Search found 118 matches

by blackwhisker
Sat Apr 06, 2019 1:51 am
Forum: Personal Consumer Issues
Topic: quiet, clean and newish hotels in Columbus OH area?
Replies: 4
Views: 478

Re: quiet, clean and newish hotels in Columbus OH area?

My aunt operates a one-bedroom guest house in Columbus’ Short North neighborhood that is absolutely wonderful. A converted carriage house. Full kitchen laundry, etc. If interested I can PM the website. Thank you canderson! your aunt's guest house sounds great. but as of now I am not sure if Short N...
by blackwhisker
Sat Apr 06, 2019 1:48 am
Forum: Personal Consumer Issues
Topic: quiet, clean and newish hotels in Columbus OH area?
Replies: 4
Views: 478

Re: quiet, clean and newish hotels in Columbus OH area?

I might visit Columbus/Dublin, Ohio for a couple of weeks this year. I would like to find a quiet and clean hotel. I usually prefer hotels are relatively new because I am somewhat sensitive to the musty smell in some older hotels. I went there a couple of years ago. I researched yelp and ended up s...
by blackwhisker
Fri Apr 05, 2019 11:36 am
Forum: Personal Consumer Issues
Topic: quiet, clean and newish hotels in Columbus OH area?
Replies: 4
Views: 478

quiet, clean and newish hotels in Columbus OH area?

I might visit Columbus/Dublin, Ohio for a couple of weeks this year. I would like to find a quiet and clean hotel. I usually prefer hotels are relatively new because I am somewhat sensitive to the musty smell in some older hotels. I went there a couple of years ago. I researched yelp and ended up st...
by blackwhisker
Wed Apr 03, 2019 1:17 pm
Forum: Personal Investments
Topic: Ally 5 year CD, when is interest paid
Replies: 2
Views: 426

Re: Ally 5 year CD, when is interest paid

It means 12/31/2019, end of the calendar year. thank you TdF fan! i finally reached ally via chat. here is their long version of the answer "It will post interest every year for 4 years on 12/31, then the 5th year will be on the maturity date. Yes the first posting will be for the 2019 tax year."
by blackwhisker
Wed Apr 03, 2019 12:52 pm
Forum: Personal Investments
Topic: Ally 5 year CD, when is interest paid
Replies: 2
Views: 426

Ally 5 year CD, when is interest paid

I can't get connected to ally customer services today. so i am posting my message here. If i open and fund a 5 year Ally CD today and choose "pay interest Annually (End of Year)", will the next time they pay me interest be 4/3/2020? I just want to make sure "Annually (end of year)" doesn't mean 12/3...
by blackwhisker
Fri Mar 08, 2019 3:05 am
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 7026

Re: attacked by off-leash dog

I appreciate all the helpful suggestions. I am glad most of the replies to this thread are supportive. Thank you.
by blackwhisker
Fri Mar 08, 2019 1:34 am
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 7026

Re: attacked by off-leash dog

satoriboat wrote:
Fri Mar 08, 2019 1:26 am
@HomerJ:. They say they are friendly. That does not mean I feel comfortable with an out of control dog sticking his muzzle in my crotch. EVERY dog owner thinks his dog is friendly. Just like everyone things the are great drivers and investors. They usually aren't. .
well said!
by blackwhisker
Thu Mar 07, 2019 9:54 pm
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 7026

attacked by off-leash dog

I was attacked by an off-leash dog at a park today. The owner refused to put the dog on the leash even after the attack. I called the police department and they sent out an officer in ~10 minutes. The dog owner was gone by then. The police told me I can call them to report off-leash dog owners and d...
by blackwhisker
Sat Feb 16, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: posting reviews on yelp vs google, privacy?
Replies: 9
Views: 688

Re: posting reviews on yelp vs google, privacy?

Why not own up to what you want to post? Otherwise you are just spreading back door rumors. Let me give you an example: if I want to review a medical professional with a very narrow specialty, would I want all my acquaintances to know which medical condition I have? A few people on this forum seem ...
by blackwhisker
Sat Feb 16, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: posting reviews on yelp vs google, privacy?
Replies: 9
Views: 688

Re: posting reviews on yelp vs google, privacy?

I am going to rant a little here. If you don’t Want people knowing that it is you posting the review, perhaps you shouldn’t post it. Annonyminity causes horrible flame wars and bullying etc etc. I apologize if there is a specific reason you must remain anonymous, say you know the business owners, o...
by blackwhisker
Fri Feb 15, 2019 3:24 pm
Forum: Personal Consumer Issues
Topic: posting reviews on yelp vs google, privacy?
Replies: 9
Views: 688

posting reviews on yelp vs google, privacy?

i need to post a review on yelp or google for a business. which web site offers more privacy for the users that post reviews? i have never posted reviews before. i logged into my yelp account this morning. i was surprised to see i have a dozen "yelp friends". they are my acquaintances. i guess they ...
by blackwhisker
Fri Jan 25, 2019 1:18 pm
Forum: Personal Consumer Issues
Topic: Boarding School advice
Replies: 11
Views: 1648

Re: Boarding School advice

If they allow the students to have cars then one thing you should do is to drive through the student parking lot. It was a lot different situation but I was moving to a different city just before my son started public high school. Part of the house hunting was to visit the different high schools wh...
by blackwhisker
Fri Jan 11, 2019 2:51 pm
Forum: Personal Investments
Topic: state income tax on VMMXX interest
Replies: 13
Views: 1080

Re: state income tax on VMMXX interest

This page is your friend.... 2017 Government Obligations data for Vanguard funds. (2018 is not out yet) https://personal.vanguard.com/pdf/USGO_022018.pdf Bookmark this page and the 2018 data will show up here once it is published: https://personal.vanguard.com/us/insights/taxcenter/state-specific-t...
by blackwhisker
Fri Jan 11, 2019 2:48 pm
Forum: Personal Investments
Topic: Vanguard Prime MM (VMMXX) Tax Efficiency?
Replies: 6
Views: 1662

Re: Vanguard Prime MM (VMMXX) Tax Efficiency?

livesoft wrote:
Sat Jul 28, 2018 3:37 pm
http://www.ct.gov/drs/cwp/view.asp?A=1511&Q=267208 suggests the fund needs at least 50% of ....
Thanks livesoft!
by blackwhisker
Fri Jan 11, 2019 2:47 pm
Forum: Personal Investments
Topic: state income tax on VMMXX interest
Replies: 13
Views: 1080

Re: state income tax on VMMXX interest

Take a look at the instructions for California Schedule CA (540). "Certain mutual funds pay “exempt-interest dividends.” If the mutual fund has at least 50% of its assets invested in tax-exempt U.S. obligations and/or in California or its municipal obligations, that amount of dividend is exempt fro...
by blackwhisker
Fri Jan 11, 2019 2:21 pm
Forum: Personal Investments
Topic: state income tax on VMMXX interest
Replies: 13
Views: 1080

Re: state income tax on VMMXX interest

thank you for the replies.

i am the op. i am in california. does anyone know if i have to pay full california state income tax on VMMXX insterest?
by blackwhisker
Fri Jan 11, 2019 2:08 pm
Forum: Personal Investments
Topic: state income tax on VMMXX interest
Replies: 13
Views: 1080

state income tax on VMMXX interest

a vanguard representative told me only part of the VMMXX is taxable at the state level because VMMXX owns about 30% u.s. treasuries. that does not sound correct to me. i thought the entire interest from VMMXX is taxable both on the federal and state level. can someone confirm this? also, is the foll...
by blackwhisker
Thu Jan 10, 2019 2:20 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 968

Re: Good bags/containers for packing snacks?

I use wax sandwich bags: https://www.amazon.com/Reynolds-Cut-Rite-Paper-Sandwich-Count/dp/B00KQVYPPE or https://www.amazon.com/CARE-Unbleached-Sandwich-Bags-Count/dp/B003BONV2G/ref=pd_lpo_vtph_bs_lp_t_1?_encoding=UTF8&psc=1&refRID=PCG4B2Z0MQ6KXCJXXQBP You can put them inside a plastic bag if the sn...
by blackwhisker
Thu Jan 10, 2019 2:18 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 968

Re: Good bags/containers for packing snacks?

Thank you everyone! I appreciate all the suggestions.
by blackwhisker
Thu Jan 10, 2019 12:13 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 968

Good bags/containers for packing snacks?

I have use ziploc bags and 365 brand sandwich bags to pack my kid's snacks. I notice the snacks often taste funny(like the plastic) if the snacks are not eaten with ~8 hours. Are there better plastic bags out there? Should I line the bag with parchment paper? How about non disposable plastic contain...
by blackwhisker
Sat Dec 22, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: Question about basketball trading cards
Replies: 10
Views: 1020

Re: Question about basketball trading cards

Former card store owner and dealer here. If it's for kids, depending on age, I'd go with the cheapest brand possible and buy quantity. A box of a lesser brand will yield plenty of stars and maybe multiples and almost assure getting favorite players. For an older, more serious collector, maybe upsca...
by blackwhisker
Sat Dec 22, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Question about basketball trading cards
Replies: 10
Views: 1020

Re: Question about basketball trading cards

Are they for little kids who just want cards of certain players or are they for kids old enough to think the cards are actually valuable? If the latter go for the more expensive packs. None of them will ever be worth anything unless a specialty card is gotten and sold immediately but kids will neve...
by blackwhisker
Sat Dec 22, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: Question about basketball trading cards
Replies: 10
Views: 1020

Re: Question about basketball trading cards

I'm the op. One more question:
How do I maximize my chance to get a card in a box with a particular basketball player? For example, lebron James, James harden. Maybe there is no way to do that? Unless I go to a collectors shop and pay big bucks for individual cards?
by blackwhisker
Sat Dec 22, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: Question about basketball trading cards
Replies: 10
Views: 1020

Question about basketball trading cards

I know nothing about basketball cards. But need to buy some for Christmas gifts. Should I assume the higher the cost per card, the better the cards are in the packet/box? For example, these prizm cards are 24 cards for $19.99 https://www.target.com/p/2018-nba-prizm-basketball-trading-card-blaster-bo...
by blackwhisker
Tue Dec 18, 2018 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 standard deduction or itemized deduction?
Replies: 5
Views: 767

Re: 2018 standard deduction or itemized deduction?

Thank you everyone! I really appreciate your help!
by blackwhisker
Tue Dec 18, 2018 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 standard deduction or itemized deduction?
Replies: 5
Views: 767

2018 standard deduction or itemized deduction?

i tried to use turbotax to run some numbers for 2018. but the web site said the property tax deduction area is waiting for irs update. so here i am. i am trying to figure out for 2018 if i should use standard or itemized deduction. i don't totally understand the tax law changes for 2018. here is the...
by blackwhisker
Tue Dec 18, 2018 1:49 am
Forum: Personal Consumer Issues
Topic: When has being frugal or cheaping out bit you in the rear?
Replies: 109
Views: 8359

Re: When has being frugal or cheating out bit you in the rear?

thank you for this great thread! i love it when we can be open and laugh about our own mistakes. i have done plenty of "penny wise pound foolish" things. i am glad i am not alone. So where's your shared story, blackwhisker?? :confused Or do you just love it when OTHERS can be open so you can laugh ...
by blackwhisker
Mon Dec 17, 2018 1:08 am
Forum: Personal Consumer Issues
Topic: When has being frugal or cheaping out bit you in the rear?
Replies: 109
Views: 8359

Re: When has being frugal or cheating out bit you in the rear?

thank you for this great thread! i love it when we can be open and laugh about our own mistakes. i have done plenty of "penny wise pound foolish" things. i am glad i am not alone.
by blackwhisker
Sun Dec 16, 2018 1:27 am
Forum: Personal Consumer Issues
Topic: Sports illustrated subscription, how to avoid auto renew
Replies: 15
Views: 1166

Re: Sports illustrated subscription, how to avoid auto renew

Thank you everyone for the suggestions! This is very helpful!
by blackwhisker
Sun Dec 16, 2018 1:26 am
Forum: Personal Consumer Issues
Topic: Sports illustrated subscription, how to avoid auto renew
Replies: 15
Views: 1166

Re: Sports illustrated subscription, how to avoid auto renew

If you want quality sports journalism, I'd highly recommend The Athletic. Amazing coverage, great stories that are more than just re-caps of games. Though it's online/app only, no dead tree version. It's quality is way above SI at this point which seems more dumbed down and click-baity. You can try...
by blackwhisker
Sat Dec 15, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: Sports illustrated subscription, how to avoid auto renew
Replies: 15
Views: 1166

Sports illustrated subscription, how to avoid auto renew

I want to subscribe to Sports Illustrated. But the web site says the subscription will be automatically renewed every year. I have heard some horror stories about people unable to cancel their auto renewed magazine subscription. Is there any way to avoid auto renew when signing up for a new subscrip...
by blackwhisker
Thu Dec 06, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

*Jumping jacks *Dribbling drills (figure eights through the legs - keep ball low, keep head up) *Suicides in the parking lot *Shooting at an imaginary hoop (one-hand shots, elbow in, arc, imagine ball going over rim and swishing in...visualizing) *Defensive stance, defensive slides, footfires *Stre...
by blackwhisker
Thu Dec 06, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

Varsity Girls Basketball Coach here in NY - Sometimes my girls have to warm up in hallway while the boys finish practice. 1. Stretch - https://kidshealth.org/en/teens/stretching-vd.html - dynamic stretches are important as it gets the kids moving and the heart beating. 2. Simple Ball Drills - Have ...
by blackwhisker
Thu Dec 06, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

I used to coach travel bball ages 10-13 and having limited warm up time on the court isn't uncommon. We would have our kids outside if the weather permitted or stretch and dribble in the hall/pass in the hall. Great time to go over plays on the dry erase board and team tactics. Also can do ball tap...
by blackwhisker
Thu Dec 06, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

Pass the ball with a friend outside or in the hallway. In my opinion, really important not to make a big deal out of these activities or the warm-up. I would not encourage anything structured. That’s why I say passing the ball with a friend. No need for stretching, structured running, drills, etc. ...
by blackwhisker
Wed Dec 05, 2018 11:22 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

livesoft wrote:
Wed Dec 05, 2018 10:21 pm
Our teams would warm-up outside. Plenty of space.
Warm up outside sounds good. I'm not sure why our teams don't usually do that
by blackwhisker
Wed Dec 05, 2018 11:21 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

fourwaystreet wrote:
Wed Dec 05, 2018 10:25 pm
Stretch in a hallway leading to the gym, they can also work on dribbling drills.
Thank you! Sounds good
by blackwhisker
Wed Dec 05, 2018 11:20 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

Blackwhisker ... are you asking as the coach, or as a parent only? I am asking as a parent only. I am also asked this question for occasions like before tryouts. Sorry typo above, ( speech recognition software problems) I meant to say I am also asking this question for occasions like before tryouts.
by blackwhisker
Wed Dec 05, 2018 11:18 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Re: Warm-up before basketball game with space constraints?

J295 wrote:
Wed Dec 05, 2018 10:27 pm
Blackwhisker ... are you asking as the coach, or as a parent only?
I am asking as a parent only. I am also asked this question for occasions like before tryouts.
by blackwhisker
Wed Dec 05, 2018 10:02 pm
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1226

Warm-up before basketball game with space constraints?

How to warm up for basketball game when space is limited? Is jump rope good? (I read it in an online article) It is basketball season for my pre-teen kid. The gym for their game is always scheduled for back to back games. The kids usually only get about five minutes on the basketball court to warm-u...
by blackwhisker
Sun Dec 02, 2018 10:56 pm
Forum: Personal Consumer Issues
Topic: Target gift cards 10% off today only
Replies: 11
Views: 1533

Re: Target gift cards 10% off today only

Target gift cards up to $300 are 10% off today only. An easy way for Target shoppers to make $30. Only $15 if you regularly use the Red Card with 5% off, but still easy cash. 10% off plus another 2% cash to my Fidelity IRA. A great deal given we spend anywhere from $40-100/weekly at Target. Great i...
by blackwhisker
Sat Nov 24, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1084

Re: ESPN plus subscription question

Youtube TV (the subscription service, not the free Youtube) allows you to watch a surprisingly large number of major sports that are broadcast either nationally or in your market, including ESPN, FOX, NBC, etc. As an example, a Cubs fan viewing in-market could see about 2/3 of games last season, in...
by blackwhisker
Sat Nov 24, 2018 3:30 am
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1084

Re: ESPN plus subscription question

I also think that ESPN+ is a good value (I was a longtime ESPN Insider subscriber who got migrated over when Insider went away). For me, though, most of the appeal comes mostly from the editorial content and data-driven tools, as opposed to the live sports (although you can see some MLB and NHL gam...
by blackwhisker
Sat Nov 24, 2018 2:07 am
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1084

Re: ESPN plus subscription question

Anyone here familiar with espn plus subscription? Does it allow you to watch all the NBA basketball games and college basketball games? Also, is it easy to cancel subscription at any time? I have an ESPN+ subscription and quite like it. But it does NOT give you access to what is aired on their TV c...
by blackwhisker
Sat Nov 24, 2018 12:33 am
Forum: Personal Consumer Issues
Topic: ESPN plus subscription question
Replies: 10
Views: 1084

ESPN plus subscription question

Anyone here familiar with espn plus subscription? Does it allow you to watch all the NBA basketball games and college basketball games? Also, is it easy to cancel subscription at any time?

Thanks
by blackwhisker
Wed Nov 21, 2018 5:55 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2524

Re: Good oil for cooking and salad?

Some brands: Macadamia nut oil - "Mac Nut" - https://thrivemarket.com/p/mac-nut-oil-macadamia-oil Avocado Oil - Chosen Foods - https://chosenfoods.com/collections/avocado-oil-products Ghee - Organic Valley (was formerly "Purity Farms") Olive Oil - We like to go to a local shop (https://www.fustinis...
by blackwhisker
Tue Nov 20, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2524

Re: Good oil for cooking and salad?

Kennedy wrote:
Tue Nov 20, 2018 10:28 pm
For high heat temps, I use ghee (Costco) or avocado oil (Costco). For anything unheated, I use California Ranch Olive Oil Extra Virgin Everyday Oil. It's sold at Sprouts or Kroger affiliates... Love that stuff!
Thank you for the detailed info Kennedy!! I will try your suggestions.
by blackwhisker
Tue Nov 20, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2524

Re: Good oil for cooking and salad?

Hello again. I'm the op. Thanks everyone for the info.

Btw, in addition to the type of oil you like, could you also share the name of the brand(s) you like? It seems quality can be very different depending on the brands. Thank you!
by blackwhisker
Tue Nov 20, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2524

Re: Good oil for cooking and salad?

i am sure i will like pistachio oil and macadamia oil. thanks for the info. i would probably get them for dipping or salads.

what would be a reasonably price oil for frying? i would hate to use $5-$6 worth of avocado oil each time to make french fries.
by blackwhisker
Tue Nov 20, 2018 4:03 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2524

Re: Good oil for cooking and salad?

Earl Lemongrab wrote:
Tue Nov 20, 2018 12:50 pm
lutok wrote:
Tue Nov 20, 2018 8:18 am
Just personal preference, but I have never seen a "canola" :)
It's made from rapeseed, so a new name was desired for marketing purposes. The "can" in canola comes from "Canada".
Thanks. I didn't know that