Search found 12 matches

by NYC1
Fri Jan 31, 2020 10:54 am
Forum: Personal Investments
Topic: Good online Calculator for Retirement Income
Replies: 3
Views: 584

Good online Calculator for Retirement Income

Hello, If you are aware of a good calculator to determine your income from your investments can you please share the website name or link? I am about ~10 years away from retirement, but I would like to use different calculators to determine should I work for ~8 more years or stay for ~10 or ~12 year...
by NYC1
Wed Aug 21, 2019 9:03 am
Forum: Personal Investments
Topic: Vanguard Change to Personal Adviser Services
Replies: 29
Views: 2886

Re: Vanguard Change to Personal Adviser Services

First, thank you for taking the time to reply and for your prior insight into Vanguard. I believe many of us who read investing books, read Boglehead posts and list to Rick on Podcast know pretty much how to best handle the basics of investing for retirement. My problem is this: 1. I am getting much...
by NYC1
Wed Aug 21, 2019 8:23 am
Forum: Personal Investments
Topic: Vanguard Change to Personal Adviser Services
Replies: 29
Views: 2886

Vanguard Change to Personal Adviser Services

Vanguard last week made a change to the way you interact with PAS (Personal Advisor Services). Now instead of always speaking to your own PA you are routed to a "pool" of "with more specialized client service teams." I am not sure if this change is being made for one of these reasons: 1. Too many pe...
by NYC1
Wed Jul 17, 2019 6:48 am
Forum: Personal Investments
Topic: How to calculate Capital Gain Taxes?
Replies: 6
Views: 775

Re: How to calculate Capital Gain Taxes?

First, thank you for taking the time to reply and to share your knowledge! Greatly Appreciated! I wanted to provide some addition updates/insight on this topic: 1. My funds are with The Vanguard Group and I have been instructed that when you logon to your account there is a section called "Cost Basi...
by NYC1
Mon Jul 15, 2019 2:36 pm
Forum: Personal Investments
Topic: Purchasing a home - Use Retirement/Non Retirement Funds?
Replies: 10
Views: 695

Re: Purchasing a home - Use Retirement/Non Retirement Funds?

Hello, Thank you for your reply, let me clarify my situation. 1. I own an existing home that upon its sale will allow me to return 300K back to my Vanguard Index 500 Account. 2. I have sufficient funds in BOTH my Retirement V 500 Index fund and a second account that is Non-Retirement Index 500 Accou...
by NYC1
Mon Jul 15, 2019 10:02 am
Forum: Personal Investments
Topic: How to calculate Capital Gain Taxes?
Replies: 6
Views: 775

How to calculate Capital Gain Taxes?

Hello,

If I sell 400K in Vanguard Index 500 fund what is the approximate Capital Gains that I would be expected to pay? Is there a way to calculate this for the V Index 500 Fund?

Thanks in advance for your reply!
by NYC1
Mon Jul 15, 2019 10:01 am
Forum: Personal Investments
Topic: Purchasing a home - Use Retirement/Non Retirement Funds?
Replies: 10
Views: 695

Re: Purchasing a home - Use Retirement/Non Retirement Funds?

Thank you for your reply. The funds being discussed are in Vanguard Index 500 funds.
by NYC1
Mon Jul 15, 2019 9:47 am
Forum: Personal Investments
Topic: Purchasing a home - Use Retirement/Non Retirement Funds?
Replies: 10
Views: 695

Re: Purchasing a home - Use Retirement/Non Retirement Funds?

Thank you for taking the time to reply. Here are the details. 1. Looking to put down a deposit of 150K. 2. Have to pay off an existing mortgage of 100K to obtain the new mortgage. 3. I expect to outlay approx 300K from personal funds. 4. I expect to receive approx 300K from sale of an existing home....
by NYC1
Mon Jul 15, 2019 7:57 am
Forum: Personal Investments
Topic: Purchasing a home - Use Retirement/Non Retirement Funds?
Replies: 10
Views: 695

Purchasing a home - Use Retirement/Non Retirement Funds?

Hello, I am purchasing a new home. I plan on borrowing the deposit from my Vanguard funds, with the plan on returning the money within 60 - 90 days. My questions are as follows: 1. Should I use my Retirement Vanguard or my Non-Retirement account to "borrow" the money from myself? I plan on returning...
by NYC1
Mon Mar 04, 2019 8:58 am
Forum: Personal Investments
Topic: Vanguard Personal Advisor Services
Replies: 40
Views: 7442

Vanguard Personal Advisor Services

Hello, I am considering using Vanguard Personal Advisor Services (PAS) and I am trying to get some Pros and Con's in making a decision? Pros: 1. Cannot say enough good things about how Vanguard treats its customers and its focus on keeping costs low! 2. Have a good amount of trust in this company. 3...
by NYC1
Thu Jan 24, 2019 2:38 pm
Forum: Investing - Theory, News & General
Topic: Tributes to Jack Bogle
Replies: 206
Views: 28570

Re: Tributes to Jack Bogle

I am a long time Vanguard Investor from the 1980's, but I am new to the Bogleheads. I felt the need to add my voice to many on this forum that has said a few kind words about Jack Bogle. Mr. Bogle has done a great service to the ordinary investor and I cannot thank him enough! Mr. Bogle, thank you f...