Search found 11 matches

by AnneMiller1980
Fri Jan 11, 2019 6:36 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

Ok. So two questions about this plan. Should I change my target fund date? It’s currently in Fidelity Freedom Index 2045. If this is the less conservative fund (as opposed to 2025), I’m ok with that for now, as I do have time in the market. Next, should I rebalance my 401K (based on my balances abov...
by AnneMiller1980
Wed Jan 09, 2019 9:25 pm
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

A couple comments on this. The reason I contribut so heavily to the Roth IRA is because I had been following Dave Ramsey for a long time, and while I don’t agree with his investing advice for the most part, it did make sense to me to contribute to my 401K at least to meet my company match, and then ...
by AnneMiller1980
Mon Jan 07, 2019 12:47 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

Because of where the market is right now, I was thinking of making a lump sum contribution of $3000 to my ROTH as I just got some unexpected money as a gift. I would say that my employer and I combined, will probably contribute approx. $3500 for the year to my 401K. This is my contribution of 4% plu...
by AnneMiller1980
Tue Jan 01, 2019 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

401K •VANGUARD INST INDEX (VINIX) $46,812 •VANGUARD MIDCAP IDX INST (VMCIX) $6,940 •VANG SM CAP IDX INST (VSCIX) $9,337 •VAN TOT INTL STK IS (VTSNX) $26,777 •VANG TOT BD MKT INST (VBTIX) $59,431 ROTH IRA Fidelity Freedom Index Fund (FIOFX) $7,388 Vanguard Extended Market Index Admiral (VEXAX) $5,475...
by AnneMiller1980
Tue Jan 01, 2019 5:18 pm
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

UPDATED: Need help with portfolio, template included

401k •VANGUARD INST INDEX (VINIX) 31.35% invested •VANGUARD MIDCAP IDX INST (VMCIX) 4.65% invested •VANG SM CAP IDX INST (VSCIX) 6.25% invested •VAN TOT INTL STK IS (VTSNX) 17.94% invested •VANG TOT BD MKT INST (VBTIX) 39.81% invested Roth IRA Fidelity Freedom Index Fund (FIOFX) this is where I had ...
by AnneMiller1980
Tue Jan 01, 2019 9:35 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

OK. So I transferred $5500 into my Roth for 2018 and now it says I have $7000 securities held in cash, and $5500 cash credit, but I just bought $5475 in Vanguard Extended Market Index Admiral. I understand that this is a pretty risky fund. So, should I now adjust my 401K investments, or should I cha...
by AnneMiller1980
Sun Dec 30, 2018 11:05 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

I understand. I guess I have a hard time assessing my risk. I tend to be a "saver" and hence a little more conservative with my money, but I also understand the point of view that I likely have 25 or so more years in the work force, which is quite sometime to ride the waves of the market. What I don...
by AnneMiller1980
Sun Dec 30, 2018 9:58 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

My account is saying that Vanguard extended market index is closed to new investments. Not sure why this is, or what this means. Someone suggested earlier in this post that the Fidelity index 2025 would be closer to my desired AA, this is probably the case, but would be a more conservative strategy....
by AnneMiller1980
Sun Dec 30, 2018 9:13 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Re: Need help with portfolio, template included

Attempting to bump to the top with edited info and new questions. thanks!!!
by AnneMiller1980
Sun Jun 24, 2018 8:46 am
Forum: Investing - Help with Personal Investments
Topic: Need help with portfolio, template included
Replies: 23
Views: 1978

Need help with portfolio, template included

Updated Post!!! New questions at bottom re: my ROTH IRA Emergency funds: 3-6 months+ additional savings in Money market Account Debt: debt free! Tax Filing Status: single, Head of Household, 2 dependents, but I claim 1 and my bf claims the other Tax Rate: unsure about this one State of Residence: MA...