Search found 407 matches

by SoAnyway
Thu Aug 15, 2019 4:14 am
Forum: Personal Consumer Issues
Topic: Anyone been to a Kevin O'Leary event???
Replies: 22
Views: 3257

Re: Anyone been to a Kevin O'Leary event???

Seriously? I would never go to one of his events, nor would I attend J. Cramer, R. Kiyosaki, nor D. Ramsey. +1. OP, without disclosing too much I worked very closely with KO long before he was famous. Stay away. I've no experience with the others in the above quote from sshullo, but I see where ss ...
by SoAnyway
Thu Aug 15, 2019 3:42 am
Forum: Personal Consumer Issues
Topic: which stud finder?
Replies: 52
Views: 2789

Re: which stud finder?

My wife asked me out for our first date, so I would say she did a pretty good job. Costs a lot more than $50 though! Now that the obligatory stud finder joke is out of the way, rare earth neodymium magnets have done me well here, and they have other uses. For those who find more studs than me, a st...
by SoAnyway
Thu Aug 15, 2019 3:07 am
Forum: Personal Consumer Issues
Topic: 1) What age did you have your teen get a driver's license?
Replies: 48
Views: 1843

Re: 1) What age did you have your teen get a driver's license?

So I feel: Just get only the Driver's PERMIT for at least a couple years forgoing getting the actual driver's LICENSE. Saves the $3,000 extra cost per year, allows teen to get significant driving experience (supervised), allows teen to help drive on longer family road trips, allows teen to realize ...
by SoAnyway
Thu Aug 15, 2019 2:20 am
Forum: Personal Consumer Issues
Topic: Do burglars steal and use paperwork?
Replies: 39
Views: 4504

Re: Do burglars steal and use paperwork?

OP, you've gotten great advice in this thread. I agree with others that *most* burglars in this day and age of surveillance everywhere aren't the "sharpest tools in the shed". Nor are they sophisticated appraisers of their target's possessions. Nor are they "'long-term' thinkers" by any stretch, of ...
by SoAnyway
Thu Aug 15, 2019 1:19 am
Forum: Personal Consumer Issues
Topic: Breakfast Menu After Retirement
Replies: 73
Views: 9562

Re: Breakfast Menu After Retirement

I am on the 1 year countdown to retirement and had a fun wondering. For the last 25 + years Mon-Fri before heading to work, I eat oatmeal with NF yogurt, chopped almonds and a banana. On weekends and vacations, I splurge and never eat oatmeal. For those retired creatures of habit, did your breakfas...
by SoAnyway
Sun Jul 28, 2019 1:03 am
Forum: Personal Consumer Issues
Topic: Simplicity
Replies: 59
Views: 6899

Re: Simplicity ["The Minimalists” Movie on Netflix]

Bogleheads - We often talk of simplicity in our financial lives. Our mentor Jack Bogle has said it is the key to financial success. What does that mean exactly to you as an individual? How have the lessons of simplicity improved your individual lives from both a financial and non financial perspect...
by SoAnyway
Fri Jul 26, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: Thank you notes,,, out of favor these days?
Replies: 107
Views: 5797

Re: Thank you notes,,, out of favor these days?

Seems very parent-dependent to me. Agreed and just a suggestion to the parents of young children reading this thread. If when your children are young, you encourage (require) them to make simple thank you notes for gifts they receive, you'll be gifting them a lifelong social skill. +1000 It starts ...
by SoAnyway
Fri Jul 26, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Thank you notes,,, out of favor these days?
Replies: 107
Views: 5797

Re: Thank you notes,,, out of favor these days?

My wife and I literally worked on thank you notes while we waited in the airport to and from our honeymoon. It's not out of favor, and young people still have manners. Good to know. I used to receive regular (and very cute and awkwardly-written) thank you notes from nieces/nephews when they were in...
by SoAnyway
Fri Jul 26, 2019 7:06 am
Forum: Personal Consumer Issues
Topic: Does your bank charge fees for personal ACH transfers to other banks?
Replies: 32
Views: 1652

Re: Does your bank charge fees for personal ACH transfers to other banks?

My bank just notified me this morning that they will start charging a $3 fee for personal ACH transfers to other banks. Is this normal? TLDR. OP, the way that the laws/regs governing financial institutions work - which I happen to know a *bit* about from my past career (but see my signature) - the ...
by SoAnyway
Fri Jul 26, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Frontier or Spirit Airlines
Replies: 63
Views: 5128

Re: Frontier or Spirit Airlines

Thanks for confirming my suspicions. Some people seem to like them, but when it goes wrong it gets really bad. Guess I will continue avoiding them. Thanks for posting, OP. I'm in the process of relocating to a city where the only airlines with daily direct flights between my new home and a city I'l...
by SoAnyway
Fri Jul 26, 2019 4:53 am
Forum: Personal Consumer Issues
Topic: Visit Taipei, Taiwan or tour smaller towns in Japan?
Replies: 33
Views: 2399

Re: Visit Taipei, Taiwan or tour smaller towns in Japan?

I have an odd trip planned for the fall. My spouse and I will be flying into Tokyo and flying home from Hong Kong. I got a great deal on the tickets, so I grabbed them on an impulse. The problem is that we have already toured Hong Kong as well as Tokyo and Kyoto, Japan. I'm trying to figure out how...
by SoAnyway
Fri Jul 26, 2019 1:31 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

yesterday which i thot was worth the investment in time and money seeing it at the theater. yesterday is the story of an unsuccessful musician who wakes up after a 12 second global power outage -- and is the only person in the world who has ever heard of the beatles. Thanks, MM! I'm really looking ...
by SoAnyway
Fri Jul 26, 2019 12:47 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

WHOA! SPOILER ALERT! :twisted: Never heard of that one.What's it about? Duuuudddeee....Where ya been? :confused It's a Marvel (2019) animated action-docu-comeddrama. Think: Mashup of "Avengers" meets "Big Bang Theory" meets "Jack Bogle" meets "normal people like us". That last one's to be taken at ...
by SoAnyway
Thu Jul 18, 2019 12:18 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford this 2.3 million dollar home?
Replies: 273
Views: 27204

Re: Can I afford this 2.3 million dollar home?

It’s very difficult for most people to put themselves in someone else’s (who has much more) financial shoes. Just human nature. Imo, a few years ago, people either made the effort (from which I benefitted) or stayed out of the thread. I don’t know why it has changed, but I have restricted the exten...
by SoAnyway
Tue Jul 09, 2019 12:20 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

Gifted. I'd give it a 7 out of 10. It is a couple years old. It stars Chris Evans and is about an Uncle raising a math prodigy and an ensuing custody fight with his mother. With no disrespect intended Michaeljc70, I'd have given it 11 out of 10. " This is Spinal Tap " , anyone, hahaha? SoAnyway, I ...
by SoAnyway
Mon Jul 08, 2019 10:46 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

Delete Never heard of that one.What's it about? Duuuudddeee....Where ya been? :confused It's a Marvel (2019) animated action-docu-comeddrama. Think: Mashup of "Avengers" meets "Big Bang Theory" meets "Jack Bogle" meets "normal people like us". That last one's to be taken at face value, btw - not a ...
by SoAnyway
Sun Jul 07, 2019 12:40 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

Delete
by SoAnyway
Sun Jul 07, 2019 12:27 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

Life is Beautiful (Italy 1997, La vita è bella (original title)) Written, directed, and starring Roberto Benigni. Nicoletta Braschi. My first viewing since 1998, a great, great film. I had to fight the tears. Won the Academy Award for Best Actor and the Academy Award for Best Foreign Language Film,...
by SoAnyway
Sat Jul 06, 2019 10:55 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

yesterday which i thot was worth the investment in time and money seeing it at the theater. yesterday is the story of an unsuccessful musician who wakes up after a 12 second global power outage -- and is the only person in the world who has ever heard of the beatles. Thanks, MM! I'm really looking ...
by SoAnyway
Thu Jul 04, 2019 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: Employers asking salaries
Replies: 47
Views: 6024

Re: Employers asking salaries

This is a VERY hot topic in employment law in municipalities/states across the country, OP, and the rules are changing rapidly. To OP and anyone else lurking/reading: Stay up-to-date on your rights and the rules/regs in whatever geography you're looking re. salary history questions. Even where the q...
by SoAnyway
Wed Jul 03, 2019 1:25 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

SoAnyway, Thanks for the heads up on "Blinded by the Light". Having been an early fan of Bruce as well as someone who liked "Bend it like Beckham" it will definitely go on my list. How early a fan? $4 a ticket to see him play 3.5 hours for 1800 people in a small state college basketball arena 3 wee...
by SoAnyway
Mon Jul 01, 2019 10:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

yesterday which i thot was worth the investment in time and money seeing it at the theater. yesterday is the story of an unsuccessful musician who wakes up after a 12 second global power outage -- and is the only person in the world who has ever heard of the beatles. Thanks, MM! I'm really looking ...
by SoAnyway
Mon Jul 01, 2019 9:07 pm
Forum: Personal Consumer Issues
Topic: What do you do if you get in an accident?
Replies: 26
Views: 2085

Re: What do you do if you get in an accident?

Pictures, pictures, pictures. Good advice but I'd tweak the wording: DOCUMENTED evidence, evidence, evidence. The law is not about "truth"; it's about what you can PROVE - in the way that insurance company regs/policies/procedures, and legal regs/laws dictate. DOCUMENTED real-time evidence is bette...
by SoAnyway
Mon Jul 01, 2019 8:53 pm
Forum: Personal Consumer Issues
Topic: Frontier or Spirit Airlines
Replies: 63
Views: 5128

Re: Frontier or Spirit Airlines

I have never flown one of these bargain airlines, but I will in a couple of weeks. I couldn't pass up an $84 (round trip) non-stop Savannah to Providence on Allegiant. No luggage, no overhead bin, no seat assignment provided. Fortunately I can carry all I need in a small bag that I can hold or put ...
by SoAnyway
Mon Jul 01, 2019 8:40 pm
Forum: Personal Consumer Issues
Topic: Where to sit at Wrigley?
Replies: 18
Views: 1417

Re: Where to sit at Wrigley?

OP here. We had a really great trip to Chicago, and a really great time at Wrigley. Due to ticket availability (and price), we ended up sitting in section 412 (3rd base side), 9 rows back - no obstructions of any kind and a fantastic view of the field. We were just under the roof overhang, which pa...
by SoAnyway
Mon Jul 01, 2019 8:05 pm
Forum: Personal Consumer Issues
Topic: Frontier or Spirit Airlines
Replies: 63
Views: 5128

Re: Frontier or Spirit Airlines

Thanks for confirming my suspicions. Some people seem to like them, but when it goes wrong it gets really bad. Guess I will continue avoiding them. Thanks for posting, OP. I'm in the process of relocating to a city where the only airlines with daily direct flights between my new home and a city I'l...
by SoAnyway
Mon Jul 01, 2019 2:10 am
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

SevenBridgesRoad wrote:
Mon Jul 01, 2019 1:48 am
Deja Vu
EXACTLY, SBR!!!
And more to the point, how appropriate is THAT song/album title as we observe the young'uns?? ; )
by SoAnyway
Mon Jul 01, 2019 1:31 am
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

Sidebar: Bless you, Seven Bridges Road. We crossed paths a while back on this forum. Still love that tune.... Carry on, OP.... ; ) Carry on... CSNY To sing the blues you've got to live the dues And carry on Well-played, SBR. :sharebeer If memory serves - which it often doesn't at my, uh, "vintage",...
by SoAnyway
Mon Jul 01, 2019 12:35 am
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

OP. I'll answer the question with a question. Why on earth would you even consider sharing your net worth with family members? What good could ever come from it?? I just can't understand why the question would even come up. I've seen such moves mentioned here from time to time and it always seems t...
by SoAnyway
Mon Jul 01, 2019 12:02 am
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

Would you share your net worth with family members? Mainly I'm wondering about sharing personal milestones such as one's portfolio reaching one million (as an example) with your parents and siblings. How about if they ask? Would you tell them? Just looking for people's thoughts on this. Why? What g...
by SoAnyway
Sun Jun 30, 2019 11:48 pm
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

mediahound wrote:
Sun Jun 30, 2019 11:41 pm
SoAnyway wrote:
Sun Jun 30, 2019 11:38 pm
Exactly. Whatever your NW is today, OP, was he saying the same when equivalent to yours? :confused
Knowing Warren Buffett, he was probably talking about his net worth the day he was born.
Really? You actually know Warren Buffett personally, OP??? :o
by SoAnyway
Sun Jun 30, 2019 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

Would you share your net worth with family members? Mainly I'm wondering about sharing personal milestones such as one's portfolio reaching one million (as an example) with your parents and siblings. How about if they ask? Would you tell them? Just looking for people's thoughts on this. Never, OP. ...
by SoAnyway
Sun Jun 30, 2019 11:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 21211

Re: Do you share your net worth with family members?

Would you share your net worth with family members? Mainly I'm wondering about sharing personal milestones such as one's portfolio reaching one million (as an example) with your parents and siblings. How about if they ask? Would you tell them? Just looking for people's thoughts on this. Never, OP. ...
by SoAnyway
Tue Jun 18, 2019 1:25 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

If you haven't been to a movie in a few years, you should go. The digital projectors are incredibly sharp, film making has improved unbelievably, the sound is great, where we went they have lounge chairs that are far apart from others. You have reserved seats, so show up when you want, and it wasn'...
by SoAnyway
Tue Jun 18, 2019 1:01 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4697
Views: 1204969

Re: What Movie Have You Recently Watched?

We were in a small town with limited movie options. We were going to see Booksmart but after watching the trailer, decided against it. Instead, we watched A Dog's Journey which was excellent and was well worth the price of admission and tolerating a less than ideal Dolby system. It is highly recomm...
by SoAnyway
Mon Jun 17, 2019 12:40 am
Forum: Personal Consumer Issues
Topic: Durable non-stick cookware suggestions?
Replies: 30
Views: 2837

Re: Durable non-stick cookware suggestions?

For about thirty years or so, we had a stove with a traditional electric cooktop. A "good" brand, purchased new. Every piece of non-stick cookware we ever bought, any kind, cheap or expensive, lost its nonstick quality within a couple of years. At first my wife assumed that it was because I was usi...
by SoAnyway
Sat Jun 15, 2019 12:37 am
Forum: Personal Consumer Issues
Topic: Durable non-stick cookware suggestions?
Replies: 30
Views: 2837

Re: Durable non-stick cookware suggestions?

OP, I've not read all your posts but I've so appreciated those that I have read. They inspire me. :happy Sometimes they remind me of my younger self. As with Hedgefundie on this forum, you've clearly, uh, "lived a little", which I admire and respect, even if (or maybe because) - although I've always...
by SoAnyway
Tue Jun 11, 2019 11:16 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 218
Views: 18279

Re: Are You Dumping Netflix?

TLDR - I'm surely missing something here. Sorry, Millennials - Please educate this GenXer. Who pays ANYTHING for TV/video entertainment these days?? :confused I get all the video entertainment I want for free via my own DVD library + my public library's services + YouTube + various network's websit...
by SoAnyway
Mon Jun 10, 2019 1:01 am
Forum: Personal Consumer Issues
Topic: Anyone recommend a cheap cell phone service for text and calls?
Replies: 24
Views: 2217

Re: Anyone recommend a cheap cell phone service for text and calls?

Sorry for your FIL's diagnosis, OP. I'm on AT&T prepaid - 30 bucks a month for unlimited talk + text, and a gig of data with unused data that rolls over to the next month. And I get 2% cash back due to the cc I use to pay it. Depending on your FIL's "use case" specifics, you might get a better deal ...
by SoAnyway
Mon Jun 10, 2019 12:39 am
Forum: Personal Consumer Issues
Topic: Recycling - questions and answers
Replies: 14
Views: 1517

Re: Recycling - questions and answers

Today, we are all bombarded with so much "stuff" that ends up as trash. it would be nice, for many reasons, if we could find ways of "recycling" things we do not need, as well as using things others discard. Here are some things I have either done or observed: 1. Our neighborhood email list often h...
by SoAnyway
Mon Jun 10, 2019 12:05 am
Forum: Personal Consumer Issues
Topic: I'm thinking about buying a supercar anyone here done this and feedback?
Replies: 241
Views: 14313

Re: I'm thinking about buying an exotic supercar anyone here done this and feedback?

Most humblebrag post I've seen in some time. The equivalent cost of this car for op at his income level would be like someone making 120k/year asking if 3.5k was too much to spend on their dream car. Hahaha. 1. OP, if you and your post are "for real", buy whatever you want and enjoy it! [off-topic ...
by SoAnyway
Sun Jun 09, 2019 11:37 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 218
Views: 18279

Re: Are You Dumping Netflix?

TLDR - I'm surely missing something here. Sorry, Millennials - Please educate this GenXer. Who pays ANYTHING for TV/video entertainment these days?? :confused I get all the video entertainment I want for free via my own DVD library + my public library's services + YouTube + various network's website...
by SoAnyway
Thu Jun 06, 2019 12:15 am
Forum: Personal Investments
Topic: Problem at Vanguard?
Replies: 42
Views: 5412

Re: Problem at Vanguard?

OP here. I am not really concerned. It's just a bad habit I have to look. I'm a long-term investor; I rarely make a move. It was just something I noticed. Where I am (upstate NY) updates always occur at 6:30pm. I've heard that Vanguard monitors this site and it was just a reminder to them that peop...
by SoAnyway
Fri May 31, 2019 11:24 am
Forum: Personal Investments
Topic: Retirement Plan Portfolio Review
Replies: 9
Views: 1039

Re: Retirement Plan Portfolio Review

I checked the tax calc, and I need $107k to net $85k. That's an enormous effective tax rate. Are you sure about the tax calculation? I would think the tax hit would be well under $10K, but maybe you live in an enormous state tax state. Thank you for your response livesoft. I am not sure about the c...
by SoAnyway
Fri May 31, 2019 1:33 am
Forum: Personal Investments
Topic: General Retirement Portfolio Review & Questions
Replies: 15
Views: 1542

Re: General Retirement Portfolio Review & Questions

Welcome to the forum, OP! :happy The good news: At your combined $75k income level in a high cost, high tax state, you and your spouse are doing an admirable job of saving. The bad news: As others have indicated, your "advisor" TDA sales guy is robbing you blind. Not only are you paying a ridiculous...
by SoAnyway
Wed May 29, 2019 1:11 am
Forum: Personal Consumer Issues
Topic: Financial Movies and Shows
Replies: 80
Views: 7473

Re: Financial Movies and Shows

FYI -- many of the links to youtube in the original post are broke/removed. Not sure OP's still around - last active in 2015. It's a shame since it's a great topic and it'd be great to have a one-stop shop for titles without reading through all the posts. SoAnyway.... Would it be worth moving the l...
by SoAnyway
Wed May 29, 2019 12:47 am
Forum: Personal Consumer Issues
Topic: Financial Movies and Shows
Replies: 80
Views: 7473

Re: Financial Movies and Shows

FYI -- many of the links to youtube in the original post are broke/removed. Not sure OP's still around - last active in 2015. It's a shame since it's a great topic and it'd be great to have a one-stop shop for titles without reading through all the posts. SoAnyway.... As another poster said - not t...
by SoAnyway
Sat May 18, 2019 12:50 am
Forum: Personal Finance (Not Investing)
Topic: Do you reward yourself for achieving a financial goal?
Replies: 107
Views: 7024

Re: Do you reward yourself for achieving a financial goal?

So, anyway, my calling your name was semi-conscious. :D ; ) Cheers, my friend. :sharebeer Kona coffee is something I have given in on. It’s SO good, and so easy on the GI system, even if you drink it strong and black; it has become the standard cuppa here. I never buy expensive outside (eg Starbuck...
by SoAnyway
Fri May 17, 2019 11:47 pm
Forum: Personal Investments
Topic: Taxes and suggested Fidelity 3 fund portfolio
Replies: 11
Views: 1211

Re: Taxes and suggested Fidelity 3 fund portfolio

I think these are the only two funds that you will need. Agreed. You don't need a third fund in taxable, OP. If your bond allocation is in Roth or tax-deferred, you have your 3-fund portfolio and your funds are properly placed for tax efficiency. I've read in multiple places that the recommended 3 ...