Search found 9 matches

by banook
Thu Sep 13, 2018 8:04 pm
Forum: Personal Consumer Issues
Topic: Subaru Forester - ready to buy
Replies: 43
Views: 4286

Re: Subaru Forester - ready to buy

My 2003 Honda Pilot with 270,000 miles is steadily leaking oil and signalling its transmission is going again. While I have a distance auto club towing benefit, I want the vehicle replaced this year, or better yet, this month. Our pattern has been to buy year old leased or dealer vehicles and hold ...
by banook
Thu Sep 13, 2018 7:57 pm
Forum: Investing - Help with Personal Investments
Topic: Have We Missed the Boat on Roth Conversions?
Replies: 48
Views: 5632

Re: Have We Missed the Boat on Roth Conversions?

I think you may be confusing Roth conversions with the back door method of contributing to Roth IRA. They are not the same thing although a Roth conversion is involved in each process. Yeah, I think they (OP) mean backdoor Roth - so the $5700 is a backdoor Roth conversion that was carried out while...
by banook
Sat Jul 21, 2018 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Unpermitted structure - options?
Replies: 27
Views: 2698

Re: Unpermitted structure - options?

You need to apply for an "As Built" Building Permit. 1 To do this you will need "First" need an architect/engineer to inspect then draw up the plans for the structure. 2 Whatever is not up to code whether electrical, plumbing, etc, will have to be brought up to code. You can get the reccomendation ...
by banook
Sat Jul 21, 2018 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Unpermitted structure - options?
Replies: 27
Views: 2698

Re: Unpermitted structure - options?

Hire a lawyer that specialises in these sorts of things (residential zoning, HOA's, residential insurance etc.) in your specific city. The initial consultation should be free and the issue seems straightforward. They will provide professional representation to you to get this resolved or at least d...
by banook
Sat Jul 21, 2018 4:49 pm
Forum: Personal Finance (Not Investing)
Topic: Unpermitted structure - options?
Replies: 27
Views: 2698

Re: Unpermitted structure - options?

These are incredibly common in the California county in which I live. Because housing in some areas of the state is so constrained, especially in certain parts of the Bay Area, many counties are implementing "amnesty"-type pathways to legalizing units. Have you looked into this? It is not just LA a...
by banook
Sat Jul 21, 2018 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Unpermitted structure - options?
Replies: 27
Views: 2698

Unpermitted structure - options?

We purchased our house last year in 2017 in the state of California and didn't know at the time that the mother-in-law suite in our sizeable backyard was an unpermitted structure or "illegal" unit. I know, spare me the "you should have done your due diligence" - I know we should have - rookie mistak...
by banook
Sun Jul 15, 2018 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Would you take a job in a less desirable city if you had to work fewer days?
Replies: 40
Views: 3266

Re: Would you take a job in a less desirable city if you had to work fewer days?

Would be interested in knowing if anyone has made a decision like this and how it turned out. I currently live in a big city (1.5 mil metro) with a lot of great activities and good weather, but need to work 5 days per week. I have the opportunity to take a job in a small city (400k metro) I don't r...
by banook
Sat Jul 14, 2018 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Catch up on retirement or pay mortgage faster?
Replies: 4
Views: 663

Re: Catch up on retirement or pay mortgage faster?

Yes, I agree on talking about it for sure - the joint/but not joint aspect of our finances. Discussion happening...
by banook
Sat Jul 14, 2018 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Catch up on retirement or pay mortgage faster?
Replies: 4
Views: 663

Catch up on retirement or pay mortgage faster?

I realize this has been asked many times before, but there are some unique aspects to our situation. My life stats are as follows: State of residency: California (Canadian, living and working in the US and married to an American) Age: 37 Spouse's age: 35 Debts: Mortgage: 379K remaining on 30 year te...