Search found 1141 matches

by Starfish
Tue Jun 18, 2019 11:42 am
Forum: Personal Consumer Issues
Topic: Turkish Airlines ?
Replies: 25
Views: 1328

Re: Turkish Airlines ?

The loss of Malaysian MH370 in 2014 was probably in part due to lack of security by the airline. For example, USA airlines have 2 in cockpit rule to help prevent pilot sabotage, whereas international airlines have balked at that. After the Germanwings crash/suicide 2015, some EU airiines finally ad...
by Starfish
Mon Jun 17, 2019 8:49 pm
Forum: Personal Consumer Issues
Topic: Turkish Airlines ?
Replies: 25
Views: 1328

Re: Turkish Airlines ?

Any airline flying between US and Europe has to pass safety regulations, so there is no "bad airline". I flew Wow, XL, Aer Lingus and but it never crossed my mind to doubt them. In terms of comfort, he general principle is that the US airlines are the worst, low cost west European slightly better (o...
by Starfish
Mon Jun 17, 2019 8:40 pm
Forum: Personal Investments
Topic: How to balance retirement investments vs. house/car down-payments as a 20-something year old?
Replies: 5
Views: 492

Re: How to balance retirement investments vs. house/car down-payments as a 20-something year old?

If you are living on 500$ at 25 you are doing it wrong (unless all your living expenses are paid by parents). There are many ways the quality of your life is affected, not only by not having enough money saved. If I were you I would save less and put more in 401k because it costs you less in terms o...
by Starfish
Mon Jun 17, 2019 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Dental/Vision Insurance for Baby
Replies: 33
Views: 1340

Re: Dental/Vision Insurance for Baby

While genetics is important, quality of food and brushing correctly goes a long way.
If you let a toddler or even primary school kid to brush themselves with a manual brush, and eats sweets and drinks soda and fruit juice, you cannot expect much.
by Starfish
Mon Jun 17, 2019 7:18 pm
Forum: Personal Consumer Issues
Topic: Extend MacBook Battery Life by plugging in as much as possible?
Replies: 29
Views: 1649

Re: Extend MacBook Battery Life by plugging in as much as possible?

Comparing with a cellphone, battery is ok for ~3 years or 1000 incomplete cycles.
by Starfish
Mon Jun 17, 2019 7:01 pm
Forum: Personal Consumer Issues
Topic: Extend MacBook Battery Life by plugging in as much as possible?
Replies: 29
Views: 1649

Re: Extend MacBook Battery Life by plugging in as much as possible?

Just change the battery. It's not that expensive. If you keep it plugged in, there is a "battery conservation" mode. There's nothing wrong with the batteries right now. I'm thinking ahead on how to best extend the life of them by . . . not using them? or minimizing battery use? j Ideally battery ha...
by Starfish
Mon Jun 17, 2019 6:39 pm
Forum: Personal Consumer Issues
Topic: Extend MacBook Battery Life by plugging in as much as possible?
Replies: 29
Views: 1649

Re: Extend MacBook Battery Life by plugging in as much as possible?

Just change the battery. It's not that expensive.
If you keep it plugged in, there is a "battery conservation" mode.
by Starfish
Mon Jun 17, 2019 6:37 pm
Forum: Personal Consumer Issues
Topic: Cancel collision coverage on older car?
Replies: 77
Views: 5785

Re: Cancel collision coverage on older car?

I don't carry comprehensive or collision on a brand new car, ever. I know that's a bit extreme, but my insurance costs are super low. I had the same philosophy, but I went through an accident were I was not at fault and the other driver insurance refused to pay. As my insurance had nothing to pay (...
by Starfish
Mon Jun 17, 2019 5:14 pm
Forum: Personal Consumer Issues
Topic: how is Home Depot's contractor service (for a water heater)?
Replies: 46
Views: 3218

Re: how is Home Depot's contractor service (for a water heater)?

I just checked my daily consumption when I am away: ~50c/day. This is how much it costs me to keep the water hot. At 50c a day it would takes years or decades to pay back the investment. One has to deduct the cost of the replacement tank from the extra cost of an on demand unit. They hang on a wall...
by Starfish
Mon Jun 17, 2019 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 420
Views: 35935

Re: Why are you NOT buying rental properties?

What exact area are you speaking about then? Bay area for example, but I am sure there are plenty of others. Per your request.... https://www.bayareamarketreports.com/trend/3-recessions-2-bubbles-and-a-baby I see a graph going up almost continuously, and in very few years staying constant. Absolute...
by Starfish
Mon Jun 17, 2019 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 420
Views: 35935

Re: Why are you NOT buying rental properties?

Every area I have seen has a cycle …. To have a cycle one has to identify at least one previous period of the boom-bust cycle. What exact area are you speaking about then? Bay area for example, but I am sure there are plenty of others. Per your request.... https://www.bayareamarketreports.com/trend...
by Starfish
Mon Jun 17, 2019 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 420
Views: 35935

Re: Why are you NOT buying rental properties?

In general all you need to do is wait - the cycle always repeats itself. What cycle? My area is exactly as Wilthrill81 describes and there no cycle ever. There were some very short small blips, at most. Every area I have seen has a cycle …. To have a cycle one has to identify at least one previous ...
by Starfish
Mon Jun 17, 2019 2:36 am
Forum: Personal Consumer Issues
Topic: how is Home Depot's contractor service (for a water heater)?
Replies: 46
Views: 3218

Re: how is Home Depot's contractor service (for a water heater)?

If you have natural gas get an on demand water heater. It saves big bucks over the tank type. If not I would have a contractor look at it and let him handle it. I am interested in your computations. On demand water heater is more expensive, can require gas pipe upgrades and requires maintenance. Al...
by Starfish
Mon Jun 17, 2019 2:29 am
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 420
Views: 35935

Re: Why are you NOT buying rental properties?

(5) Buy below market value. I don't think that's been possible for at least a couple of years in our area. Houses are on the market for days, sometimes hours, and are regularly bought with cash and no contingencies, not even an inspection. Rents are increasing but certainly not at the same pace as ...
by Starfish
Mon Jun 17, 2019 2:24 am
Forum: Personal Finance (Not Investing)
Topic: Job opportunity - KSA/Bahrain
Replies: 66
Views: 5258

Re: Job opportunity - KSA/Bahrain

You live in the greatest country in the world with the most freedoms. You would think Bogleheads are above pure propaganda, but it seems not... :D Ha. It was a little patriotic. I’ve heard good things about living in the Nordic countries, but I don’t like cold weather. So, I stand with my statement...
by Starfish
Sat Jun 15, 2019 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: Why are you NOT buying rental properties?
Replies: 420
Views: 35935

Re: Why are you NOT buying rental properties?

(5) Buy below market value. I don't think that's been possible for at least a couple of years in our area. Houses are on the market for days, sometimes hours, and are regularly bought with cash and no contingencies, not even an inspection. Rents are increasing but certainly not at the same pace as ...
by Starfish
Sat Jun 15, 2019 6:45 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 57
Views: 4080

Re: Anyone buy Security Cams from Costco?

I've been happy using my Synology NAS as an NVR with POE cameras. Which PoE cameras are you using outside? https://www.amazon.com/gp/product/B00VGTRQO2/ref=ppx_yo_dt_b_search_asin_title?ie=UTF8&psc=1 I purchased it in 2016 and am happy. Synology software includes a license for one or two cameras. A...
by Starfish
Sat Jun 15, 2019 6:42 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 57
Views: 4080

Re: Anyone buy Security Cams from Costco?

It's true, if you want to use your cameras for security, wifi is not a good solution. I am not sure what other folks are utilizing their security cameras for. When we reached out to our local PD and their support group about these cameras they recommended to go with wired cameras if at all possible....
by Starfish
Sat Jun 15, 2019 6:37 pm
Forum: Personal Consumer Issues
Topic: I'm thinking about buying a supercar anyone here done this and feedback?
Replies: 233
Views: 12240

Re: I'm thinking about buying a supercar anyone here done this and feedback?

Yeah, it is basically on-par with other supercars like Lamborghini and Ferrari. https://www.motortrend.com/cars/audi/r8/2017/2017-audi-r8-v10-plus-first-test-review/ Maybe you are thinking of Audi's S-Line like RS7, S5, S4 Etc. those would be the sports car models in the Audio line-up. Is an Audi R...
by Starfish
Sat Jun 15, 2019 4:24 pm
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 57
Views: 4080

Re: Anyone buy Security Cams from Costco?

I am not sure what other folks are utilizing their security cameras for. When we reached out to our local PD and their support group about these cameras they recommended to go with wired cameras if at all possible. That and many other tips on how to do the install, viewing options, and placement of...
by Starfish
Sat Jun 15, 2019 4:00 pm
Forum: Personal Consumer Issues
Topic: how is Home Depot's contractor service (for a water heater)?
Replies: 46
Views: 3218

Re: how is Home Depot's contractor service (for a water heater)?

If you have natural gas get an on demand water heater. It saves big bucks over the tank type. If not I would have a contractor look at it and let him handle it. I am interested in your computations. On demand water heater is more expensive, can require gas pipe upgrades and requires maintenance. Al...
by Starfish
Sat Jun 15, 2019 12:59 pm
Forum: Personal Consumer Issues
Topic: My Bad Experience With Angie's List
Replies: 36
Views: 4009

Re: My Bad Experience With Angie's List

The review industry is based on blackmail: you pay, your score is good and negative reviews have less weight or get discarded. You don’t and they get heavier weight and become more prominent.
Sometimes (if not most of the time) they are just fake, written by paid people or bots.
by Starfish
Sat Jun 15, 2019 2:22 am
Forum: Personal Consumer Issues
Topic: 50 or 75 gallon water heater?
Replies: 67
Views: 3836

Re: 50 or 75 gallon water heater?

In addition to larger tanks you can also run the heater at a higher temperature, that results in using less hot water because you don't need as much of it to get the desired temperature. Do be careful because too high will produce scalding water on the hot setting. Like a previous poster said a 50 ...
by Starfish
Fri Jun 14, 2019 11:40 pm
Forum: Personal Finance (Not Investing)
Topic: Job opportunity - KSA/Bahrain
Replies: 66
Views: 5258

Re: Job opportunity - KSA/Bahrain

renue74 wrote:
Tue Jun 11, 2019 2:59 pm
You live in the greatest country in the world with the most freedoms.
You would think Bogleheads are above pure propaganda, but it seems not...
by Starfish
Fri Jun 14, 2019 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Dental/Vision Insurance for Baby
Replies: 33
Views: 1340

Re: Dental/Vision Insurance for Baby

An 814.44 increase for dental, adding our son. Is it likely a 1.5 year old will have dental costs of more than 500. Huh? Why would a 1.5 year old have ANY dental costs? My kid is 7. He-s been twice to the dentist, one time for a little sealing on something that looked like a dot and once because he...
by Starfish
Fri Jun 14, 2019 7:35 pm
Forum: Personal Consumer Issues
Topic: Watch experts: Bucherer with orange face????
Replies: 12
Views: 1414

Re: Watch experts: Bucherer with orange face????

Steelersfan wrote:
Fri Jun 14, 2019 6:56 pm
I don't see your model but you might find something comparable to get you in the ballpark:

https://www.watchpatrol.net/?brand=Archimede
The brand is Bucherer, not Archimde...
by Starfish
Fri Jun 14, 2019 5:35 pm
Forum: Personal Consumer Issues
Topic: Walking Cities, potential for retirees
Replies: 92
Views: 7226

Re: Walking Cities, potential for retirees

Is is walkable if you have to jump over the homeless and puddles of urine? The problem with walk-able american cities is that they are not a pleasure to walk, with very few exceptions. To me walkable means not a place where you COULD walk to a grocery store if you had to, but a place where it's a pl...
by Starfish
Fri Jun 14, 2019 5:16 pm
Forum: Personal Consumer Issues
Topic: 50 or 75 gallon water heater?
Replies: 67
Views: 3836

Re: 50 or 75 gallon water heater?

A 50 gallon water heater does not provide 50 gallons of hot water. For each gallon of hot water you consume from the tank, a gallon of cold water goes into the tank. Yes, they try to design it so the hot water stratifies from the cold, but only so much can be done. After you have used half of the w...
by Starfish
Fri Jun 14, 2019 4:29 pm
Forum: Personal Consumer Issues
Topic: 50 or 75 gallon water heater?
Replies: 67
Views: 3836

Re: 50 or 75 gallon water heater?

I had a 50 gallon gas water heater in our last house. With two people taking showers simultaneously, the hot water ran out very quickly. 75 is the only choice in your case. 50 gallon replacement was $1600 about 2 years ago from the most expensive big name plumber (with the TV ads). I went with a lo...
by Starfish
Thu Jun 13, 2019 7:24 pm
Forum: Personal Consumer Issues
Topic: 50 or 75 gallon water heater?
Replies: 67
Views: 3836

Re: 50 or 75 gallon water heater?

Twin 50 gal in series is the answer Unlimited hot when you want it Throttle back to one on when you don’t Seems like real "overkill" to me. I have two 75 gallon tanks. Overkill maybe, but the other benefit is that you will never be without hot water if one tank fails as they are daisy-chained toget...
by Starfish
Thu Jun 13, 2019 1:43 pm
Forum: Personal Consumer Issues
Topic: Retired at 35 and have no friends :(
Replies: 113
Views: 10669

Re: Retired at 35 and have no friends :(

Now that I've left the corporate life and have free time on weekdays, I find that I have very little social life. A lot of people say this when they retire but I don't think it is true. You have exactly the same social life now as you had before you quit working. Social life is what happens outside...
by Starfish
Thu Jun 13, 2019 12:35 pm
Forum: Personal Consumer Issues
Topic: 50 or 75 gallon water heater?
Replies: 67
Views: 3836

Re: 50 or 75 gallon water heater?

Why not a tankless water heater? We had a Rinnai tankless installed 5 years ago and it's been great, infinite hot water. How does the upfront cost of tankless compare? The estimate we got from the same company for a Navien tankless was $4,200. I haven't really considered the tankless b/c it's expen...
by Starfish
Thu Jun 13, 2019 1:06 am
Forum: Personal Consumer Issues
Topic: Recommend an American medium size car
Replies: 32
Views: 2288

Re: Recommend an American medium size car

Stay away from CarMax. "No haggle" pricing just means that they will give you a rip off price, and you're not allowed to counter offer. It's also amazing to me how many people are willing to give up thousands of dollar because of a little haggling. It's not that hard, nowadays you do it through ema...
by Starfish
Thu Jun 13, 2019 12:02 am
Forum: Personal Consumer Issues
Topic: 50 or 75 gallon water heater?
Replies: 67
Views: 3836

Re: 50 or 75 gallon water heater?

The most expensive 50 gallon is 8-900$ or so. Installation is straightforward.
In my case Home Depot quoted 1700 installed plus inspection costs.

For 3 people we have 40 gallons. We never had any problems.
by Starfish
Wed Jun 12, 2019 7:14 pm
Forum: Personal Consumer Issues
Topic: [Forget] The Seaweed! We're Headed For Cancun!!
Replies: 17
Views: 1439

Re: [Forget] The Seaweed! We're Headed For Cancun!!

You can have a very nice vacation in Riviera Maya. It's a pity (or maybe better?) that many people stay on the beach all the time. There are ruins to see, caves and cenotes to visit. Check the parks like Xel-Ha, see Tulum, do some cave diving, snorkeling, sailing etc Plenty of things. For cenotes an...
by Starfish
Tue Jun 11, 2019 9:13 pm
Forum: Investing - Theory, News & General
Topic: Naval on getting rich.
Replies: 79
Views: 9694

Re: Naval on getting rich.

What their are saying is that MZ twins are more likely than EZ twins to take a similar career path. But it is any career path. What I'm saying is that those two grew up with everybody around them unable to tell them apart. No big surprise if they end up being showing similar character, taste, incli...
by Starfish
Tue Jun 11, 2019 7:59 pm
Forum: Personal Consumer Issues
Topic: Recommend an American medium size car
Replies: 32
Views: 2288

Re: Recommend an American medium size car

Haha, first:
Toyota Camry. Made in Kentucky. Possible more american than Italian Chryslers and Mexican Fords.

:D
by Starfish
Tue Jun 11, 2019 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: How are your 30s financially different than your late 20s?
Replies: 47
Views: 5594

Re: How are your 30s financially different than your late 20s?

I'm about to turn 30 this year and am curious what this next decade will bring. I already have a young child, a marriage, home, and career so curious if it gets much different and if there is anything financially I should prepare for. I already have a will, life and disability insurance, and have s...
by Starfish
Tue Jun 11, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: 15K CAR with comfortable seats and quiet
Replies: 51
Views: 3888

Re: 15K CAR with comfortable seats and quiet

Criteria are a bit contradictory. Comfortable seat and quit suggest a premium car, but premium cars are usually not great on gas (at least compared to the other options). Driving noise is dominated by tires. As suggested, switching the tires would be a good start. Another simple solution is wear ear...
by Starfish
Tue Jun 11, 2019 12:43 pm
Forum: Investing - Theory, News & General
Topic: Anyone buying Beyond Meat stock?
Replies: 35
Views: 2773

Re: Anyone buying Beyond Meat stock?

BYND shares quite a few of the ingredients in Rachel Ray's DOG FOOD. I saw a commercial comparing Blue Buffalo Dog Food to Rachel Ray's.....when they ticked off the ingredients in her food, I thought....HMMMMMM.... WHY does that list sound so familiar???? I had looked up "what is Beyond Meat made o...
by Starfish
Mon Jun 10, 2019 11:36 pm
Forum: Personal Consumer Issues
Topic: Good Rx
Replies: 36
Views: 3111

Re: Good Rx

Do you have to be a French citizen, or resident, to get that price? Growing up in Sweden we payed an extremely low co-pay($10-20). For non-citizens, or private clinics, the prices skyrocketed Very good question. I actually don’t know, but I know that full prices in private clinics (for everybody) f...
by Starfish
Mon Jun 10, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 71
Views: 6456

Re: Anything you wish you had spent money on when you were younger?

Not much, I had a very good balance. There are 2 things: 1. I started a 401k 1 year later than I could have. Also I did not do backdoor Roth conversions until several years ago. 2. I should have a slightly more expensive and larger house. Easier said than done, in my area it is very hard to find a ...
by Starfish
Mon Jun 10, 2019 6:21 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 71
Views: 6456

Re: Anything you wish you had spent money on when you were younger?

As the perpetual dissenter, I will say definitely not travel. With all the travel I've done, for leisure and for business, I've come to the realization that it just isn't my thing. I blew plenty of money early in my life on international trips trying to enjoy it, and now I travel several times a ye...
by Starfish
Mon Jun 10, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 18
Views: 1232

Re: Travel Advice driving through NYC to Long Island

Assuming one human.... Delta and Jetblue do that trip for 200 bucks round trip (SYR <-> JFK) At 600mi round trip you would have to have total car expenses of under 33c/mile (versus IRS rates of 58c/mile) to break even, and that doesn't count the extra time / hassle / stress. IMO, regardless of cost...
by Starfish
Mon Jun 10, 2019 6:06 pm
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 18
Views: 1232

Re: Travel Advice driving through NYC to Long Island

protagonist wrote:
Mon Jun 10, 2019 4:58 pm
Put the Waze app on your cell phone and do whatever it says,
This.
I really don't get these questions. There is absolutely no useful information you can get here comparing to Waze with real time traffic info and rerouting.
by Starfish
Mon Jun 10, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 71
Views: 6456

Re: Anything you wish you had spent money on when you were younger?

Not much, I had a very good balance. There are 2 things: 1. I started a 401k 1 year later than I could have. Also I did not do backdoor Roth conversions until several years ago. 2. I should have a slightly more expensive and larger house. Easier said than done, in my area it is very hard to find a 3...
by Starfish
Sun Jun 09, 2019 9:47 pm
Forum: Personal Consumer Issues
Topic: Anyone familiar with driving from Disneyland area to Tucson, Az?
Replies: 39
Views: 2008

Re: Anyone familiar with driving from Disneyland area to Tucson, Az?

doss wrote:
Sun Jun 09, 2019 9:45 pm
Starfish wrote:
Sun Jun 09, 2019 9:30 pm
Why would you even drag a 3y old in these places?
Maybe I'm crazy and don't know it yet? :D Are you saying it's not worth it?
It's torture for all of you...
At least if the kid is 8 it's torture only for the parents.
by Starfish
Sun Jun 09, 2019 9:40 pm
Forum: Personal Consumer Issues
Topic: Is it possible to custom build a laptop?
Replies: 26
Views: 1950

Re: Is it possible to custom build a laptop?

It definitely is a generational thing. I bet you won't find many 30y olds and under using the trackpoint. Even under 40. For me, I had my first computer late enough so I have never learned how to type with more than 2 fingers . That might be factor. That's the reason. No point in installing an F1 t...
by Starfish
Sun Jun 09, 2019 9:30 pm
Forum: Personal Consumer Issues
Topic: Anyone familiar with driving from Disneyland area to Tucson, Az?
Replies: 39
Views: 2008

Re: Anyone familiar with driving from Disneyland area to Tucson, Az?

Why would you even drag a 3y old in these places?
by Starfish
Sun Jun 09, 2019 9:27 pm
Forum: Personal Consumer Issues
Topic: Is it possible to custom build a laptop?
Replies: 26
Views: 1950

Re: Is it possible to custom build a laptop?

I really don't get the cult around Thinkpads and lenovo in general. Older modes had atrocious screens (TN) and really bad touchpads. You're doing it wrong. For about a decade, work has issued me a series of Dell laptops, so I've persistently endured lousy touchpads. The TrackPoint is simple and pre...