Search found 3 matches

by Aces&Aces
Wed Oct 03, 2018 10:29 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 630
Views: 97582

Re: Your USER NAME...what does it mean?

I play a lot of poker, and a lot of tennis.
by Aces&Aces
Mon Aug 13, 2018 8:53 am
Forum: Personal Investments
Topic: 3 funds now, or start off with 2?
Replies: 17
Views: 1639

Re: 3 funds now, or start off with 2?

Thanks so much for all of the replies. To answer questions: Age 43, no dependents, unmarried but live with girlfriend (rent). Yes, my 401(k) contribution is about $1500/yr (income is around $18k-$22k-- it's bartending, so it varies a bit).
by Aces&Aces
Sun Aug 12, 2018 12:09 am
Forum: Personal Investments
Topic: 3 funds now, or start off with 2?
Replies: 17
Views: 1639

3 funds now, or start off with 2?

Hypothetical: you are convinced of the wisdom of the 3 fund portfolio. You have $20k in a Roth IRA to invest. (You also have no debt and 4 months' expenses saved in cash, and a small 401k from your part time job that maxes out around $1500/yr, invested in a target date fund-- you've been there 2 years.) Do you go the full 3 fund route to start, or with this amount of money is it better to start off with just US stock/bond and add international stock later (and at what approximate dollar amount)? Roth IRA is with Fidelity and you contribute the full $5500 each January.