Search found 6 matches

by carolinaonmymind
Thu Jul 26, 2018 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: Starting from scratch
Replies: 17
Views: 2127

Re: Starting from scratch

A couple other quick follow up questions. What do we do with the various 401ks we have with previous employers? Can we keep contributing to them on our own? Leave them alone? Roll them over to IRAs? Given that his current employer does not offer a retirement savings plan of any kind we are just a li...
by carolinaonmymind
Thu Jul 26, 2018 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Starting from scratch
Replies: 17
Views: 2127

Re: Starting from scratch

I found this page for you re student loan refinancing.Doesn’t answer your question directly but should get you started. https://www.whitecoatinvestor.com/12-things-to-know-about-student-loan-refinancing/ Thank you so much! I'll send that to my husband to nudge him closer to making the call. Seems l...
by carolinaonmymind
Thu Jul 26, 2018 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Starting from scratch
Replies: 17
Views: 2127

Re: Starting from scratch

My husband just finished training and is starting his first "real" job in a private practice. His salary will be 400k but this does not include benefits of any kind (although his health premiums are paid for). We are both 36 years old with 2 kids (6 and 2) and basically have lived month to month as...
by carolinaonmymind
Thu Jul 26, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Starting from scratch
Replies: 17
Views: 2127

Re: Starting from scratch

What exactly do you need help with? Seems pretty simple here. Don’t let the new salary and move cloud things for u. Minor distractions. This is what you need to do: Max our all tax-deferred options-401k and IRA’s-figure out how much do deduct each pay period to get to 18500 this year. Refinance stu...
by carolinaonmymind
Thu Jul 26, 2018 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Starting from scratch
Replies: 17
Views: 2127

Re: Starting from scratch

Welcome! You may not be aware of it but you are closer than you think in arriving at your financial plan. You have already identified pretty much all the major pieces with the exception of a quick 5-minute approximation at what you will be paying in income taxes in your location. Beyond that, it's ...
by carolinaonmymind
Thu Jul 26, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Starting from scratch
Replies: 17
Views: 2127

Starting from scratch

My husband just finished training and is starting his first "real" job in a private practice. His salary will be 400k but this does not include benefits of any kind (although his health premiums are paid for). We are both 36 years old with 2 kids (6 and 2) and basically have lived month to month as ...