Search found 395 matches

by shell921
Thu May 28, 2020 8:06 am
Forum: Personal Consumer Issues
Topic: The "Best of" for Aldi?
Replies: 92
Views: 6010

Re: The "Best of" for Aldi?

breads /mini croissants
cinnamon rolls
peeled garlic cloves
avocados
lettuce
melons
bananas
Winking Owl wine
coffee
paper towels
kleenex
TP
Clancy's potato chips
artichoke bruschetta
by shell921
Wed May 13, 2020 11:51 am
Forum: Personal Consumer Issues
Topic: COVID - 19 things to do
Replies: 51
Views: 4127

Re: COVID - 19 things to do

I used to bake bread years ago so this past week I thought about baking some bread again but I can not find yeast packets in any grocery! You can make yeast yourself, that's next on my list of things to do. We have some on-going discussions: What have you baked recently? (includes bread) Also: So w...
by shell921
Wed May 13, 2020 10:24 am
Forum: Personal Consumer Issues
Topic: COVID - 19 things to do
Replies: 51
Views: 4127

Re: COVID - 19 things to do

Here is what I have been doing: ........... more reading walking - my local park re-opened 2 weeks ago much more cooking - researching/refining recipes more drawing more stretching doing resistance band exercises writing meditating gardening wim hoff deep breathing - relaxing and calming cleaning ou...
by shell921
Sat Apr 25, 2020 3:44 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone planning on never retiring?
Replies: 173
Views: 18761

Re: Anyone planning on never retiring?

I retired at age 55 in 2003. My husband, who was 9 years older, had retired in 1995. We had 11 years together-both retired - before he passed in 2014. His death was sudden and unexpected. I am so glad We BOTH retired young. He had 20 years retired when he died and had been able to pursue his hobby-m...
by shell921
Thu Apr 23, 2020 9:28 am
Forum: Personal Consumer Issues
Topic: House Cleaning and Covid
Replies: 24
Views: 2320

Re: House Cleaning and Covid

I'm in San Diego. My housecleaner has been on "leave with pay" for past 6 weeks. I am over 65 - and in good health - no underlying health conditions. I'm tired of doing my whole house cleaning so I am thinking of having my housecleaner return in a week or 2. It seems like this virus is highly contag...
by shell921
Tue Apr 21, 2020 12:24 pm
Forum: Personal Consumer Issues
Topic: steam shower recommendations
Replies: 10
Views: 490

Re: steam shower recommendations

The moisture problem would concern me too. I've used many steam-rooms in gyms and resorts and too frequently they have a "musty" aroma which I assume is mold/bacteria . Saunas seem much easier to keep at a reasonable level of hygiene due to much higher temps and low humidity. Do folk with personal ...
by shell921
Tue Apr 21, 2020 10:51 am
Forum: Personal Consumer Issues
Topic: steam shower recommendations
Replies: 10
Views: 490

Re: steam shower recommendations

YES! I LOVE my steam shower ! It's a "Mr Steam". I have a custom house-built in 2009. My builder selected the steam shower - he and another friend told me "Mr Steam" was the best...so that's why I have that brand. What is it you love about the steam shower? I have never experienced one and am curio...
by shell921
Tue Apr 21, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: steam shower recommendations
Replies: 10
Views: 490

Re: steam shower recommendations

YES! I LOVE my steam shower ! It's a "Mr Steam". I have a custom house-built in 2009. My builder selected the steam shower - he and another
friend told me "Mr Steam" was the best...so that's why I have that brand.
by shell921
Sun Apr 19, 2020 5:01 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15554

Re: So what are you cooking

Split Pea Soup
Carrott-ginger soup
Currlied lentils over rice
Veggie tacos & burritos
Baked potatoes with vegan gravy
Rye bread sandwiches with chutney, red onion & swiss cheese & avocado
by shell921
Sun Apr 19, 2020 8:41 am
Forum: Personal Consumer Issues
Topic: How to get Liquid Hand Soap? seriously.
Replies: 76
Views: 4245

Re: How to get Liquid Hand Soap? seriously.

I saw liquid hand soap at Aldi 2 days ago. Same day I bought body wash at Big Lots.
by shell921
Tue Apr 14, 2020 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: I don’t need to file anything on April 15,2020, right?
Replies: 22
Views: 3060

Re: I don’t need to file anything on April 15,2020, right?

I had to pay over $5,000 and I wrote the checks today & mailed them to IRS and State Franchise Tax board.
by shell921
Sun Apr 12, 2020 9:51 am
Forum: Personal Consumer Issues
Topic: How do you maximize enjoyment after achieving FI?
Replies: 161
Views: 8469

Re: How do you maximize enjoyment after achieving FI?

There's more to life than "enjoyment". Why should that be maximized? Aren't there some causes or people who you care about who need financial help? Would you like to make the world a better place (in your mind, at least)? What are the most important things in your life that you don't yet see? My "e...
by shell921
Sat Apr 11, 2020 5:12 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 72465

Re: PHOTOS on full PPE providers :-)

. " A respiratory therapist named Robertino ... is taking care of COVID-19 patients at the Scripps Mercy Hospital in San Diego. One day, as he entered the ER, he thought about how bad his patients must be feeling (apart from the virus) with him in full personal protection gear from head to toe. " S...
by shell921
Sat Apr 11, 2020 5:09 pm
Forum: Personal Consumer Issues
Topic: What's worth paying more for?
Replies: 80
Views: 6570

Re: What's worth paying more for?

beyou wrote:
Sat Apr 11, 2020 3:38 pm
Anything and everything. My attitude is if you really need something, get something that works as needed.
If you don't really need it, don't buy it, why buy a cheap alternative ?
Exactly ! Ever heard the saying "I'm too poor to buy CHEAP"?
Or "You get what you PAY FOR"?
by shell921
Fri Apr 10, 2020 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: Wealth Preservation With Decades of Institutional Care
Replies: 69
Views: 3546

Re: Wealth Preservation With Decades of Institutional Care

My childless cousin just died last month from ALS. She was 68. She and her husband took out LTC insurance over a decade ago and were paying a lot for it. She was diagnosed with ALS about 3 years ago and began last August having her LTC insurance pay for a home health aide 4 hours a day. It was not e...
by shell921
Fri Apr 10, 2020 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: deposit requires "approval"?
Replies: 4
Views: 420

Re: deposit requires "approval"?

Thanks everyone.
by shell921
Fri Apr 10, 2020 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: deposit requires "approval"?
Replies: 4
Views: 420

deposit requires "approval"?

Why would depositing money by check from your checking account in a bank to your money market account in a credit union require approval ? A friend did this - transferring $8,000 - via his own check - and the CU clerk said "Oh I have to get this approved". It was done and there wasn't an issue but w...
by shell921
Thu Apr 02, 2020 5:48 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15554

Re: So what are you cooking

pasta and peas - in honor of Clara:

https://www.youtube.com/watch?v=DuMkW35BwK8

It's all so surreal. The world has been forced to slow down and and just BE. That of course is the good part of all this. The rest is heartbreaking.
by shell921
Thu Apr 02, 2020 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Are your personal expenses down during stay home and shelter?
Replies: 167
Views: 9241

Re: Are your personal expenses down during stay home and shelter?

RiotAct wrote:
Thu Apr 02, 2020 2:25 pm
very much so. No eating out, no need for gasoline. Grocery bills have seen a slight increase.
+1
by shell921
Thu Apr 02, 2020 2:45 pm
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13433

Re: Safest way to get food

My face just fell through my neck and out through the bottom of my stomach. Why is that? What do you think people who have contracted coronavirus do while they are asymptomatic and before they show signs of illness (fever, headache)? Why do you think we have social distancing and stay-at-home order...
by shell921
Thu Apr 02, 2020 9:54 am
Forum: Personal Consumer Issues
Topic: Homemade Salad Dressing
Replies: 51
Views: 3015

Re: Homemade Salad Dressing

Jane Esselstyn 3-2-1 Salad Dressing 3 tbsp balsamic vinegar 2 tbsp dijon mustard 1 tbsp maple syrup (or agave, etc) Use 3-2-1 ratio for other quantities, try other types of vinegar, mustard, etc. ............ Italian - sort of 3 T. Balsamic vinegar 2 T. Dijon mustard 1 T. Maple Syrup 1 T. Soy sauce ...
by shell921
Mon Mar 30, 2020 5:35 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55556

Re: How to get Toilet Paper ? seriously.

nascar090210 wrote:
Mon Mar 30, 2020 3:11 pm
Grabbed a couple of extra 30 packs at Costco.
WHAT ??? WHY is CostCo not limiting these 30 packs to 1 or 2 per customer! Why are YOU hoarding?
I can't even get a single roll of TP here in Sand Diego. I have been to 7 stores in last 10 days. NO TP!
by shell921
Mon Mar 30, 2020 5:29 pm
Forum: Personal Consumer Issues
Topic: Is the coronavirus stay-at-home experience a preview of retirement life?
Replies: 61
Views: 4193

Re: Is the coronavirus stay-at-home experience a preview of retirement life?

Is this a preview of retirement life? Do you know any retiree spend 24/7 locked into their home, only goes out for grocery once a week or less while wearing mask and glove? Know anyone like that? + 1 NO. I have been retired for several years. My normal day is NOT staying home all day - afraid to go...
by shell921
Sat Mar 21, 2020 2:40 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15554

Re: So what are you cooking

I'm a vegan so doing my usual - lot of lentil dishes and also rice and bean dishes, soups, curries,
potatoes, veggie chili....salads, fresh fruits.......oatmeal!
by shell921
Wed Feb 26, 2020 3:10 pm
Forum: Personal Consumer Issues
Topic: Do you ever use cash?
Replies: 228
Views: 13448

Re: Do you ever use cash?

Only three kinds of people use cash: Old fashioned people who can't change their habits Paranoid people who think cash is more secure People who fear their spending would go wild with credit cards Or those people like I who try to tip service workers with cash allowing them to choose whether they r...
by shell921
Tue Feb 25, 2020 9:20 am
Forum: Personal Finance (Not Investing)
Topic: How quickly did you receive your 2019 tax refund?
Replies: 111
Views: 8258

Re: How quickly did you receive your 2019 tax refund?

Refund? What refund? Last 6 years I have had to PAY !!!
by shell921
Sat Feb 22, 2020 9:57 am
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 27265

Re: Protection Against Home Intruders

Electric perimeter fence (keep out, private property, etc, signage) Security driveway gate Security cameras on perimeter of home Motion activated floodlights on perimeter of home Secure all points of entry, windows, doors, garage doors, etc. Guard Cats :twisted: . . . . . . . Glock. . . . . Crimina...
by shell921
Fri Feb 14, 2020 9:47 am
Forum: Personal Finance (Not Investing)
Topic: Where to leave money when we die
Replies: 68
Views: 5340

Re: Where to leave money when we die

Any thoughts on divesting some of it while your alive? I’ve always found the best charity is just overpaying hardworking people that need it. My theory is that they are actually working for it (leaving a $100 tip to your server or house cleaner) in my opinion it’s better then a handout or all the b...
by shell921
Mon Feb 10, 2020 11:05 am
Forum: Personal Finance (Not Investing)
Topic: Fun Side Income in Retirement?
Replies: 50
Views: 4279

Re: Fun Side Income in Retirement?

Since last September I am teaching a drawing class- 1 hour a week. Plus prep time.
Not getting paid very much but it's something and it's fun for me.
by shell921
Mon Feb 10, 2020 11:03 am
Forum: Personal Consumer Issues
Topic: Retirement: Filling the time?
Replies: 96
Views: 10346

Re: Retirement: Filling the time?

I forgot to mention meditation. Learn to meditate! I meditate and have since March of 2016. I can not recommend it highly enough. I wish I had learned it at your age. People who meditate are better able to cope with stress. There is no downside to it. If you can't do it for 10 min - try it for one o...
by shell921
Mon Feb 10, 2020 9:34 am
Forum: Personal Consumer Issues
Topic: Retirement: Filling the time?
Replies: 96
Views: 10346

Re: Retirement: Filling the time?

LEARNING NEW SKILLS in retirement is key to brain health and helps us stay enthusiastic about life. I retired in 2003 and here are some things I did and still do! ............................... square dance class salsa dance class bachata classes bachata on the beach: https://www.youtube.com/watch?...
by shell921
Sun Feb 09, 2020 4:38 pm
Forum: Personal Consumer Issues
Topic: Becoming more reclusive as I age - is it OK to be OK with it?
Replies: 101
Views: 7257

Re: Becoming more reclusive as I age - is it OK to be OK with it?

BogleFangal is right! she posted: ... Here's the thing - as a lifelong introvert, I totally agree with you. BUT as one ages, even the healthiest seniors need a helping hand from time to time - friends to bring a dish when you're feeling poorly...to visit you in the hospital and/or lend a helping han...
by shell921
Sun Feb 09, 2020 2:29 pm
Forum: Personal Consumer Issues
Topic: Becoming more reclusive as I age - is it OK to be OK with it?
Replies: 101
Views: 7257

Re: Becoming more reclusive as I age - is it OK to be OK with it?

As I understand it. the OP has a spouse. Unless you hate each other, that's a nice built-in psychologically critical social contact. For many men, that seems to be enough - at least for them but maybe not the spouse. I've seen so many situations where the man is really dependent on the company of t...
by shell921
Tue Feb 04, 2020 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Options to help control spending
Replies: 17
Views: 938

Re: Options to help control spending

The 50/20/30 Rule (or 50/20/30 Budget) tells you to do the following:

50% of your income should go to essentials like food and shelter
20% of your income should go directly to savings or investment accounts
30% of your income is left over to spend on whatever you want
by shell921
Sat Jan 25, 2020 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: income equivalent by city - ??
Replies: 3
Views: 381

Re: income equivalent by city - ??

neilpilot wrote:
Sat Jan 25, 2020 12:11 pm
Cost of living: How far will my salary go in another city?

[link formatted by admin LadyGeek]
Thanks - this is the one !!
by shell921
Sat Jan 25, 2020 11:58 am
Forum: Personal Finance (Not Investing)
Topic: income equivalent by city - ??
Replies: 3
Views: 381

income equivalent by city - ??

Does anyone know the link to a website that gives you income equivalents by city? For example, if your income is $100,000 and you live in San Diego, on the site's calculator, you could type in $100,00 and select Little Rock and the calculator could give you a figure like $135,000 - meaning your $$ g...
by shell921
Wed Jan 22, 2020 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: What did you do cool with your money today?
Replies: 125
Views: 10279

Re: What did you do cool with your money today?

TheTimeLord wrote:
Wed Jan 22, 2020 2:36 pm
Stinky wrote:
Wed Jan 22, 2020 1:56 pm
Bought a cruise through the Panama Canal.

Check one off the Bucket List.
That should be very relaxing. I am sure traveling through the locks will be very interesting.
I went in Jan 2018 and it was fascinating! Enjoy !
by shell921
Wed Jan 22, 2020 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Which areas have the highest median household income to lowest median home price ratio?
Replies: 26
Views: 2897

Re: Which areas have the highest median household income to lowest median home price ratio?

Months ago I was reading on this forum and someone posted a link to a website that let's you compare income city by city.
Does anyone have the link to that site?
by shell921
Sun Jan 19, 2020 1:42 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 138
Views: 11517

Re: If you could only listen to one podcast...

shell921 wrote:
Sun Jan 19, 2020 1:42 pm
10% Happier with Dan Harris
by shell921
Sun Jan 19, 2020 1:42 pm
Forum: Personal Consumer Issues
Topic: If you could only listen to one podcast...
Replies: 138
Views: 11517

Re: If you could only listen to one podcast...

10% Happier with Dan Harriss
by shell921
Sat Jan 18, 2020 10:00 pm
Forum: Personal Finance (Not Investing)
Topic: Why retire?
Replies: 267
Views: 16858

Re: Why retire?

I'm a 72 yr old retired teacher. I began teaching in 1970 when I was 22. I loved my job the first 10 years. Then things changed - more disruptive students, more paperwork, more testing..teachers were asked to do more and more and it became a grind. Also, my late husband was 9 years older than I was ...
by shell921
Sat Jan 18, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1474
Views: 169663

Re: What frugal thing did you do today?

Learned how to make my own oat milk. Works perfectly and costs me $2 per Gallon compared to $10 when I buy it in the store. Yes - me too - I learned how to do this a few years ago. About 7 years ago I learned how to make my own Kombucha. A friend gave me a SCOBY and I can make a half gallon of Komb...
by shell921
Thu Jan 02, 2020 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: 2019 accomplishments
Replies: 56
Views: 3484

Re: 2019 accomplishments

learned so much here meditated more re-joined the square dance class I dropped out of 2 years ago comforted a friend who lost her husband suddenly - like I did - almost 6 years ago did some good de-cluttering goals for 2020: LOVE more LAUGH more DANCE More MEDITATE -even more worry LESS overthink LESS
by shell921
Tue Dec 31, 2019 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: What Are Your 2020 Goals?
Replies: 56
Views: 12069

Re: 2020 Goals?

LOVE more
GIVE more
Laugh more
Declutter more
Simplify more
Maintain /increase fitness
Meditate more
by shell921
Thu Dec 26, 2019 11:14 am
Forum: Personal Consumer Issues
Topic: Help not being a Scrooge with presents
Replies: 49
Views: 4017

Re: Help not being a Scrooge with presents

I think Christmas is for kids under 12 and agree with the poster who said adult gift giving should be stopped. I saw on the news last night they expect that 77% of Christmas gifts will be returned this year - up 26% from last year! I think in New Zealand they exchange fruitcakes or cards or some sim...
by shell921
Tue Dec 24, 2019 3:01 pm
Forum: Personal Consumer Issues
Topic: Need to move out of AAA Insurance
Replies: 14
Views: 1041

Re: Need to move out of AAA Insurance

Why do you want to change? My home was destroyed totally in a 2007 wildfire and AAA was so good!
More than fair! After this disaster AAA and USAA were the 2 best insurance companies to deal with!
by shell921
Sat Dec 21, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: Places to Go Out When You Don't Want to Spend Much or Any Money
Replies: 129
Views: 11158

Re: Places to Go Out When You Don't Want to Spend Much or Any Money

Another possibility is just to turn your home into the kind of place you want to spend all your time in. :D Maybe this is just a matter of personality, but I would have zero problems not stepping out of the house for, say, three months, if I could get groceries or food delivered. I wouldn't feel th...