Replies: 51
Views: 5016

Re: Wooden flooring in kitchen

We have had oak floors (red oak, laid, sanded, finished in place) for over 12 years in the kitchen and powder room. I think having the floors finished (3 coats of polyurethane applied with a wool mop a day apart if I remember correctly) in place helps to prevent future water leaks through the board ...
by Fletch
Sat Jul 22, 2017 6:37 pm
Forum: Personal Consumer Issues
Topic: Am I getting good advice - replace the AC, not the 21 year old furnace
Replies: 33
Views: 3291

Re: Am I getting good advice - replace the AC, not the 21 year old furnace

I agree with those who say get both furnace and A/C now. I assume you still have the original heat exchanger in the furnace so I think the average lifespan on the heat exchangers is around 20 years. Also, if you wait for the furnace you will end up paying the installer labor to remove and install t...
by Fletch
Wed Jul 19, 2017 9:04 am
Forum: Personal Consumer Issues
Topic: Things to do in Corolla, NC (Outer Banks)
Replies: 41
Views: 3614

Re: Things to do in Corolla, NC (Outer Banks)

Not in Corolla but best restaurant this past May was the Colington Cafe, 1029 Colington Rd., Kill Devil Hills - pricy but food was excellent. Rather small and intimate setting so might not be good for 4 families and kids. Would be great for a couple or two.
by Fletch
Wed Jul 12, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: [Sam's Club, Costco, BJ's, and other wholesaler clubs]
Replies: 274
Views: 17324

Re: Costco with a "gentle" bump for membership

Pro for Costco: Usually equivalent or lower price for items. The main draw for us is quality (much better than our local grocery stores) of food and and merchandise, and the easy return policy if you are not happy. Con for Costco: 10 miles away vs. 3 for the local grocery. We typically buy food stap...
by Fletch
Wed Jul 12, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: Outside Pittsburgh short trip ideas
Replies: 36
Views: 2641

Re: Outside Pittsburgh short trip ideas

Consider a visit to West Virginia. http://www.thingstodo.com/states/WV/northern_panhandle.htm Moundsville WV: West Virginia Penitentiary - A historical site that is over 120 years old. It is an imposing stone structure fashioned in the castellated Gothic architectural style and features opportunitie...
by Fletch
Sat Jul 01, 2017 11:22 am
Forum: Personal Consumer Issues
Topic: Getting a new cooktop, gas vs electric?
Replies: 72
Views: 4918

Re: Getting a new cooktop, gas vs electric?

electric coil next safest (you definitely see where the stove may be hot) Not really. Coils that are on full are evident as they glow red, but ones that have been shut off or are on lower settings don't. My smooth-top has an indicator light to signal that burners are hot, probably newer coil stoves...
by Fletch
Fri Jun 30, 2017 11:12 am
Forum: Personal Consumer Issues
Topic: Buying a dishwasher
Replies: 54
Views: 3690

Re: Buying a dishwasher

Spend the money for a quiet one. Get one with an adjustable height top rack. Call up the local appliance repairman and ask which brand he recommends. In my area, you can't get parts for certain brands meaning it is impossible to get repaired if necessary. They also know which brands they have to re...
by Fletch
Thu Jun 29, 2017 6:09 am
Forum: Personal Consumer Issues
Topic: Stupid Security Questions
Replies: 46
Views: 4652

Re: Stupid Security Questions

samsoes wrote:
sco wrote:
...
That's like remembering your 2nd grade teachers name...
Rosabell

(2nd grade was c. 1970)

My second grade teacher's name was Mrs. :beer
by Fletch
Thu Jun 29, 2017 6:04 am
Forum: Personal Consumer Issues
Topic: Getting a new cooktop, gas vs electric?
Replies: 72
Views: 4918

Re: Getting a new cooktop, gas vs electric?

Perhaps another dimension to consider is safety. In my opinion,
induction safest, especially if children will be in the area
electric coil next safest (you definitely see where the stove may be hot)
electric smooth top next safest
gas least safe due to potential leak points in piping and stove
by Fletch
Tue Jun 27, 2017 1:19 pm
Forum: Personal Consumer Issues
Topic: Consumer Reports Renewal (or not?)
Replies: 53
Views: 4389

Re: Consumer Reports Renewal (or not?)

We subscribed from, let me think, something like 1972 to maybe 2015, over forty years, and dropped it. It wasn't just the sleazy sweepstake stuff which they've been doing for a very long time. It was a combination of a) siphoning off more and more content from the main magazine into various extra-c...
by Fletch
Sun Jun 25, 2017 6:54 pm
Forum: Personal Consumer Issues
Topic: [Can I move data from Microsoft to Mac with new computer?]
Replies: 13
Views: 959

Re: [Can I move data from Microsoft to Mac with new computer?]

Ditto on making a successful move from PC to Mac several years ago. I believe Open Office can also be installed on a Mac. But, I was very happy with the MS Office / Open Office Mac equivalents offered by Apple; I would not go back to any Microsoft or Microsoft wannabe applications. The only thing I ...
by Fletch
Sat Jun 24, 2017 3:18 pm
Forum: Personal Consumer Issues
Topic: Evaluating Asphalt Driveway Sealing Bid
Replies: 8
Views: 943

Re: Evaluating Asphalt Driveway Sealing Bid

I have had best results with hand poured from 5 gal bucket of sealer and hand brushed on. My driveway is 1700sf and takes about five 5 gallon buckets. Cost when I do it is about $30-$40/bucket for the highest grade sealer I could find (don't remember the brand, bought it at a True Value hardware st...
by Fletch
Sat Jun 24, 2017 3:17 pm
Forum: Personal Consumer Issues
Topic: Evaluating Asphalt Driveway Sealing Bid
Replies: 8
Views: 943

Re: Evaluating Asphalt Driveway Sealing Bid

Duplicate post. Oops.
by Fletch
Wed Jun 21, 2017 5:11 pm
Forum: Personal Consumer Issues
Topic: What is your car's average cost ownership?
Replies: 70
Views: 6201

Re: What is your car's average cost ownership?

$318/month which continues to decline with age of vehicle. 1996 Volvo 850 turbo sedan purchased new - currently 106,000 miles. Includes all maintenance, repairs, insurance, gasoline, and depreciation to date. $536/month which continues to decline with age of vehicle. 2012 Volvo XC60 turbo purchased ...
by Fletch
Thu Jun 15, 2017 6:52 pm
Forum: Personal Consumer Issues
Topic: Turbochargers
Replies: 60
Views: 5234

Re: Turbochargers

My uncle flew a turbocharged P-47 at the end of WWII. Turbos have been around for quite a while. Never fear a turbo engine .... I had a 1995 Volvo turbo that went over 210K miles with zero engine problems.