Search found 16 matches

by Rest Assured
Fri Jun 07, 2019 5:33 am
Forum: Non-US Investing
Topic: Bond choices [Hungary]
Replies: 2
Views: 248

Bond choices [Hungary]

I am looking for advice re. bond choices. Emergency funds: 3 months' worth of living expenses, including potential rent (I currently live at home) Debt: 0 Tax Filing Status: Single Tax Rate: 34.5% total, including mandatory healthcare contributions etc. Age: 34 Desired Asset allocation: See below De...
by Rest Assured
Sun Mar 31, 2019 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Passed Over For Promotion for Being too Good at My Job
Replies: 55
Views: 5804

Re: Passed Over For Promotion for Being too Good at My Job

There are about 20 comparable rolls to mine at my company. I am the best by a large margin. My productivity is 50% higher than the 2nd best person, and about 150% higher than the average. Congratulations. I'd probably be afraid to work with you :D How is your relationship with your peers? A managem...
by Rest Assured
Sun Mar 31, 2019 12:16 pm
Forum: Personal Investments
Topic: How often do you check your accounts?
Replies: 53
Views: 3180

Re: How often do you check your accounts?

I do budgeting once a week - I save all receipts - and check my account balances at the end of every month.
by Rest Assured
Sun Mar 31, 2019 12:09 pm
Forum: Personal Consumer Issues
Topic: Do any of you have a fear of changing jobs?
Replies: 73
Views: 4840

Re: Do any of you have a fear of changing jobs?

I actually have a fear of job interviews. It's very annoying. I'm a perfectionist and think it'd be the end of the world if I did badly at an interview. I've thought about interviewing as a sport, just for gaining useful experience in that. I'm a software developer and have thought about interviewin...
by Rest Assured
Fri Mar 15, 2019 1:44 pm
Forum: Personal Finance (Not Investing)
Topic: Side gig ideas with minimal requirements?
Replies: 124
Views: 9719

Re: Side gig ideas with minimal requirements?

For some reason, this thread really resonated with me. Perhaps you're experiencing writer's block? If you don't have any ideas of your own, there's no shame in borrowing someone's app idea and trying to implement that. I think software development is a very wide field. Some work on software for self...
by Rest Assured
Fri Mar 08, 2019 1:56 am
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 109
Views: 6295

Re: Advice on IT Certification program

For network administration, I believe CCNA is the 'golden standard' cert. Please note that the 'cert wars' are over as soon as your kid gets that job. The cert is just an enabler. Building a lasting career in IT takes genuine curiosity, interest and learning. This field resets itself every 5 years o...
by Rest Assured
Fri Mar 08, 2019 1:41 am
Forum: Investing - Theory, News & General
Topic: Company ESPP - share price drop after purchase
Replies: 32
Views: 1852

Re: Company ESPP - share price drop after purchase

2 questions:

-Why sell so quickly?
-Why sell at all?
by Rest Assured
Mon Feb 18, 2019 12:39 am
Forum: Personal Finance (Not Investing)
Topic: Moved to new state/job 6M ago. Previous employer wants me back!
Replies: 57
Views: 5782

Re: Moved to new state/job 6M ago. Previous employer wants me back!

You and your family relocated half a year ago. The new company paid for your relocation, signalling that they'd really like for you to stay. The perks offered at the new company seem to be very good to excellent. Brand new projects can fail. And often do. How would it feel for you to pass by the of...
by Rest Assured
Sun Feb 17, 2019 11:00 am
Forum: Personal Finance (Not Investing)
Topic: Advice Needed - Options for Commuting to Work
Replies: 37
Views: 1573

Re: Advice Needed - Options for Commuting to Work

I have been commuting using public transport 2h/day for the past 10 years. Always reduce time spent commuting to the minimum possible. I would not accept a location/position that requires me to commute more than 2h/day. You are no doubt assuming a best case scenario when thinking about commuting usi...
by Rest Assured
Sun Jan 13, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: MMORPG games
Replies: 63
Views: 5799

Re: MMORPG games

Not MMORPGs specifically, but if a video game exists and was good 1998-2014, I've probably played it. I avoided the MMORPG craze for various reasons, mostly because I disliked the monthly fee structure and was on 56k for a long time, so it would have been prohibitively expensive. Nowadays, I sate my...
by Rest Assured
Sat Dec 22, 2018 2:02 am
Forum: Investing - Theory, News & General
Topic: Value of CFA Institute Investment Foundations Certificate
Replies: 2
Views: 448

Re: Value of CFA Institute Investment Foundations Certificate

What are the programmer skillsets that are required? I wasn't referring to specific jobs, more thinking along the line that if two devs apply and one dev has domain knowledge, that dev is more valuable. OTOH, the core value of a dev is not domain knowledge, but the ability to absorb any domain to a...
by Rest Assured
Fri Dec 21, 2018 4:08 am
Forum: Investing - Theory, News & General
Topic: Value of CFA Institute Investment Foundations Certificate
Replies: 2
Views: 448

Value of CFA Institute Investment Foundations Certificate

I work as a software developer and am somewhat interested in finance. I've seen that the CFA Institute is offering a relatively new Investment Foundations Certificate . The requirements are Learning some material, available online - but you need a CFA account, so I haven't seen the material yet Taki...
by Rest Assured
Tue Jul 10, 2018 3:23 pm
Forum: Non-US Investing
Topic: Looking for portfolio advice [Hungary]
Replies: 12
Views: 1105

Re: Looking for portfolio advice [Hungary]

Thanks for the detailed explanation, danielc. I looked at the four bond ETFs mentioned again. They track the following indices: iShares Global Aggregate Bond UCITS ETF (AGGU) tracks The Bloomberg Barclays Global Aggregate Bond Index iShares Global Aggregate Bond UCITS ETF (AGGH) tracks The Bloomberg...
by Rest Assured
Mon Jul 09, 2018 2:44 pm
Forum: Non-US Investing
Topic: Looking for portfolio advice [Hungary]
Replies: 12
Views: 1105

Re: Looking for portfolio advice [Hungary]

Since you live in the EU, maybe you can consider an online bank in another EU country. For example, N26 Savings is in Germany, but they have a website in English, and they are offering a pretty impressive 1.48%. I have never used them, I don't know them, but here's one review and here is another . ...
by Rest Assured
Thu Jul 05, 2018 1:45 pm
Forum: Non-US Investing
Topic: Looking for portfolio advice [Hungary]
Replies: 12
Views: 1105

Re: Looking for portfolio advice [Hungary]

Thank you. Yes, there have been discussions in the past about Hungary joining the EMU, however I don't think that will happen until at least 2025 if ever. About EMIM and IWDA. I understand that companies in developed countries are relocating more and more of their operations to low-cost developing c...
by Rest Assured
Sat Jun 23, 2018 3:53 am
Forum: Non-US Investing
Topic: Looking for portfolio advice [Hungary]
Replies: 12
Views: 1105

Looking for portfolio advice [Hungary]

Occasional lurker, first-time poster. Grateful that this forum and the wiki exist. I'm looking to optimize my investments, and am curious what you think. Emergency funds: 3 months' worth of living expenses, including potential rent (I currently live at home) Debt: 0 Tax Filing Status: Single Tax Rat...