Search found 711 matches

by Fletch
Fri Sep 20, 2019 7:02 am
Forum: Personal Consumer Issues
Topic: What generalist books attempt to explain human nature?
Replies: 33
Views: 1900

Re: What generalist books attempt to explain human nature?

The Bible. In addition to what has been said about Genesis and Judges, Ecclesiastes points out how nothing much changes when man depends only on himself.
by Fletch
Tue Sep 17, 2019 8:08 am
Forum: Personal Consumer Issues
Topic: Seasoned retirees...
Replies: 52
Views: 4307

Re: Seasoned retirees...

That the greatest luxury in the world is the ability to spend your time as you choose, with whom you choose, without the need to earn a living. With this luxury in your possession, the desire for other luxuries recede below the horizon. Very well said and I agree 100% (retired in 2001). The freedom...
by Fletch
Wed Aug 21, 2019 6:03 am
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 306
Views: 44065

Re: Anyone disenchanted with retirement?

In answer to the topic question - No. I retired in 2001. Now I'll speculate. I suspect that the type of person who is relatively self-reliant, self-motivated and enjoys freedom will have no trouble with retirement; they will almost always come up with activities that are productive, fun, and enjoyab...
by Fletch
Mon Aug 19, 2019 6:27 pm
Forum: Personal Consumer Issues
Topic: Replacing brake pads in a Honda CRV 125,000 miles
Replies: 34
Views: 2210

Re: Replacing brake pads in a Honda CRV 125,000 miles

In my experience OEM parts are best, regardless of who does the work; minimize potential for squeal, crappy wear. Personally, I'd go to the dealer even though I've done it my self multiple times.
by Fletch
Sun Aug 18, 2019 12:09 pm
Forum: Personal Consumer Issues
Topic: 10 Year Cost of Owning My CR-V
Replies: 41
Views: 3472

Re: 10 Year Cost of Owning My CR-V

Here is another comparison for just over 7 years of ownership: 2012 Volvo XC60 T6 (300 hp) AWD Platinum Edition Total Maint from 7Aug2012 ($) 2706 (Major items: 4 tires, 1 battery, repair back seat fold down latch assembly; cost for all scheduled maintenance - including oil/filters/wipers/brakes/ins...
by Fletch
Fri Aug 16, 2019 5:52 am
Forum: Personal Consumer Issues
Topic: Lawn mower
Replies: 25
Views: 2262

Re: Lawn mower

I have had only three lawn mowers since 1972 all used about 35-40 weeks/year at 5 different properties in 3 different states. First: Lawn Boy 20 or 21 inch, 2-cycle engine, push only, not self-propelled. Used about 1 hr/week. Lasted until about 1993. Second: Honda HRX21 (I forget exact model), self-...
by Fletch
Thu Aug 15, 2019 6:39 am
Forum: Personal Consumer Issues
Topic: 1) What age did you have your teen get a driver's license?
Replies: 48
Views: 1870

Re: 1) What age did you have your teen get a driver's license?

Our two teens each obtained a driver's license at age 16, as soon as eligible. I do not remember the impact on insurance rates but it was not huge; that was several decades ago. When I received my license, also at age 16, there was a two week waiting period between obtaining a learner's permit and f...
by Fletch
Fri Jul 26, 2019 1:04 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 183
Views: 18445

Re: Do you buy new or used cars?

I buy new. But, as soon as I drive off the lot, if I have obtained a loan to finance the vehicle, I am paying for a used car. You can decide if I am buying new or used. :D
by Fletch
Thu Jul 25, 2019 6:25 am
Forum: Personal Consumer Issues
Topic: Vehicle Safety Ratings
Replies: 11
Views: 770

Re: Vehicle Safety Ratings

I think this site provided useful information to consider when purchasing a vehicle:

https://informedforlife.org/viewartcl.php?index=167
by Fletch
Mon Jul 22, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Whole Bean Coffee: Worth the effort?
Replies: 90
Views: 5164

Re: Whole Bean Coffee: Worth the effort?

The Costco in our area sells Mayorga "Cafe Cubano" whole beans, 2 lb bag. Excellent for our tastes, probably one of the best I've tried. Bought a Capresso burr grinder and worth every penny in comparison to the blade type cheapie we had before; makes a noticable improvement in taste. We gave a Capre...
by Fletch
Sun Jul 21, 2019 4:25 am
Forum: Personal Consumer Issues
Topic: Acura RDX vs Audi Q5
Replies: 81
Views: 7269

Re: Acura RDX vs Audi Q5

In August 2017 my wife was looking for a car to replace her 1996 Volvo 850 Turbo Sedan. We looked at and drove the Acura RDX and MDX, Lexus RX and NX, Subaru Forester and Outback, Ford Edge and Escape, Honda CRV, Toyota RAV4, Volvo XC60 and XC90, and Audi Q3 and Q5. We picked the Q5, a soon to be 2 ...
by Fletch
Thu Jul 11, 2019 10:52 am
Forum: Personal Consumer Issues
Topic: Survived the First Week [of retirement, what's next?]
Replies: 70
Views: 8522

Re: Survived the First Week [of retirement, what's next?]

As others have said, everyone is unique. My comments: I retired at about age 56. I am the type of person who trusts myself to never (OK, almost never) be bored as it is within my capability and my responsibility to come up with something that benefits others and self. Since I retired, I have taken m...
by Fletch
Sat Jun 29, 2019 6:58 am
Forum: Personal Consumer Issues
Topic: Am I falling into the trap of judging everything through cost lens?
Replies: 51
Views: 4806

Re: Am I falling into the trap of judging everything through cost lens?

When buying most any item I try to balance four things: price, quality, service by the seller, and ease of use. Depending on the item I'm buying and my current and anticipated future needs, one or two of the four may have higher priority.
by Fletch
Tue Jun 04, 2019 4:22 pm
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 9068

Re: Costco or Sam's Club?

I prefer Costco for QUALITY of merchandise and food and SERVICE (ease of returning items if necessary), the main important variables for me. Not that Sam's is bad, just that Costco is better. I also am satisfied with Costco PRICES; they may not be the absolute lowest but are good enough. I also like...
by Fletch
Sat May 04, 2019 2:00 pm
Forum: Personal Consumer Issues
Topic: What kind of Replacement A/C would you get ??
Replies: 59
Views: 6481

Re: What kind of Replacement A/C would you get ??

I do not have a clue WHICH & WHAT KIND of A/C UNIT to replace my 19 yr old Single Stage 10 Seer with ?? On looking up A/Cs on google many threads recommend a 2 stage outside unit & a variable speed Fan motor inside unit. Our A/C guy who was recommended by a friend as a honest, no frills , no BS guy...
by Fletch
Sat Apr 13, 2019 12:41 pm
Forum: Personal Consumer Issues
Topic: How do you solicit 360 degree feedback?
Replies: 20
Views: 1633

Re: How do you solicit 360 degree feedback?

In ancient history times (about 15-20 years ago prior to my retirement) my company used them among my work team, which had a high trust atmosphere among its six or so members, boss included. We just sat around the table and gave each other feedback every year or so. Of course, the most valuable feed...
by Fletch
Sat Mar 30, 2019 6:20 am
Forum: Personal Consumer Issues
Topic: Recommendations for a Men’s Electric Shaver?
Replies: 18
Views: 2591

Re: Recommendations for a Men’s Electric Shaver?

Another vote here for the Braun 7 Series. Head lasts about 18 months, costs about $30. Bought the razor at Costco 4 or 5 years ago for about $125. Very easy to clean with liquid detergent and water every week or two with brush cleaning in between. I do not have the model with the Braun cleaning syst...
by Fletch
Thu Mar 14, 2019 6:32 am
Forum: Personal Consumer Issues
Topic: Lawn care schedule
Replies: 73
Views: 6741

Re: Lawn care schedule

Don't forget to check for grubs and apply the appropriate preventative/curative. I had to reseed almost an entire lawn about 10 years ago when I forgot about the grubs. :oops: See the Scotts website or just use "DuckDuckGo" to search (I try to stay away from Google products. :D ).
by Fletch
Tue Mar 12, 2019 6:26 am
Forum: Personal Consumer Issues
Topic: Experience with turbo >100,000 mi
Replies: 29
Views: 2399

Re: Experience with turbo >100,000 mi

Synthetic oil of the manufacturers recommend viscosity is required with turbos. Nothing to be scared of, just keep in mind the synthetic oil rule and let the engine idle down a few seconds before cutting off the ignition. Once your engine shuts off, your turbo no longer gets oil even though the imp...
by Fletch
Sun Feb 10, 2019 7:48 am
Forum: Personal Consumer Issues
Topic: 3 year old tires installed (Sam's club). Should I do anything about this?
Replies: 104
Views: 8755

Re: 3 year old tires installed (Sam's club). Should I do anything about this?

ponyboy wrote:
Sun Feb 10, 2019 4:57 am
Ive never heard of this "six" year rule for tires. Who makes this stuff up?
http://www.tiresafetygroup.com/tires-ex ... six-years/
by Fletch
Mon Jan 21, 2019 6:26 am
Forum: Personal Consumer Issues
Topic: Where to buy CR2032 batteries?
Replies: 48
Views: 3897

Re: Where to buy CR2032 batteries?

I also have had good results with batteries purchased from Battery Bob. https://www.batterybob.com
by Fletch
Sat Jan 12, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: Brake fluid replacement?
Replies: 69
Views: 4203

Re: Brake fluid replacement?

Brake fluid takes on water and other contaminants and will boil at a lower temperature. Boiling is very much bad, because you will experience sudden brake fade. I have boiled my brake fluid on the track so I have experienced this first hand. And that brake fluid was specialized (higher boiling poin...
by Fletch
Sun Jan 06, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: Retirees: any major goals for 2019?
Replies: 72
Views: 4777

Re: Retirees: any major goals for 2019?

My wife and I are working on 18 years retired this year and 52 years of marriage. We have increasingly found, for us, spur of the moment activities whether eating out or traveling is more rewarding than detailed plans for months, or weeks, in advance. We have also found that paying attention to stro...
by Fletch
Tue Jan 01, 2019 4:37 pm
Forum: Personal Consumer Issues
Topic: The Best To All
Replies: 7
Views: 666

Re: The Best To All

Toons wrote:
Tue Jan 01, 2019 12:35 pm
Good HEALTH and Happiness to All This year
Sincerely
Best ,
Toons





:happy
Likewise! :sharebeer
by Fletch
Mon Dec 31, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: Looking for recommendations on a family SUV.
Replies: 63
Views: 3074

Re: Looking for recommendations on a family SUV.

My next door neighbor just got a Toyota Highlander to replace a Nissan Rogue because the Rogue could not fit a fifth person comfortably with two car seats in the back. Her husband has an older Acura MDX which will also fit five with two car seats in the rear. If you need a larger SUV and don't want ...
by Fletch
Sat Dec 22, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Do I need Norton Virus Protection?
Replies: 30
Views: 3002

Re: Do I need Norton Virus Protection?

You may wish consider Sophos Home Premium beta (free trial) that has anti-malware, anti-ransomware, and more. Gets very good ratings.

https://www.macworld.com/article/326372 ... r-mac.html

I've also recently used Avast free and liked it.
by Fletch
Wed Dec 19, 2018 9:19 am
Forum: Personal Consumer Issues
Topic: Math: How much would you spend to repair this car?
Replies: 53
Views: 2527

Re: Math: How much would you spend to repair this car?

Say you keep the new Mazda for 12 years like your current VW. Mazda cost is about $2k per year to you assuming the car is basically worthless at the end. If you spend $2k to fix the VW, if can you drive it for at least 1 year after the repair you will have broken even. Just one way to look at it. :h...
by Fletch
Mon Dec 10, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: To each his own ( I guess ) [Opinions of traveling in retirement]
Replies: 109
Views: 8207

Re: To each his own ( I guess )

I'm interested in how others view travel, particularly in retirement. We've seen a lot of scenery over the decades, mostly in the U.S.. At this point my wife is really only interested in travel that includes kids and grandkids. We do have a trip planned to Washington D.C. with kids/grandkids to see...
by Fletch
Sun Dec 09, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: Christmas Tree Fire: Watered Tree vs. Dry Tree
Replies: 18
Views: 2338

Re: Christmas Tree Fire: Watered Tree vs. Dry Tree

Christmas tree water recipie, all ingredients approximate volume depending on size of container: 1 quart water 1 cup vinegar 1/2 cup sugar 1 copper penny Have used this for years and a real tree lasts a long time. Be sure to cut off the bottom two inches of the trunk immediately prior to submerging ...
by Fletch
Sat Dec 08, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 44
Views: 3436

Re: Spotify or Amazon Music?

I had Amazon music (free version with 2 million songs vs. 50 million unlimited) for a a couple months on my iPhone. It worked great in the car via bluetooth connection. I downloaded all the songs I wanted to my phone so it did not stream and burn data. I recently switched back to Apple music since a...
by Fletch
Fri Dec 07, 2018 5:57 pm
Forum: Personal Consumer Issues
Topic: Root Canal - dentist or endodontist
Replies: 47
Views: 3803

Re: Root Canal - dentist or endodontist

Some dentists may be able to do it, but it's what endodontists do all day every day. I would choose the specialist. +1. Especially if the roots are twisted. Although I do have one tooth that has a root canal packed with gutta percha under the filling done by my regular "country" dentist after a kic...
by Fletch
Thu Dec 06, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Need hotel near LAX
Replies: 15
Views: 1449

Re: Need hotel near LAX

Airport Marriott - very good but a bit pricy, and worth every penny in my opinion, very good security. Has a good restaurant; good place to decompress and not worry about going out for food. Have stayed there several times but not for past year or so. Might be more than needed if you only need a ro...
by Fletch
Thu Dec 06, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Need hotel near LAX
Replies: 15
Views: 1449

Re: Need hotel near LAX

Red Lion - so so. Stayed there twice. Security iffy. Will not stay there again. Airport Marriott - very good but a bit pricy, and worth every penny in my opinion, very good security. Has a good restaurant; good place to decompress and not worry about going out for food. Have stayed there several tim...
by Fletch
Mon Dec 03, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Comparing Medicare Part D Plans
Replies: 8
Views: 801

Re: Comparing Medicare Part D Plans

Check which plans offer automatic Rx renewals with your doctor. Check which plans offer 90 day Rx mail order pharmacies vs. or in addition to local brick and mortar drug stores. Sometimes the mail order plans are a lot cheaper. Check your friends to see what plans they have and if they have had any ...
by Fletch
Sun Dec 02, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 22157

Re: Best values at Costco? Honestly, a little disappointed...

Reasons we shop at Costco:

Fair prices, often significantly lower than local stores.

Quality products (e.g. produce and meat is much better than our local grocery stores).

Outstanding return policy.
by Fletch
Thu Nov 29, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: Why you might want to reconsider buying a vehicle with direct fuel injection
Replies: 48
Views: 5066

Re: Why you might want to reconsider buying a vehicle with direct fuel injection

So it's been mentioned a few times along with other information, but to separate things out: Turbos aren't the problem. Certainly not alone. Oil vapors from the crank case causes the problem. The intake valves in engines with port or throttle body injection send fuel into the intake which clean the...
by Fletch
Wed Nov 28, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: Charity in the accumulation phase- Now vs. Later
Replies: 24
Views: 1018

Re: Charity in the accumulation phase- Now vs. Later

You can't take it with you! :wink: In my experience, I've always tried to give a significant amount to charity/church/waiters/family/trash collectors/etc. - that can be in the form of money, time, and/or talent depending on the needs of those I'm giving to. I've found the more generous I was, the mo...
by Fletch
Wed Nov 28, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Changing coolant on 2012 CR-V
Replies: 20
Views: 1083

Re: Changing coolant on 2012 CR-V

1. Follow the owners manual. 2. If you decide to change the coolant yourself, I believe ethylene glycol (main component of antifreeze) is very harmful to dogs and cats (tastes sweet and has a low LD50) so be careful how you dispose of it. https://www.merckvetmanual.com/toxicology/ethylene-glycol-tox...
by Fletch
Wed Nov 21, 2018 1:55 pm
Forum: Personal Consumer Issues
Topic: Floodlight with motion sensor
Replies: 17
Views: 1200

Re: Floodlight with motion sensor

Look at RAB Lighting much better than the stuff at the big box stores. I've had a standard one (Super Stealth 360) with LED bulbs working flawlessly for a number of years. Looks like they have new units with the LED integrated. +1 I replaced an inexpensive (circa $75) motion detector light from Hom...
by Fletch
Tue Nov 20, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Home Printer
Replies: 41
Views: 2135

Re: Recommendations for Home Printer

I dumped my Canon and HP ink jet printers 3 or 4 years ago for a Brother B&W Multi-function Laser (bullet proof reliability and very reasonably priced toner with a 3000 or 7000 page life depending on what you desire to purchase - so far I've used the original 3k and about 1/3 of a 7k OEM). Have not ...
by Fletch
Sat Nov 17, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6844

Re: Point and shoot camera

I’d get the most recent cheap Canon point and shoot that has been hacked by the Canon Hack Development Kit: http://chdk.wikia.com/wiki/CHDK_for_Dummies The P&S Canons often have the same processors and other fancy hardware as the DSLRs and are hobbled by the firmware. CHDK lets you overwrite the fi...
by Fletch
Wed Nov 14, 2018 11:44 am
Forum: Personal Consumer Issues
Topic: fuel for snowblower
Replies: 97
Views: 5970

Re: fuel for snowblower

My small engine mechanic, as well as some of my equipment owners manuals, says always to use 93 octane fuel for air cooled engines; my personal preference is top tier Shell V-Power. Additionally, I use Stabil and Startron to extend the shelf life of the gasoline. Has proven to work well for many yea...
by Fletch
Wed Nov 14, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 130
Views: 6844

Re: Point and shoot camera

I’d get the most recent cheap Canon point and shoot that has been hacked by the Canon Hack Development Kit: http://chdk.wikia.com/wiki/CHDK_for_Dummies The P&S Canons often have the same processors and other fancy hardware as the DSLRs and are hobbled by the firmware. CHDK lets you overwrite the fi...
by Fletch
Sun Nov 04, 2018 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need more than Original Medicare?
Replies: 110
Views: 6753

Re: Do I need more than Original Medicare?

Medigap and Plan D insurance is just that - insurance. I also have fire insurance on my home and vehicle insurance on my vehicles - and hope that I never file a claim. It is very difficult to predict what the future will bring. :confused
by Fletch
Wed Oct 24, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 551
Views: 43084

Re: Talk me out of buying a Tesla Model 3

https://www.usatoday.com/story/news/nation/2018/10/24/tesla-reliability-tumbles-consumer-reports-survey/1748024002/ An excerpt: Tesla may be riding high when it comes to wowing luxury car buyers, but it has fallen to near bottom of the pack when it comes to Consumer Reports magazine's latest auto re...
by Fletch
Thu Oct 18, 2018 7:09 pm
Forum: Personal Consumer Issues
Topic: When to change tires; and what brand
Replies: 131
Views: 9290

Re: When to change tires; and what brand

When the tires get in the 4/32nd range I start to watch for the Michelin specials at Sam’s ( or Costco). Safety and reliability are more important to me than saving a few dollars on this type of item I agree. I get new tires when the tread depth is at 4 to 5/32. I usually purchase Michelin. If you ...
by Fletch
Tue Oct 02, 2018 7:02 am
Forum: Personal Consumer Issues
Topic: New Homeowners - Paint first or fix hard wood floors first?
Replies: 15
Views: 1349

Re: New Homeowners - Paint first or fix hard wood floors first?

Finishing hardwood floors creates a LOT of dust (from the wood) and it goes everywhere. No expert - but I would do the floors first for this reason. Agree, based on our experience; sanding hardwood creates a virtual dust storm no matter how much they try to isolate the rest of the house. The dust g...
by Fletch
Tue Sep 25, 2018 6:24 am
Forum: Personal Consumer Issues
Topic: Oil change interval for low-mileage vehicles
Replies: 89
Views: 8365

Re: Oil change interval for low-mileage vehicles

vineviz wrote:
Tue Sep 25, 2018 1:47 am
Follow the manual.
Always.
+1 Especially if your vehicle is under warranty and keep the proof of maintenance.
by Fletch
Thu Sep 20, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 132
Views: 12335

Re: Did you really have something to retire to?

We usually see comments here that "you need to have something to retire to"? For those who are retired, did you really have something solid to retire to? For those who plan to retire soon, do you have something in your mind that you will be retired to? Or let's retire first, and find that something...
by Fletch
Fri Sep 14, 2018 4:48 am
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4718

Re: I need a chainsaw to trim branches and limbs!!

Hire someone who: 1. Has the right equipment 2. Knows what he/she is doing This is what I do. I don't even like to watch the pros with chain saws and wood chippers. To the OP, please follow the above advice. By the time you add up the cost of eye and ear protection, a hard hat, chainsaw chaps, heav...