Search found 206 matches

by mrmass
Mon Jun 24, 2019 2:31 pm
Forum: Personal Investments
Topic: Stashing cash for a home purchase in 10 years
Replies: 15
Views: 1208

Re: Stashing cash for a home purchase in 10 years

Tough to plan for 10 years ahead. A lot of life can happen in that time, both good and bad. For where to put your money, you've got some great answers already.
by mrmass
Fri Jun 07, 2019 5:43 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity CMA Over Draft-with Brokerage
Replies: 3
Views: 491

Re: Fidelity CMA Over Draft-with Brokerage

At the end of the day I got my account numbers messed up. Fido gives a couple of numbers one really long one and another that is shorter. I used the wrong one. Not sure why do that but I got it sorted out.
by mrmass
Tue Jun 04, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Recommendations for "Backup" software
Replies: 40
Views: 2581

Re: Recommendations for "Backup" software

Veeam has a free backup software It works well. At work we use Veeam but the enterprise versions https://www.veeam.com/windows-endpoint- ... -free.html
by mrmass
Tue Jun 04, 2019 12:56 pm
Forum: Personal Consumer Issues
Topic: Walking Cities, potential for retirees
Replies: 95
Views: 7907

Re: Walking Cities, potential for retirees

Harvard Sq
Naples FL off 5th Ave
by mrmass
Tue Jun 04, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Any TV guys out there?
Replies: 35
Views: 2639

Re: Any TV guys out there?

Great site for reviews
https://www.rtings.com/
by mrmass
Tue Jun 04, 2019 5:12 am
Forum: Non-US Investing
Topic: Why house selling prices are generally not public?
Replies: 25
Views: 1833

Re: Why house selling prices are generally not public?

Also if I sold stock you wouldn’t know what price I sold it for. You could guess but unless you’re my brokerage you wouldn’t know.
by mrmass
Tue Jun 04, 2019 5:03 am
Forum: Non-US Investing
Topic: Why house selling prices are generally not public?
Replies: 25
Views: 1833

Re: Why house selling prices are generally not public?

It’s my private property. no reason to have a gathering in the town square yelling here ye about the transaction.

Though it’s not difficult to find if you know where to look
by mrmass
Tue May 28, 2019 5:12 am
Forum: Personal Finance (Not Investing)
Topic: House not selling
Replies: 134
Views: 10344

Re: House not selling

Do the comps have carpeting? All I know is I’ve never have known anyone to say they hope the new house has carpet
by mrmass
Sat May 25, 2019 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Stock tracker app recomendations for android
Replies: 3
Views: 230

Re: Stock tracker app recomendations for android

The Fidelity app works well if you're in Fidelity. Also the Bloomberg app works fine just turn off the breaking news part of it.
by mrmass
Thu May 16, 2019 11:28 am
Forum: Personal Investments
Topic: Thoughts on business purchase
Replies: 27
Views: 1450

Re: Thoughts on business purchase

My non business experience says for every set of books there are 2 other sets. One for the IRS, one for the current owners, and finally one for the future investors/buyers.
by mrmass
Tue May 14, 2019 12:42 pm
Forum: Personal Consumer Issues
Topic: Police and Troopers fund.
Replies: 77
Views: 3167

Re: Police and Troopers fund.

We don't answer the phone and reset the phones recorder to the default robotic voice. Once you answer the phone or donate, I think they pass your number around as a "giver" or "listener"
by mrmass
Tue May 14, 2019 6:07 am
Forum: Personal Consumer Issues
Topic: Frugality regret: What thing do you regret not spending on?
Replies: 208
Views: 46747

Re: Frugality regret: What thing do you regret not spending on?

Buying lunch every day at work /s :happy All kidding aside, a coworker who complains they're always broke buys lunch everyday...he says it makes him happy...but drives me crazy. Is opposite true? what do you regret spending too much on? When people say "on your death bed nobody ever said they wished...
by mrmass
Mon May 06, 2019 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a house without a realtor
Replies: 49
Views: 4566

Re: Buying a house without a realtor

Please enlighten me. Doesn't the RE agent really work for whomever is pays them? Payment comes from the seller so in my mind they work for the seller.
by mrmass
Mon Apr 29, 2019 6:16 pm
Forum: Personal Consumer Issues
Topic: Man’s life savings stolen from hijacked cellphone number
Replies: 180
Views: 16512

Re: Man’s life savings stolen from hijacked cellphone number

Having your phone on a business plan "might" mitigate some risk against a SIM swap.

I handle our corporate phone plan. We have 40ish phones on this plan, and if a person that's on our plan leaves the company, I have to aid in the facilitation of transferring that number to their new plan.
by mrmass
Sat Apr 27, 2019 5:25 am
Forum: Personal Finance (Not Investing)
Topic: 10 minutes worth $300K?
Replies: 61
Views: 8556

Re: 10 minutes worth $300K?

That 10 minutes today might be 5 or 25 another day and 15 another day. The likelihood of both trains being that precise is unlikely.
by mrmass
Fri Apr 26, 2019 4:14 pm
Forum: Personal Consumer Issues
Topic: Free / Cost Effective Database for 100+GB Data
Replies: 9
Views: 1065

Re: Free / Cost Effective Database for 100+GB Data

A local database with storage in a SSD is going to be your best bet. Cloud SQL databases are probably going to be more expensive than you need for your application. A local pgsql or MS SQL Server instance will handle this just fine. I've now got 33 million rows x 125 columns in a single postgresql ...
by mrmass
Thu Apr 25, 2019 5:54 am
Forum: Personal Consumer Issues
Topic: Router with VPN
Replies: 20
Views: 1883

Re: Router with VPN

You could also consider turning on your phone's hotspot and connecting your computer via wireless to that phone-then you'd be connecting to the internet--->bank via your cell network (4G, 5G, how many G's do we need). This avoids connecting to a possibly less secure wifi connection.
by mrmass
Wed Apr 24, 2019 6:49 pm
Forum: Personal Consumer Issues
Topic: Computer shopping
Replies: 20
Views: 1236

Re: Computer shopping

I like woot.com I'm not afraid to buy refurbs as I can overcome any issues that arise.

Also Dell has the Dell outlet. Just google that and you'll stumble on it.
by mrmass
Tue Apr 23, 2019 5:40 am
Forum: Personal Finance (Not Investing)
Topic: Taking the new job or not?
Replies: 24
Views: 1110

Re: Taking the new job or not?

Stay. Commuting that far is tough. Work at home is a nice perk. The 1 day a week from the new job seems like it might be revoked at any time.
by mrmass
Fri Apr 19, 2019 12:19 pm
Forum: Personal Consumer Issues
Topic: Aloft Tampa Downtown-Late April 4 nights
Replies: 8
Views: 840

Re: Aloft Tampa Downtown-Late April 4 nights

I'm looking out my window at the Riverwalk right now! It's a great area for a long weekend trip. Walkable to restaurants (def check out Armature Works), shows, parks, museums, water taxis, etc. Plenty of bike rental kiosks as well, if you're into that. It's right downtown Tampa, with quick access t...
by mrmass
Fri Apr 19, 2019 11:34 am
Forum: Personal Consumer Issues
Topic: Aloft Tampa Downtown-Late April 4 nights
Replies: 8
Views: 840

Aloft Tampa Downtown-Late April 4 nights

I'm thinking about getting some summer weather sooner by heading to Tampa. We'd Lyft/Uber from the airport so no car. I was looking at the Aloft Tampa Downtown. Reviews on TripAdvisor look decent. They mention the Tampa Riverwalk-Its looks like there's plenty walkable to the Aloft. We like to walk t...
by mrmass
Wed Apr 17, 2019 6:37 pm
Forum: Personal Investments
Topic: REIT's recent pullback
Replies: 14
Views: 1798

Re: REIT's recent pullback

Interest rates bro. REITs have lines of credit up the yin yang. Industrial REITs are where it's at. High throughput warehouses are hot. Close to transportations (mostly airports) or population (think Amazon, and the corresponding returns)
by mrmass
Mon Apr 15, 2019 6:06 am
Forum: Personal Consumer Issues
Topic: Boston area - nice towns for families
Replies: 80
Views: 4984

Re: Boston area - nice towns for families

If you like walkable a friend of mine is selling a 3 bed, 2.5 bath townhouse 2 car garage in Somerville, walkable to Davis and Porter. On the bike path.
Close to the Red line, and future Green line.
by mrmass
Sat Apr 13, 2019 4:02 am
Forum: Personal Finance (Not Investing)
Topic: Alliant 3/2.5% card - any experience?
Replies: 52
Views: 9000

Re: Alliant 3/2.5% card - any experience?

I have it and use it daily. I've had it for 5 months. I haven't received a notice yet about the AF increase. I'll probably cancel and switch to either my Fido/Elan or my State Dept Sig Visa. How is the customer service on the State Dept Signature Visa? Outsourced? I was looking at this card the oth...
by mrmass
Fri Apr 12, 2019 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Alliant 3/2.5% card - any experience?
Replies: 52
Views: 9000

Re: Alliant 3/2.5% card - any experience?

I have it and use it daily. I've had it for 5 months. I haven't received a notice yet about the AF increase. I'll probably cancel and switch to either my Fido/Elan or my State Dept Sig Visa.
by mrmass
Thu Apr 11, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: YouTube TV is increasing their price - will you cancel it?
Replies: 63
Views: 4805

Re: YouTube TV is increasing their price - will you cancel it?

I think most the the streaming services won't stop until $60/month. Just enough to keep you from going back to cable.
by mrmass
Wed Apr 10, 2019 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Used Laptops/Chromebooks?
Replies: 6
Views: 400

Re: Used Laptops/Chromebooks?

Check out the Dell Outlet They sell Windows and Chromebooks.
by mrmass
Wed Apr 10, 2019 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads, why won't anyone hire me?
Replies: 194
Views: 17871

Re: Bogleheads, why wont anyone hire me?

Are you getting face to face interviews or just no reply when you send a resume?

This won't be popular:
Is your name odd? Do you apply for positions that require a long commute? Do you list silly hobbies on the resume? If you do reconsider. Is your reply to email address stupid sounding?
by mrmass
Sun Mar 24, 2019 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Do you trust/use your bank’s mobile app
Replies: 34
Views: 1702

Re: Do you trust/use your bank’s mobile app

I use Capital One, Fidelity (most used) Vanguard, Alliant, and Chase but only while on 4G or my home or work wifi. I won't bank on any public wifi, phone or laptop.
by mrmass
Tue Mar 19, 2019 11:27 am
Forum: Personal Investments
Topic: Restaurant investment for a noob
Replies: 19
Views: 1955

Re: Restaurant investment for a noob

The following year I was told I would be receiving a check for ~$1k. It never came. I even saw the profit on a balance sheet. I asked several times and was told it would be coming for 8 months when I was finally told it was not. I then received a K-1 for that pay that never came = a tax liability. ...
by mrmass
Fri Mar 15, 2019 12:23 pm
Forum: Personal Consumer Issues
Topic: Haven't bought a car in ages - how does negotiation work these days?
Replies: 47
Views: 5058

Re: Haven't bought a car in ages - how does negotiation work these days?

Make an offer on that purple Dodge Stratus... Aside from that time your offer so you can complete (fully pay for) the purchase just a day or two before the month/quarter/year end. FYI the first quarter ends soon and it's on a Sunday-Do this On Wed March 27th make a low offer-tell them you'll close t...
by mrmass
Wed Mar 13, 2019 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Any credit cards that can beat the Citi doublecash?
Replies: 64
Views: 6556

mrmass

If you spend more than $11,800 per yr, Alliant Visa Signature card might be better than Citi DC. It gives you 2.5% cash back on everything, but comes with a $59 annual fee. Plus, first year no annual fee and you get 3% cash back on everything. https://www.alliantcreditunion.org/bank/visa-signature-...
by mrmass
Wed Mar 13, 2019 6:12 am
Forum: Personal Consumer Issues
Topic: What time do you start your day?
Replies: 69
Views: 3064

Re: What time do you start your day?

I was at my office at 6:30 this morning.
by mrmass
Sun Mar 10, 2019 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Chase $600 bank bonus deal
Replies: 41
Views: 5886

Re: Chase $600 bank bonus deal

I'm getting a similar bonus. Be aware though, that Chase will likely want to make a 3-way phone call with your funding institution so they can confirm the details of your $15k transfer. The website will not tell you this is going to happen. You will get normal messaging after trial deposits are con...
by mrmass
Fri Mar 08, 2019 2:18 pm
Forum: Personal Consumer Issues
Topic: Who Can I Hire to Evaluate Heating Situation in my Home?
Replies: 34
Views: 2100

Re: Who Can I Hire to Evaluate Heating Situation in my Home?

This guy did a good job. I think it's just him and his truck but he replaced a leaking circulator pump for me at a reasonable cost.

http://www.dcadotteplumbing.com/index.html

He's in Medford.
by mrmass
Tue Mar 05, 2019 4:12 pm
Forum: Personal Consumer Issues
Topic: Chrome security issue
Replies: 40
Views: 2915

Re: Chrome security issue

Also consider using Bitlocker in case the thief steals your drive
by mrmass
Sun Mar 03, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: How do YOU buy a car? (TrueCar, Costco, Carvana, etc)
Replies: 75
Views: 8268

Re: How do YOU buy a car? (TrueCar, Costco, Carvana, etc)

I usually buy a car that's 4 years old. I find the model I want, I look on Craigslist for a for sale by owner, then follow the posting for a while. If the car lingers, I contact the seller, and casually ask about it. Take a drive, then go home without an offer. The next day I make a lowball offer. T...
by mrmass
Sat Mar 02, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 846
Views: 85475

Re: What frugal thing did you do today?

[/quote] No doubt. The days of quaffing Miller High Life and PBR are in the rear view mirror... :beer [/quote] I'll drink Narragansett while eating out if they have it. It's not bad tasting to me, it's always a 16oz can and usually the cheapest beer option. When buying to drink at home craft or semi...
by mrmass
Sat Mar 02, 2019 4:38 am
Forum: Personal Consumer Issues
Topic: What do you do to relax just after returning from work
Replies: 80
Views: 12196

Re: What do you do to relax just after returning from work

Help the DW cook-then eat, help cleanup (dishes by hand) shower, fire up laptop (both of us) turn on Wheel then Jeopardy, then a local show called Chronicle. After that DW controls the remote while I get lost in reading/watching various things online next to her. On Thurs, and Friday we have a glass...
by mrmass
Sun Feb 24, 2019 9:04 am
Forum: Personal Consumer Issues
Topic: Is Hyundai the value sweet spot?
Replies: 124
Views: 9825

Re: Is Hyundai the value sweet spot?

Might be reliable but resale might be suspect. IMO only Hyundai/Kia buyers buy the same used.
by mrmass
Sun Feb 24, 2019 8:37 am
Forum: Personal Consumer Issues
Topic: Relocate to Carolinas
Replies: 80
Views: 6925

Re: Relocate to Carolinas

Not backed up by data-but it seems it's been unusually rainy in that area for about 5 years. Seems like the amount of precipitation has been increasing slowly.
by mrmass
Thu Feb 21, 2019 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Home Lab for start in IT Career
Replies: 27
Views: 2221

Re: Home Lab for start in IT Career

A+ is useless.

Came here to say that.

You also could get some nice experience using AWS or Azure. They both offer some free levels of service.
by mrmass
Tue Feb 12, 2019 4:26 pm
Forum: Personal Consumer Issues
Topic: separate computers for specific purposes--how many and for what?
Replies: 35
Views: 2689

Re: separate computers for specific purposes--how many and for what?

If you're slightly techie, boot to a linux usb drive and fire up Mozilla and surf away.
by mrmass
Tue Feb 12, 2019 6:15 am
Forum: Personal Consumer Issues
Topic: Gas / Electric Fireplace only produces a low flame
Replies: 13
Views: 1057

Re: Gas / Electric Fireplace only produces a low flame

mortfree wrote:
Tue Feb 12, 2019 3:53 am
There is a dial that controls the flame height. In case anyone overlooked that.
Came here to say this.
by mrmass
Tue Feb 05, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: Computer Security software
Replies: 20
Views: 1233

Re: Computer Security software

Also you could boot to a linux live USB drive and access sites from that.
by mrmass
Mon Feb 04, 2019 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709339

Re: What's Your Credit Card Rewards Strategy?

I use one card. Alliant Visa Signature. 3% CB for first year after that 2.5% with AF of $59. I charge about $20K yr
by mrmass
Wed Jan 30, 2019 7:17 pm
Forum: Personal Consumer Issues
Topic: Best weather sites
Replies: 28
Views: 2154

Re: Best weather sites

I pull up my local abc, nbc, or cbs stations site. Weather is almost always prominently displayed. Nice and easy. Radar, 3 day 5 day forecast.

Back in the old days the sports segment had like 3 minutes and the weather was short. Now it's lots of weather, less sports.
by mrmass
Tue Jan 29, 2019 7:35 pm
Forum: Personal Consumer Issues
Topic: No Heat! (Live in Michigan)
Replies: 47
Views: 4834

Re: No Heat! (Live in Michigan)

Might be low on water in the system. Can you add water until the overflow releases the pressure?