Search found 9 matches

by sigmadave_2000
Fri Nov 09, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 10568

Re: Favorite "free stuff"?

Free Stock This new website offers a customer loyalty program that gives you free shares in companies where you shop. It's a good deal for the merchants because people are likely to shop at a place where they have an ownership stake; and it's probably a cheaper way to build customer loyalty than se...
by sigmadave_2000
Fri Oct 19, 2018 11:29 pm
Forum: Investing - Help with Personal Investments
Topic: Franklin Single Country ETFs, too good to be true?
Replies: 2
Views: 405

Franklin Single Country ETFs, too good to be true?

I have been investing in single country ETFs and paying a relatively high fee level given that they are basically large-cap index funds. But I ran across these Franklin funds. Their costs are significantly lower than the iShares funds. For long term investors (not traders) does anyone see the downsi...
by sigmadave_2000
Sun Oct 07, 2018 3:02 pm
Forum: Investing - Help with Personal Investments
Topic: Rate of return in negative
Replies: 16
Views: 1988

Re: Rate of return in negative

Well, you have to understand that you have invested in a fund that's volatile. I looked on MorningStar and according to them, your fund VFIFX has the following record: 2013 24.34% total return 2014 7.18% 2015 Negative 1.58% 2016 8.85% 2017 29.39% 2018 (Until 9/30) 4.42% The average ten year return f...
by sigmadave_2000
Fri Aug 31, 2018 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa Card
Replies: 51
Views: 7347

Re: Fidelity Rewards Visa Card

Did you previously have the "FIA Card Services" Visa before they switched to "Elan Financial Services" ? If so, and you never called to complain and get the new benefit structure, you may only be getting the old 1.5% benefit: Yes. I just believed their ads and never did the math. I had one card onl...
by sigmadave_2000
Fri Aug 31, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Rewards Visa Card
Replies: 51
Views: 7347

Re: Fidelity Rewards Visa Card

I like the Fidelity Rewards Visa Card . But it seem like I am only getting 1.5 points for every dollar I spend (1.5% cash back) instead of the 2 points (2% cash back) advertised. Points from statement https://flic.kr/p/29fD5JP points according to advertisement https://flic.kr/p/Nvr9iu Update ----> Y...
by sigmadave_2000
Fri Aug 24, 2018 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: REITs without malls?
Replies: 20
Views: 1720

Re: REITs without malls?

Ha! One of my kids lived in an EdR-run dorm. You're right -- it was not 10x12. It was a lot smaller. Plus roommate. Two beds lofted over desk/dresser, and almost enough floor space left over for a trash can. Good to know I'm a wealthy parent, though. :happy Maybe check that prospectus again... :D W...
by sigmadave_2000
Fri Aug 24, 2018 4:11 pm
Forum: Investing - Help with Personal Investments
Topic: REITs without malls?
Replies: 20
Views: 1720

Re: REITs without malls?

Well that's a good question. I haven't found a ETF, so you may need to buy REITS individually. These are some that I have on my list: Farmland FPI Farmland Partners -- Not a REIT, but one of the few ways to get exposure to farmland. It's a LP so you have to deal with a K-1 tax form LAND - Gladstone ...
by sigmadave_2000
Fri Aug 10, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: Car Donation
Replies: 12
Views: 1072

Re: Car Donation

Salvation Army I looked into it, and a lot of 501(c) corporations will take your car. I called a couple and it looks like the calls go to a company just picks up your car and sells it for fast cash at the wholesale used car auction. I guess they split the money with the charity. There have been repo...
by sigmadave_2000
Fri Aug 03, 2018 11:46 pm
Forum: Personal Consumer Issues
Topic: Costco auto buying service is USELESS!
Replies: 43
Views: 27642

Re: Costco auto buying service is USELESS!

:confused I asked CostCo if this was just a referral service where the dealers kick back a fee to CostCo and the person I was talking to told me that they do not know how it works. I asked if I could have the price of the used car before I went into the dealership. The first dealer was clear. The an...