Search found 128 matches

by unstoppable
Sat Jul 04, 2020 9:22 am
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for [Work From Home]?

I was just about to finally get the Acer (https://www.amazon.com/dp/B086KKKT15/ref=cm_sw_r_cp_api_i_tpR-EbT136AVY) yesterday as I was just paid and had the extra funds. Then... My friend sent me this Best Buy exclusive on sale... https://www.bestbuy.com/site/asus-zenbook-14-laptop-amd-ryzen-5-8gb-me...
by unstoppable
Mon Jun 29, 2020 11:05 pm
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for [Work From Home]?

I think after a ton of paralysis in the analysis ... I’ve found one I really like (love lightweight): Acer Swift 3 Thin & Light Laptop, 14" Full HD IPS, AMD Ryzen 7 4700U Octa-Core Processor with Radeon Graphics, 8GB LPDDR4, 512GB NVMe SSD, WiFi 6, Backlit Keyboard, Fingerprint Reader, SF314-42-R9YN...
by unstoppable
Wed Jun 17, 2020 7:00 am
Forum: Investing - Theory, News & General
Topic: Why does Google show a lower dividend yield?
Replies: 4
Views: 385

Why does Google show a lower dividend yield?

I’ve noticed when looking up stocks I see a lower dividend yield in the Google results vs. Yahoo finance or any other provider. Example: SCHD on Google shows a 2.19% dividend yield SCHD on Yahoo! Finance shows a 3.45% dividend yield Obviously pretty far off, although sometimes if I look at MSFT for ...
by unstoppable
Sat Jun 06, 2020 7:43 am
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for [Work From Home]?

I’m somehow still using my 11” Chromebook on the couch since I’m going into the office a few days a week too but still want a real computer. Any thoughts on this deal? I was only looking at Intel machines previously so not sure if this is a good one? https://slickdeals.net/f/14106770-acer-nitro-5-la...
by unstoppable
Mon May 25, 2020 2:46 pm
Forum: Personal Consumer Issues
Topic: which iPhone?
Replies: 32
Views: 2138

Re: which iPhone?

Also Apple has a bunch of trade in deals here:

https://www.apple.com/shop/buy-iphone/iphone-se

But still seems like Walmart has the best deal unless you have Sprint as they are doing their own deal.
by unstoppable
Mon May 25, 2020 2:41 pm
Forum: Personal Consumer Issues
Topic: which iPhone?
Replies: 32
Views: 2138

Re: which iPhone?

Just got the iPhone 11 yesterday for $27 a month from Costco. However I will be “returning” it for a SE for $15 a month on Wednesday. I have no need for the latest and greatest. My iPhone 7 was shot, so I had to get an 11 until the SE was in stock Smart move but don’t pay $15/month for the SE. many...
by unstoppable
Sat May 23, 2020 7:44 am
Forum: Personal Consumer Issues
Topic: Ecobee3 lite - smart choice?
Replies: 10
Views: 846

Re: Ecobee3 lite - smart choice?

I noticed that the Ecobee has a much smaller hysteresis curve than my old basic thermostat. If my old thermostat was set to 70, the heat may not kick on until 68. It would then overshoot to 72. The Ecobee set at 70 turns on at 69 and off again at 70. Being smart and also knowing the outside weather...
by unstoppable
Thu May 21, 2020 9:24 am
Forum: Personal Consumer Issues
Topic: Ecobee3 lite - smart choice?
Replies: 10
Views: 846

Re: Ecobee3 lite - smart choice?

I noticed that the Ecobee has a much smaller hysteresis curve than my old basic thermostat. If my old thermostat was set to 70, the heat may not kick on until 68. It would then overshoot to 72. The Ecobee set at 70 turns on at 69 and off again at 70. Being smart and also knowing the outside weather...
by unstoppable
Thu May 21, 2020 5:50 am
Forum: Personal Consumer Issues
Topic: Ecobee3 lite - smart choice?
Replies: 10
Views: 846

Ecobee3 lite - smart choice?

I was gifted the ecobee 3 lite late last year and had my AC guy install it yesterday since it’s been sitting here. I had a regular simple thermostat where you can set cool/auto and up/down temp. While the ecobee seems pretty simple I’m wondering if I should have replaced it. I didn’t sleep well last...
by unstoppable
Sun May 17, 2020 8:44 am
Forum: Personal Finance (Not Investing)
Topic: GiftRocket - Online gift card
Replies: 4
Views: 291

Re: GiftRocket - Online gift card

Anyone? I’ll probably just go with a store ecard via email which I guess is safer. Can anything bad happen by providing account number and routing, other than not actually receiving the funds?
by unstoppable
Sat May 16, 2020 12:56 am
Forum: Personal Finance (Not Investing)
Topic: [any downside to telling your parents your income?]
Replies: 32
Views: 2582

Re: Sharing income with parent(s)?

I regret not telling my dad after I reached a (then) magic number. He would have been delighted, but he is long dead, so there is no fixing it now. Go ahead and share with mom. Hopefully she won't be sharing it with the siblings though. My kids know my income and net worth - and I know theirs. None...
by unstoppable
Fri May 15, 2020 11:17 pm
Forum: Personal Investments
Topic: Marcus CD signup questions...
Replies: 4
Views: 616

Re: Marcus CD signup questions...

Glad I did it online and that day. Dropped to 1.35 from 1.6 the next day.
by unstoppable
Fri May 15, 2020 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: GiftRocket - Online gift card
Replies: 4
Views: 291

GiftRocket - Online gift card

Has anyone received or bought a GiftRocket gift card? A friend bought me an e-gift Card using GiftRocket although it seems about deceiving. He bought me a gift card using their service for a local restaurant (pre covid). The kicker is the gift card can be used at places like the restaurant but not a...
by unstoppable
Fri May 15, 2020 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: [any downside to telling your parents your income?]
Replies: 32
Views: 2582

Re: Sharing income with parent(s)?

She’s already proud and we are very close. Just thought it would be exciting for her to see. She’s asked me before over the years but I’ve always just said something generic. You do bring up good points. It’s not really the income number that I want to show off I just wanted to show her that my path...
by unstoppable
Fri May 15, 2020 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: [any downside to telling your parents your income?]
Replies: 32
Views: 2582

[any downside to telling your parents your income?]

I’m in a sales role with a small salary but absolutely crushed it last year. I was #1 out of many, and doubled the person closest to me. I just gave it my absolute all and really just had laser like focus. I was determined to make as much as humanly possible, as I’m on a mission to get financially i...
by unstoppable
Thu May 14, 2020 12:20 pm
Forum: Personal Investments
Topic: S&P 500 vs Total Market during a Recession?
Replies: 9
Views: 879

Re: S&P 500 vs Total Market during a Recession?

3funder wrote:
Thu May 14, 2020 12:02 pm
Doesn't matter.
Completely agree. Also for what it's worth noticed VOO is .03 vs. 04 for ER, but again unless $1B portfolio, it's insignificant...
by unstoppable
Thu May 14, 2020 11:51 am
Forum: Personal Investments
Topic: S&P 500 vs Total Market during a Recession?
Replies: 9
Views: 879

Re: S&P 500 vs Total Market during a Recession?

I like the S&P index methodology better, but for all intents and purposes, it is a broad-US market index. I think if your concerning yourself with what style might be better under various circumstances, you're missing the point of passive investing. Same, and I'm totally a passive investor...I have...
by unstoppable
Thu May 14, 2020 11:38 am
Forum: Personal Investments
Topic: S&P 500 vs Total Market during a Recession?
Replies: 9
Views: 879

Re: S&P 500 vs Total Market during a Recession?

Is there any benefit to either during a market downturn? I've always used VTSMX for my stock exposure as recommended by most, but I know S&P500 is also a recommendation as well. It seems the S&P might be better in a sense, since it only holds the Top 500 vs. the smaller companies that might get cru...
by unstoppable
Thu May 14, 2020 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Family member returning borrowed money?
Replies: 27
Views: 3113

Re: Family member returning borrowed money?

Thanks everyone, I'll simply have her do an online transfer and move on. I always overthink everything as usual, definitely an annoying trait.

I believe their might be a $2,500 daily limit, but I guess we will see.
by unstoppable
Thu May 14, 2020 9:03 am
Forum: Personal Investments
Topic: S&P 500 vs Total Market during a Recession?
Replies: 9
Views: 879

S&P 500 vs Total Market during a Recession?

Is there any benefit to either during a market downturn? I've always used VTSMX for my stock exposure as recommended by most, but I know S&P500 is also a recommendation as well. It seems the S&P might be better in a sense, since it only holds the Top 500 vs. the smaller companies that might get crus...
by unstoppable
Wed May 13, 2020 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Family member returning borrowed money?
Replies: 27
Views: 3113

Re: Family member returning borrowed money?

Gnirk wrote:
Wed May 13, 2020 9:19 pm
My DH gifts his adult kids $15, 000 per year by check. No problems have come up.
DH? How old are the kids? How many? Just curious and jealous 😊
by unstoppable
Wed May 13, 2020 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Family member returning borrowed money?
Replies: 27
Views: 3113

Family member returning borrowed money?

My sister (same last name as me) is repaying borrowed money + adding extra for my gratitude. I obviously didn’t ask for any extra but she insists. Anyway, we have the same bank (Bank of america), and I’m curious on best payment methods. The anount is over $10K, so I believe it will trigger the repor...
by unstoppable
Tue May 12, 2020 11:51 am
Forum: Personal Investments
Topic: Marcus CD signup questions...
Replies: 4
Views: 616

Marcus CD signup questions...

I'm in the process of signing up for their 1 year 1.6% CD, and during the signup process they ask occupation and yearly income. There's no way to skip the yearly income part. Should I be concerned of putting the real amount here? I do not want to be slammed with marketing from other companies. Anyon...
by unstoppable
Tue May 12, 2020 9:58 am
Forum: Personal Investments
Topic: CDs as your fixed income, bonds, or both?
Replies: 13
Views: 1549

Re: CDs as your fixed income, bonds, or both?

Let's say I wanted to keep a 60/40 or 70/30 allocation stock/bonds (as most people say)... Would it be perfectly fine to put the 30-40% of funds (not including emergency fund cash) into the following CD: https://www.marcus.com/us/en/savings/high-yield-cds Instead of putting in here (usually recommen...
by unstoppable
Tue May 12, 2020 9:44 am
Forum: Personal Consumer Issues
Topic: Using the iCloud or similar services for iPhone videos?
Replies: 3
Views: 193

Using the iCloud or similar services for iPhone videos?

I recently signed up for the $1 for 50GB plan (impressed on how easy/cheap it is), and would like to offload the videos I have on my phone. I already have them backed up on computer and external HDs, but would like a way to quickly access them to share/watch. Most of these videos have sentimental va...
by unstoppable
Tue May 12, 2020 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 Savings Promo
Replies: 108
Views: 13160

Re: Capital One 360 Savings Promo

I was in the Capital One 360 paying 1.5% until they dropped the rate to 0.5% last month...Transferred the entire balance to the Capital One Performance Savings still paying 1.5%.... Why must they play these games? Summit Wow, thanks for sharing that. I take a pretty passive approach and had a signi...
by unstoppable
Thu May 07, 2020 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 Savings Promo
Replies: 108
Views: 13160

Re: Capital One 360 Savings Promo

I was in the Capital One 360 paying 1.5% until they dropped the rate to 0.5% last month...Transferred the entire balance to the Capital One Performance Savings still paying 1.5%.... Why must they play these games? Summit Wow, thanks for sharing that. I take a pretty passive approach and had a signi...
by unstoppable
Tue May 05, 2020 8:51 pm
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for [Work From Home]?

With approval from our CEO, I took a nice getaway into the office today. Just the two of us with lots of social distancing. Maybe 50 ft between us. It was glorious change of pace. Might do it one more day this week. Never thought I’d be so happy to drive to the office and sit at my desk! Anyways I ...
by unstoppable
Tue May 05, 2020 12:44 am
Forum: Personal Consumer Issues
Topic: Receiving packages/orders at different address?
Replies: 7
Views: 466

Re: Receiving packages/orders at different address?

I generally see billing address and shipping address but you’re saying after the 2nd or 3rd time it triggers?
by unstoppable
Mon May 04, 2020 11:55 pm
Forum: Personal Investments
Topic: Is it bad idea to have dividend stocks in Taxable Account?
Replies: 20
Views: 2419

Re: Is it bad idea to have dividend stocks in Taxable Account?

When first starting in college I was obsessed with dividends. The though of being able to live off of dividends was so fascinating to me. Every month I’d buy a blue chip dividend growth stock with as much money as I could. I ended up with about 40 stocks (JNJ, TGT, WMT, etc) all buying based on reco...
by unstoppable
Mon May 04, 2020 11:45 pm
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3612

Re: Toilet lid suddenly popped up?

I hope this does not sound snarky but I had no idea people called a plumber to replace a fill valve. I guess I put this in the same category as changing a light bulb since I was probably 12 years old the first time I was told to go fix a running toilet. To be honest I just never had one break, at l...
by unstoppable
Mon May 04, 2020 11:37 pm
Forum: Personal Consumer Issues
Topic: Receiving packages/orders at different address?
Replies: 7
Views: 466

Receiving packages/orders at different address?

I have a home address that I use for all financial companies, and other important services. I’m currently living at a friends house while he’s away for a few months. If I order packages here via amazon or any other random retailer, does anyone care? I also when working usually order packages to my o...
by unstoppable
Mon May 04, 2020 10:51 pm
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3612

Re: Toilet lid suddenly popped up?

I just replaced a fill valve this weekend on one of my toilets. Although I’d never done it before, it was an easy, satisfying DIY project. Depending on how busy you are it might be worth it to at least try to replace it yourself before calling a handyman. You don’t need to shut off the water (other...
by unstoppable
Mon May 04, 2020 9:07 pm
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for [Work From Home]?

With approval from our CEO, I took a nice getaway into the office today. Just the two of us with lots of social distancing. Maybe 50 ft between us. It was glorious change of pace. Might do it one more day this week. Never thought I’d be so happy to drive to the office and sit at my desk! Anyways I w...
by unstoppable
Mon May 04, 2020 1:41 pm
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3612

Re: Toilet lid suddenly popped up?

Is this appropriate for a handy man to do, or should I definitely use a plumber? You certainly don't need a plumber. No special tools or skills are required. Anyone who can read and follow the basic instructions on a toilet repair kit can completely replace the valve and flapper in about 10 minutes...
by unstoppable
Mon May 04, 2020 12:37 pm
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3612

Re: Toilet lid suddenly popped up?

Is this appropriate for a handy man to do, or should I definitely use a plumber?
by unstoppable
Mon May 04, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3612

Re: Toilet lid suddenly popped up?

Finally I head up and see my decorative tray that I have filled with rocks on the floor all over and the entire toilet lid off centered. I opened it up and it looked like some black pump was sticking up. I pushed the lid back on and the water stopped running and no more running water noise. When I ...
by unstoppable
Mon May 04, 2020 12:20 am
Forum: Personal Consumer Issues
Topic: Toilet lid suddenly popped up?
Replies: 30
Views: 3612

Toilet lid suddenly popped up?

I was downstairs and hear a loud noise from what I thought was a neighbors house (connected townhomes). I hear a loud bang and something shatter, then hear lots of running water. The whole time I thought it was next door so didn’t look upstairs. Finally I head up and see my decorative tray that I ha...
by unstoppable
Sun May 03, 2020 8:49 pm
Forum: Personal Investments
Topic: CDs as your fixed income, bonds, or both?
Replies: 13
Views: 1549

CDs as your fixed income, bonds, or both?

I’ve always taken the simple approach as most do here. Total stock market and total bond market, with a drop of international as well. Cash is all in high interest savings and well beyond emergency fund levels so I count it towards the fixed/bond portion as well. I also have a CD as well that I coun...
by unstoppable
Fri May 01, 2020 2:50 am
Forum: Personal Investments
Topic: Potential brain injury? Freeze any decisions?
Replies: 18
Views: 3114

Re: Potential brain injury? Freeze any decisions?

Thanks for the reply. I’m eyeing the 7 month no penalty CD or regular 12 month CD at Marcus. 1.55 and 1.60%.

I just don’t feel like my normal calm self, so want to avoid opportunistic moves that aren’t what I would normally do...
by unstoppable
Fri May 01, 2020 2:31 am
Forum: Personal Investments
Topic: Potential brain injury? Freeze any decisions?
Replies: 18
Views: 3114

Potential brain injury? Freeze any decisions?

I know it’s going to sound bogus but due to some panic attacks (from another incident) in December of last year I took prescribed medication to help me sleep. I stopped taking them after 2 weeks and believe I’m suffering from “withdrawals”. Most doctors don’t seem to believe me, but I know my cognit...
by unstoppable
Sun Apr 19, 2020 9:06 pm
Forum: Personal Investments
Topic: Any attractive sign up bonuses for CDs/Savings?
Replies: 5
Views: 1110

Re: Any attractive sign up bonuses for CDs/Savings?

Not just banks, you can try brokerage firms too. You can buy brokered CDs. https://www.tdameritrade.com/offer/2500/index.html?a=byh&cid=PSCOMP&cid=PSCOMP&ef_id=Cj0KCQjwyur0BRDcARIsAEt86IAhyhC7cQUvU0DaANCKFxb87ZxjOSRYQxmbiKnXTS44fy-jFvPapzMaAtGMEALw_wcB:G:s&s_kwcid=AL!2521!3!329459393948!p!!g!!etrad...
by unstoppable
Sun Apr 19, 2020 9:04 pm
Forum: Personal Investments
Topic: Any attractive sign up bonuses for CDs/Savings?
Replies: 5
Views: 1110

Re: Any attractive sign up bonuses for CDs/Savings?

mroe800 wrote:
Sat Apr 18, 2020 2:25 am
See if DOC's got anything that meets your fancy: https://www.doctorofcredit.com/best-ban ... nt-bonuses

I rake in at least $2K/year in bank bonuses.
Thanks for the link. Lots of great offers on there!
by unstoppable
Sun Apr 19, 2020 9:03 pm
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for [Work From Home]?

I have an old Dell Inspiron 1750 at my parent’s house. Anyone have any experience with that laptop? Might pick it up tomorrow.
by unstoppable
Sat Apr 18, 2020 6:36 pm
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

Re: New laptop/desktop for WFH?

In the same boat as you. I would like to know how you got the 40% off coupon :mrgreen: I was looking at a thinkpad but 40% off can change my mind to a Dell XPS 13/15. It’s actually for the DellRefurbished products. Here’s the link with codes: https://m.bensbargains.com/bargain/45-off-laptops-399-69...
by unstoppable
Sat Apr 18, 2020 1:56 am
Forum: Personal Investments
Topic: Any attractive sign up bonuses for CDs/Savings?
Replies: 5
Views: 1110

Any attractive sign up bonuses for CDs/Savings?

I currently have a sizable balance of cash that I want to keep as savings or CD. It’s rotting away in a standard checking account at 0.03% 😡 These big bank savings accounts are ridiculously low. I’m leaning towards an account at Marcus based on reviews/rate in addition to my existing Ally account. I...
by unstoppable
Sat Apr 18, 2020 1:51 am
Forum: Personal Investments
Topic: Ally CD Rate Questions
Replies: 4
Views: 661

Ally CD Rate Questions

I had a few questions regarding the Ally CD rates currently. Assuming you have a sizable amount for a CD (over $25K)... 1 year CD with penalty is 1.5% 1 year CD with no penalty is 1.55% Is there any reason someone would chose the first option if they had an amount over $25K? Second question: 18 mont...
by unstoppable
Sat Apr 18, 2020 1:37 am
Forum: Personal Consumer Issues
Topic: Issues with face masks?
Replies: 92
Views: 6109

Issues with face masks?

I went to the grocery store for the first time since requiring face masks here, and to be honest probably the first time ever in general. I had a surgical mask here in plastic bag from a while ago that I was going to use for cleaning. I noticed after a 30-40 min trip I was quite lightheaded and foun...
by unstoppable
Sat Apr 18, 2020 1:31 am
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 58
Views: 4176

New laptop/desktop for [Work From Home]?

As I’m now working from home (WFH) for the last weeks and potentially more to come, I’m looking for a new setup. I’m currently using an Acer C270 chromebook (11.6 in) that I got a while back for $100 refurbed. It’s fine for emails and some Zoom calls, but in week 4 of using it I’m just finding it a ...
by unstoppable
Sat Apr 18, 2020 1:08 am
Forum: Personal Consumer Issues
Topic: House AC blowing too cold/hard?
Replies: 10
Views: 907

Re: House AC blowing too cold/hard?

Thanks for all the replies very much appreciated. It’s my understanding that the AC blows the same temp/speed regardless of temp set on thermostat, although obviously the lower temp the longer it will stay on to get to that temperature inside. I always set it to 73/74 here where it’s in the 90s. Wha...