Search found 89 matches

by mrmass
Sun Nov 18, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 23
Views: 1495

Re: Black Friday 2018

I think restaurants new car deals should get into the Black Friday thing. Car dealers could promote a buy 2 get 10K off or something huge-I think it would be successful.

Same for restaurants-do something memorable on that day. They'll likely make up for it in booze purchases.
by mrmass
Sat Nov 17, 2018 6:20 am
Forum: Personal Consumer Issues
Topic: Do I need an Amazon Echo??.....
Replies: 82
Views: 8229

Re: Do I need an Amazon Echo??.....

tc101 wrote:
Sat Nov 17, 2018 12:07 am
Do I need an Amazon Echo??
No
No... (is there an echo in here?)
by mrmass
Thu Nov 15, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: New phone suggestions? My LG V20 phone is kicking the bucket.
Replies: 22
Views: 1230

Re: New phone suggestions? My LG V20 phone is kicking the bucket.

Check out woot.com I bought my first LG V20 a month ago (used) from them $160 or so. It's great.
by mrmass
Tue Nov 13, 2018 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Am I daft...Cannot pay Elan with my Fidelity account
Replies: 4
Views: 671

Am I daft...Cannot pay Elan with my Fidelity account

I'm new to both Fidelity and Elan. I have a brokerage and what I call my savings/checking (the CMA) setup with Fidelity. I setup payment of my Elan card from my CMA. The issue is that I setup up but the payment never goes through (I did setup an external bank in case this happend) I got snail mail s...
by mrmass
Mon Nov 12, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: Still spending too much on non-essentials
Replies: 38
Views: 2432

Re: Still spending too much on non-essentials

For Ebay things I can only buy what I have in my PayPal account---So I sell a few trinkets first, build up the balance and then I can buy some other trickets. $0 in PayPal, $0 in purchases at Ebay.
by mrmass
Sun Nov 11, 2018 4:57 am
Forum: Personal Consumer Issues
Topic: Looking for computer suggestions
Replies: 17
Views: 1367

Re: Looking for computer suggestions

I bought a refurbished Dell 5289 from Woot. Woot is owned by Amazon and sells new/used/refurb stuff. If you want a Windows or Chromebook check out www.woot.com or the Dell Outlet. I've been buying Dell refurbs for years. All of them come with a 1 yr warranty-and you often can buy more years if you w...
by mrmass
Fri Nov 09, 2018 8:59 am
Forum: Personal Consumer Issues
Topic: After joining Alliant CU and Discover - Got subscribed to mailings (email)
Replies: 3
Views: 181

Re: After joining Alliant CU and Discover - Got subscribed to mailings (email)

I understand the increase in junk mail and email but to be subscribed is different. Perhaps I neglected to check (or uncheck) a box during Allient's and Discover's setup process.
by mrmass
Fri Nov 09, 2018 8:52 am
Forum: Personal Consumer Issues
Topic: After joining Alliant CU and Discover - Got subscribed to mailings (email)
Replies: 3
Views: 181

After joining Alliant CU and Discover - Got subscribed to mailings (email)

It might be timing but last week I joined Alliant CU for their cc. I'm approved but within 48hrs I got welcome emails from companies that are connected to Simon and Shuster. I also setup an account about the same time with Discover Bank (for their $200 bonus) I just changed all my passwords just in ...
by mrmass
Thu Nov 08, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 132
Views: 9750

Re: Favorite "free stuff"?

Wine/Beer tasting at Total Wine.
by mrmass
Tue Nov 06, 2018 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14585

Re: How much money are you leaving your kids after you die?

I have a co worker that mentions he's getting money when his parents die...he's up to his ears in debt, spends money like he can't wait (he doesn't say it) for them to die. Seems like an odd "retirement" plan. wait for parents to die...
by mrmass
Tue Nov 06, 2018 8:34 am
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 702
Views: 113478

Re: High Earners - What's Your Profession?

Would really like to revive this thread instead of starting a new one. Not sure why some are so reluctant to share exact numbers as we are supposedly ananomyous. 35 yrs old Healthcare profession ( not MD) MS degree 250k gross.. but crazy hrs 80 plus as 250k is not the norm for my profession at all....
by mrmass
Mon Nov 05, 2018 7:45 am
Forum: Personal Consumer Issues
Topic: Good read from Krebs on Security on Cardless ATMs
Replies: 4
Views: 831

Good read from Krebs on Security on Cardless ATMs

It highlights the potential issues with cardless ATM machines
https://krebsonsecurity.com/2018/11/sms ... tm-profit/
by mrmass
Mon Nov 05, 2018 7:16 am
Forum: Personal Finance (Not Investing)
Topic: Alliant Visa [credit card]
Replies: 20
Views: 1702

Alliant Visa [credit card]

I was just on Alliant's site and it looks like their Visa is down to 2% with no fee. I was looking for the 3/2.5 card and stumbled on it.

https://www.alliantcreditunion.org/bank ... edit-cards
by mrmass
Sun Nov 04, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa Rewards - Do you move the cash out of Fido?
Replies: 47
Views: 3453

Re: Fidelity Visa Rewards - Do you move the cash out of Fido?

Sorry to going off topic, I too have a Fido Visa---and made my first payment with my Fido CMA/Brokerage. Can anyone tell me how long it takes for the $$ to come out of Fidelity? I made a payment 11/1 nothing withdrawn from Fido yet. Nothing in history, nothing in pending... You have to enable the a...
by mrmass
Sun Nov 04, 2018 8:55 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa Rewards - Do you move the cash out of Fido?
Replies: 47
Views: 3453

Re: Fidelity Visa Rewards - Do you move the cash out of Fido?

Sorry to going off topic, I too have a Fido Visa---and made my first payment with my Fido CMA/Brokerage. Can anyone tell me how long it takes for the $$ to come out of Fidelity? I made a payment 11/1 nothing withdrawn from Fido yet. Nothing in history, nothing in pending...
by mrmass
Sun Nov 04, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Staying at the Hilton Miami Downtown 4 nights
Replies: 3
Views: 612

Staying at the Hilton Miami Downtown 4 nights

Hi all,

DW has a work event at the Magic City Studios area next week. We've never been to the Miami area but hoping to eat some local food take some nice walks-hit a pub or two.

Any suggestions on what to do there?

Thanks
by mrmass
Fri Nov 02, 2018 4:21 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard/Fidelity Brokerage Account
Replies: 8
Views: 644

Re: Vanguard/Fidelity Brokerage Account

I moved my brokerage from ETrade to Fidelity, and keep all my retirement $$ at Vanguard including taxable mutual funds. I like both, I'm still getting used to Fidelity and hopefully will begin to use it more like a bank (even though they aint one) I'm in MA so there are enough physical Fidelity stor...
by mrmass
Fri Nov 02, 2018 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa payment
Replies: 7
Views: 538

Re: Fidelity Visa payment

I'll sit tight see what happens. Just to be clear Elan shows payment. also my payment isn't due until November 15
by mrmass
Fri Nov 02, 2018 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa payment
Replies: 7
Views: 538

Re: Fidelity Visa payment

I should also note that the amount is the exact amount as my first payment. I have it setup to by the full balance
by mrmass
Fri Nov 02, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Florida transportation between coasts
Replies: 17
Views: 1183

Re: Florida transportation between coasts

I wouldn't want to be with an Uber for 3 hrs
by mrmass
Fri Nov 02, 2018 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa payment
Replies: 7
Views: 538

Fidelity Visa payment

I have a Fidelity account that I opened about 45 days ago. I also got the Visa from Elan. Initially I setup a bank (not Fidelity)to pay but not auto pay. 2 weeks ago I added Fidelity to use as a payment too. At that time I scheduled a 1 time payment to draw from my Fidelity on November 1 On November...
by mrmass
Mon Oct 29, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Treasure Island or Bally's in Las Vegas
Replies: 32
Views: 2274

Re: Treasure Island or Bally's in Las Vegas

The last $20 trick didn't work in getting the resort fee waived. They said that one had to be a platinum card holder to qualify and you know how much money you have to lose in order to be such a card holder. I guess inflation has caught up with the $20 trick. You may need $50 nowadays. What did the...
by mrmass
Mon Oct 29, 2018 12:26 pm
Forum: Personal Consumer Issues
Topic: E911 Service
Replies: 20
Views: 1028

Re: E911 Service

I'm considering cutting my "land" line but I want the 911 service to be 100%. Does anyone have any first hand experience dialing 911 from an e911 provider? It appears there are lots of subscribers but few people that have used it.
by mrmass
Sun Oct 28, 2018 4:34 pm
Forum: Personal Consumer Issues
Topic: Need a Pocket Watch
Replies: 40
Views: 2709

Re: Need a Pocket Watch

Petrocelli wrote:
Sun Oct 28, 2018 4:00 pm
I'm going to start a thread on "Best Pocket Watch for $5,000."
Off topic-Just saw your pic of Rico...I remember him. Hope the Sox close it out tonight.
by mrmass
Sun Oct 28, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27761

Re: How many of you have cut the cord?

Does anyone use those flat panel antennas that mount to your window or wall? It seems as if one day channel 10 works, then then it doesn't but 7 does, then 7 blanks and 21 works and so on. Is it necessary to reboot your television every so often to keep up with local over the air channels when usin...
by mrmass
Sat Oct 27, 2018 6:37 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27761

Re: How many of you have cut the cord?

We just cut the telephone cord this week!!! Savings of $20 a month. Next we are looking at cable and may try Hulu Live TV. Savings of $100 a month may be possible. I never had a landline, ever. What do you do with it? You have better/quicker 911 access/response with a "land line"- IIRC cell phones ...
by mrmass
Fri Oct 26, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27761

Re: How many of you have cut the cord?

Does anyone use those flat panel antennas that mount to your window or wall? It seems as if one day channel 10 works, then then it doesn't but 7 does, then 7 blanks and 21 works and so on. Is it necessary to reboot your television every so often to keep up with local over the air channels when usin...
by mrmass
Fri Oct 26, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: How to debug slow wifi?
Replies: 27
Views: 1856

Re: How to debug slow wifi?

Well you didn't mention what type of device you were using. Phone? Mac? Windows? If Windows do a windows update. Also update the wifi driver from the mfg of the laptops...for instance if it's a Dell go to the Dell site and poke around for your model, and look for a driver for the wifi.
by mrmass
Fri Oct 19, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: Selling to CarMax if maintenance light is on?
Replies: 33
Views: 3021

Re: Selling to CarMax if maintenance lights on?

I'm not a mechanic, but my CRV had low brake fluid and the CEL and ABS light came on. I added fluid and disco'd the battery to reset the computer/sensors.

Once reconnected I took the car out for a ride and the light cleared. YMMV.
by mrmass
Thu Oct 18, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Moved from ETrade to Fidelity-quick update-is this normal?
Replies: 5
Views: 740

Re: Moved from ETrade to Fidelity-quick update-is this normal?

What the representative told you is correct. Fidelity is not a bank...this is the reason that they don't have a high yield savings account option. In order to obtain that option, I had to transfer some of my MM account to Ally which IS a bank. Govt. reserves MM at fidelity is yielding about 1.85 or...
by mrmass
Wed Oct 17, 2018 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Moved from ETrade to Fidelity-quick update-is this normal?
Replies: 5
Views: 740

Re: Moved from ETrade to Fidelity-quick update-is this normal?

Maybe I'm being too sensitive... Yes, you are performing unusual activity so you are tripping various monitoring programs that are required by US laws (AML , CIP, etc). Calm down, breath out, and relax. Fidelity of cause has various programs to comply with regulatory requirements and laws , tagged ...
by mrmass
Tue Oct 16, 2018 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: Moved from ETrade to Fidelity-quick update-is this normal?
Replies: 5
Views: 740

Moved from ETrade to Fidelity-quick update-is this normal?

A month ago I moved my brokerage from ETrade to Fidelity. Total $ amount of about 130K. about 60 in stock and the remainder in my "cash account" I then opened a credit card, and a regular CMA account thinking I might use this as my "bank account". I got a debit card too. After everything cleared I t...
by mrmass
Mon Oct 08, 2018 12:15 pm
Forum: Personal Consumer Issues
Topic: UPS mailbox experiences?
Replies: 14
Views: 771

Re: UPS mailbox experiences?

There was one in our neighborhood. The guy who ran it shut down with no notice and the last I heard people had no idea where to get the mail that they had not picked up yet. This was an actual UPS (United Parcel Service) place?? Correct me if I'm wrong but I think these are franchises, and if so th...
by mrmass
Sun Oct 07, 2018 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Cap One vs Fidelity CC My experience so far
Replies: 7
Views: 891

Cap One vs Fidelity CC My experience so far

I'm a recent convert from cash only to using credit cards. A couple months ago I signed up for the Capital One QuickSliver card for the $200 cash back reward if I charged $1000 within 3 months. just hit it. Got my $200. Easy peasy. A few weeks ago I signed up for the Fidelity card looking for it to ...
by mrmass
Sat Oct 06, 2018 5:41 pm
Forum: Personal Consumer Issues
Topic: Microsoft Windows 10 Update might cause data loss [Build 1809]
Replies: 22
Views: 2319

Re: Microsoft Windows 10 Update might cause data loss

Cyclesafe wrote:
Sat Oct 06, 2018 10:39 am
Windows 10 update deleted my Outlook favorites. Most frustrating, with no fix apparent. Otherwise, OK (as fa as I can tell).
I wouldn't have thought an OS update would have modified Outlook...Did you do Office updates too?
by mrmass
Sat Oct 06, 2018 5:27 am
Forum: Personal Consumer Issues
Topic: Going to Ft Lauderdale Nov 3
Replies: 3
Views: 452

Re: Going to Ft Lauderdale Nov 3

Her event is Miami Beach but you've decided Ft Lauderdale? Ft Lauderdale and Miami (and extending to West Palm) are all very similar major urban sprawl. I'd recommend looking at spending at least a day or two in the keys if you can and want something relaxing. Key Largo and Pennekamp could be a day...
by mrmass
Fri Oct 05, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Going to Ft Lauderdale Nov 3
Replies: 3
Views: 452

Going to Ft Lauderdale Nov 3

Hello, Our annual trip to Naples FL got nixed. DW needs to attend a food event in Miami Beach Nov 7-10 fly back home Nov 11. Any suggestions on what to do? We've never been there as we usually go to Naples FL Thanksgiving week. We like being able to walk around eat at will-shuttle to Old Naples etc....
by mrmass
Thu Sep 27, 2018 5:23 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my new Fidelity accounts
Replies: 4
Views: 787

Re: What to do with my new Fidelity accounts

Fidelity has super powerful accounts compared to other banks/brokerages I've used: Fidelity CMA: It's a checking account. It's also a brokerage account, so you can optionally hold money market funds and CDs here for a combined checking + savings account. Some people don't like mixing, so you don't ...
by mrmass
Thu Sep 27, 2018 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with my new Fidelity accounts
Replies: 4
Views: 787

What to do with my new Fidelity accounts

I'm this guy. The former cash user that only used cash. See this thread if you want https://www.bogleheads.org/forum/viewtopic.php?f=2&t=257290&p=4084839#p4084839 I'm now a convert. I have a Capital One QS that I'm about to get $200 for hitting $1000 within 3 months. I also stuck some emergency $$ a...
by mrmass
Thu Sep 27, 2018 6:33 am
Forum: Personal Consumer Issues
Topic: Anyone ever tired of managing hair and consider shaving to go bald
Replies: 59
Views: 4406

Re: Anyone ever tired of managing hair and consider shaving to go bald

Be prepared to wash your pillowcase much more frequently than weekly. All that sebum has to go somewhere if not your hair. Take it from personal experience. But nevertheless, I am in favor of the shaved look. Agree much more "grease" everywhere. Don't do the facial hair-no need to make up for no ha...
by mrmass
Tue Sep 25, 2018 6:55 am
Forum: Investing - Help with Personal Investments
Topic: Investing in the Rare Opportunity
Replies: 59
Views: 4589

Re: Investing in the Rare Opportunity

While I don't have a long drawn out answer, I take the cash now and leave. The downside that his company could be this company. https://en.wikipedia.org/wiki/Theranos.


It's my bird in the hand sense...
by mrmass
Tue Sep 25, 2018 6:12 am
Forum: Personal Finance (Not Investing)
Topic: Solo proprietor - separate bank account needed?
Replies: 7
Views: 668

Re: Solo proprietor - separate bank account needed?

A separate checking account makes recordkeeping much easier, but isn't strictly necessary. I would say the same thing about a business credit card (which really does make tracking your expenses much easier) However, given factors like the lack of other clients, the larger problem is likely that you...
by mrmass
Tue Sep 18, 2018 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle Options/Suggestions.
Replies: 99
Views: 10324

Re: Side Hustle Options/Suggestions.

Make soap and sell it at events.
by mrmass
Mon Sep 17, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: How to tell if computer update notice is legit
Replies: 8
Views: 1184

Re: How to tell if computer update notice is legit

Lately I have been getting a small dialogue box at the right hand bottom of my Dell laptop computer. The dialogue box states that I need to install an update for my Dell software. Even though the logo in the dialogue box looks authentic, I am somewhat skeptical of these popups and instead have gone...
by mrmass
Mon Sep 10, 2018 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle Options/Suggestions.
Replies: 99
Views: 10324

Re: Side Hustle Options/Suggestions.

You mentioned worrying about insurance if you accounting on the side-doesn't handling children worry you? I'd stay with accounting type work.
by mrmass
Mon Sep 03, 2018 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Buy new (likely new to me) car while I can afford it?
Replies: 14
Views: 870

Re: Buy new (likely new to me) car while I can afford it?

The 2006 CRV has both side air bags and stability control. Not worried about those things. I was looking for opinons from the boglehead crew as to what they might do. As to new vs used I usually buy a 2-4 year old and keep it for a while as I've done with this CRV. Our townhouse was built 17 years a...
by mrmass
Mon Sep 03, 2018 9:16 am
Forum: Personal Finance (Not Investing)
Topic: Buy new (likely new to me) car while I can afford it?
Replies: 14
Views: 870

Re: Buy new (likely new to me) car while I can afford it?

I’d leave 10-15k at your local bank so you have 30k - 45k at CapOne. I thought you might be a secret millionaire until your latest post where you mention higher earnings just recently. If you lose your job maybe you don’t need two cars. We only have 1 car. The CRV. so flip the cash...Good idea. Co-...
by mrmass
Mon Sep 03, 2018 9:06 am
Forum: Personal Finance (Not Investing)
Topic: Buy new (likely new to me) car while I can afford it?
Replies: 14
Views: 870

Re: Buy new (likely new to me) car while I can afford it?

There seem to be a number of 0% auto loans available now and in the past few years. The reason is that fewer and fewer cars seem to be needed by people and so inventories are bloated. So get a car while you can get a 0% loan. Assuming the OP's car is still acceptable transportation, I think I would...