Search found 20 matches

by LesBleus**
Wed Nov 14, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 323
Views: 45862

Re: Good Modern Science Fiction

If not already mentioned.. THE EXPANSE book and tv series :happy
by LesBleus**
Mon Nov 05, 2018 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pick a low deductible health plan for a baby on the way?
Replies: 1
Views: 200

Should I pick a low deductible health plan for a baby on the way?

I have two PPO plans offered by my employer. Looking at this the PPO $2000 is the better choice since the deductible is non-embedded? a) PPO $2000 monthly premium is $1,444.82 Deductible for individual is $2000 for family $4000. Coinsurance is 20% out of pocket max is $6850 for family. b) PPO $5000 ...
by LesBleus**
Tue Oct 30, 2018 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Can I deposit cash from selling car into bank account over 10k?
Replies: 21
Views: 2090

Re: Can I deposit cash from selling car into bank account over 10k?

This will all be done inside a banking institution. Thx for the tips.
by LesBleus**
Tue Oct 30, 2018 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Can I deposit cash from selling car into bank account over 10k?
Replies: 21
Views: 2090

Can I deposit cash from selling car into bank account over 10k?

I'm selling one of my car for 20k. Buyer is offering cash so can I deposit into my bank account if it's ok 10k?
by LesBleus**
Fri Oct 26, 2018 10:24 am
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 25610

Re: PSA: Don't buy a big house

Ahh too late! I also moved from Cali (Tustin) and we bought a decent size house 2500 sqft with high ceilings. I don't mind them too much but trying to clean, mop, dust this house is a pain. We hire a cleaning lady once in a while but still I would rather have a smaller house with lower ceilings. I m...
by LesBleus**
Thu Oct 25, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Indoor Play toys for toddler
Replies: 31
Views: 1799

Re: Indoor Play toys for toddler

Great thread! I'm trying to keep my 2 1/2 daughter busy at home. Bought so many toys it's been a waste kinda. I agree with the rest of the folks. Boxes, stuff inside the kitchen drawer, mommy's purse. I'm trying to figure out how to get a small indoor sand box going maybe in the garage. Just thinkin...
by LesBleus**
Mon Oct 15, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8050

Re: Black Friday is coming.. what's on your list?

I'll grab a couple Sonos speakers for our new living room if they drop. Have wanted to try them out for a year or two. Also will get a couple more echoes to have an intercom system. But I've mapped out what I'd plan to get in advance. I'll check online while having morning coffee and then be done w...
by LesBleus**
Mon Oct 15, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 216
Views: 15516

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

FLOOD.... the only thing that is keeping me from moving there. I hate to waste money only to find out it will be flooded in water. The flood is not as bad if your house is not in a flood zone. Which is something you can check prior to purchasing a home. I was really nervous during Harvey but everyt...
by LesBleus**
Mon Oct 15, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: When to stop putting money into an older vehicle
Replies: 90
Views: 6413

Re: When to stop putting money into an older vehicle

I had a 2004 Toyota Rav4 with 187k miles. The engine belt broke which caused other things to break totaling $850 in repairs. Not including a oil leak that's been leaking for some time. It wasn't the last straw to get a newer car but because I have a toddler and I'm driving in the hot a** Houston wea...
by LesBleus**
Thu Oct 11, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: What to do with Bose cube speakers left in rec room
Replies: 17
Views: 1865

Re: What to do with Bose cube speakers left in rec room

watchnerd wrote:
Wed Oct 10, 2018 10:29 pm
Donate for charitable deduction.
Double that. Bose are only good for headphones to say the least..
by LesBleus**
Thu Oct 11, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8050

Re: Black Friday is coming.. what's on your list?

samsdad wrote:
Wed Oct 10, 2018 8:51 pm
If diapers are on sale I might pick up another case or two.
Yep that's on my list too. Costco baby!
by LesBleus**
Wed Oct 10, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8050

Black Friday is coming.. what's on your list?

Been waiting for BF for a while and planning to buy a new gaming machine $600 tops which I know isn't going to be the greatest. A nice monitor and powered speakers to go along with it. Also looking will be looking out for Zara and H&M deals.
by LesBleus**
Wed Oct 10, 2018 4:09 pm
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 216
Views: 15516

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

You say that you don't care about weather, but then mention that you don't want your house flooded. That could rule out places like Houston, and where did that last hurricane hit the other week? That's right, NC. You also mention tornadoes, and yep, TX has those too, among many other types of sever...
by LesBleus**
Wed Oct 10, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 295
Views: 19111

Re: Talk me out of buying a Tesla Model 3

I don't like Teslas but you sound very giddy about it so just get it and have fun! :mrgreen:
by LesBleus**
Tue Oct 02, 2018 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Root of Good's cost of raising a child: $3,300 per year
Replies: 163
Views: 5673

Re: Root of Good's cost of raising a child: $3,300 per year

$200 for childcare per year is laughable. We spend that much on a day and a half with a local sitter. Tell me about the opportunity cost for staying at home. Starting at the beginning of the next year we’re planning on sending our kids to day care. It’ll be $139/week per child for 3 half days. That...
by LesBleus**
Mon Sep 10, 2018 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Bored
Replies: 56
Views: 9613

Re: Bored

Man I wished I was bored like OP. I'm still working to get all my ducks lined up by reading this forum so thx for this post I'm learning a lot from it.
Cheers! :sharebeer
by LesBleus**
Mon Sep 10, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else not save for cars?
Replies: 113
Views: 10341

Re: Anyone else not save for cars?

I was driving a 2004 Rav4 with 180k miles and decided to sell it after the serpentine belt broke along with other stuff that costed me $800 to fix. Bought a 2016 Honda Accord EX-L for about 22k out the door 2.1% auto loan. Did not put a down payment and paying $390 a month. I'm ok with that and plan...
by LesBleus**
Mon Aug 27, 2018 9:18 am
Forum: Personal Finance (Not Investing)
Topic: Have you made short term sacrifices to gain long term success?
Replies: 17
Views: 1839

Re: Have you made short term sacrifices to gain long term success?

Thx for all the great inputs. I guess I'm homesick, missing family and friends especially the outdoor lifestyle. I've been to San Antonio and from what I've seen it's a lot better than Houston (scenery wise).
by LesBleus**
Fri Aug 24, 2018 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Have you made short term sacrifices to gain long term success?
Replies: 17
Views: 1839

Re: Have you made short term sacrifices to gain long term success?

In my late 20’s I accepted a work assignment in rural North Dakota. The incentives were free housing, car, monthly allowances, extra bonuses etc. I spent 2.5 years there and it was one of the best things I’ve ever done. I was able to save $250k while I was up there; and the work experience looks gr...
by LesBleus**
Thu Aug 23, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Have you made short term sacrifices to gain long term success?
Replies: 17
Views: 1839

Have you made short term sacrifices to gain long term success?

About three years ago wife and I moved to a somewhat LCOL area (Houston, TX) from Orange County, CA. Living in a LCOL city permitted my wife to start her small business, we were able buy a nice house and save extra money. Now we want to move back to Cali in 1 to 2 years, the lifestyle here is just n...